New Jersey · Metropolitan Area
Belford is a small town in New Jersey with a population of 2,039. Residents earn $121,406 per year, which is 62% above the national average.
Based on current data, Belford receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs, above-average unemployment, long commute times. Belford stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Belford is $121,406, which is significantly higher than the national average — 62% above $75,149. This places Belford among higher-income communities. The unemployment rate of 6.8% is somewhat elevated compared to the national rate of 3.6%. Only 4.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.
The median home value in Belford is $491,100, making it a premium housing market at 74% above the U.S. median of $281,900. Renters pay a median of $2,111 per month, significantly above the national average of $1,163. A price-to-income ratio of 4x indicates a reasonably affordable housing market.
Educational attainment is solid, with 38.7% holding a bachelor's degree or higher, near the national average. 94.4% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Belford experiences four distinct seasons with an average temperature of 54°F. Winters average 33°F in January while summers reach 75°F in July. Annual precipitation totals 52.5 inches. Air quality is rated Good with a median AQI of 39.
| English Only | 86.3% |
| 10% above US avg | |
| Spanish | 13.7% |
| 2% above US avg |
| Median HH Income | $121,406 |
| 62% above US avg | |
| Per Capita Income | $56,264 |
| Avg Weekly Wage | $1,325 |
| IRS Avg AGI | $81,369 |
| Unemployment | 6.8% |
| 89% above US avg | |
| Poverty Rate | 4.5% |
| 64% below US avg | |
| Establishments (County) | 10,738 |
| County GDP | $23,779M |
| Restaurants | 897 |
| Healthcare | 1,338 |
| Retail | 1,354 |
| Manufacturing | 121 |
| Property Tax (IRS) | $6,820 |
| 95% above US avg | |
| Effective Tax Rate | 1.39% |
| Commute Time | 40.4 min |
| Drive Alone | 68.6% |
| Public Transit | 9.2% |
| Work from Home | 17.4% |
| Census Median | $491,100 |
| 74% above US avg | |
| Zillow ZHVI | $614,339 |
| $/Sq Ft | $378 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 104.2% |
| Price Drops | 100.0% |
| Inventory | 1 |
| Census Median Rent | $2,111 |
| 82% above US avg | |
| Rent Burden | 28.6% |
| Studio | $1,599 |
| 1 Bedroom | $1,759 |
| 2 Bedrooms | $2,132 |
| 3 Bedrooms | $2,658 |
| 4 Bedrooms | $3,005 |
| Owner-Occupied | 84.5% |
| Avg Tax (IRS) | $6,820 |
| 95% above US avg | |
| Effective Rate | 1.39% |
| Obesity | 31.1% |
| 3% below US avg | |
| Diabetes | 7.8% |
| Heart Disease | 4.7% |
| High Blood Pressure | 27.8% |
| Asthma | 9.4% |
| COPD | 4.6% |
| Stroke | 2.4% |
| Binge Drinking | 18.8% |
| Physical Inactivity | 19.4% |
| Depression | 16.6% |
| Mental Distress | 16.5% |
| Physical Distress | 10.8% |
| Insurance Rate | 98.0% |
| Checkup Rate | 75.6% |
| Premature Death | 6,376/100K |
| Food Environment | 9.0/10 |
| Exercise Access | 99.1% |
| Healthcare Facilities | 1,338 |
| Fatal Crashes (County/yr) | 12 |
| Annual Average | 53.7°F |
| 1% below US avg | |
| January Average | 33°F (1°C) |
| July Average | 75°F (24°C) |
| Annual Rainfall | 52.5 inches |
| 38% above US avg |
| AQI Median | 39.0 |
| Rating | Good |
| Elevation | 8 ft (2 m) |
| Area | 1.3 sq mi (3.3 km²) |
| Population Density | 1,618/sq mi |
| Coordinates | 40.4279°N, 74.0787°W |
| County FIPS | 36085 |
Winner: Republican by 29.8 points
| Bachelor's Degree+ | 38.7% |
| 15% above US avg | |
| High School+ | 94.4% |
| School Test Score | 6.24 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 1,618/sq mi |
| Total Area | 1.3 sq mi |
| Broadband Access | 100.0% |
| Public Libraries | 14 |
| Healthcare Facilities | 1,338 |
| Restaurants | 897 |
| Retail Stores | 1,354 |
| Fatal Crashes (County/yr) | 12 |
| Avg Commute | 40.4 min |
| Drive Alone | 68.6% |
| Public Transit | 9.2% |
| Work from Home | 17.4% |