Median Income
$97,880
30% higher than US avg
Home Value
$230,000
18% lower than US avg
Violent Crime
103/100K
73% lower than US avg
Bachelor's+
39.5%
17% higher than US avg
Obesity Rate
33.7%
5% higher than US avg
Unemployment
5.0%
39% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Captains Cove Compares to the U.S. Average (100% = U.S. avg)
People
Population1,676
Median Age61.4 yrs
Density568/mi²
Male / Female48% / 52%
Largest GroupWhite 99%
Veterans11.7%
Economy
A+
Median Income$97,880
Per Capita$43,412
Unemployment5.0%
Poverty0.0%
County GDP$2,039M
Commute29 min
Housing
A+
Home Value$230,000
Ownership95.6%
Zillow$308,747
Housing Units996
Rent Burden28.7%
Crime
F
Violent103/100K
Property1,401/100K
Health
Obesity33.7%
Uninsured7.5%
Smoking12.4%
Depression24.0%
Heart Disease5.1%
Climate
Avg Temp58°F (14°C)
AQI35 (Good)
Rain43.3 in/yr
Sunny Days305/yr
Elevation16 ft (5 m)
Education
A
Bachelor's+39.5%
High School+98.9%
Graduate+12.3%
School Score5.16
Community
2024 VoteR 56% / D 43%
Commute29 min
Broadband88.3%
EV Stations2
Libraries2
Is Captains Cove a Good Place to Live?
Based on current data, Captains Cove receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low crime rates, a highly educated population, affordable housing. Captains Cove offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Captains Cove is $97,880, 30% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 5.0% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Captains Cove is $230,000, 18% below the national median / offering relatively affordable homeownership. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Captains Cove is a very safe community with a violent crime rate of 103 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,401 per 100,000, 29% below the national average.
Education
Educational attainment is solid, with 39.5% holding a bachelor's degree or higher, near the national average. 98.9% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Captains Cove enjoys a moderate climate with an average annual temperature of 58°F. Winters average 38°F in January while summers reach 78°F in July. With 305 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 43.3 inches, including 8.4 inches of snow. Air quality is rated Good with a median AQI of 35.
Captains Cove has a population of 1,676 with a density of 568 people per square mile, spread across 3.1 square miles. The median age is 61.4 years, 58% older than the national median of 38.9. The gender split is 51.8% female and 48.2% male. The city is predominantly White (99%). English is the primary language spoken at home by 96.3% of residents. 11.7% of the population are veterans, above the national rate of 6.0%. 15.1% of residents have a disability. 93.3% have health insurance coverage.
Population
61.4yrs
Median Age
58% above US avg
Race & Ethnicity
Captains Cove vs U.S. Average
Language Spoken at Home
English Only
96.3%
23% above US avg
Spanish
3.7%
72% below US avg
Social Characteristics
Captains Cove vs U.S. Average
The median household income in Captains Cove is $97,880, which is 30% above the national average of $75,149. Per capita income is $43,412 (above the $39,052 national figure). The average weekly wage is $1,012, 29% lower than the U.S. average. The unemployment rate is 5.0% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,264 business establishments, including 100 restaurants. The cost of living index is 101.1, roughly in line with the national average. Workers commute an average of 29 minutes. 20.9% of workers work from home (above the 15.2% national rate).
Income: Captains Cove vs U.S.
