Median Income
$92,708
23% higher than US avg
Home Value
$139,600
50% lower than US avg
Bachelor's+
3.3%
90% lower than US avg
Obesity Rate
39.5%
23% higher than US avg
Unemployment
6.1%
69% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Beech Bluff Compares to the U.S. Average (100% = U.S. avg)
People
Population511
Median Age62.6 yrs
Density116/mi²
Male / Female38% / 62%
Largest GroupWhite 80%
Veterans25.6%
Economy
A
Median Income$92,708
Per Capita$28,802
Unemployment6.1%
Poverty0.0%
County GDP$8,548M
Commute29 min
Housing
A+
Home Value$139,600
Ownership100.0%
Zillow$219,696
Housing Units177
Rent Burden33.0%
Health
Obesity39.5%
Uninsured6.3%
Smoking18.8%
Depression30.4%
Heart Disease6.5%
Climate
Avg Temp60°F (16°C)
AQI33 (Good)
Rain53.9 in/yr
Elevation420 ft (128 m)
Education
F
Bachelor's+3.3%
High School+83.5%
Graduate+0.0%
School Score4.09
Community
2024 VoteR 59% / D 40%
Commute29 min
Broadband100.0%
EV Stations3
Libraries2
Is Beech Bluff a Good Place to Live?
Based on current data, Beech Bluff receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, high obesity rates. Beech Bluff offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Beech Bluff is $92,708, 23% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 6.1% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Beech Bluff is $139,600, 50% below the national median / offering relatively affordable homeownership. At just 1.5x median income, home prices are very affordable relative to local earnings.
Education
3.3% of residents hold a bachelor's degree, below the national average of 33.7%. 83.5% have completed high school. Area schools have an average test score of 4.1/10.
Climate & Weather
Beech Bluff enjoys a moderate climate with an average annual temperature of 60°F. Winters average 39°F in January while summers reach 80°F in July. Annual precipitation totals 53.9 inches. Air quality is rated Good with a median AQI of 33.
Beech Bluff has a population of 511 with a density of 116 people per square mile, spread across 4.4 square miles. The median age is 62.6 years, 61% older than the national median of 38.9. The gender split is 61.6% female and 38.4% male. The city is predominantly White (79.6%), with 20.4% Black. English is the primary language spoken at home by 100% of residents. 25.6% of the population are veterans, above the national rate of 6.0%. 11.0% of residents have a disability. 93.7% have health insurance coverage.
Population
511
Total Population
2023 Census
62.6yrs
Median Age
61% above US avg
Race & Ethnicity
Beech Bluff vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Beech Bluff vs U.S. Average
The median household income in Beech Bluff is $92,708, which is 23% above the national average of $75,149. Per capita income is $28,802 (below the $39,052 national figure). The average weekly wage is $1,116, 22% lower than the U.S. average. The unemployment rate is 6.1% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,988 business establishments, including 253 restaurants. The cost of living index is 91.9, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income: Beech Bluff vs U.S.
