Median Income
$73,750
2% lower than US avg
Home Value
$105,400
63% lower than US avg
Violent Crime
552/100K
45% higher than US avg
Bachelor's+
8.1%
76% lower than US avg
Median Rent
$810
30% lower than US avg
Obesity Rate
41.5%
29% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
4.5%
64% lower than US avg
How Albion Compares to the U.S. Average (100% = U.S. avg)
People
Population617
Median Age43.3 yrs
Density1,028/mi²
Male / Female49% / 51%
Largest GroupWhite 58%
Veterans5.7%
Economy
A+
Median Income$73,750
Per Capita$35,793
Unemployment1.9%
Poverty4.5%
County GDP$2,317M
Commute24 min
Housing
A+
Home Value$105,400
Rent$810
Ownership92.2%
Zillow$188,928
Housing Units262
Rent Burden51.0%
Crime
F
Violent552/100K
Property2,880/100K
Health
Obesity41.5%
Uninsured6.4%
Smoking14.3%
Depression20.9%
Heart Disease4.9%
Climate
Avg Temp48°F (9°C)
AQI43 (Good)
Rain32.8 in/yr
Sunny Days260/yr
Elevation957 ft (292 m)
Education
D
Bachelor's+8.1%
High School+95.0%
Graduate+1.0%
School Score4.96
Community
2024 VoteR 57% / D 41%
Commute24 min
Broadband83.5%
EV Stations7
Libraries7
Is Albion a Good Place to Live?
Based on current data, Albion receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates, high obesity rates. Albion offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Albion is $73,750, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.9%. Only 4.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Albion is $105,400, 63% below the national median / offering relatively affordable homeownership. Renters pay a median of $810 per month, below the national average / a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 552 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 2,880 per 100,000, 47% above the national average.
Education
8.1% of residents hold a bachelor's degree, below the national average of 33.7%. 95.0% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Albion experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.8 inches. Air quality is rated Good with a median AQI of 43.
Albion has a population of 617 with a density of 1,028 people per square mile, spread across 0.6 square miles. The median age is 43.3 years, 11% older than the national median of 38.9. The gender split is 51.4% female and 48.6% male. The city is predominantly White (57.7%), with 4.2% Hispanic. English is the primary language spoken at home by 66.2% of residents, while 33.8% speak Spanish. 5.7% of the population are veterans. 8.3% of residents have a disability (below the 13.0% national average). 60.7% have health insurance coverage.
Population
43.3yrs
Median Age
11% above US avg
Language Spoken at Home
English Only
66.2%
16% below US avg
Spanish
33.8%
152% above US avg
The median household income in Albion is $73,750, which is 2% below the national average of $75,149. Per capita income is $35,793. The average weekly wage is $1,070, 25% lower than the U.S. average. The unemployment rate is 1.9% (below the 3.6% US average). 4.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,026 business establishments, including 83 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 2.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $73,750 |
| 2% below US avg |
| Per Capita Income | $35,793 |
| Avg Weekly Wage | $1,070 |
| IRS Avg AGI | $66,742 |
| Gini Index | 0.395 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 4.5% |
| 64% below US avg |
| Establishments (County) | 1,026 |
| County GDP | $2,317M |
Business (County)
| Restaurants | 83 |
| Healthcare | 101 |
| Retail | 116 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $4,348 |
| 24% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 4.13% |
Commute & Transportation
| Commute Time | 24.3 min |
| Drive Alone | 92.8% |
| Public Transit | 0.0% |
| Work from Home | 2.3% |
The median home value in Albion is $105,400, 63% below the national median of $281,900. Zillow estimates the typical home value at $188,928, higher than the Census estimate. Homes sell for 87.4% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $810 (30% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 92.2% of housing units are owner-occupied (above the 65.4% national rate). There are 262 total housing units in the city. The median year a home was built is 1950. The average annual property tax is $4,348 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 1.4x, well within the affordable range.
