Median Income
$101,513
35% higher than US avg
Home Value
$218,800
22% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
18.6%
45% lower than US avg
Median Rent
$825
29% lower than US avg
Obesity Rate
37.5%
17% higher than US avg
Unemployment
2.4%
33% lower than US avg
Poverty Rate
0.8%
94% lower than US avg
How Agency Compares to the U.S. Average (100% = U.S. avg)
People
Population808
Median Age43.3 yrs
Density219/mi²
Male / Female52% / 48%
Largest GroupWhite 91%
Veterans6.5%
Economy
A+
Median Income$101,513
Per Capita$39,824
Unemployment2.4%
Poverty0.8%
Commute32 min
Housing
A+
Home Value$218,800
Rent$825
Ownership97.6%
Zillow$325,418
Housing Units285
Rent Burden13.1%
Crime
C+
Violent0/100K
Property1,194/100K
Health
Obesity37.5%
Uninsured7.0%
Smoking13.9%
Depression24.8%
Heart Disease4.8%
Climate
Avg Temp53°F (12°C)
AQI41 (Good)
Rain36.9 in/yr
Sunny Days269/yr
Elevation850 ft (259 m)
Education
C
Bachelor's+18.6%
High School+97.4%
Graduate+7.0%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute32 min
Broadband94.5%
EV Stations4
Is Agency a Good Place to Live?
Based on current data, Agency receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Agency offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Agency is $101,513, which is significantly higher than the national average / 35% above $75,149. This places Agency among higher-income communities. The job market is very strong with unemployment at just 2.4%. Only 0.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Agency is $218,800, 22% below the national median / offering relatively affordable homeownership. Renters pay a median of $825 per month, below the national average / a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Agency is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,194 per 100,000, 39% below the national average.
Education
18.6% of residents hold a bachelor's degree, below the national average of 33.7%. 97.4% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Agency experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 78°F in July. With 269 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.9 inches. Air quality is rated Good with a median AQI of 41.
Agency has a population of 808 with a density of 219 people per square mile, spread across 3.7 square miles. The median age is 43.3 years, 11% older than the national median of 38.9. The gender split is 48% female and 52% male. The city is predominantly White (91.1%). English is the primary language spoken at home by 98.8% of residents. 6.5% of the population are veterans. 7.1% of residents have a disability (below the 13.0% national average). 92.9% have health insurance coverage.
Population
43.3yrs
Median Age
11% above US avg
Language Spoken at Home
English Only
98.8%
26% above US avg
Spanish
1.2%
91% below US avg
The median household income in Agency is $101,513, which is 35% above the national average of $75,149. Per capita income is $39,824. The unemployment rate is 2.4% (below the 3.6% US average). 0.8% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 32 minutes. 6.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $101,513 |
| 35% above US avg |
| Per Capita Income | $39,824 |
Employment & Poverty
| Unemployment | 2.4% |
| 33% below US avg |
| Poverty Rate | 0.8% |
| 94% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 31.8 min |
| Drive Alone | 81.4% |
| Public Transit | 0.0% |
| Work from Home | 6.8% |
The median home value in Agency is $218,800, 22% below the national median of $281,900. Zillow estimates the typical home value at $325,418, higher than the Census estimate. Homes sell for 97.9% of their list price. Monthly rent averages $825 (29% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 97.6% of housing units are owner-occupied (above the 65.4% national rate). There are 285 total housing units in the city. The median year a home was built is 1981. 13.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $218,800 |
| 22% below US avg |
| Zillow ZHVI | $325,418 |
Real Estate Market (Redfin)
| $/Sq Ft | $147 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 97.9% |
| Price Drops | 0.0% |
Rental Costs
| Census Median Rent | $825 |
| 29% below US avg |
| Rent Burden | 13.1% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 97.6% |
| Owner-Occupied | 97.6% |
| Renter-Occupied | 2.4% |
| Housing Units | 285 |
| Median Year Built | 1981 |
Property Tax
In Agency, 37.5% of adults are obese, above the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 29.4% have high blood pressure. 13.9% are current smokers. 19.3% report binge drinking. 23.4% are physically inactive. 24.8% report depression (above the 20.0% national average). 17.5% experience frequent mental distress. 7.0% of residents lack health insurance.