Income
| Median HH Income | $92,708 |
| 23% above US avg |
| Per Capita Income | $28,802 |
| Avg Weekly Wage | $1,116 |
| IRS Avg AGI | $67,311 |
| Gini Index | 0.474 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.1% |
| 69% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 2,988 |
| County GDP | $8,548M |
Business (County)
| Restaurants | 253 |
| Healthcare | 374 |
| Retail | 470 |
| Manufacturing | 84 |
Tax & Cost of Living
| Property Tax (IRS) | $3,610 |
| 3% above US avg |
| Cost of Living | 91.90 (100=avg) |
| Effective Tax Rate | 2.59% |
Commute & Transportation
| Commute Time | 29.3 min |
| Drive Alone | 93.1% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Beech Bluff is $139,600, 50% below the national median of $281,900. Zillow estimates the typical home value at $219,696, higher than the Census estimate. According to Redfin, the median sale price is $369,900 with homes selling in an average of 6 days. Homes sell for 95% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $924 for a one-bedroom to $1,118 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 177 total housing units in the city. The median year a home was built is 1988. The average annual property tax is $3,610. 33.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $139,600 |
| 50% below US avg |
| Zillow ZHVI | $219,696 |
| Redfin Median Sale | $369,900 |
Real Estate Market (Redfin)
| Median Sale Price | $369,900 |
| $/Sq Ft | $161 |
| Homes Sold | 1 |
| Days on Market | 6 days |
| Sale-to-List Ratio | 95.0% |
| Price Drops | 100.0% |
| Inventory | 1 |
Rental Costs
HUD Fair Market Rent
| Studio | $882 |
| 1 Bedroom | $924 |
| 2 Bedrooms | $1,118 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,644 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 177 |
| Median Year Built | 1988 |
Property Tax
| Avg Tax (IRS) | $3,610 |
| 3% above US avg |
| Effective Rate | 2.59% |
In Beech Bluff, 39.5% of adults are obese, above the national rate of 32.1%. 11.4% have diabetes. Heart disease affects 6.5% of residents. 35.5% have high blood pressure. 18.8% are current smokers (above the 14.0% national rate). 16.5% report binge drinking. 24.9% are physically inactive. 30.4% report depression (above the 20.0% national average). 20.4% experience frequent mental distress. 6.3% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:721. The dentist ratio is 1:1,418. 85.5% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: Beech Bluff vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.5% |
| 23% above US avg |
| Diabetes | 11.4% |
| Heart Disease | 6.5% |
| High Blood Pressure | 35.5% |
| Asthma | 10.6% |
| COPD | 7.6% |
| Cancer | 7.4% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 18.8% |
| 34% above US avg |
| Binge Drinking | 16.5% |
| Physical Inactivity | 24.9% |
| Depression | 30.4% |
| Mental Distress | 20.4% |
| Physical Distress | 14.4% |
| Short Sleep | 33.5% |
Healthcare Access
| Insurance Rate | 93.7% |
| Uninsured | 6.3% |
| 27% below US avg |
| Primary Care | 1:721 |
| Dentists | 1:1,418 |
| Mental Health | 1:317 |
| Checkup Rate | 77.4% |
| Dental Visits | 63.0% |
| Premature Death | 12,327/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 85.5% |
| Healthcare Facilities | 374 |
Beech Bluff enjoys a temperate climate with an average annual temperature of 60°F (16°C). Winters average 39°F in January while summers reach 80°F in July. Annual precipitation totals 53.9 inches (wetter than the 38-inch national average). The area receives 2.7 inches of snow annually. Air quality is rated Good with a median AQI of 33. 81% of days have good air quality. The city sits at an elevation of 420 feet.
Temperature
39°F Jan (4°C)
80°F Jul (26°C)
| Annual Average | 60.0°F |
| 11% above US avg |
| January Average | 39°F (4°C) |
| July Average | 80°F (26°C) |
Geography
| Elevation | 420 ft (128 m) |
| Area | 4.4 sq mi (11.4 km²) |
| Population Density | 116/sq mi |
| Coordinates | 35.6046°N, 88.6292°W |
| Timezone | America/Chicago |
| County | Madison County County |
| Nearest Airport | Mc Kellar-Sipes Regional (MKL)
16 miles away |
Precipitation & Snow
Annual Rainfall
53.9"
42% above US avg
Wettest Month (May)
5.58"
Air Quality
| AQI Median | 33.0 |
| Rating | Good |
| Good Days % | 81.0% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 8.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 92.1 / 100 |
| Social Vulnerability | 72.9 / 100 |
| Community Resilience | 81.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively High |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively High |
| Ice Storm |
Relatively High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
303 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Aug 1, 2025.
