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Belle Terre, NY

New York · Metropolitan Area

Belle Terre is a small town in New York with a population of 766. Residents earn $178,750 per year, which is 138% above the national average.

4.3 /5.0
A Great
766 Population 861/sq mi density
$178,750 Median Income $113,140 per capita
$1,079,700 Home Value $1,154,016 Zillow
53°F Avg Temperature 282 sunny days/yr
A
Overall
4.3 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$178,750 median income, 3.7% unemployment
B
Affordability
3.3 / 5.0
$1,079,700 home value
A+
Education
5.0 / 5.0
68.0% bachelor's degree or higher
Median Income $178,750
138% higher than US avg
Home Value $1,079,700
283% higher than US avg
Bachelor's+ 68.0%
102% higher than US avg
Obesity Rate 25.5%
21% lower than US avg
Unemployment 3.7%
3% higher than US avg
Poverty Rate 2.2%
82% lower than US avg

How Belle Terre Compares to the U.S. Average (100% = U.S. avg)

People

Population766
Median Age52.2 yrs
Density861/mi²
Male / Female48% / 52%
Largest GroupWhite 85%
Veterans4.2%

Economy

A+
Median Income$178,750
Per Capita$113,140
Unemployment3.7%
Poverty2.2%
County GDP$130,222M
Commute33 min

Housing

B
Home Value$1,079,700
RentN/A
OwnershipN/A
Zillow$1,154,016
Housing Units317
Rent Burden32.8%

Health

Obesity25.5%
Uninsured3.6%
Smoking6.5%
Depression16.9%
Heart Disease3.8%

Climate

Avg Temp53°F (12°C)
AQI36 (Good)
Sunny Days282/yr
Elevation163 ft (50 m)

Education

A+
Bachelor's+68.0%
High School+99.6%
Graduate+39.0%
School Score5.39

Community

2024 VoteR 52% / D 48%
Commute33 min
Broadband96.4%
Libraries63

Is Belle Terre a Good Place to Live?

Based on current data, Belle Terre receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a highly educated population, abundant sunshine, a low poverty rate. Areas to be aware of include high housing costs. Belle Terre stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Belle Terre is $178,750, which is significantly higher than the national average — 138% above $75,149. This places Belle Terre among higher-income communities. Unemployment stands at 3.7%, indicating a healthy job market. Only 2.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 33 minutes.

Cost of Living & Housing

The median home value in Belle Terre is $1,079,700, making it a premium housing market at 283% above the U.S. median of $281,900. The price-to-income ratio of 6x means housing costs are stretched relative to local earnings.

Education

Belle Terre is a highly educated community — 68.0% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 99.6% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Belle Terre experiences four distinct seasons with an average temperature of 53°F. Winters average 33°F in January while summers reach 74°F in July. With 282 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 36.

Belle Terre has a population of 766 with a density of 861 people per square mile. The median age is 52.2 years, 34% older than the national median of 38.9. The city is predominantly White (85.4%), with 4.2% Black.

Population

766
Total Population
861
People / sq mi
52.2yrs
Median Age
34% above US avg
0.9mi²
Land Area

Gender Distribution

Male 48.4%
Female 51.6%

Race & Ethnicity

Belle Terre vs U.S. Average

Language Spoken at Home

English Only85.0%
8% above US avg
Spanish15.0%
12% above US avg

Social Characteristics

Belle Terre vs U.S. Average

The median household income in Belle Terre is $178,750, which is 138% above the national average of $75,149. The unemployment rate is 3.7% (above the 3.6% US average). 2.2% of residents live below the poverty line. Workers commute an average of 33 minutes.

Income: Belle Terre vs U.S.

Commute Mode

Income

Median HH Income$178,750
138% above US avg
Per Capita Income$113,140
Avg Weekly Wage$1,489
IRS Avg AGI$139,155

Employment & Poverty

Unemployment3.7%
3% above US avg
Poverty Rate2.2%
82% below US avg
Establishments (County)56,397
County GDP$130,222M

Business (County)

Restaurants3,828
Healthcare6,152
Retail5,602
Manufacturing820

Tax & Cost of Living

Property Tax (IRS)$15,590
345% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate1.44%

Commute & Transportation

Commute Time32.9 min
Drive Alone75.8%
Public Transit4.7%
Work from Home15.7%

Walkability

The median home value in Belle Terre is $1,079,700, 283% above the national average. Zillow estimates the typical home value at $1,154,016.