Income
| Median HH Income | $97,880 |
| 30% above US avg |
| Per Capita Income | $43,412 |
| Avg Weekly Wage | $1,012 |
| IRS Avg AGI | $57,546 |
| Gini Index | 0.452 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.0% |
| 39% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,264 |
| County GDP | $2,039M |
Business (County)
| Restaurants | 100 |
| Healthcare | 56 |
| Retail | 146 |
| Manufacturing | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $2,826 |
| 19% below US avg |
| Cost of Living | 101.10 (100=avg) |
| Effective Tax Rate | 1.23% |
Commute & Transportation
| Commute Time | 28.8 min |
| Drive Alone | 72.8% |
| Public Transit | 0.0% |
| Work from Home | 20.9% |
The median home value in Captains Cove is $230,000, 18% below the national median of $281,900. Zillow estimates the typical home value at $308,747, higher than the Census estimate. Fair market rent ranges from $1,181 for a one-bedroom to $1,369 for a two-bedroom apartment. 95.6% of housing units are owner-occupied (above the 65.4% national rate). There are 996 total housing units in the city. The median year a home was built is 2004. The average annual property tax is $2,826 (lower than the $3,500 national average). 28.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $230,000 |
| 18% below US avg |
| Zillow ZHVI | $308,747 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,137 |
| 1 Bedroom | $1,181 |
| 2 Bedrooms | $1,369 |
| 3 Bedrooms | $1,787 |
| 4 Bedrooms | $2,126 |
Ownership & Property
| Homeownership | 95.6% |
| Owner-Occupied | 95.6% |
| Renter-Occupied | 4.4% |
| Housing Units | 996 |
| Median Year Built | 2004 |
Property Tax
| Avg Tax (IRS) | $2,826 |
| 19% below US avg |
| Effective Rate | 1.23% |
In Captains Cove, 33.7% of adults are obese, above the national rate of 32.1%. 9.2% have diabetes. Heart disease affects 5.1% of residents. 32.1% have high blood pressure. 12.4% are current smokers. 17.9% report binge drinking. 21.4% are physically inactive. 24.0% report depression (above the 20.0% national average). 17.4% experience frequent mental distress. 7.5% of residents lack health insurance. The primary care physician ratio is 1:2,770. The dentist ratio is 1:1,844. 41.6% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Captains Cove vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.7% |
| 5% above US avg |
| Diabetes | 9.2% |
| Heart Disease | 5.1% |
| High Blood Pressure | 32.1% |
| Asthma | 10.7% |
| COPD | 5.4% |
| Cancer | 7.4% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 12.4% |
| 11% below US avg |
| Binge Drinking | 17.9% |
| Physical Inactivity | 21.4% |
| Depression | 24.0% |
| Mental Distress | 17.4% |
| Physical Distress | 11.6% |
| Short Sleep | 32.7% |
Healthcare Access
| Insurance Rate | 93.3% |
| Uninsured | 7.5% |
| 13% below US avg |
| Primary Care | 1:2,770 |
| Dentists | 1:1,844 |
| Mental Health | 1:739 |
| Checkup Rate | 76.9% |
| Dental Visits | 67.0% |
| Premature Death | 12,239/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 41.6% |
| Healthcare Facilities | 56 |
Captains Cove has a violent crime rate of 103 per 100,000 residents, 73% below the national average of 380. Property crime stands at 1,401 per 100,000, 29% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Captains Cove receives a safety grade of F.
Crime Rates: Captains Cove vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 102.5/100K |
| 73% below US avg |
| |
Property Crime
| Total Property | 1,401.2/100K |
| 29% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Captains Cove enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winters average 38°F in January while summers reach 78°F in July. The area gets 305 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 43.3 inches. The area receives 8.4 inches of snow annually. Air quality is rated Good with a median AQI of 35. The city sits at an elevation of 16 feet, near sea level.
Temperature
38°F Jan (3°C)
78°F Jul (26°C)
| Annual Average | 57.8°F |
| 7% above US avg |
| January Average | 38°F (3°C) |
| July Average | 78°F (26°C) |
| Sunny Days | 305 days/yr |
Geography
| Elevation | 16 ft (5 m) |
| Area | 3.1 sq mi (8.0 km²) |
| Population Density | 568/sq mi |
| Coordinates | 37.9963°N, 75.4259°W |
| Timezone | America/New_York |
| County | Accomack County County |
| Nearest Airport | Salisbury-Ocean City Wicomico Regional (SBY) 24 miles away |
Precipitation & Snow
Annual Rainfall
43.3"
14% above US avg
Wettest Month (Aug)
4.25"
Air Quality
| AQI Median | 35.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 81.0 / 100 |
| Social Vulnerability | 87.3 / 100 |
| Community Resilience | 75.7 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Relatively High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Very High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.6 on Feb 9, 2023.