| May 1, 2005 |
5 km SSE of Manila, Arkansas |
M4.2 |
139 km |
| Feb 10, 2005 |
3 km NNW of Etowah, Arkansas |
M4.1 |
147 km |
| Jun 6, 2003 |
1 km NE of Bardwell, Kentucky |
M4.0 |
145 km |
| Apr 30, 2003 |
1 km N of Blytheville, Arkansas |
M4.0 |
122 km |
| Jun 2, 2005 |
12 km S of Ridgely, Tennessee |
M4.0 |
97 km |
| Nov 29, 1996 |
1 km W of Blytheville, Arkansas |
M3.8 |
124 km |
| May 16, 2024 |
6 km S of Ridgely, Tennessee |
M3.8 |
101 km |
| Mar 2, 2010 |
2 km ENE of East Prairie, Missouri |
M3.7 |
147 km |
| Apr 24, 2019 |
12 km NNW of Dyersburg, Tennessee |
M3.7 |
94 km |
| Oct 15, 2017 |
6 km SE of Manila, Arkansas |
M3.6 |
137 km |
| Jan 16, 2018 |
4 km SW of Caruthersville, Missouri |
M3.6 |
114 km |
| Apr 2, 2015 |
1 km WNW of Cooter, Missouri |
M3.6 |
119 km |
| Mar 15, 2017 |
9 km ESE of Wyatt, Missouri |
M3.6 |
149 km |
| Aug 25, 2015 |
9 km W of Henning, Tennessee |
M3.5 |
95 km |
| Jan 8, 1993 |
6 km WSW of Gosnell, Arkansas |
M3.5 |
132 km |
| Jul 16, 2004 |
6 km SE of Wyatt, Missouri |
M3.5 |
148 km |
| Sep 9, 2016 |
9 km NW of Tiptonville, Tennessee |
M3.4 |
125 km |
| Nov 6, 2009 |
6 km NNW of Dyersburg, Tennessee |
M3.4 |
88 km |
| Apr 28, 1993 |
8 km SSE of Ridgely, Tennessee |
M3.4 |
98 km |
| Aug 29, 1990 |
9 km WSW of Central, Tennessee |
M3.4 |
94 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
411 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 168 fatalities, 1,424 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 16, 1998 |
EF5 |
70 km |
3 |
| Feb 5, 2008 |
EF4 |
23 km |
0 |
| Feb 5, 2008 |
EF4 |
48 km |
3 |
| May 4, 2003 |
EF4 |
38 km |
11 |
| May 5, 1999 |
EF4 |
64 km |
3 |
| Jan 17, 1999 |
EF4 |
23 km |
6 |
| Mar 1, 1997 |
EF4 |
74 km |
0 |
| May 7, 1971 |
EF4 |
54 km |
3 |
| Apr 3, 1956 |
EF4 |
15 km |
3 |
| Mar 21, 1952 |
EF4 |
49 km |
38 |
| Mar 21, 1952 |
EF4 |
80 km |
4 |
| Mar 21, 1952 |
EF4 |
69 km |
2 |
| Mar 31, 2023 |
EF3 |
53 km |
9 |
| Dec 10, 2021 |
EF3 |
81 km |
0 |
| Dec 23, 2015 |
EF3 |
80 km |
0 |
| Feb 5, 2008 |
EF3 |
72 km |
3 |
| Apr 2, 2006 |
EF3 |
74 km |
2 |
| Apr 2, 2006 |
EF3 |
99 km |
16 |
| Apr 2, 2006 |
EF3 |
63 km |
6 |
| May 4, 2003 |
EF3 |
31 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
18 wildfires (100+ acres) within 100 km.
