Cambridge, IA

Iowa · Metropolitan Area

Cambridge is a small town in Iowa with a population of 948. Residents earn $74,531 per year, which is 1% below the national average.

3.9 /5.0
B+ Good
948 Population 707/sq mi density
$74,531 Median Income $32,347 per capita
$172,800 Home Value $319,451 Zillow
$1,080 Median Rent
48°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$74,531 median income, 2.5% unemployment
A+
Affordability
5.0 / 5.0
$172,800 home value, $1,080/mo rent
C
Education
2.4 / 5.0
18.0% bachelor's degree or higher
Median Income $74,531
1% lower than US avg
Home Value $172,800
39% lower than US avg
Bachelor's+ 18.0%
47% lower than US avg
Median Rent $1,080
7% lower than US avg
Obesity Rate 31.7%
1% lower than US avg
Unemployment 2.5%
31% lower than US avg
Poverty Rate 7.9%
36% lower than US avg

How Cambridge Compares to the U.S. Average (100% = U.S. avg)

People

Population948
Median Age38.8 yrs
Density707/mi²
Male / Female44% / 56%
Largest GroupWhite 92%

Economy

A
Median Income$74,531
Per Capita$32,347
Unemployment2.5%
Poverty7.9%
County GDP$63,823M
Commute22 min

Housing

A+
Home Value$172,800
Rent$1,080
OwnershipN/A
Zillow$319,451

Crime

ViolentN/A
PropertyN/A

Health

Obesity31.7%
UninsuredN/A
Depression20.7%
Heart Disease4.2%

Climate

Avg Temp48°F
AQI43 (Good)
Rain38.1 in/yr
Elevation871 ft

Education

C
Bachelor's+18.0%
High School+96.7%
School Score5.73

Community

2024 VoteR 44% / D 55%
Commute22 min
Libraries19

Is Cambridge a Good Place to Live?

Based on current data, Cambridge receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Cambridge offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cambridge is $74,531, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.5%. Only 7.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Cambridge is $172,800, 39% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,080 per month. At just 2.3x median income, home prices are very affordable relative to local earnings.

Education

18.0% of residents hold a bachelor's degree, below the national average of 33.7%. 96.7% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Cambridge experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 73°F in July. Annual precipitation totals 38.1 inches, including 27.3 inches of snow. Air quality is rated Good with a median AQI of 43.

Cambridge has a population of 948 with a density of 707 people per square mile. The median age is 38.8 years, 0% younger than the national median of 38.9. The city is predominantly White (92%).

Population

948
Total Population
707
People / sq mi
38.8yrs
Median Age
0% below US avg
1.3mi²
Land Area

Gender Distribution

Male 44%
Female 56%

Race & Ethnicity

Cambridge vs U.S. Average

Language Spoken at Home

English Only97.7%
24% above US avg
Spanish2.3%
83% below US avg

Social Characteristics

Cambridge vs U.S. Average

The median household income in Cambridge is $74,531, which is 1% below the national average of $75,149. The unemployment rate is 2.5% (below the 3.6% US average). 7.9% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Cambridge vs U.S.

Commute Mode

Income

Median HH Income$74,531
1% below US avg
Per Capita Income$32,347
Avg Weekly Wage$1,395
IRS Avg AGI$93,610

Employment & Poverty

Unemployment2.5%
31% below US avg
Poverty Rate7.9%
36% below US avg
Establishments (County)20,581
County GDP$63,823M

Business (County)

Restaurants1,227
Healthcare1,513
Retail1,606
Manufacturing341

Tax & Cost of Living

Property Tax (IRS)$6,943
98% above US avg
Effective Tax Rate4.02%

Commute & Transportation

Commute Time22.4 min
Work from Home6.9%

Walkability

The median home value in Cambridge is $172,800, 39% below the national average. Monthly rent averages $1,080 (7% below US avg). Zillow estimates the typical home value at $319,451.

Home Value Sources

Ownership Split

Home Values

Census Median$172,800
39% below US avg
Zillow ZHVI$319,451
Median List Price$250,000

Real Estate Market (Redfin)

Median List Price$250,000
$/Sq Ft$128
Homes Sold3
Sale-to-List Ratio100.5%
Price Drops0.0%
Inventory4

Rental Costs

Census Median Rent$1,080
7% below US avg

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied84.6%

Property Tax

Avg Tax (IRS)$6,943
98% above US avg
Effective Rate4.02%
In Cambridge, 31.7% of adults are obese (below the 32.1% national rate). 20.7% report depression. 17.0% are physically inactive.

Health Metrics: Cambridge vs U.S. Average (%)

Chronic Conditions

Obesity31.7%
1% below US avg
Diabetes7.4%
Heart Disease4.2%
High Blood Pressure27.0%
Asthma9.6%
COPD4.1%
Stroke2.1%

Behaviors & Mental Health

Binge Drinking25.1%
Physical Inactivity17.0%
Depression20.7%
Mental Distress14.8%
Physical Distress9.4%

Healthcare Access

Insurance Rate99.3%
Checkup Rate76.3%
Premature Death7,653/100K

Food & Exercise

Food Environment8.8/10
Exercise Access90.6%
Healthcare Facilities1,513

Crime Rates: Cambridge vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)33
FEMA Disasters91

Safety Score

Cambridge has an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 73°F in July. Annual precipitation is 38.1 inches. Air quality is rated Good with a median AQI of 43.

Temperature

19°F Jan (-7°C) 73°F Jul (23°C)
Annual Average48.0°F
11% below US avg
January Average19°F (-7°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall38.1 inches
0% below US avg
Snowfall27.3 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation871 ft (265 m)
Area1.3 sq mi (3.5 km²)
Population Density707/sq mi
Coordinates41.9017°N, 93.5366°W
County FIPS19153
It is classified as Metro — 250K–1M. 18.0% of residents hold a bachelor's degree or higher (47% below US avg). In the 2024 election, the county voted Democrat by a 10.9-point margin.

2024 Presidential Election (County)

R 43.9%
D 54.8%

Winner: Democrat by 10.9 points

Education

Bachelor's Degree+18.0%
47% below US avg
High School+96.7%
School Test Score5.73
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density707/sq mi
Total Area1.3 sq mi

Infrastructure & Services

Public Libraries19
Healthcare Facilities1,513
Restaurants1,227
Retail Stores1,606

Safety & Disasters

Fatal Crashes (County/yr)33
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute22.4 min
Work from Home6.9%

Nearby Cities

Compare Cambridge with another city: