Median Income
$80,000
6% higher than US avg
Home Value
$117,000
58% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
13.0%
61% lower than US avg
Median Rent
$920
21% lower than US avg
Obesity Rate
38.7%
21% higher than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
8.5%
31% lower than US avg
How Bancroft Compares to the U.S. Average (100% = U.S. avg)
People
Population571
Median Age34.9 yrs
Density1,057/mi²
Male / Female44% / 56%
Largest GroupWhite 93%
Veterans7.7%
Economy
A
Median Income$80,000
Per Capita$34,909
Unemployment1.6%
Poverty8.5%
County GDP$2,377M
Commute35 min
Housing
A+
Home Value$117,000
Rent$920
Ownership68.9%
Zillow$207,185
Housing Units205
Rent Burden17.1%
Crime
C+
Violent0/100K
Property202/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K
Health
Obesity38.7%
Uninsured6.8%
Smoking16.6%
Depression30.1%
Heart Disease6.1%
Climate
Avg Temp48°F (9°C)
AQI38 (Good)
Rain33.6 in/yr
Sunny Days260/yr
Elevation855 ft (261 m)
Education
C
Bachelor's+13.0%
High School+91.2%
Graduate+4.5%
School Score5.02
Community
2024 VoteR 61% / D 38%
Commute35 min
Broadband87.8%
EV Stations3
Libraries11
Is Bancroft a Good Place to Live?
Based on current data, Bancroft receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Bancroft offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Bancroft is $80,000, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.6%. 8.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 35 minutes.
Cost of Living & Housing
The median home value in Bancroft is $117,000, 58% below the national median / offering relatively affordable homeownership. Renters pay a median of $920 per month, below the national average / a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Bancroft is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 202 per 100,000, 90% below the national average.
Education
13.0% of residents hold a bachelor's degree, below the national average of 33.7%. 91.2% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Bancroft experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 33.6 inches. Air quality is rated Good with a median AQI of 38.
Bancroft has a population of 571 with a density of 1,057 people per square mile, spread across 0.6 square miles. The median age is 34.9 years, 10% younger than the national median of 38.9. The gender split is 55.9% female and 44.1% male. The city is predominantly White (93.3%), with 1.6% Hispanic. English is the primary language spoken at home by 97.5% of residents. 7.7% of the population are veterans, above the national rate of 6.0%. 14.8% of residents have a disability. 93.4% have health insurance coverage.
Population
34.9yrs
Median Age
10% below US avg
Language Spoken at Home
English Only
97.5%
24% above US avg
Spanish
2.5%
81% below US avg
The median household income in Bancroft is $80,000, which is 6% above the national average of $75,149. Per capita income is $34,909 (below the $39,052 national figure). The average weekly wage is $988, 31% lower than the U.S. average. The unemployment rate is 1.6% (below the 3.6% US average). 8.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,180 business establishments, including 110 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 35 minutes (longer than the 28-minute US average). 2.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $80,000 |
| 6% above US avg |
| Per Capita Income | $34,909 |
| Avg Weekly Wage | $988 |
| IRS Avg AGI | $60,111 |
| Gini Index | 0.414 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 8.5% |
| 31% below US avg |
| Establishments (County) | 1,180 |
| County GDP | $2,377M |
Business (County)
| Restaurants | 110 |
| Healthcare | 141 |
| Retail | 189 |
| Manufacturing | 64 |
Tax & Cost of Living
| Property Tax (IRS) | $4,441 |
| 27% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 3.80% |
Commute & Transportation
| Commute Time | 35.0 min |
| Drive Alone | 92.3% |
| Public Transit | 0.0% |
| Work from Home | 2.6% |
The median home value in Bancroft is $117,000, 58% below the national median of $281,900. Zillow estimates the typical home value at $207,185, higher than the Census estimate. Monthly rent averages $920 (21% below the national average of $1,163). Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 68.9% of housing units are owner-occupied. There are 205 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,441 (higher than the $3,500 national average). 17.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $117,000 |
| 58% below US avg |
| Zillow ZHVI | $207,185 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $920 |
| 21% below US avg |
| Rent Burden | 17.1% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 68.9% |
| Owner-Occupied | 68.9% |
| Renter-Occupied | 31.1% |
| Housing Units | 205 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,441 |
| 27% above US avg |
| Effective Rate | 3.80% |
In Bancroft, 38.7% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 6.1% of residents. 32.2% have high blood pressure. 16.6% are current smokers. 18.3% report binge drinking. 24.2% are physically inactive. 30.1% report depression (above the 20.0% national average). 20.5% experience frequent mental distress. 6.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,715. The dentist ratio is 1:2,267. 70.0% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Bancroft vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.7% |
| 21% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 6.1% |
| High Blood Pressure | 32.2% |
| Asthma | 11.9% |
| COPD | 7.7% |
| Cancer | 7.8% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 16.6% |
| 19% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 24.2% |
| Depression | 30.1% |
| Mental Distress | 20.5% |
| Physical Distress | 14.2% |
| Short Sleep | 37.0% |
Healthcare Access
| Insurance Rate | 93.4% |
| Uninsured | 6.8% |
| 21% below US avg |
| Primary Care | 1:2,715 |
| Dentists | 1:2,267 |
| Mental Health | 1:482 |
| Checkup Rate | 77.9% |
| Dental Visits | 66.6% |
| Premature Death | 8,145/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 70.0% |
| Healthcare Facilities | 141 |
Bancroft has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 202 per 100,000, 90% below the U.S. average. This includes larceny/theft at 202, burglary at 0, vehicle theft at 0 per 100,000 residents. The county recorded 8 fatal traffic crashes. Overall, Bancroft receives a safety grade of C+.