Largest: HOLLY SPRINGS BB10 11 12 14 (1,977 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
HOLLY SPRINGS BB10 11 12 14 |
1,977 |
90 km |
| 2015 |
YELLOW RABBIT |
1,274 |
96 km |
| 2021 |
HOLLY SPRINGS - BB 20/21 |
1,239 |
96 km |
| 2018 |
UNNAMED |
1,152 |
86 km |
| 2021 |
HOLLY SPRINGS - BB 15 |
1,126 |
86 km |
| 2024 |
HOLLY SPRINGS CPT 15 RX |
1,058 |
86 km |
| 1996 |
UNNAMED |
1,010 |
86 km |
| 2012 |
UNNAMED |
965 |
90 km |
| 2012 |
UNNAMED |
947 |
96 km |
| 2022 |
1686 COUNTY ROAD 202 |
933 |
88 km |
| 2016 |
UNNAMED |
825 |
87 km |
| 2007 |
ROCKHOUSE ROAD |
791 |
81 km |
| 2000 |
UNNAMED |
762 |
70 km |
| 2018 |
UNNAMED |
729 |
93 km |
| 2024 |
HOLLY SPRINGS CPT 17-1 RX |
724 |
93 km |
| 2015 |
UNNAMED |
686 |
93 km |
| 2011 |
YELLOW CREEK |
572 |
97 km |
| 1999 |
UNNAMED |
564 |
91 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
39°F (4°C) |
4.1 in |
Coldest |
| February |
43°F (6°C) |
4.4 in |
|
| March |
51°F (11°C) |
5.6 in |
|
| April |
60°F (16°C) |
5.1 in |
|
| May |
69°F (21°C) |
5.6 in |
Wettest |
| June |
76°F (25°C) |
4.8 in |
|
| July |
80°F (26°C) |
4.4 in |
Warmest |
| August |
78°F (26°C) |
3.5 in |
Driest |
| September |
72°F (22°C) |
3.6 in |
|
| October |
61°F (16°C) |
3.6 in |
|
| November |
49°F (10°C) |
4.3 in |
|
| December |
42°F (5°C) |
5.0 in |
|
Beech Bluff has a seasonal temperature swing of 41°F / from 39°F in January to 80°F in July. Total annual precipitation is 53.9 inches, with May being the wettest month (5.6") and August the driest (3.5").
Average costs for common services in Beech Bluff. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$230 ($138-$368) |
| Specialist Visit |
$322 ($184-$505) |
| Urgent Care Visit |
$184 ($92-$322) |
| Emergency Room Visit |
$2,022 ($735-$4,595) |
| Dental Cleaning |
$119 ($69-$184) |
| Dental Filling |
$230 ($138-$368) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$69) |
| Oil Change (Synthetic) |
$69 ($46-$110) |
| Brake Pad Replacement |
$276 ($138-$460) |
| Tire Rotation |
$37 ($18-$69) |
| New Tires (Set of 4) |
$551 ($368-$919) |
| Battery Replacement |
$184 ($92-$322) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$92 ($55-$138) |
| Electrician (Per Hour) |
$83 ($46-$129) |
| HVAC Repair |
$368 ($138-$735) |
| HVAC System Install |
$6,433 ($3,676-$11,028) |
| Roof Repair |
$919 ($368-$1,838) |
| Roof Replacement |
$8,271 ($5,055-$13,785) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,379 ($460-$3,217) |
| Divorce (Contested) |
$13,785 ($4,595-$27,570) |
| DUI Defense |
$4,595 ($1,838-$9,190) |
| Bankruptcy (Chapter 7) |
$1,379 ($735-$2,757) |
| Will Preparation |
$460 ($184-$919) |
| Trust Preparation |
$2,298 ($919-$4,595) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$51 ($28-$92) |
| Hair Coloring (Full) |
$138 ($69-$230) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$37 ($23-$60) |
| Massage (1 Hour) |
$74 ($46-$119) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.77 ($2.76-$5.05) |
| Dozen Eggs (per dozen) |
$3.22 ($2.30-$4.60) |
| Loaf of Bread |
$3.49 ($2.30-$5.05) |
| Chicken Breast (per lb) |
$4.14 ($2.76-$5.97) |
| Ground Beef (per lb) |
$5.05 ($3.68-$6.89) |
| Rice (per lb) |
$0.92 ($0.55-$1.65) |
View all 20 services
Utilities
| Electricity (Monthly) |
$129 ($74-$230) |
| Natural Gas (Monthly) |
$64 ($28-$138) |
| Water/Sewer (Monthly) |
$64 ($37-$110) |
| Internet (Monthly) |
$64 ($37-$92) |
| Cell Phone Plan (Monthly) |
$60 ($28-$92) |
| Cable TV (Monthly) |
$78 ($46-$138) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$184 ($69-$460) |
| Car Insurance (Annual) |
$1,838 ($1,103-$3,217) |
| Bus Pass (Monthly) |
