Median Income
$47,000
37% lower than US avg
Home Value
$84,600
70% lower than US avg
Bachelor's+
4.4%
87% lower than US avg
Median Rent
$681
41% lower than US avg
Obesity Rate
39.9%
24% higher than US avg
Unemployment
5.0%
39% higher than US avg
Poverty Rate
8.5%
31% lower than US avg
How Andrews Compares to the U.S. Average (100% = U.S. avg)
People
Population1,068
Median Age35.7 yrs
Density1,695/mi²
Male / Female46% / 54%
Largest GroupWhite 90%
Veterans5.4%
Economy
B
Median Income$47,000
Per Capita$23,915
Unemployment5.0%
Poverty8.5%
County GDP$2,057M
Commute25 min
Housing
A+
Home Value$84,600
Rent$681
Ownership79.9%
Zillow$200,427
Housing Units507
Rent Burden28.6%
Health
Obesity39.9%
Uninsured8.8%
Smoking17.0%
Depression27.1%
Heart Disease5.9%
Climate
Avg Temp50°F (10°C)
Rain40.6 in/yr
Elevation715 ft (218 m)
Education
F
Bachelor's+4.4%
High School+88.4%
Graduate+1.0%
School Score6.17
Community
2024 VoteR 73% / D 25%
Commute25 min
Broadband86.7%
EV Stations1
Libraries5
Is Andrews a Good Place to Live?
Based on current data, Andrews receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include affordable housing, a low poverty rate. Areas to be aware of include below-average incomes, high obesity rates. Andrews offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Andrews is $47,000, 37% below the national average of $75,149. The unemployment rate of 5.0% is somewhat elevated compared to the national rate of 3.6%. 8.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Andrews is $84,600, 70% below the national median / offering relatively affordable homeownership. Renters pay a median of $681 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Education
4.4% of residents hold a bachelor's degree, below the national average of 33.7%. 88.4% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Andrews experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 40.6 inches, including 25.9 inches of snow.
Andrews has a population of 1,068 with a density of 1,695 people per square mile, spread across 0.6 square miles. The median age is 35.7 years, 8% younger than the national median of 38.9. The gender split is 54.3% female and 45.7% male. The city is predominantly White (90.3%), with 6.1% Hispanic. English is the primary language spoken at home by 99.5% of residents. 5.4% of the population are veterans. 11.9% of residents have a disability. 91.2% have health insurance coverage.
Population
1,068
Total Population
2023 Census
35.7yrs
Median Age
8% below US avg
Language Spoken at Home
English Only
99.5%
27% above US avg
Spanish
0.7%
95% below US avg
The median household income in Andrews is $47,000, which is 37% below the national average of $75,149. Per capita income is $23,915 (below the $39,052 national figure). The average weekly wage is $948, 34% lower than the U.S. average. The unemployment rate is 5.0% (above the 3.6% US average). 8.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 990 business establishments, including 88 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 25 minutes. 4.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $47,000 |
| 37% below US avg |
| Per Capita Income | $23,915 |
| Avg Weekly Wage | $948 |
| IRS Avg AGI | $62,599 |
| Gini Index | 0.406 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.0% |
| 39% above US avg |
| Poverty Rate | 8.5% |
| 31% below US avg |
| Establishments (County) | 990 |
| County GDP | $2,057M |
Business (County)
| Restaurants | 88 |
| Healthcare | 72 |
| Retail | 131 |
| Manufacturing | 65 |
Tax & Cost of Living
| Property Tax (IRS) | $3,198 |
| 9% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.78% |
Commute & Transportation
| Commute Time | 25.2 min |
| Drive Alone | 89.1% |
| Public Transit | 0.0% |
| Work from Home | 4.5% |
The median home value in Andrews is $84,600, 70% below the national median of $281,900. Zillow estimates the typical home value at $200,427, higher than the Census estimate. According to Redfin, the median sale price is $187,500 with homes selling in an average of 46 days. Homes sell for 101.4% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $681 (41% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 79.9% of housing units are owner-occupied (above the 65.4% national rate). There are 507 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,198. 28.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $84,600 |
| 70% below US avg |
| Zillow ZHVI | $200,427 |
| Redfin Median Sale | $187,500 |
| Median List Price | $179,950 |
Real Estate Market (Redfin)
| Median Sale Price | $187,500 |
| Median List Price | $179,950 |
| $/Sq Ft | $91 |
| Homes Sold | 1 |
| Days on Market | 46 days |
| Sale-to-List Ratio | 101.4% |
| Price Drops | 28.6% |
| Inventory | 7 |
Rental Costs
| Census Median Rent | $681 |
| 41% below US avg |
| Rent Burden | 28.6% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 79.9% |
| Owner-Occupied | 79.9% |
| Renter-Occupied | 20.1% |
| Housing Units | 507 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,198 |
| 9% below US avg |
| Effective Rate | 3.78% |
In Andrews, 39.9% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 5.9% of residents. 35.9% have high blood pressure. 17.0% are current smokers (above the 14.0% national rate). 18.3% report binge drinking. 23.6% are physically inactive. 27.1% report depression (above the 20.0% national average). 19.4% experience frequent mental distress. 8.8% of residents lack health insurance. The primary care physician ratio is 1:1,836. The dentist ratio is 1:2,456. 84.7% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: Andrews vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.9% |
| 24% above US avg |
| Diabetes | 10.9% |
| Heart Disease | 5.9% |
| High Blood Pressure | 35.9% |
| Asthma | 11.5% |