Health Metrics: Agency vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.5% |
| 17% above US avg |
| Diabetes | 8.2% |
| Heart Disease | 4.8% |
| High Blood Pressure | 29.4% |
| Asthma | 10.4% |
| COPD | 5.6% |
| Cancer | 7.5% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 13.9% |
| 1% below US avg |
| Binge Drinking | 19.3% |
| Physical Inactivity | 23.4% |
| Depression | 24.8% |
| Mental Distress | 17.5% |
| Physical Distress | 11.7% |
| Short Sleep | 37.0% |
Healthcare Access
| Insurance Rate | 92.9% |
| Uninsured | 7.0% |
| 19% below US avg |
| Checkup Rate | 76.2% |
| Dental Visits | 68.5% |
Food & Exercise
Agency has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,194 per 100,000, 39% below the U.S. average. Overall, Agency receives a safety grade of C+.
Crime Rates: Agency vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 1,194.4/100K |
| 39% below US avg |
Traffic Safety
| Traffic Accidents | 10 |
| Avg Accident Severity | 2.2 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Agency experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 26°F in January while summers reach 78°F in July. The area gets 269 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.9 inches. The area receives 3.6 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 850 feet.
Temperature
26°F Jan (-3°C)
78°F Jul (25°C)
| Annual Average | 53.3°F |
| 1% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 78°F (25°C) |
| Sunny Days | 269 days/yr |
Geography
| Elevation | 850 ft (259 m) |
| Area | 3.7 sq mi (9.7 km²) |
| Population Density | 219/sq mi |
| Coordinates | 39.6481°N, 94.7439°W |
| Timezone | America/Chicago |
| Nearest Airport | Kansas City International (MCI)
24 miles away |
Precipitation & Snow
Annual Rainfall
36.9"
3% below US avg
Wettest Month (May)
4.88"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.5 on Jul 15, 2025.
| Dec 17, 2009 |
2 km NW of Auburn, Nebraska |
M3.6 |
127 km |
| Jul 16, 2004 |
6 km SSE of Riverton, Iowa |
M3.5 |
129 km |
| May 18, 2005 |
Missouri |
M3.3 |
148 km |
| Mar 23, 2007 |
5 km N of Nortonville, Kansas |
M3.1 |
55 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
97 km |
| May 13, 1999 |
6 km WSW of Kansas City, Kansas |
M3.0 |
61 km |
| Mar 31, 1993 |
2 km SE of Nemaha, Nebraska |
M2.9 |
108 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
116 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
567 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 361 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 29, 2004 |
EF4 |
50 km |
3 |
| May 4, 2003 |
EF4 |
65 km |
2 |
| May 4, 2003 |
EF4 |
52 km |
0 |
| Mar 29, 1979 |
EF4 |
99 km |
0 |
| May 4, 1977 |
EF4 |
74 km |
0 |
| May 4, 1977 |
EF4 |
61 km |
0 |
| Apr 23, 1975 |
EF4 |
67 km |
1 |
| Jun 8, 1966 |
EF4 |
65 km |
1 |
| Aug 6, 1962 |
EF4 |
90 km |
0 |
| May 7, 1961 |
EF4 |
56 km |
0 |
| May 22, 1952 |
EF4 |
85 km |
0 |
| Mar 6, 2017 |
EF3 |
88 km |
0 |
| May 2, 2008 |
EF3 |
45 km |
0 |
| May 29, 2004 |
EF3 |
16 km |
0 |
| Apr 11, 2001 |
EF3 |
87 km |
0 |
| Apr 26, 1984 |
EF3 |
65 km |
0 |
| Jun 19, 1981 |
EF3 |
88 km |
1 |
| Jun 26, 1969 |
EF3 |
53 km |
0 |
| Jun 11, 1967 |
EF3 |
96 km |
0 |
| Apr 21, 1967 |
EF3 |
86 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
7 wildfires (100+ acres) within 100 km.