Home Values
| Census Median | $105,400 |
| 63% below US avg |
| Zillow ZHVI | $188,928 |
Real Estate Market (Redfin)
| $/Sq Ft | $63 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 87.4% |
| Price Drops | 100.0% |
| Inventory | 1 |
Rental Costs
| Census Median Rent | $810 |
| 30% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 92.2% |
| Owner-Occupied | 92.2% |
| Renter-Occupied | 7.8% |
| Housing Units | 262 |
| Median Year Built | 1950 |
Property Tax
| Avg Tax (IRS) | $4,348 |
| 24% above US avg |
| Effective Rate | 4.13% |
In Albion, 41.5% of adults are obese, above the national rate of 32.1%. 8.5% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 28.5% have high blood pressure. 14.3% are current smokers. 24.9% report binge drinking. 21.5% are physically inactive. 20.9% report depression. 16.7% experience frequent mental distress. 6.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,344. The dentist ratio is 1:1,424. 82.6% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Albion vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.5% |
| 29% above US avg |
| Diabetes | 8.5% |
| Heart Disease | 4.9% |
| High Blood Pressure | 28.5% |
| Asthma | 9.5% |
| COPD | 5.2% |
| Cancer | 7.4% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 14.3% |
| 2% above US avg |
| Binge Drinking | 24.9% |
| Physical Inactivity | 21.5% |
| Depression | 20.9% |
| Mental Distress | 16.7% |
| Physical Distress | 11.2% |
| Short Sleep | 33.6% |
Healthcare Access
| Insurance Rate | 60.7% |
| Uninsured | 6.4% |
| 26% below US avg |
| Primary Care | 1:2,344 |
| Dentists | 1:1,424 |
| Mental Health | 1:440 |
| Checkup Rate | 76.3% |
| Dental Visits | 68.6% |
| Premature Death | 9,261/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 82.6% |
| Healthcare Facilities | 101 |
Albion has a violent crime rate of 552 per 100,000 residents, 45% above the national average of 380. Property crime stands at 2,880 per 100,000, 47% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Albion receives a safety grade of F.
Crime Rates: Albion vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 551.7/100K |
| 45% above US avg |
| |
Property Crime
| Total Property | 2,880.4/100K |
| 47% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 7 |
| Avg Accident Severity | 2.6 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Albion experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 32.8 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 957 feet.
Temperature
19°F Jan (-7°C)
73°F Jul (23°C)
| Annual Average | 47.7°F |
| 12% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 957 ft (292 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 1,028/sq mi |
| Coordinates | 42.1125°N, 92.9886°W |
| Timezone | America/Chicago |
| County | Marshall County County |
| Nearest Airport | Waterloo Regional (ALO)
43 miles away |
Precipitation & Snow
Annual Rainfall
32.8"
14% below US avg
Wettest Month (Jun)
4.69"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.5 / 100 |
| Social Vulnerability | 39.9 / 100 |
| Community Resilience | 63.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
727 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 42 fatalities, 1,175 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
50 km |
9 |
| Jun 13, 1976 |
EF5 |
76 km |
0 |
| May 15, 1968 |
EF5 |
74 km |
13 |
| Oct 14, 1966 |
EF5 |
94 km |
6 |
| May 30, 1989 |
EF4 |
24 km |
0 |
| May 24, 1989 |
EF4 |
70 km |
0 |
| Sep 28, 1986 |
EF4 |
65 km |
0 |
| Aug 12, 1974 |
EF4 |
78 km |
0 |
| Jun 18, 1974 |
EF4 |
67 km |
2 |
| Aug 26, 1965 |
EF4 |
68 km |
1 |
| Sep 1, 1961 |
EF4 |
74 km |
0 |
| Jul 19, 2018 |
EF3 |
73 km |
0 |
| Jul 19, 2018 |
EF3 |
5 km |
0 |
| May 25, 2008 |
EF3 |
96 km |
0 |
| Nov 12, 2005 |
EF3 |
90 km |
1 |
| May 21, 2004 |
EF3 |
97 km |
0 |
| May 11, 2000 |
EF3 |
63 km |
1 |
| Mar 22, 1991 |
EF3 |
58 km |
0 |
| Jun 28, 1990 |
EF3 |
59 km |
0 |
| Mar 13, 1990 |
EF3 |
34 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: NEAL SMITH WUI 2016 1 (1,050 ac, 2016).
