Median Income
$68,750
9% lower than US avg
Home Value
$147,800
48% lower than US avg
Violent Crime
113/100K
70% lower than US avg
Bachelor's+
13.9%
59% lower than US avg
Median Rent
$721
38% lower than US avg
Obesity Rate
33.9%
6% higher than US avg
Unemployment
3.3%
8% lower than US avg
Poverty Rate
1.0%
92% lower than US avg
How Albany Compares to the U.S. Average (100% = U.S. avg)
People
Population783
Median Age37.9 yrs
Density732/mi²
Male / Female55% / 45%
Largest GroupWhite 94%
Veterans9.4%
Economy
A
Median Income$68,750
Per Capita$34,142
Unemployment3.3%
Poverty1.0%
County GDP$2,951M
Commute24 min
Housing
A+
Home Value$147,800
Rent$721
Ownership90.9%
Zillow$165,377
Housing Units326
Rent Burden21.3%
Crime
F
Violent113/100K
Property794/100K
Murder0.0/100K
Assault0/100K
Burglary340/100K
Health
Obesity33.9%
Uninsured7.1%
Smoking14.1%
Depression23.4%
Heart Disease5.1%
Climate
Avg Temp50°F (10°C)
AQI43 (Good)
Rain36.5 in/yr
Sunny Days275/yr
Elevation657 ft (200 m)
Education
C
Bachelor's+13.9%
High School+94.6%
Graduate+5.7%
School Score6.41
Community
2024 VoteR 59% / D 40%
Commute24 min
Broadband90.6%
EV Stations1
Libraries7
Is Albany a Good Place to Live?
Based on current data, Albany receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Albany offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Albany is $68,750, roughly in line with the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. Only 1.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Albany is $147,800, 48% below the national median / offering relatively affordable homeownership. Renters pay a median of $721 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Albany is a very safe community with a violent crime rate of 113 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 794 per 100,000, 60% below the national average.
Education
13.9% of residents hold a bachelor's degree, below the national average of 33.7%. 94.6% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Albany experiences four distinct seasons with an average temperature of 50°F. Winters average 22°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.5 inches, including 31.9 inches of snow. Air quality is rated Good with a median AQI of 43.
Albany has a population of 783 with a density of 732 people per square mile, spread across 1.1 square miles. The median age is 37.9 years, 3% younger than the national median of 38.9. The gender split is 45.3% female and 54.7% male. The city is predominantly White (94%), with 1.9% Hispanic, 1.9% Black. English is the primary language spoken at home by 98.3% of residents. 9.4% of the population are veterans, above the national rate of 6.0%. 12.2% of residents have a disability. 93.2% have health insurance coverage.
Population
37.9yrs
Median Age
3% below US avg
Language Spoken at Home
English Only
98.3%
25% above US avg
Spanish
1.7%
87% below US avg
The median household income in Albany is $68,750, which is 9% below the national average of $75,149. Per capita income is $34,142 (below the $39,052 national figure). The average weekly wage is $1,014, 29% lower than the U.S. average. The unemployment rate is 3.3% (below the 3.6% US average). 1.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,498 business establishments, including 117 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 24 minutes. 2.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $68,750 |
| 9% below US avg |
| Per Capita Income | $34,142 |
| Avg Weekly Wage | $1,014 |
| IRS Avg AGI | $65,940 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.3% |
| 8% below US avg |
| Poverty Rate | 1.0% |
| 92% below US avg |
| Establishments (County) | 1,498 |
| County GDP | $2,951M |
Business (County)
| Restaurants | 117 |
| Healthcare | 128 |
| Retail | 162 |
| Manufacturing | 60 |
Tax & Cost of Living
| Property Tax (IRS) | $4,438 |
| 27% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.00% |
Commute & Transportation
| Commute Time | 23.5 min |
| Drive Alone | 86.6% |
| Public Transit | 0.0% |
| Work from Home | 2.9% |
The median home value in Albany is $147,800, 48% below the national median of $281,900. Zillow estimates the typical home value at $165,377, higher than the Census estimate. Homes sell for 96.5% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $721 (38% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 90.9% of housing units are owner-occupied (above the 65.4% national rate). There are 326 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $4,438 (higher than the $3,500 national average). 21.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $147,800 |
