Median Income
$144,408
92% higher than US avg
Home Value
$427,600
52% higher than US avg
Violent Crime
49/100K
87% lower than US avg
Bachelor's+
61.7%
83% higher than US avg
Median Rent
$1,347
16% higher than US avg
Obesity Rate
30.6%
5% lower than US avg
Unemployment
3.7%
3% higher than US avg
Poverty Rate
1.2%
90% lower than US avg
How Carver Compares to the U.S. Average (100% = U.S. avg)
People
Population5,935
Median Age39.4 yrs
Density1,244/mi²
Male / Female48% / 52%
Largest GroupWhite 89%
Veterans2.1%
Economy
A+
Median Income$144,408
Per Capita$54,313
Unemployment3.7%
Poverty1.2%
County GDP$10,952M
Commute32 min
Housing
A+
Home Value$427,600
Rent$1,347
Ownership90.9%
Zillow$490,226
Housing Units1,971
Rent Burden31.2%
Crime
F
Violent49/100K
Property870/100K
Health
Obesity30.6%
Uninsured5.8%
Smoking10.7%
Depression23.5%
Heart Disease4.3%
Climate
Avg Temp44°F (7°C)
AQI36 (Good)
Rain34.1 in/yr
Sunny Days270/yr
Elevation822 ft (251 m)
Education
A+
Bachelor's+61.7%
High School+97.9%
Graduate+24.1%
School Score7.18
Community
2024 VoteR 53% / D 45%
Commute32 min
Broadband93.2%
EV Stations1
Libraries8
Is Carver a Good Place to Live?
Based on current data, Carver receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low crime rates, a highly educated population, abundant sunshine. Areas to be aware of include high housing costs. Carver offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Carver is $144,408, which is significantly higher than the national average / 92% above $75,149. This places Carver among higher-income communities. Unemployment stands at 3.7%, indicating a healthy job market. Only 1.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Carver is $427,600, making it a premium housing market at 52% above the U.S. median of $281,900. Renters pay a median of $1,347 per month. At just 3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Carver is a very safe community with a violent crime rate of 49 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 870 per 100,000, 56% below the national average.
Education
Carver is a highly educated community / 61.7% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.9% have completed high school. Local schools score 7.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Carver has a cool climate with an average annual temperature of 44°F. Winters average 13°F in January while summers reach 71°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 34.1 inches, including 51.6 inches of snow. Air quality is rated Good with a median AQI of 36.
Carver has a population of 5,935 with a density of 1,244 people per square mile, spread across 4.2 square miles. The median age is 39.4 years, 1% older than the national median of 38.9. The gender split is 51.6% female and 48.4% male. The city is predominantly White (88.8%). English is the primary language spoken at home by 92.3% of residents, while 7.7% speak Spanish. 2.1% of the population are veterans, below the national rate of 6.0%. 3.1% of residents have a disability (below the 13.0% national average). 98.8% have health insurance coverage.
Population
39.4yrs
Median Age
1% above US avg
Language Spoken at Home
English Only
92.3%
18% above US avg
Spanish
7.7%
43% below US avg
The median household income in Carver is $144,408, which is 92% above the national average of $75,149. Per capita income is $54,313 (above the $39,052 national figure). The average weekly wage is $1,195, 17% lower than the U.S. average. The unemployment rate is 3.7% (above the 3.6% US average). 1.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,996 business establishments, including 254 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 32 minutes. 20.5% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $144,408 |
| 92% above US avg |
| Per Capita Income | $54,313 |
| Avg Weekly Wage | $1,195 |
| IRS Avg AGI | $110,807 |
| Gini Index | 0.408 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.7% |
| 3% above US avg |
| Poverty Rate | 1.2% |
| 90% below US avg |
| Establishments (County) | 3,996 |
| County GDP | $10,952M |
Business (County)
| Restaurants | 254 |
| Healthcare | 327 |
| Retail | 322 |
| Manufacturing | 172 |
Tax & Cost of Living
| Property Tax (IRS) | $5,631 |
| 61% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.32% |
Commute & Transportation
| Commute Time | 31.8 min |
| Drive Alone | 74.5% |
| Public Transit | 0.5% |
| Work from Home | 20.5% |
The median home value in Carver is $427,600, 52% above the national median of $281,900. Zillow estimates the typical home value at $490,226, higher than the Census estimate. Homes sell for 96.2% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,347 (16% above the national average of $1,163). Fair market rent ranges from $1,405 for a one-bedroom to $1,709 for a two-bedroom apartment. 90.9% of housing units are owner-occupied (above the 65.4% national rate). There are 1,971 total housing units in the city. The median year a home was built is 2003. The average annual property tax is $5,631 (higher than the $3,500 national average). 31.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3x, well within the affordable range.