| Aug 3, 1995 |
13 km N of Williamsburg, Virginia |
M2.9 |
130 km |
| Feb 9, 2023 |
29 km E of Greenbackville, Virginia |
M2.6 |
32 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
15 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 3. Most recent: Dorian (2019, Cat 2).
| Year |
Name |
Category |
Closest |
| 2019 |
Dorian |
Category 2 |
252 km |
| 2014 |
Arthur |
Category 2 |
161 km |
| 2012 |
Sandy |
Category 2 |
198 km |
| 2011 |
Irene |
Category 1 |
39 km |
| 2010 |
Earl |
Category 1 |
254 km |
| 2004 |
Alex |
Category 2 |
268 km |
| 2003 |
Isabel |
Category 1 |
247 km |
| 1999 |
Irene |
Category 2 |
284 km |
| 1999 |
Floyd |
Category 1 |
146 km |
| 1998 |
Bonnie |
Category 1 |
175 km |
| 1993 |
Emily |
Category 3 |
180 km |
| 1991 |
Bob |
Category 3 |
150 km |
| 1986 |
Charley |
Category 1 |
69 km |
| 1985 |
Gloria |
Category 2 |
93 km |
| 1981 |
Dennis |
Category 1 |
286 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
121 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 2 fatalities, 57 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 1, 2023 |
EF3 |
87 km |
1 |
| Apr 28, 2002 |
EF3 |
90 km |
0 |
| Aug 4, 2020 |
EF2 |
58 km |
0 |
| Aug 4, 2020 |
EF2 |
90 km |
0 |
| Aug 4, 2020 |
EF2 |
11 km |
0 |
| Apr 15, 2019 |
EF2 |
65 km |
0 |
| Apr 16, 2011 |
EF2 |
96 km |
0 |
| May 2, 1989 |
EF2 |
86 km |
0 |
| Jul 18, 1984 |
EF2 |
90 km |
0 |
| Oct 2, 1973 |
EF2 |
44 km |
0 |
| Jun 21, 1969 |
EF2 |
91 km |
0 |
| Aug 12, 1955 |
EF2 |
67 km |
0 |
| Aug 4, 2022 |
EF1 |
55 km |
0 |
| Aug 4, 2020 |
EF1 |
77 km |
0 |
| Aug 4, 2020 |
EF1 |
100 km |
0 |
| Apr 15, 2019 |
EF1 |
84 km |
0 |
| Aug 7, 2017 |
EF1 |
41 km |
0 |
| Apr 6, 2017 |
EF1 |
97 km |
0 |
| Jul 24, 2014 |
EF1 |
97 km |
0 |
| Aug 27, 2011 |
EF1 |
88 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BESTPITCH (7,743 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
BESTPITCH |
7,743 |
67 km |
| 2004 |
RETAINING ECOLOGICAL HEALTH |
5,678 |
71 km |
| 2014 |
BLACKWATER MARSH WUI BURNS FY14 |
5,433 |
70 km |
| 2005 |
MARSH RX-FWS |
4,380 |
70 km |
| 2007 |
GUINEA MARSH |
4,173 |
63 km |
| 2009 |
DOCTORS CREEK |
3,686 |
64 km |
| 1999 |
FB R O C I |
3,525 |
68 km |
| 2019 |
MDBWR-FY19-RX-MDWHS SUPPORT |
3,197 |
69 km |
| 2011 |
COMPARTMENT J |
2,775 |
70 km |
| 2005 |
ISLAND CREEK |
2,729 |
62 km |
| 2004 |
UNNAMED |
2,156 |
62 km |
| 1992 |
UNNAMED |
2,038 |
67 km |
| 2005 |
VEGETATION RESEARCH |
1,926 |
67 km |
| 2011 |
THOROFARE |
1,850 |
68 km |
| 1987 |
UNNAMED |
1,692 |
73 km |
| 2004 |
ROBBINS FIRE |
1,612 |
68 km |
| 2004 |
BLACKWATER HAZARD FUEL REDUCTION |
1,518 |
78 km |
| 2009 |
BECKERS ISLAND |
1,398 |
68 km |
| 2022 |
ELLIOTTS ISLAND |
1,324 |
62 km |
| 2006 |
UNNAMED |
1,260 |
72 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
38°F (3°C) |
3.5 in |
Coldest |
| February |
39°F (4°C) |
3.1 in |
|
| March |
46°F (8°C) |
4.0 in |
|
| April |
54°F (12°C) |
2.9 in |
|
| May |
63°F (17°C) |
3.4 in |
|
| June |
72°F (22°C) |
3.1 in |
|
| July |
78°F (26°C) |
3.8 in |
Warmest |
| August |
76°F (24°C) |
4.3 in |
Wettest |
| September |
70°F (21°C) |
3.3 in |
|
| October |
59°F (15°C) |
3.0 in |
|
| November |
50°F (10°C) |
2.8 in |
Driest |
| December |
42°F (5°C) |