| 48% below US avg |
| Zillow ZHVI | $165,377 |
| Median List Price | $227,450 |
Real Estate Market (Redfin)
| Median List Price | $227,450 |
| $/Sq Ft | $98 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 96.5% |
| Price Drops | 42.9% |
| Inventory | 7 |
Rental Costs
| Census Median Rent | $721 |
| 38% below US avg |
| Rent Burden | 21.3% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 90.9% |
| Owner-Occupied | 90.9% |
| Renter-Occupied | 9.1% |
| Housing Units | 326 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $4,438 |
| 27% above US avg |
| Effective Rate | 3.00% |
In Albany, 33.9% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 29.1% have high blood pressure. 14.1% are current smokers. 21.8% report binge drinking. 20.2% are physically inactive, below the national average. 23.4% report depression (above the 20.0% national average). 18.1% experience frequent mental distress. 7.1% of residents lack health insurance. The primary care physician ratio is 1:2,112. The dentist ratio is 1:1,716. 76.9% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Albany vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.9% |
| 6% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.1% |
| Asthma | 10.3% |
| COPD | 5.9% |
| Cancer | 7.5% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.1% |
| 1% above US avg |
| Binge Drinking | 21.8% |
| Physical Inactivity | 20.2% |
| Depression | 23.4% |
| Mental Distress | 18.1% |
| Physical Distress | 11.9% |
| Short Sleep | 34.6% |
Healthcare Access
| Insurance Rate | 93.2% |
| Uninsured | 7.1% |
| 17% below US avg |
| Primary Care | 1:2,112 |
| Dentists | 1:1,716 |
| Mental Health | 1:537 |
| Checkup Rate | 74.8% |
| Dental Visits | 65.0% |
| Premature Death | 8,790/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 76.9% |
| Healthcare Facilities | 128 |
Albany has a violent crime rate of 113 per 100,000 residents, 70% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 113.4, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 794 per 100,000, 60% below the U.S. average. This includes larceny/theft at 454, burglary at 340, vehicle theft at 0 per 100,000 residents. The county recorded 5 fatal traffic crashes. Overall, Albany receives a safety grade of F.
Crime Rates: Albany vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 113.4/100K |
| 70% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 113.4/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 793.7/100K |
| 60% below US avg |
| Burglary | 340.1/100K |
| Theft | 453.5/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Albany experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 22°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.5 inches. The area receives 31.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 657 feet.
Temperature
22°F Jan (-6°C)
74°F Jul (24°C)
| Annual Average | 50.2°F |
| 7% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 74°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 657 ft (200 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 732/sq mi |
| Coordinates | 41.7861°N, 90.2164°W |
| Timezone | America/Chicago |
| County | Clinton County County |
| Nearest Airport | Quad Cities International (MLI)
28 miles away |
Precipitation & Snow
Annual Rainfall
36.5"
4% below US avg
Wettest Month (Jun)
4.53"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0477 ppm |
| SO₂ (Sulfur Dioxide) | 1.32 ppb |
| PM2.5 (Fine Particles) | 11.0 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 64.8 / 100 |
| Social Vulnerability | 34.6 / 100 |
| Community Resilience | 87.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
5 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Jul 15, 2024.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
115 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
144 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
65 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
126 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
143 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
615 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 16 fatalities, 255 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 9, 2015 |
EF4 |
77 km |
2 |
| Mar 29, 1981 |
EF4 |
25 km |
0 |