$64 ($28-$119) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.35-$23) |
| Car Registration (Annual) |
$92 ($28-$230) |
| Driver's License Renewal |
$28 ($14-$69) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,103 ($551-$2,298) |
| Daycare (Toddler, Monthly) |
$919 ($460-$1,838) |
| After-School Care (Monthly) |
$368 ($184-$643) |
| Tutoring (Per Hour) |
$46 ($23-$92) |
| SAT/ACT Prep Course |
$919 ($368-$2,298) |
| Private School (K-12, Annual) |
$11,488 ($4,595-$27,570) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$55 ($28-$92) |
| Dog Vaccination (Annual) |
$92 ($46-$184) |
| Dog Grooming |
$55 ($28-$92) |
| Pet Boarding (Per Night) |
$37 ($18-$69) |
| Dog Spay/Neuter |
$276 ($138-$460) |
| Cat Spay/Neuter |
$184 ($92-$368) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $917 |
| Toddler | $634 |
| Preschool | $634 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $555 |
| Preschool | $555 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Beech Bluff
What is the population of Beech Bluff?
Beech Bluff has a population of 511 residents and is located in Tennessee. The population density is 116 people per square mile, spread across 4.4 square miles. The median age of residents is 62.6 years, which is older than the national median of 38.9 years. The population is 61.6% female and 38.4% male.
Is Beech Bluff expensive to live in?
Beech Bluff is more affordable than the national average, with a cost of living index of 91.9 / below the baseline of 100. The median household income is $92,708, 23% above the national average of $75,149. The median home value is $139,600 (50% below the U.S. median). The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Beech Bluff?
Beech Bluff enjoys a temperate climate with an average annual temperature of 60°F (16°C). Winter temperatures average 39°F in January, while summers reach an average of 80°F in July. Annual rainfall totals 53.9 inches, with 2.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 33.
How is the job market in Beech Bluff?
The unemployment rate in Beech Bluff is 6.1%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,116. There are 2,988 business establishments in the area, including 253 restaurants and food service locations. The average commute time is 29 minutes, and 0.0% of workers work from home.
How much does housing cost in Beech Bluff?
The median home value in Beech Bluff is $139,600. Zillow estimates the typical home value at $219,696. According to Redfin, the median sale price is $369,900, with homes typically selling within 6 days. The homeownership rate is 100.0%. The average annual property tax is $3,610.
How are the schools in Beech Bluff?
Schools in Beech Bluff have an average test score of 4.1 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 3.3% of adults in Beech Bluff hold a bachelor's degree or higher, below the national average of 33.7%. 83.5% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Beech Bluff?
The obesity rate in Beech Bluff is 39.5% (above the national rate of 32.1%). 18.8% of adults are smokers. 24.9% are physically inactive. 30.4% of residents report depression. 6.3% lack health insurance (below the national rate). 85.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:721.
What is transportation like in Beech Bluff?
The average commute in Beech Bluff is 29 minutes. 93.1% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Beech Bluff?
The racial and ethnic makeup of Beech Bluff is 79.6% White, 20.4% Black or African American. 100% of residents speak only English at home. 25.6% of the population are military veterans. 11.0% of residents have a disability. 93.7% have health insurance coverage.