3.4 in |
|
Captains Cove has a seasonal temperature swing of 40°F / from 38°F in January to 78°F in July. Total annual precipitation is 40.5 inches, with August being the wettest month (4.3") and November the driest (2.8").
Average costs for common services in Captains Cove. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$253 ($152–$404) |
| Specialist Visit |
$354 ($202–$556) |
| Urgent Care Visit |
$202 ($101–$354) |
| Emergency Room Visit |
$2,224 ($809–$5,055) |
| Dental Cleaning |
$131 ($76–$202) |
| Dental Filling |
$253 ($152–$404) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($25–$76) |
| Oil Change (Synthetic) |
$76 ($51–$121) |
| Brake Pad Replacement |
$303 ($152–$506) |
| Tire Rotation |
$40 ($20–$76) |
| New Tires (Set of 4) |
$607 ($404–$1,011) |
| Battery Replacement |
$202 ($101–$354) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$101 ($61–$152) |
| Electrician (Per Hour) |
$91 ($51–$142) |
| HVAC Repair |
$404 ($152–$809) |
| HVAC System Install |
$7,077 ($4,044–$12,132) |
| Roof Repair |
$1,011 ($404–$2,022) |
| Roof Replacement |
$9,099 ($5,561–$15,165) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,517 ($506–$3,539) |
| Divorce (Contested) |
$15,165 ($5,055–$30,330) |
| DUI Defense |
$5,055 ($2,022–$10,110) |
| Bankruptcy (Chapter 7) |
$1,517 ($809–$3,033) |
| Will Preparation |
$506 ($202–$1,011) |
| Trust Preparation |
$2,528 ($1,011–$5,055) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$46) |
| Women's Haircut |
$56 ($30–$101) |
| Hair Coloring (Full) |
$152 ($76–$253) |
| Manicure |
$25 ($15–$46) |
| Pedicure |
$40 ($25–$66) |
| Massage (1 Hour) |
$81 ($51–$131) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.15 ($3.03–$5.56) |
| Dozen Eggs (per dozen) |
$3.54 ($2.53–$5.06) |
| Loaf of Bread |
$3.84 ($2.53–$5.56) |
| Chicken Breast (per lb) |
$4.55 ($3.03–$6.57) |
| Ground Beef (per lb) |
$5.56 ($4.04–$7.58) |
| Rice (per lb) |
$1.01 ($0.61–$1.82) |
View all 20 services
Utilities
| Electricity (Monthly) |
$142 ($81–$253) |
| Natural Gas (Monthly) |
$71 ($30–$152) |
| Water/Sewer (Monthly) |
$71 ($40–$121) |
| Internet (Monthly) |
$71 ($40–$101) |
| Cell Phone Plan (Monthly) |
$66 ($30–$101) |
| Cable TV (Monthly) |
$86 ($51–$152) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$202 ($76–$506) |
| Car Insurance (Annual) |
$2,022 ($1,213–$3,539) |
| Bus Pass (Monthly) |
$71 ($30–$131) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.09–$25) |
| Car Registration (Annual) |
$101 ($30–$253) |
| Driver's License Renewal |
$30 ($15–$76) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,213 ($607–$2,528) |
| Daycare (Toddler, Monthly) |
$1,011 ($506–$2,022) |
| After-School Care (Monthly) |
$404 ($202–$708) |
| Tutoring (Per Hour) |
$51 ($25–$101) |
| SAT/ACT Prep Course |
$1,011 ($404–$2,528) |
| Private School (K-12, Annual) |
$12,638 ($5,055–$30,330) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$61 ($30–$101) |
| Dog Vaccination (Annual) |
$101 ($51–$202) |
| Dog Grooming |
$61 ($30–$101) |
| Pet Boarding (Per Night) |
$40 ($20–$76) |
| Dog Spay/Neuter |
$303 ($152–$506) |
| Cat Spay/Neuter |
$202 ($101–$404) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $822 |
| Toddler | $570 |