Crime Rates: Bancroft vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 202.4/100K |
| 90% below US avg |
| Burglary | 0.0/100K |
| Theft | 202.4/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Traffic Accidents | 44 |
| Avg Accident Severity | 2.6 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Bancroft experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 71°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 33.6 inches. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 855 feet.
Temperature
23°F Jan (-5°C)
71°F Jul (22°C)
| Annual Average | 47.7°F |
| 12% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 855 ft (261 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 1,057/sq mi |
| Coordinates | 42.8766°N, 84.0658°W |
| Timezone | America/Detroit |
| County | Shiawassee County County |
| Nearest Airport | Bishop International (FNT)
20 miles away |
Precipitation & Snow
Annual Rainfall
33.6"
12% below US avg
Wettest Month (Sep)
3.58"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.2 / 100 |
| Social Vulnerability | 44.1 / 100 |
| Community Resilience | 85.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.5 on May 23, 2022.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
132 km |
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
45 km |
| Apr 20, 2018 |
Michigan |
M3.4 |
121 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
114 km |
| Sep 7, 2012 |
17 km ESE of Stony Point, Michigan |
M2.5 |
139 km |
| Mar 8, 2010 |
7 km ENE of Grosse Ile, Michigan |
M2.5 |
114 km |
| May 23, 2022 |
2 km NNW of Corunna, Canada |
M2.5 |
132 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
420 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 138 fatalities, 1,485 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 8, 1953 |
EF5 |
30 km |
116 |
| Apr 2, 1977 |
EF4 |
93 km |
1 |
| Mar 20, 1976 |
EF4 |
66 km |
1 |
| Apr 21, 1967 |
EF4 |
60 km |
0 |
| Apr 11, 1965 |
EF4 |
48 km |
1 |
| Jul 4, 1957 |
EF4 |
48 km |
0 |
| May 12, 1956 |
EF4 |
98 km |
0 |
| May 12, 1956 |
EF4 |
34 km |
3 |
| Jun 8, 1953 |
EF4 |
78 km |
0 |
| Mar 15, 2012 |
EF3 |
54 km |
0 |
| Aug 24, 2007 |
EF3 |
70 km |
0 |
| Jul 2, 1997 |
EF3 |
50 km |
1 |
| Jul 2, 1997 |
EF3 |
43 km |
0 |
| Jun 21, 1996 |
EF3 |
57 km |
0 |
| Mar 27, 1991 |
EF3 |
88 km |
0 |
| Sep 14, 1990 |
EF3 |
66 km |
0 |
| Aug 8, 1984 |
EF3 |
33 km |
0 |
| Jun 12, 1984 |
EF3 |
79 km |
0 |
| Jun 15, 1982 |
EF3 |
64 km |
1 |
| Mar 20, 1976 |
EF3 |
92 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 1.5 m (5 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1952 |
LAKE HURON, MI |
Avalanche |
1.5 m |
- |
138 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
1.5 in |
Coldest |
| February |
24°F (-5°C) |
1.3 in |
Driest |
| March |
34°F (1°C) |
2.2 in |
|
| April |
45°F (7°C) |
2.9 in |
|
| May |
57°F (14°C) |
2.8 in |
|
| June |
66°F (19°C) |
3.3 in |
|
| July |
71°F (22°C) |
2.6 in |
Warmest |
| August |
68°F (20°C) |
3.4 in |
|
| September |
61°F (16°C) |
3.6 in |
Wettest |
| October |
50°F (10°C) |
2.4 in |
|
| November |
38°F (3°C) |
2.6 in |
|
| December |
27°F (-3°C) |
2.1 in |
|
Bancroft has a seasonal temperature swing of 48°F / from 23°F in January to 71°F in July. Total annual precipitation is 30.6 inches, with September being the wettest month (3.6") and February the driest (1.3").
