Median Income
$50,938
32% lower than US avg
Home Value
$157,600
44% lower than US avg
Violent Crime
56/100K
85% lower than US avg
Bachelor's+
32.5%
4% lower than US avg
Median Rent
$585
50% lower than US avg
Obesity Rate
40.1%
25% higher than US avg
Unemployment
1.8%
50% lower than US avg
Poverty Rate
4.2%
66% lower than US avg
How Callaway Compares to the U.S. Average (100% = U.S. avg)
People
Population608
Median Age38.5 yrs
Density869/mi²
Male / Female50% / 51%
Largest GroupWhite 95%
Veterans5.9%
Economy
A
Median Income$50,938
Per Capita$35,900
Unemployment1.8%
Poverty4.2%
County GDP$882M
Commute13 min
Housing
A+
Home Value$157,600
Rent$585
Ownership67.3%
Zillow$188,330
Housing Units287
Rent Burden19.7%
Crime
F
Violent56/100K
Property2,110/100K
Health
Obesity40.1%
Uninsured8.0%
Smoking14.6%
Depression19.0%
Heart Disease5.4%
Climate
Avg Temp49°F (10°C)
AQI32 (Good)
Sunny Days282/yr
Elevation2,548 ft (777 m)
Education
B+
Bachelor's+32.5%
High School+95.8%
Graduate+13.3%
School Score6.26
Community
2024 VoteR 86% / D 13%
Commute13 min
Broadband81.8%
EV Stations1
Libraries7
Is Callaway a Good Place to Live?
Based on current data, Callaway receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Callaway offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Callaway is $50,938, 32% below the national average of $75,149. The job market is very strong with unemployment at just 1.8%. Only 4.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 13 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Callaway is $157,600, 44% below the national median / offering relatively affordable homeownership. Renters pay a median of $585 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Safety & Crime
Callaway is a very safe community with a violent crime rate of 56 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,110 per 100,000, near the national average.
Education
32.5% of residents hold a bachelor's degree, below the national average of 33.7%. 95.8% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Callaway experiences four distinct seasons with an average temperature of 49°F. Winters average 25°F in January while summers reach 74°F in July. With 282 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 32.
Callaway has a population of 608 with a density of 869 people per square mile, spread across 0.7 square miles. The median age is 38.5 years, 1% younger than the national median of 38.9. The gender split is 50.5% female and 49.5% male. The city is predominantly White (94.7%). English is the primary language spoken at home by 98.6% of residents. 5.9% of the population are veterans. 16.0% of residents have a disability (above the 13.0% national average). 92.7% have health insurance coverage.
Population
38.5yrs
Median Age
1% below US avg
Language Spoken at Home
English Only
98.6%
26% above US avg
Spanish
1.4%
90% below US avg
The median household income in Callaway is $50,938, which is 32% below the national average of $75,149. Per capita income is $35,900. The average weekly wage is $961, 33% lower than the U.S. average. The unemployment rate is 1.8% (below the 3.6% US average). 4.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 488 business establishments, including 32 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 13 minutes (shorter than the 28-minute US average). 1.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $50,938 |
| 32% below US avg |
| Per Capita Income | $35,900 |
| Avg Weekly Wage | $961 |
| IRS Avg AGI | $58,725 |
| Gini Index | 0.447 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.8% |
| 50% below US avg |
| Poverty Rate | 4.2% |
| 66% below US avg |
| Establishments (County) | 488 |
| County GDP | $882M |
Business (County)
| Restaurants | 32 |
| Healthcare | 34 |
| Retail | 70 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $3,290 |
| 6% below US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 2.09% |
Commute & Transportation
| Commute Time | 12.5 min |
| Drive Alone | 80.6% |
| Public Transit | 0.0% |
| Work from Home | 1.1% |
The median home value in Callaway is $157,600, 44% below the national median of $281,900. Zillow estimates the typical home value at $188,330, higher than the Census estimate. Monthly rent averages $585 (50% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 67.3% of housing units are owner-occupied. There are 287 total housing units in the city. The median year a home was built is 1956. The average annual property tax is $3,290. 19.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.1x.
