Beaver Dam Lake, NY

New York · Metropolitan Area

Beaver Dam Lake is a small town in New York with a population of 3,361. Residents earn $117,700 per year, which is 57% above the national average.

4.5 /5.0
A+ Excellent
3,361 Population 1,377/sq mi density
$117,700 Median Income $41,568 per capita
$404,100 Home Value
N/A Median Rent
50°F Avg Temperature
A+
Overall
4.5 / 5.0
Excellent overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$117,700 median income, 5.8% unemployment
A+
Affordability
4.8 / 5.0
$404,100 home value
A
Education
4.4 / 5.0
42.3% bachelor's degree or higher
Median Income $117,700
57% higher than US avg
Home Value $404,100
43% higher than US avg
Bachelor's+ 42.3%
26% higher than US avg
Obesity Rate 29.2%
9% lower than US avg
Unemployment 5.8%
61% higher than US avg
Poverty Rate 0.0%
100% lower than US avg

How Beaver Dam Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population3,361
Median Age36.3 yrs
Density1,377/mi²
Male / Female43% / 57%
Largest GroupWhite 86%

Economy

A
Median Income$117,700
Per Capita$41,568
Unemployment5.8%
Poverty0.0%
County GDP$27,748M
Commute38 min

Housing

A+
Home Value$404,100
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity29.2%
UninsuredN/A
Depression18.4%
Heart Disease4.5%

Climate

Avg Temp50°F
AQI36 (Good)
Rain44.4 in/yr
Elevation335 ft

Education

A
Bachelor's+42.3%
High School+95.5%
School Score5.39

Community

2024 VoteR 54% / D 46%
Commute38 min
Libraries19

Is Beaver Dam Lake a Good Place to Live?

Based on current data, Beaver Dam Lake receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs, above-average unemployment, long commute times. Beaver Dam Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Beaver Dam Lake is $117,700, which is significantly higher than the national average — 57% above $75,149. This places Beaver Dam Lake among higher-income communities. The unemployment rate of 5.8% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 38 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Beaver Dam Lake is $404,100, 43% above the national median. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 42.3% holding a bachelor's degree or higher, near the national average. 95.5% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Beaver Dam Lake experiences four distinct seasons with an average temperature of 50°F. Winters average 26°F in January while summers reach 72°F in July. Annual precipitation totals 44.4 inches. Air quality is rated Good with a median AQI of 36.

Beaver Dam Lake has a population of 3,361 with a density of 1,377 people per square mile. The median age is 36.3 years, 7% younger than the national median of 38.9. The city is predominantly White (85.5%), with 5.2% Black.

Population

3,361
Total Population
1,377
People / sq mi
36.3yrs
Median Age
7% below US avg
2.4mi²
Land Area

Gender Distribution

Male 42.7%
Female 57.3%

Race & Ethnicity

Beaver Dam Lake vs U.S. Average

Language Spoken at Home

English Only91.0%
16% above US avg
Spanish9.0%
33% below US avg

Social Characteristics

Beaver Dam Lake vs U.S. Average

The median household income in Beaver Dam Lake is $117,700, which is 57% above the national average of $75,149. The unemployment rate is 5.8% (above the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 38 minutes.

Income: Beaver Dam Lake vs U.S.

Commute Mode

Income

Median HH Income$117,700
57% above US avg
Per Capita Income$41,568
Avg Weekly Wage$1,204
IRS Avg AGI$84,610

Employment & Poverty

Unemployment5.8%
61% above US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)11,900
County GDP$27,748M

Business (County)

Restaurants1,008
Healthcare994
Retail1,572
Manufacturing312

Tax & Cost of Living

Property Tax (IRS)$10,334
195% above US avg
Effective Tax Rate2.56%

Commute & Transportation

Commute Time38.2 min
Work from Home11.1%

Walkability

The median home value in Beaver Dam Lake is $404,100, 43% above the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$404,100
43% above US avg
Median List Price$349,000

Real Estate Market (Redfin)

Median List Price$349,000
$/Sq Ft$250
Homes Sold1
Sale-to-List Ratio98.3%
Price Drops0.0%
Inventory4

Rental Costs

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied91.1%

Property Tax

Avg Tax (IRS)$10,334
195% above US avg
Effective Rate2.56%
In Beaver Dam Lake, 29.2% of adults are obese (below the 32.1% national rate). 18.4% report depression. 20.9% are physically inactive.

Health Metrics: Beaver Dam Lake vs U.S. Average (%)

Chronic Conditions

Obesity29.2%
9% below US avg
Diabetes8.1%
Heart Disease4.5%
High Blood Pressure26.7%
Asthma10.3%
COPD4.7%
Stroke2.4%

Behaviors & Mental Health

Binge Drinking17.3%
Physical Inactivity20.9%
Depression18.4%
Mental Distress15.6%
Physical Distress11.1%

Healthcare Access

Insurance Rate94.9%
Checkup Rate78.1%
Premature Death6,631/100K

Food & Exercise

Food Environment8.4/10
Exercise Access78.5%
Healthcare Facilities994

Crime Rates: Beaver Dam Lake vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)37
FEMA Disasters91

Safety Score

Beaver Dam Lake has an average annual temperature of 50°F (10°C). Winters average 26°F in January while summers reach 72°F in July. Annual precipitation is 44.4 inches. Air quality is rated Good with a median AQI of 36.

Temperature

26°F Jan (-3°C) 72°F Jul (22°C)
Annual Average49.7°F
8% below US avg
January Average26°F (-3°C)
July Average72°F (22°C)

Precipitation & Snow

Annual Rainfall44.4 inches
17% above US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation335 ft (102 m)
Area2.4 sq mi (6.3 km²)
Population Density1,377/sq mi
Coordinates41.4390°N, 74.1259°W
County FIPS36071
It is classified as Metro — 250K–1M. 42.3% of residents hold a bachelor's degree or higher (26% above US avg). In the 2024 election, the county voted Republican by a 8.4-point margin.

2024 Presidential Election (County)

R 54.2%
D 45.8%

Winner: Republican by 8.4 points

Education

Bachelor's Degree+42.3%
26% above US avg
High School+95.5%
School Test Score5.39
A Education Grade (4.4/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density1,377/sq mi
Total Area2.4 sq mi

Infrastructure & Services

Public Libraries19
Healthcare Facilities994
Restaurants1,008
Retail Stores1,572

Safety & Disasters

Fatal Crashes (County/yr)37
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute38.2 min
Work from Home11.1%

Nearby Cities

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