Budd Lake, NJ

New Jersey · Metropolitan Area

Budd Lake is a small city in New Jersey with a population of 10,106. Residents earn $113,036 per year, which is 50% above the national average.

4.6 /5.0
A+ Excellent
10,106 Population 1,858/sq mi density
$113,036 Median Income $51,719 per capita
$437,200 Home Value $540,991 Zillow
$1,326 Median Rent
53°F Avg Temperature
A+
Overall
4.6 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$113,036 median income, 4.4% unemployment
A+
Affordability
4.5 / 5.0
$437,200 home value, $1,326/mo rent
A+
Education
4.8 / 5.0
47.9% bachelor's degree or higher
Median Income $113,036
50% higher than US avg
Home Value $437,200
55% higher than US avg
Bachelor's+ 47.9%
42% higher than US avg
Median Rent $1,326
14% higher than US avg
Obesity Rate 23.4%
27% lower than US avg
Unemployment 4.4%
22% higher than US avg
Poverty Rate 5.7%
54% lower than US avg

How Budd Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population10,106
Median Age36.9 yrs
Density1,858/mi²
Male / Female51% / 49%
Largest GroupWhite 65%

Economy

A+
Median Income$113,036
Per Capita$51,719
Unemployment4.4%
Poverty5.7%
County GDP$74,395M
Commute32 min

Housing

A+
Home Value$437,200
Rent$1,326
OwnershipN/A
Zillow$540,991

Crime

ViolentN/A
PropertyN/A

Health

Obesity23.4%
UninsuredN/A
Depression15.8%
Heart Disease4.2%

Climate

Avg Temp53°F
AQI39 (Good)
Rain45.5 in/yr
Elevation939 ft

Education

A+
Bachelor's+47.9%
High School+94.4%
School Score6.24

Community

2024 VoteR 50% / D 48%
Commute32 min
EV Stations1
Libraries37

Is Budd Lake a Good Place to Live?

Based on current data, Budd Lake receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs. Budd Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Budd Lake is $113,036, which is significantly higher than the national average — 50% above $75,149. This places Budd Lake among higher-income communities. Unemployment stands at 4.4%, indicating a healthy job market. Only 5.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Budd Lake is $437,200, making it a premium housing market at 55% above the U.S. median of $281,900. Renters pay a median of $1,326 per month. A price-to-income ratio of 3.9x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 47.9% holding a bachelor's degree or higher, near the national average. 94.4% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Budd Lake experiences four distinct seasons with an average temperature of 53°F. Winters average 30°F in January while summers reach 75°F in July. Annual precipitation totals 45.5 inches. Air quality is rated Good with a median AQI of 39.

Budd Lake has a population of 10,106 with a density of 1,858 people per square mile. The median age is 36.9 years, 5% younger than the national median of 38.9. The city is predominantly White (65%), with 8.6% Black.

Population

10,106
Total Population
1,858
People / sq mi
36.9yrs
Median Age
5% below US avg
5.4mi²
Land Area

Gender Distribution

Male 50.8%
Female 49.2%

Race & Ethnicity

Budd Lake vs U.S. Average

Language Spoken at Home

English Only67.7%
14% below US avg
Spanish32.3%
141% above US avg

Social Characteristics

Budd Lake vs U.S. Average

The median household income in Budd Lake is $113,036, which is 50% above the national average of $75,149. The unemployment rate is 4.4% (above the 3.6% US average). 5.7% of residents live below the poverty line. Workers commute an average of 32 minutes.

Income: Budd Lake vs U.S.

Commute Mode

Income

Median HH Income$113,036
50% above US avg
Per Capita Income$51,719
Avg Weekly Wage$1,946
IRS Avg AGI$156,784

Employment & Poverty

Unemployment4.4%
22% above US avg
Poverty Rate5.7%
54% below US avg
Establishments (County)18,002
County GDP$74,395M

Business (County)

Restaurants1,349
Healthcare1,822
Retail1,639
Manufacturing496

Tax & Cost of Living

Property Tax (IRS)$13,570
288% above US avg
Effective Tax Rate3.10%

Commute & Transportation

Commute Time32.0 min
Work from Home18.4%

Walkability

The median home value in Budd Lake is $437,200, 55% above the national average. Monthly rent averages $1,326 (14% above US avg). Zillow estimates the typical home value at $540,991.

Home Value Sources

Ownership Split

Home Values

Census Median$437,200
55% above US avg
Zillow ZHVI$540,991
Median List Price$635,000

Real Estate Market (Redfin)

Median List Price$635,000
$/Sq Ft$380
Homes Sold6
Sale-to-List Ratio102.1%
Price Drops16.7%
Inventory12

Rental Costs

Census Median Rent$1,326
14% above US avg
Zillow Rent (ZORI)$2,192

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied73.9%

Property Tax

Avg Tax (IRS)$13,570
288% above US avg
Effective Rate3.10%
In Budd Lake, 23.4% of adults are obese (below the 32.1% national rate). 15.8% report depression. 19.7% are physically inactive.

Health Metrics: Budd Lake vs U.S. Average (%)

Chronic Conditions

Obesity23.4%
27% below US avg
Diabetes7.8%
Heart Disease4.2%
High Blood Pressure27.4%
Asthma8.6%
COPD3.8%
Stroke2.3%

Behaviors & Mental Health

Binge Drinking19.3%
Physical Inactivity19.7%
Depression15.8%
Mental Distress14.7%
Physical Distress10.0%

Healthcare Access

Insurance Rate95.9%
Checkup Rate75.9%
Premature Death4,240/100K

Food & Exercise

Food Environment9.4/10
Exercise Access98.5%
Healthcare Facilities1,822

Crime Rates: Budd Lake vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)19

Safety Score

Budd Lake has an average annual temperature of 53°F (11°C). Winters average 30°F in January while summers reach 75°F in July. Annual precipitation is 45.5 inches. Air quality is rated Good with a median AQI of 39.

Temperature

30°F Jan (-1°C) 75°F Jul (24°C)
Annual Average52.5°F
3% below US avg
January Average30°F (-1°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall45.5 inches
20% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation939 ft (286 m)
Area5.4 sq mi (14.1 km²)
Population Density1,858/sq mi
Coordinates40.8735°N, 74.7368°W
County FIPS34027
It is classified as Metro — 1 million+. 47.9% of residents hold a bachelor's degree or higher (42% above US avg). In the 2024 election, the county voted Republican by a 2.7-point margin.

2024 Presidential Election (County)

R 50.4%
D 47.7%

Winner: Republican by 2.7 points

Education

Bachelor's Degree+47.9%
42% above US avg
High School+94.4%
School Test Score6.24
A+ Education Grade (4.8/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,858/sq mi
Total Area5.4 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries37
Healthcare Facilities1,822
Restaurants1,349
Retail Stores1,639

Safety & Disasters

Fatal Crashes (County/yr)19

Commute & Transportation

Avg Commute32.0 min
Work from Home18.4%

Nearby Cities

Compare Budd Lake with another city: