New York · Metropolitan Area
Albany is a large city in New York with a population of 100,081. Residents earn $59,485 per year, which is 21% below the national average.
Based on current data, Albany receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include a highly educated population, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include elevated crime rates, above-average unemployment, below-average incomes. Albany offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Albany is $59,485, 21% below the national average of $75,149. The unemployment rate of 5.3% is somewhat elevated compared to the national rate of 3.6%. 13.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
The median home value in Albany is $223,000, 21% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,178 per month. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.
With 813 violent crimes per 100,000 residents, public safety is a notable concern — this is significantly above the national average of 380. Property crime occurs at a rate of 3,943 per 100,000, 101% above the national average.
Educational attainment is solid, with 44.8% holding a bachelor's degree or higher, near the national average. 89.6% have completed high school. Area schools have an average test score of 5.8/10.
Albany experiences four distinct seasons with an average temperature of 52°F. Winters average 34°F in January while summers reach 73°F in July. With 256 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 52.3 inches, including 47.6 inches of snow. Air quality is rated Good with a median AQI of 36.
| English Only | 82.6% |
| 5% above US avg | |
| Spanish | 17.4% |
| 30% above US avg |
| Median HH Income | $59,485 |
| 21% below US avg | |
| Per Capita Income | $35,851 |
| Avg Weekly Wage | $1,584 |
| IRS Avg AGI | $111,844 |
| Unemployment | 5.3% |
| 47% above US avg | |
| Poverty Rate | 13.1% |
| 6% above US avg | |
| Establishments (County) | 11,137 |
| County GDP | $46,129M |
| Restaurants | 990 |
| Healthcare | 1,021 |
| Retail | 1,229 |
| Manufacturing | 222 |
| Property Tax (IRS) | $10,165 |
| 190% above US avg | |
| Effective Tax Rate | 4.56% |
| Commute Time | 19.5 min |
| Work from Home | 11.9% |
| Census Median | $223,000 |
| 21% below US avg | |
| Zillow ZHVI | $312,118 |
| Median List Price | $260,000 |
| Median List Price | $260,000 |
| $/Sq Ft | $157 |
| Homes Sold | 54 |
| Sale-to-List Ratio | 98.9% |
| Price Drops | 14.8% |
| Inventory | 108 |
| Census Median Rent | $1,178 |
| 1% above US avg | |
| Zillow Rent (ZORI) | $1,590 |
| Studio | $1,217 |
| 1 Bedroom | $1,417 |
| 2 Bedrooms | $1,702 |
| 3 Bedrooms | $2,041 |
| 4 Bedrooms | $2,253 |
| Owner-Occupied | 37.9% |
| Avg Tax (IRS) | $10,165 |
| 190% above US avg | |
| Effective Rate | 4.56% |
| Obesity | 35.1% |
| 9% above US avg | |
| Diabetes | 11.0% |
| Heart Disease | 5.4% |
| High Blood Pressure | 34.1% |
| Asthma | 11.6% |
| COPD | 6.2% |
| Stroke | 3.4% |
| Binge Drinking | 17.2% |
| Physical Inactivity | 25.9% |
| Depression | 20.9% |
| Mental Distress | 16.9% |
| Physical Distress | 13.0% |
| Insurance Rate | 95.5% |
| Checkup Rate | 79.3% |
| Premature Death | 7,276/100K |
| Food Environment | 8.4/10 |
| Exercise Access | 93.9% |
| Healthcare Facilities | 1,021 |
| Total Violent | 813.4/100K |
| 114% above US avg | |
| Murder | 8.1/100K |
| 29% above US avg | |
| Rape | 54.8/100K |
| Robbery | 240.4/100K |
| Assault | 510.2/100K |
| Total Property | 3,943.4/100K |
| 101% above US avg | |
| Burglary | 692.7/100K |
| Theft | 3,126.9/100K |
| Vehicle Theft | 123.7/100K |
| Arson | 12.2/100K |
| Fatal Crashes (County/yr) | 22 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 51.6°F |
| 4% below US avg | |
| January Average | 34°F (1°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 256 days/yr |
| Annual Rainfall | 52.3 inches |
| 38% above US avg | |
| Snowfall | 47.6 inches/yr |
| AQI Median | 36.0 |
| Rating | Good |
| Good Days % | 76.5% |
| Unhealthy Days | 1 |
| Elevation | 249 ft (76 m) |
| Area | 21.4 sq mi (55.4 km²) |
| Population Density | 4,677/sq mi |
| Coordinates | 42.6657°N, 73.7984°W |
| County FIPS | 36001 |
Winner: Democrat by 25.8 points
| Bachelor's Degree+ | 44.8% |
| 33% above US avg | |
| High School+ | 89.6% |
| School Test Score | 5.77 |
| RUCC Code 2 | Metro — 250K–1M |
| Population Density | 4,677/sq mi |
| Total Area | 21.4 sq mi |
| EV Charging Stations | 198 |
| Alt Fuel Stations | 203 |
| Public Libraries | 19 |
| Healthcare Facilities | 1,021 |
| Restaurants | 990 |
| Retail Stores | 1,229 |
| Fatal Crashes (County/yr) | 22 |
| Avg Commute | 19.5 min |
| Work from Home | 11.9% |