| Apr 11, 1965 |
EF4 |
60 km |
1 |
| Jun 1, 2007 |
EF3 |
99 km |
0 |
| Apr 20, 2004 |
EF3 |
98 km |
8 |
| May 9, 1995 |
EF3 |
59 km |
0 |
| May 9, 1995 |
EF3 |
64 km |
0 |
| Jun 19, 1993 |
EF3 |
73 km |
0 |
| Jul 13, 1992 |
EF3 |
87 km |
0 |
| Mar 13, 1990 |
EF3 |
21 km |
0 |
| May 8, 1988 |
EF3 |
88 km |
0 |
| May 8, 1988 |
EF3 |
47 km |
0 |
| Aug 5, 1979 |
EF3 |
59 km |
0 |
| Aug 15, 1978 |
EF3 |
74 km |
0 |
| Mar 4, 1976 |
EF3 |
85 km |
0 |
| Jun 20, 1974 |
EF3 |
22 km |
1 |
| Jun 14, 1974 |
EF3 |
59 km |
0 |
| May 13, 1974 |
EF3 |
37 km |
0 |
| Jul 17, 1972 |
EF3 |
93 km |
0 |
| Sep 9, 1970 |
EF3 |
88 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
1.4 in |
Coldest |
| February |
25°F (-4°C) |
1.3 in |
Driest |
| March |
37°F (3°C) |
2.6 in |
|
| April |
50°F (10°C) |
3.5 in |
|
| May |
61°F (16°C) |
4.1 in |
|
| June |
71°F (21°C) |
4.5 in |
Wettest |
| July |
74°F (24°C) |
3.8 in |
Warmest |
| August |
72°F (22°C) |
4.4 in |
|
| September |
64°F (18°C) |
3.5 in |
|
| October |
52°F (11°C) |
2.7 in |
|
| November |
38°F (3°C) |
2.4 in |
|
| December |
26°F (-4°C) |
2.0 in |
|
Albany has a seasonal temperature swing of 53°F / from 22°F in January to 74°F in July. Total annual precipitation is 36.2 inches, with June being the wettest month (4.5") and February the driest (1.3").
Average costs for common services in Albany. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $685 |
| Toddler | $590 |
| Preschool | $590 |
| Family Childcare (monthly) |
| Infant | $462 |
| Toddler | $455 |
| Preschool | $455 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Albany
What is the population of Albany?
Albany has a population of 783 residents and is located in Illinois. The population density is 732 people per square mile, spread across 1.1 square miles. The median age of residents is 37.9 years. The population is 45.3% female and 54.7% male.
Is Albany expensive to live in?
Albany has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $68,750, 9% below the national average of $75,149. The median home value is $147,800 (48% below the U.S. median). Renters pay a median of $721 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Albany safe?
Albany is considered a very safe city with a violent crime rate of 113 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 794 per 100,000 (below the national average). Overall, Albany receives a safety grade of F based on combined crime data.
What is the weather like in Albany?
Albany has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 22°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 36.5 inches, with 31.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Albany?
Albany has a healthy job market with an unemployment rate of 3.3%, near the national average of 3.6%. The average weekly wage is $1,014. There are 1,498 business establishments in the area, including 117 restaurants and food service locations. The average commute time is 24 minutes, and 2.9% of workers work from home.
How much does housing cost in Albany?
The median home value in Albany is $147,800. Zillow estimates the typical home value at $165,377. For renters, the median monthly rent is $721. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 90.9%. The average annual property tax is $4,438.
How are the schools in Albany?
Schools in Albany score 6.4 out of 10 on standardized testing, near the national average. 13.9% of adults in Albany hold a bachelor's degree or higher, below the national average of 33.7%. 94.6% have completed high school. 5.7% hold a graduate or professional degree.
How healthy is Albany?
The obesity rate in Albany is 33.9% (above the national rate of 32.1%). 14.1% of adults are smokers. 20.2% are physically inactive. 23.4% of residents report depression. 7.1% lack health insurance (below the national rate). 76.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,112.
What is transportation like in Albany?
The average commute in Albany is 24 minutes, shorter than the national average of 28 minutes. 86.6% of workers drive alone to work, and 2.9% work from home.
What are the demographics of Albany?
The racial and ethnic makeup of Albany is 94% White, 1.9% Black or African American, 1.9% Hispanic or Latino. 98.3% of residents speak only English at home. 9.4% of the population are military veterans. 12.2% of residents have a disability. 93.2% have health insurance coverage.
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