Home Values
| Census Median | $157,600 |
| 44% below US avg |
| Zillow ZHVI | $188,330 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $585 |
| 50% below US avg |
| Rent Burden | 19.7% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 67.3% |
| Owner-Occupied | 67.3% |
| Renter-Occupied | 32.7% |
| Housing Units | 287 |
| Median Year Built | 1956 |
Property Tax
| Avg Tax (IRS) | $3,290 |
| 6% below US avg |
| Effective Rate | 2.09% |
In Callaway, 40.1% of adults are obese, above the national rate of 32.1%. 9.2% have diabetes. Heart disease affects 5.4% of residents. 30.6% have high blood pressure. 14.6% are current smokers. 22.2% report binge drinking. 25.6% are physically inactive. 19.0% report depression. 15.8% experience frequent mental distress. 8.0% of residents lack health insurance. The primary care physician ratio is 1:1,743. The dentist ratio is 1:2,095. 53.7% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: Callaway vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.1% |
| 25% above US avg |
| Diabetes | 9.2% |
| Heart Disease | 5.4% |
| High Blood Pressure | 30.6% |
| Asthma | 9.8% |
| COPD | 6.0% |
| Cancer | 7.5% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.6% |
| 4% above US avg |
| Binge Drinking | 22.2% |
| Physical Inactivity | 25.6% |
| Depression | 19.0% |
| Mental Distress | 15.8% |
| Physical Distress | 11.3% |
| Short Sleep | 33.1% |
Healthcare Access
| Insurance Rate | 92.7% |
| Uninsured | 8.0% |
| 7% below US avg |
| Primary Care | 1:1,743 |
| Dentists | 1:2,095 |
| Mental Health | 1:814 |
| Checkup Rate | 73.4% |
| Dental Visits | 64.9% |
| Premature Death | 8,243/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 53.7% |
| Healthcare Facilities | 34 |
Callaway has a violent crime rate of 56 per 100,000 residents, 85% below the national average of 380. Property crime stands at 2,110 per 100,000, 8% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Callaway receives a safety grade of F.
Crime Rates: Callaway vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 56.3/100K |
| 85% below US avg |
| |
Property Crime
| Total Property | 2,110.3/100K |
| 8% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Callaway experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 25°F in January while summers reach 74°F in July. The area gets 282 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 2,548 feet.
Temperature
25°F Jan (-4°C)
74°F Jul (24°C)
| Annual Average | 49.4°F |
| 9% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 74°F (24°C) |
| Sunny Days | 282 days/yr |
Geography
| Elevation | 2,548 ft (777 m) |
| Area | 0.7 sq mi (1.8 km²) |
| Population Density | 869/sq mi |
| Coordinates | 41.2914°N, 99.9203°W |
| Timezone | America/Chicago |
| County | Custer County County |
| Nearest Airport | North Platte Regional/Lee Bird Field (LBF)
41 miles away |
Precipitation & Snow
Wettest Month (Jun)
3.86"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 28.0 / 100 |
| Social Vulnerability | 17.0 / 100 |
| Community Resilience | 19.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
22 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.7. Most recent: M3.0 on Jan 1, 2025.
| Apr 10, 2018 |
10 km SE of Arnold, Nebraska |
M3.7 |
18 km |
| Aug 19, 2015 |
13 km S of Halsey, Nebraska |
M3.6 |
61 km |
| Jan 4, 2016 |
11 km NW of Westerville, Nebraska |
M3.5 |
43 km |
| Aug 26, 1991 |
15 km SSE of Brownlee, Nebraska |
M3.4 |
109 km |
| Jun 20, 2002 |
8 km NE of Scotia, Nebraska |
M3.3 |
111 km |
| Nov 13, 2001 |
Kansas |
M3.3 |
146 km |
| Apr 19, 2018 |
9 km SSE of Arnold, Nebraska |
M3.3 |
20 km |
| Jan 25, 1994 |
8 km E of Wood Lake, Nebraska |
M3.3 |
150 km |
| Apr 9, 2018 |
10 km SSE of Arnold, Nebraska |
M3.3 |
19 km |
| Apr 11, 2016 |
11 km E of Brownlee, Nebraska |
M3.2 |
122 km |
| Apr 10, 2018 |
3 km SE of Arnold, Nebraska |
M3.1 |
23 km |
| Sep 26, 2010 |
11 km S of Oconto, Nebraska |
M3.1 |
31 km |
| Apr 16, 2018 |
8 km SE of Arnold, Nebraska |
M3.1 |
19 km |
| Jul 18, 1990 |
10 km SSW of Ord, Nebraska |
M3.0 |
84 km |
| Jan 1, 2025 |
4 km S of Brownlee, Nebraska |
M3.0 |
122 km |
| Apr 16, 2007 |
11 km WSW of Maywood, Nebraska |
M3.0 |
103 km |
| Sep 30, 1990 |
29 km SE of Hyannis, Nebraska |
M3.0 |
144 km |
| Feb 14, 2003 |
7 km S of Holbrook, Nebraska |
M2.9 |
118 km |
| Jan 1, 2020 |
2 km E of Chambers, Nebraska |
M2.8 |
142 km |
| Apr 15, 2018 |
8 km SE of Arnold, Nebraska |
M2.6 |
19 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
464 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 76 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 18, 1975 |
EF4 |
26 km |
0 |
| May 30, 1961 |
EF4 |
37 km |
0 |
| Jun 6, 1956 |
EF4 |
77 km |
0 |
| Jun 7, 1953 |
EF4 |
66 km |
11 |
| May 17, 2019 |
EF3 |
81 km |
0 |
| Mar 18, 2012 |
EF3 |
81 km |
0 |
| Mar 18, 2012 |
EF3 |
85 km |
0 |
| Jun 20, 2011 |
EF3 |
73 km |
0 |
| Apr 20, 2007 |
EF3 |
79 km |