| Preschool | $523 |
| Family Childcare (monthly) |
| Infant | $532 |
| Toddler | $457 |
| Preschool | $444 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Captains Cove
What is the population of Captains Cove?
Captains Cove has a population of 1,676 residents and is located in Virginia. The population density is 568 people per square mile, spread across 3.1 square miles. The median age of residents is 61.4 years, which is older than the national median of 38.9 years. The population is 51.8% female and 48.2% male.
Is Captains Cove expensive to live in?
Captains Cove has a cost of living roughly in line with the national average, with an index of 101.1 (baseline: 100). The median household income is $97,880, 30% above the national average of $75,149. The median home value is $230,000 (18% below the U.S. median). The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Captains Cove safe?
Captains Cove is considered a very safe city with a violent crime rate of 103 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,401 per 100,000 (below the national average). Overall, Captains Cove receives a safety grade of F based on combined crime data.
What is the weather like in Captains Cove?
Captains Cove enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winter temperatures average 38°F in January, while summers reach an average of 78°F in July. The area receives 305 sunny days per year, well above the national average of 205. Annual rainfall totals 43.3 inches, with 8.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 35.
How is the job market in Captains Cove?
The unemployment rate in Captains Cove is 5.0%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,012. There are 1,264 business establishments in the area, including 100 restaurants and food service locations. The average commute time is 29 minutes, and 20.9% of workers work from home.
How much does housing cost in Captains Cove?
The median home value in Captains Cove is $230,000. Zillow estimates the typical home value at $308,747. The homeownership rate is 95.6%. The average annual property tax is $2,826.
How are the schools in Captains Cove?
Schools in Captains Cove score 5.2 out of 10 on standardized testing, near the national average. 39.5% of adults in Captains Cove hold a bachelor's degree or higher, above the national average of 33.7%. 98.9% have completed high school. 12.3% hold a graduate or professional degree.
How healthy is Captains Cove?
The obesity rate in Captains Cove is 33.7% (above the national rate of 32.1%). 12.4% of adults are smokers. 21.4% are physically inactive. 24.0% of residents report depression. 7.5% lack health insurance. 41.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,770.
What is transportation like in Captains Cove?
The average commute in Captains Cove is 29 minutes. 72.8% of workers drive alone to work, and 20.9% work from home.
What are the demographics of Captains Cove?
The racial and ethnic makeup of Captains Cove is 99% White, 1% Black or African American. 96.3% of residents speak only English at home, while 3.7% speak Spanish. 11.7% of the population are military veterans. 15.1% of residents have a disability. 93.3% have health insurance coverage.