Average costs for common services in Bancroft. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144-$385) |
| Specialist Visit |
$337 ($192-$529) |
| Urgent Care Visit |
$192 ($96-$337) |
| Emergency Room Visit |
$2,116 ($770-$4,810) |
| Dental Cleaning |
$125 ($72-$192) |
| Dental Filling |
$241 ($144-$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$72) |
| Oil Change (Synthetic) |
$72 ($48-$115) |
| Brake Pad Replacement |
$289 ($144-$481) |
| Tire Rotation |
$38 ($19-$72) |
| New Tires (Set of 4) |
$577 ($385-$962) |
| Battery Replacement |
$192 ($96-$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58-$144) |
| Electrician (Per Hour) |
$87 ($48-$135) |
| HVAC Repair |
$385 ($144-$770) |
| HVAC System Install |
$6,734 ($3,848-$11,544) |
| Roof Repair |
$962 ($385-$1,924) |
| Roof Replacement |
$8,658 ($5,291-$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481-$3,367) |
| Divorce (Contested) |
$14,430 ($4,810-$28,860) |
| DUI Defense |
$4,810 ($1,924-$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770-$2,886) |
| Will Preparation |
$481 ($192-$962) |
| Trust Preparation |
$2,405 ($962-$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$53 ($29-$96) |
| Hair Coloring (Full) |
$144 ($72-$241) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$63) |
| Massage (1 Hour) |
$77 ($48-$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89-$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41-$4.81) |
| Loaf of Bread |
$3.66 ($2.41-$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89-$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85-$7.22) |
| Rice (per lb) |
$0.96 ($0.58-$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77-$241) |
| Natural Gas (Monthly) |
$67 ($29-$144) |
| Water/Sewer (Monthly) |
$67 ($38-$115) |
| Internet (Monthly) |
$67 ($38-$96) |
| Cell Phone Plan (Monthly) |
$63 ($29-$96) |
| Cable TV (Monthly) |
$82 ($48-$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72-$481) |
| Car Insurance (Annual) |
$1,924 ($1,154-$3,367) |
| Bus Pass (Monthly) |
$67 ($29-$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70-$24) |
| Car Registration (Annual) |
$96 ($29-$241) |
| Driver's License Renewal |
$29 ($14-$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577-$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481-$1,924) |
| After-School Care (Monthly) |
$385 ($192-$673) |
| Tutoring (Per Hour) |
$48 ($24-$96) |
| SAT/ACT Prep Course |
$962 ($385-$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810-$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$96) |
| Dog Vaccination (Annual) |
$96 ($48-$192) |
| Dog Grooming |
$58 ($29-$96) |
| Pet Boarding (Per Night) |
$38 ($19-$72) |
| Dog Spay/Neuter |
$289 ($144-$481) |
| Cat Spay/Neuter |
$192 ($96-$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $690 |
| Toddler | $701 |
| Preschool | $701 |
| Family Childcare (monthly) |
| Infant | $693 |
| Toddler | $693 |
| Preschool | $655 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Bancroft
What is the population of Bancroft?
Bancroft has a population of 571 residents and is located in Michigan. The population density is 1,057 people per square mile, spread across 0.6 square miles. The median age of residents is 34.9 years, which is younger than the national median of 38.9 years. The population is 55.9% female and 44.1% male.
Is Bancroft expensive to live in?
Bancroft has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $80,000, 6% above the national average of $75,149. The median home value is $117,000 (58% below the U.S. median). Renters pay a median of $920 per month, below the national average of $1,163. The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Bancroft safe?
Bancroft is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 202 per 100,000 (below the national average). Overall, Bancroft receives a safety grade of C+ based on combined crime data.
What is the weather like in Bancroft?
Bancroft has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 23°F in January, while summers reach an average of 71°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 33.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Bancroft?
The job market in Bancroft is very strong, with unemployment at just 1.6% / well below the national rate of 3.6%. The average weekly wage is $988. There are 1,180 business establishments in the area, including 110 restaurants and food service locations. The average commute time is 35 minutes, and 2.6% of workers work from home.
How much does housing cost in Bancroft?
The median home value in Bancroft is $117,000. Zillow estimates the typical home value at $207,185. For renters, the median monthly rent is $920. Fair market rent is $891 for a 1-bedroom and $1,113 for a 2-bedroom apartment. The homeownership rate is 68.9%. The average annual property tax is $4,441.
How are the schools in Bancroft?
Schools in Bancroft score 5 out of 10 on standardized testing, near the national average. 13.0% of adults in Bancroft hold a bachelor's degree or higher, below the national average of 33.7%. 91.2% have completed high school. 4.5% hold a graduate or professional degree.
How healthy is Bancroft?
The obesity rate in Bancroft is 38.7% (above the national rate of 32.1%). 16.6% of adults are smokers. 24.2% are physically inactive. 30.1% of residents report depression. 6.8% lack health insurance (below the national rate). 70.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,715.
What is transportation like in Bancroft?
The average commute in Bancroft is 35 minutes, longer than the national average of 28 minutes. 92.3% of workers drive alone to work, and 2.6% work from home.
What are the demographics of Bancroft?
The racial and ethnic makeup of Bancroft is 93.3% White, 1.6% Hispanic or Latino. 97.5% of residents speak only English at home. 7.7% of the population are military veterans. 14.8% of residents have a disability. 93.4% have health insurance coverage.
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