Calvert City, KY

Kentucky · Metropolitan Area

Calvert City is a small town in Kentucky with a population of 2,522. Residents earn $42,566 per year, which is 43% below the national average.

3.0 /5.0
B Good
2,522 Population 141/sq mi density
$42,566 Median Income $33,059 per capita
$157,400 Home Value $177,339 Zillow
$820 Median Rent
57°F Avg Temperature
40 Violent Crime/100K 1,990 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$42,566 median income, 1.5% unemployment
A+
Affordability
4.6 / 5.0
$157,400 home value, $820/mo rent
F
Safety
1.0 / 5.0
40 violent crimes/100K (90% below avg)
C+
Education
2.7 / 5.0
21.5% bachelor's degree or higher
Median Income $42,566
43% lower than US avg
Home Value $157,400
44% lower than US avg
Violent Crime 40/100K
90% lower than US avg
Bachelor's+ 21.5%
36% lower than US avg
Median Rent $820
29% lower than US avg
Unemployment 1.5%
58% lower than US avg
Poverty Rate 12.6%
2% higher than US avg

How Calvert City Compares to the U.S. Average (100% = U.S. avg)

People

Population2,522
Median Age40.2 yrs
Density141/mi²
Male / Female47% / 53%
Largest GroupWhite 97%

Economy

B+
Median Income$42,566
Per Capita$33,059
Unemployment1.5%
Poverty12.6%
County GDP$519M
Commute17 min

Housing

A+
Home Value$157,400
Rent$820
OwnershipN/A
Zillow$177,339

Crime

F
Violent40/100K
Property1,990/100K
Murder0.0/100K
Assault40/100K
Burglary756/100K

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp57°F
AQI41 (Good)
Rain49.3 in/yr
Elevation340 ft

Education

C+
Bachelor's+21.5%
High School+91.9%
School Score5.50

Community

2024 VoteR 81% / D 18%
Commute17 min
Libraries1

Is Calvert City a Good Place to Live?

Based on current data, Calvert City receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes. Calvert City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Calvert City is $42,566, 43% below the national average of $75,149. The job market is very strong with unemployment at just 1.5%. 12.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Calvert City is $157,400, 44% below the national median — offering relatively affordable homeownership. Renters pay a median of $820 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.

Safety & Crime

Calvert City is a very safe community with a violent crime rate of 40 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,990 per 100,000, near the national average.

Education

21.5% of residents hold a bachelor's degree, below the national average of 33.7%. 91.9% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Calvert City enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 49.3 inches. Air quality is rated Good with a median AQI of 41.

Calvert City has a population of 2,522 with a density of 141 people per square mile. The median age is 40.2 years, 3% older than the national median of 38.9. The city is predominantly White (96.9%).

Population

2,522
Total Population
141
People / sq mi
40.2yrs
Median Age
3% above US avg
17.9mi²
Land Area

Gender Distribution

Male 47.2%
Female 52.8%

Race & Ethnicity

Calvert City vs U.S. Average

Language Spoken at Home

English Only99.8%
27% above US avg
Spanish0.2%
99% below US avg

Social Characteristics

Calvert City vs U.S. Average

The median household income in Calvert City is $42,566, which is 43% below the national average of $75,149. The unemployment rate is 1.5% (below the 3.6% US average). 12.6% of residents live below the poverty line. Workers commute an average of 17 minutes.

Income: Calvert City vs U.S.

Commute Mode

Income

Median HH Income$42,566
43% below US avg
Per Capita Income$33,059
Avg Weekly Wage$1,188
IRS Avg AGI$56,130

Employment & Poverty

Unemployment1.5%
58% below US avg
Poverty Rate12.6%
2% above US avg
Establishments (County)260
County GDP$519M

Business (County)

Restaurants12
Healthcare17
Retail27
Manufacturing5

Tax & Cost of Living

Property Tax (IRS)$1,911
45% below US avg
Effective Tax Rate1.21%

Commute & Transportation

Commute Time16.9 min
Work from Home3.2%

Walkability

The median home value in Calvert City is $157,400, 44% below the national average. Monthly rent averages $820 (29% below US avg). Zillow estimates the typical home value at $177,339.

Home Value Sources

Ownership Split

Home Values

Census Median$157,400
44% below US avg
Zillow ZHVI$177,339

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$820
29% below US avg

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied53.4%

Property Tax

Avg Tax (IRS)$1,911
45% below US avg
Effective Rate1.21%

Health Metrics: Calvert City vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate96.0%
Premature Death13,207/100K

Food & Exercise

Food Environment6.8/10
Exercise Access43.1%
Healthcare Facilities17
Calvert City has a violent crime rate of 40 per 100,000 residents, 90% below the national average of 380. Property crime stands at 1,990 per 100,000 (2% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Calvert City vs U.S. Average (per 100,000)

Violent Crime

Total Violent39.8/100K
90% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault39.8/100K

Property Crime

Total Property1,990.5/100K
2% above US avg
Burglary756.4/100K
Theft1,154.5/100K
Vehicle Theft79.6/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Calvert City has an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 78°F in July. Annual precipitation is 49.3 inches. Air quality is rated Good with a median AQI of 41.

Temperature

34°F Jan (1°C) 78°F Jul (26°C)
Annual Average57.2°F
6% above US avg
January Average34°F (1°C)
July Average78°F (26°C)

Precipitation & Snow

Annual Rainfall49.3 inches
30% above US avg
Snowfall3.8 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation340 ft (104 m)
Area17.9 sq mi (46.3 km²)
Population Density141/sq mi
Coordinates37.0464°N, 88.3955°W
County FIPS21139
It is classified as Metro — under 250K. 21.5% of residents hold a bachelor's degree or higher (36% below US avg). In the 2024 election, the county voted Republican by a 63.1-point margin.

2024 Presidential Election (County)

R 80.9%
D 17.8%

Winner: Republican by 63.1 points

Education

Bachelor's Degree+21.5%
36% below US avg
High School+91.9%
School Test Score5.50
C+ Education Grade (2.7/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density141/sq mi
Total Area17.9 sq mi

Infrastructure & Services

Alt Fuel Stations1
Public Libraries1
Healthcare Facilities17
Restaurants12
Retail Stores27

Safety & Disasters

Fatal Crashes (County/yr)3
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute16.9 min
Work from Home3.2%

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