Home Value Sources

Ownership Split

Home Values

Census Median$1,079,700
283% above US avg
Zillow ZHVI$1,154,016

Real Estate Market (Redfin)

$/Sq Ft$348
Homes Sold1
Sale-to-List Ratio92.0%
Price Drops0.0%
Inventory1

Rental Costs

Rent Burden32.8%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied98.2%
Housing Units317
Median Year Built1967

Property Tax

Avg Tax (IRS)$15,590
345% above US avg
Effective Rate1.44%
In Belle Terre, 25.5% of adults are obese (below the 32.1% national rate). 3.6% of residents lack health insurance. 6.5% are current smokers. 16.9% report depression. 15.7% are physically inactive.

Health Metrics: Belle Terre vs U.S. Average (%)

Chronic Conditions

Obesity25.5%
21% below US avg
Diabetes6.3%
Heart Disease3.8%
High Blood Pressure24.3%
Asthma10.0%
COPD3.2%
Cancer7.6%
Stroke1.9%

Behaviors & Mental Health

Smoking6.5%
54% below US avg
Binge Drinking19.6%
Physical Inactivity15.7%
Depression16.9%
Mental Distress13.6%
Physical Distress8.6%
Short Sleep36.3%

Healthcare Access

Insurance Rate99.5%
Uninsured3.6%
58% below US avg
Primary Care1:734
Dentists1:824
Mental Health1:259
Checkup Rate80.3%
Dental Visits73.6%
Premature Death4,800/100K

Food & Exercise

Food Environment9.9/10
Exercise Access98.6%
Healthcare Facilities6,152
Belle Terre has an average annual temperature of 53°F (12°C). Winters average 33°F in January while summers reach 74°F in July. The area enjoys 282 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

33°F Jan (0°C) 74°F Jul (24°C)
Annual Average53.4°F
1% below US avg
January Average33°F (0°C)
July Average74°F (24°C)
Sunny Days282 days/yr

Precipitation & Snow

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation163 ft (50 m)
Area0.9 sq mi (2.3 km²)
Population Density861/sq mi
Coordinates40.9607°N, 73.0673°W
TimezoneAmerica/New_York
County FIPS36059
It is classified as Metro — 1 million+. 68.0% of residents hold a bachelor's degree or higher (102% above US avg). In the 2024 election, the county voted Republican by a 4.2-point margin. 96.4% of households have broadband internet.

2024 Presidential Election (County)

R 52.1%
D 47.9%

Winner: Republican by 4.2 points

Education

Bachelor's Degree+68.0%
102% above US avg
High School+99.6%
Graduate Degree+39.0%
School Test Score5.39
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density861/sq mi
Total Area0.9 sq mi

Infrastructure & Services

Broadband Access96.4%
Public Libraries63
Healthcare Facilities6,152
Restaurants3,828
Retail Stores5,602

Safety & Disasters

Fatal Crashes (County/yr)76

Commute & Transportation

Avg Commute32.9 min
Drive Alone75.8%
Public Transit4.7%
Work from Home15.7%

Nearby Cities

Poquott, NY 1,047 pop · 1.3 mi Port Jefferson, NY 8,029 pop · 1.5 mi Port Jefferson Station, NY 7,605 pop · 2.4 mi Setauket, NY 3,687 pop · 2.6 mi Mount Sinai, NY 11,876 pop · 2.8 mi East Setauket, NY 10,385 pop · 3.1 mi Old Field, NY 1,033 pop · 3.4 mi Terryville, NY 10,962 pop · 3.7 mi Miller Place, NY 11,743 pop · 4.0 mi Stony Brook University, NY 9,138 pop · 4.5 mi Stony Brook, NY 12,827 pop · 4.8 mi Sound Beach, NY 7,207 pop · 5.0 mi Selden, NY 21,707 pop · 6.3 mi Coram, NY 41,527 pop · 6.4 mi
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