| Year |
Name |
Acres |
Distance |
| 2016 |
NEAL SMITH WUI 2016 1 |
1,050 |
64 km |
| 2009 |
UNNAMED |
939 |
66 km |
| 2010 |
FOLEY |
786 |
70 km |
| 2011 |
ACE AUTO |
676 |
80 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
60 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
0.9 in |
Coldest, Driest |
| February |
24°F (-5°C) |
1.1 in |
|
| March |
36°F (2°C) |
2.2 in |
|
| April |
49°F (9°C) |
3.2 in |
|
| May |
60°F (16°C) |
4.1 in |
|
| June |
70°F (21°C) |
4.7 in |
Wettest |
| July |
73°F (23°C) |
4.2 in |
Warmest |
| August |
71°F (22°C) |
4.4 in |
|
| September |
63°F (17°C) |
3.6 in |
|
| October |
51°F (11°C) |
2.6 in |
|
| November |
36°F (2°C) |
1.8 in |
|
| December |
22°F (-5°C) |
1.3 in |
|
Albion has a seasonal temperature swing of 54°F / from 19°F in January to 73°F in July. Total annual precipitation is 34.1 inches, with June being the wettest month (4.7") and January the driest (0.9").
Average costs for common services in Albion. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $698 |
| Toddler | $601 |
| Preschool | $601 |
| Family Childcare (monthly) |
| Infant | $471 |
| Toddler | $463 |
| Preschool | $463 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Albion
What is the population of Albion?
Albion has a population of 617 residents and is located in Iowa. The population density is 1,028 people per square mile, spread across 0.6 square miles. The median age of residents is 43.3 years, which is older than the national median of 38.9 years. The population is 51.4% female and 48.6% male.
Is Albion expensive to live in?
Albion is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $73,750, 2% below the national average of $75,149. The median home value is $105,400 (63% below the U.S. median). Renters pay a median of $810 per month, below the national average of $1,163. The home price-to-income ratio is 1.4x, indicating housing is reasonably affordable relative to local income levels.
Is Albion safe?
The violent crime rate in Albion is 552 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 2,880 per 100,000 (above the national average). Overall, Albion receives a safety grade of F based on combined crime data.
What is the weather like in Albion?
Albion has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 19°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 32.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Albion?
The job market in Albion is very strong, with unemployment at just 1.9% / well below the national rate of 3.6%. The average weekly wage is $1,070. There are 1,026 business establishments in the area, including 83 restaurants and food service locations. The average commute time is 24 minutes, and 2.3% of workers work from home.
How much does housing cost in Albion?
The median home value in Albion is $105,400. Zillow estimates the typical home value at $188,928. For renters, the median monthly rent is $810. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 92.2%. The average annual property tax is $4,348.
How are the schools in Albion?
Schools in Albion score 5 out of 10 on standardized testing, near the national average. 8.1% of adults in Albion hold a bachelor's degree or higher, below the national average of 33.7%. 95.0% have completed high school. 1.0% hold a graduate or professional degree.
How healthy is Albion?
The obesity rate in Albion is 41.5% (above the national rate of 32.1%). 14.3% of adults are smokers. 21.5% are physically inactive. 20.9% of residents report depression. 6.4% lack health insurance (below the national rate). 82.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,344.
What is transportation like in Albion?
The average commute in Albion is 24 minutes, shorter than the national average of 28 minutes. 92.8% of workers drive alone to work, and 2.3% work from home.
What are the demographics of Albion?
The racial and ethnic makeup of Albion is 57.7% White, 0.6% Black or African American, 4.2% Hispanic or Latino. 66.2% of residents speak only English at home, while 33.8% speak Spanish. 5.7% of the population are military veterans. 8.3% of residents have a disability. 60.7% have health insurance coverage.
All Countries