0 |
| May 17, 2000 |
EF3 |
54 km |
0 |
| Jun 3, 1999 |
EF3 |
71 km |
0 |
| Jun 6, 1993 |
EF3 |
88 km |
0 |
| Jun 6, 1993 |
EF3 |
74 km |
0 |
| Jun 6, 1993 |
EF3 |
85 km |
0 |
| Jun 1, 1990 |
EF3 |
8 km |
0 |
| Jun 25, 1989 |
EF3 |
73 km |
0 |
| May 10, 1985 |
EF3 |
97 km |
0 |
| Sep 11, 1978 |
EF3 |
77 km |
0 |
| Jun 18, 1975 |
EF3 |
44 km |
0 |
| Jun 18, 1975 |
EF3 |
90 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BETTY'S WAY (68,425 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
BETTY'S WAY |
68,425 |
44 km |
| 2022 |
ROAD 739 |
32,997 |
99 km |
| 1995 |
UNNAMED |
27,237 |
90 km |
| 2022 |
BOVEE |
18,875 |
84 km |
| 2002 |
UNNAMED |
15,972 |
56 km |
| 1999 |
UNNAMED |
7,793 |
60 km |
| 2021 |
UNNAMED |
6,693 |
74 km |
| 1989 |
UNNAMED |
6,681 |
45 km |
| 2011 |
HARVEST CA |
6,526 |
55 km |
| 2006 |
FOUR CORNERS |
6,241 |
72 km |
| 2012 |
UNNAMED |
6,014 |
76 km |
| 2018 |
NEBRASKA RX |
5,624 |
72 km |
| 2022 |
LEACH CA |
5,195 |
79 km |
| 2019 |
UNNAMED |
5,143 |
73 km |
| 2012 |
UNNAMED |
4,503 |
65 km |
| 1989 |
DUNNING |
4,114 |
63 km |
| 2022 |
201 EAST |
4,015 |
66 km |
| 2000 |
UNNAMED |
3,883 |
61 km |
| 1998 |
UNNAMED |
3,688 |
82 km |
| 1995 |
UNNAMED |
3,149 |
48 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
0.4 in |
Coldest, Driest |
| February |
29°F (-2°C) |
0.5 in |
|
| March |
37°F (3°C) |
1.4 in |
|
| April |
48°F (9°C) |
2.2 in |
|
| May |
59°F (15°C) |
3.5 in |
|
| June |
69°F (20°C) |
3.9 in |
Wettest |
| July |
74°F (24°C) |
3.3 in |
Warmest |
| August |
73°F (23°C) |
2.6 in |
|
| September |
63°F (17°C) |
1.9 in |
|
| October |
51°F (10°C) |
1.3 in |
|
| November |
36°F (2°C) |
0.9 in |
|
| December |
26°F (-3°C) |
0.4 in |
|
Callaway has a seasonal temperature swing of 49°F / from 25°F in January to 74°F in July. Total annual precipitation is 22.2 inches, with June being the wettest month (3.9") and January the driest (0.4").
Average costs for common services in Callaway. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Callaway
What is the population of Callaway?
Callaway has a population of 608 residents and is located in Nebraska. The population density is 869 people per square mile, spread across 0.7 square miles. The median age of residents is 38.5 years. The population is 50.5% female and 49.5% male.
Is Callaway expensive to live in?
Callaway is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $50,938, 32% below the national average of $75,149. The median home value is $157,600 (44% below the U.S. median). Renters pay a median of $585 per month, below the national average of $1,163. The home price-to-income ratio is 3.1x, indicating housing is reasonably affordable relative to local income levels.
Is Callaway safe?
Callaway is considered a very safe city with a violent crime rate of 56 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,110 per 100,000 (above the national average). Overall, Callaway receives a safety grade of F based on combined crime data.
What is the weather like in Callaway?
Callaway has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 74°F in July. The area receives 282 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Callaway?
The job market in Callaway is very strong, with unemployment at just 1.8% / well below the national rate of 3.6%. The average weekly wage is $961. There are 488 business establishments in the area, including 32 restaurants and food service locations. The average commute time is 13 minutes, and 1.1% of workers work from home.
How much does housing cost in Callaway?
The median home value in Callaway is $157,600. Zillow estimates the typical home value at $188,330. For renters, the median monthly rent is $585. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 67.3%. The average annual property tax is $3,290.
How are the schools in Callaway?
Schools in Callaway score 6.3 out of 10 on standardized testing, near the national average. 32.5% of adults in Callaway hold a bachelor's degree or higher, below the national average of 33.7%. 95.8% have completed high school. 13.3% hold a graduate or professional degree.
How healthy is Callaway?
The obesity rate in Callaway is 40.1% (above the national rate of 32.1%). 14.6% of adults are smokers. 25.6% are physically inactive. 19.0% of residents report depression. 8.0% lack health insurance. 53.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,743.
What is transportation like in Callaway?
The average commute in Callaway is 13 minutes, shorter than the national average of 28 minutes. 80.6% of workers drive alone to work, and 1.1% work from home.
What are the demographics of Callaway?
The racial and ethnic makeup of Callaway is 94.7% White. 98.6% of residents speak only English at home. 5.9% of the population are military veterans. 16.0% of residents have a disability. 92.7% have health insurance coverage.
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