| COPD | 7.4% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.0% |
| 21% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 23.6% |
| Depression | 27.1% |
| Mental Distress | 19.4% |
| Physical Distress | 13.4% |
| Short Sleep | 36.5% |
Healthcare Access
| Insurance Rate | 91.2% |
| Uninsured | 8.8% |
| 2% above US avg |
| Primary Care | 1:1,836 |
| Dentists | 1:2,456 |
| Mental Health | 1:836 |
| Checkup Rate | 78.2% |
| Dental Visits | 60.4% |
| Premature Death | 9,432/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 84.7% |
| Healthcare Facilities | 72 |
Andrews experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 40.6 inches. The area receives 25.9 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 715 feet.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 715 ft (218 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 1,695/sq mi |
| Coordinates | 40.8599°N, 85.6021°W |
| Timezone | America/Indiana/Indianapolis |
| County | Huntington County County |
| Nearest Airport | Fort Wayne International (FWA)
23 miles away |
Precipitation & Snow
Annual Rainfall
40.6"
7% above US avg
Wettest Month (May)
4.71"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 38.2 / 100 |
| Social Vulnerability | 22.4 / 100 |
| Community Resilience | 89.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
140 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
80 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
77 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
114 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
129 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
71 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
83 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
548 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 129 fatalities, 2,155 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
71 km |
4 |
| Feb 18, 1992 |
EF4 |
88 km |
0 |
| Apr 3, 1974 |
EF4 |
94 km |
1 |
| Apr 11, 1965 |
EF4 |
94 km |
36 |
| Apr 11, 1965 |
EF4 |
85 km |
5 |
| Apr 11, 1965 |
EF4 |
83 km |
31 |
| Apr 11, 1965 |
EF4 |
39 km |
4 |
| Apr 11, 1965 |
EF4 |
83 km |
25 |
| Mar 6, 1956 |
EF4 |
32 km |
1 |
| Mar 14, 2024 |
EF3 |
86 km |
1 |
| Mar 31, 2023 |
EF3 |
42 km |
0 |
| May 27, 2019 |
EF3 |
84 km |
1 |
| May 27, 2019 |
EF3 |
46 km |
0 |
| May 27, 2019 |
EF3 |
36 km |
0 |
| Aug 24, 2016 |
EF3 |
66 km |
0 |
| Aug 24, 2016 |
EF3 |
66 km |
0 |
| Jun 5, 2010 |
EF3 |
55 km |
0 |
| Oct 18, 2007 |
EF3 |
68 km |
0 |
| May 30, 2004 |
EF3 |
47 km |
0 |
| Nov 10, 2002 |
EF3 |
61 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
142 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.5 in |
Coldest |
| February |
28°F (-2°C) |
2.2 in |
Driest |
| March |
37°F (3°C) |
2.7 in |
|
| April |
49°F (10°C) |
4.0 in |
|
| May |
60°F (16°C) |
4.7 in |
Wettest |
| June |
70°F (21°C) |
4.6 in |
|
| July |
73°F (23°C) |
4.5 in |
Warmest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
64°F (18°C) |
3.3 in |
|
| October |
52°F (11°C) |
3.0 in |
|
| November |
41°F (5°C) |
3.3 in |
|
| December |
30°F (-1°C) |
2.4 in |
|
Andrews has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 40.6 inches, with May being the wettest month (4.7") and February the driest (2.2").
Average costs for common services in Andrews. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Andrews
What is the population of Andrews?
Andrews has a population of 1,068 residents and is located in Indiana. The population density is 1,695 people per square mile, spread across 0.6 square miles. The median age of residents is 35.7 years, which is younger than the national median of 38.9 years. The population is 54.3% female and 45.7% male.
Is Andrews expensive to live in?
Andrews is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $47,000, 37% below the national average of $75,149. The median home value is $84,600 (70% below the U.S. median). Renters pay a median of $681 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Andrews?
Andrews has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 40.6 inches, with 25.9 inches of snow.
How is the job market in Andrews?
The unemployment rate in Andrews is 5.0%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $948. There are 990 business establishments in the area, including 88 restaurants and food service locations. The average commute time is 25 minutes, and 4.5% of workers work from home.
How much does housing cost in Andrews?
The median home value in Andrews is $84,600. Zillow estimates the typical home value at $200,427. According to Redfin, the median sale price is $187,500, with homes typically selling within 46 days. For renters, the median monthly rent is $681. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 79.9%. The average annual property tax is $3,198.
How are the schools in Andrews?
Schools in Andrews score 6.2 out of 10 on standardized testing, near the national average. 4.4% of adults in Andrews hold a bachelor's degree or higher, below the national average of 33.7%. 88.4% have completed high school. 1.0% hold a graduate or professional degree.
How healthy is Andrews?
The obesity rate in Andrews is 39.9% (above the national rate of 32.1%). 17.0% of adults are smokers. 23.6% are physically inactive. 27.1% of residents report depression. 8.8% lack health insurance. 84.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,836.
What is transportation like in Andrews?
The average commute in Andrews is 25 minutes. 89.1% of workers drive alone to work, and 4.5% work from home.
What are the demographics of Andrews?
The racial and ethnic makeup of Andrews is 90.3% White, 6.1% Hispanic or Latino. 99.5% of residents speak only English at home. 5.4% of the population are military veterans. 11.9% of residents have a disability. 91.2% have health insurance coverage.