Largest: MOSQR-FY20-RX-WUI (964 ac, 2020).
| Year |
Name |
Acres |
Distance |
| 2020 |
MOSQR-FY20-RX-WUI |
964 |
68 km |
| 2012 |
HIGHWAY E |
897 |
77 km |
| 2016 |
SQR BM SL DESOTO 2016 WUI RX |
866 |
67 km |
| 1988 |
NORTH POOL |
698 |
68 km |
| 2020 |
UNNAMED |
645 |
66 km |
| 2009 |
UNIT 6 |
625 |
65 km |
| 2002 |
SCRDGRS 6 |
536 |
65 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.0 in |
Coldest, Driest |
| February |
32°F (-0°C) |
1.1 in |
|
| March |
43°F (6°C) |
2.4 in |
|
| April |
54°F (12°C) |
3.3 in |
|
| May |
64°F (18°C) |
4.9 in |
Wettest |
| June |
73°F (23°C) |
4.6 in |
|
| July |
78°F (25°C) |
4.1 in |
Warmest |
| August |
75°F (24°C) |
4.0 in |
|
| September |
67°F (20°C) |
4.8 in |
|
| October |
56°F (13°C) |
3.2 in |
|
| November |
42°F (5°C) |
2.1 in |
|
| December |
31°F (-1°C) |
1.5 in |
|
Agency has a seasonal temperature swing of 51°F / from 26°F in January to 78°F in July. Total annual precipitation is 36.9 inches, with May being the wettest month (4.9") and January the driest (1.0").
Average costs for common services in Agency. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Agency
What is the population of Agency?
Agency has a population of 808 residents and is located in Missouri. The population density is 219 people per square mile, spread across 3.7 square miles. The median age of residents is 43.3 years, which is older than the national median of 38.9 years. The population is 48% female and 52% male.
Is Agency expensive to live in?
Agency is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $101,513, 35% above the national average of $75,149. The median home value is $218,800 (22% below the U.S. median). Renters pay a median of $825 per month, below the national average of $1,163. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Agency safe?
Agency is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,194 per 100,000 (below the national average). Overall, Agency receives a safety grade of C+ based on combined crime data.
What is the weather like in Agency?
Agency has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 26°F in January, while summers reach an average of 78°F in July. The area receives 269 sunny days per year, well above the national average of 205. Annual rainfall totals 36.9 inches, with 3.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Agency?
The job market in Agency is very strong, with unemployment at just 2.4% / well below the national rate of 3.6%. The average commute time is 32 minutes, and 6.8% of workers work from home.
How much does housing cost in Agency?
The median home value in Agency is $218,800. Zillow estimates the typical home value at $325,418. For renters, the median monthly rent is $825. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 97.6%.
How are the schools in Agency?
Schools in Agency score 5.5 out of 10 on standardized testing, near the national average. 18.6% of adults in Agency hold a bachelor's degree or higher, below the national average of 33.7%. 97.4% have completed high school. 7.0% hold a graduate or professional degree.
How healthy is Agency?
The obesity rate in Agency is 37.5% (above the national rate of 32.1%). 13.9% of adults are smokers. 23.4% are physically inactive. 24.8% of residents report depression. 7.0% lack health insurance (below the national rate).
What is transportation like in Agency?
The average commute in Agency is 32 minutes, longer than the national average of 28 minutes. 81.4% of workers drive alone to work, and 6.8% work from home.
What are the demographics of Agency?
The racial and ethnic makeup of Agency is 91.1% White. 98.8% of residents speak only English at home. 6.5% of the population are military veterans. 7.1% of residents have a disability. 92.9% have health insurance coverage.
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