Home Values
| Census Median | $427,600 |
| 52% above US avg |
| Zillow ZHVI | $490,226 |
| Median List Price | $538,497 |
Real Estate Market (Redfin)
| Median List Price | $538,497 |
| $/Sq Ft | $191 |
| Homes Sold | 10 |
| Sale-to-List Ratio | 96.2% |
| Price Drops | 52.6% |
| Inventory | 19 |
Rental Costs
| Census Median Rent | $1,347 |
| 16% above US avg |
| Rent Burden | 31.2% |
HUD Fair Market Rent
| Studio | $1,242 |
| 1 Bedroom | $1,405 |
| 2 Bedrooms | $1,709 |
| 3 Bedrooms | $2,262 |
| 4 Bedrooms | $2,531 |
Ownership & Property
| Homeownership | 90.9% |
| Owner-Occupied | 90.9% |
| Renter-Occupied | 9.1% |
| Housing Units | 1,971 |
| Median Year Built | 2003 |
Property Tax
| Avg Tax (IRS) | $5,631 |
| 61% above US avg |
| Effective Rate | 1.32% |
In Carver, 30.6% of adults are obese, below the national rate of 32.1%. 7.2% have diabetes (below the 10.5% national rate). Heart disease affects 4.3% of residents, below the national average. 23.5% have high blood pressure. 10.7% are current smokers (below the 14.0% national rate). 20.8% report binge drinking. 17.8% are physically inactive, below the national average. 23.5% report depression (above the 20.0% national average). 14.1% experience frequent mental distress. 5.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,044. The dentist ratio is 1:2,146. 95.3% of residents have access to exercise opportunities. The food environment index is 9.7 out of 10.
Health Metrics: Carver vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.6% |
| 5% below US avg |
| Diabetes | 7.2% |
| Heart Disease | 4.3% |
| High Blood Pressure | 23.5% |
| Asthma | 9.5% |
| COPD | 3.6% |
| Cancer | 7.2% |
| Stroke | 2.2% |
Behaviors & Mental Health
| Smoking | 10.7% |
| 24% below US avg |
| Binge Drinking | 20.8% |
| Physical Inactivity | 17.8% |
| Depression | 23.5% |
| Mental Distress | 14.1% |
| Physical Distress | 9.0% |
| Short Sleep | 27.2% |
Healthcare Access
| Insurance Rate | 98.8% |
| Uninsured | 5.8% |
| 33% below US avg |
| Primary Care | 1:2,044 |
| Dentists | 1:2,146 |
| Mental Health | 1:693 |
| Checkup Rate | 73.3% |
| Dental Visits | 72.5% |
| Premature Death | 4,774/100K |
Food & Exercise
| Food Environment | 9.7/10 |
| Exercise Access | 95.3% |
| Healthcare Facilities | 327 |
Carver has a violent crime rate of 49 per 100,000 residents, 87% below the national average of 380. Property crime stands at 870 per 100,000, 56% below the U.S. average. The county recorded 12 fatal traffic crashes. Overall, Carver receives a safety grade of F.
Crime Rates: Carver vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 48.8/100K |
| 87% below US avg |
| |
Property Crime
| Total Property | 869.8/100K |
| 56% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 12 |
| Traffic Accidents | 40 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Carver has a cool climate with an average annual temperature of 44°F (7°C). Winters average 13°F in January while summers reach 71°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 34.1 inches. The area receives 51.6 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 822 feet.
Temperature
13°F Jan (-10°C)
71°F Jul (22°C)
| Annual Average | 44.1°F |
| 18% below US avg |
| January Average | 13°F (-10°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 822 ft (251 m) |
| Area | 4.2 sq mi (10.8 km²) |
| Population Density | 1,244/sq mi |
| Coordinates | 44.7615°N, 93.6325°W |
| Timezone | America/Chicago |
| County | Scott County County |
| Nearest Airport | Minneapolis-St Paul International/Wold-Chamberlain (MSP)
22 miles away |
Precipitation & Snow
Annual Rainfall
34.1"
10% below US avg
Wettest Month (Jul)
4.29"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0475 ppm |
| PM2.5 (Fine Particles) | 9.9 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 76.6 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 98.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Very High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.8 on Apr 25, 2017.
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
111 km |
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
70 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
542 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 35 fatalities, 1,160 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 3, 1983 |
EF4 |
57 km |
0 |
| May 6, 1965 |
EF4 |
13 km |
0 |
| May 6, 1965 |
EF4 |
10 km |
3 |
| May 6, 1965 |
EF4 |
41 km |
3 |
| May 6, 1965 |
EF4 |
31 km |
6 |
| Jun 19, 1951 |
EF4 |
60 km |
1 |
| May 25, 2008 |
EF3 |
65 km |
1 |
| Aug 24, 2006 |
EF3 |
74 km |
1 |
| Mar 29, 1998 |
EF3 |
54 km |
0 |
| Mar 29, 1998 |
EF3 |
68 km |
1 |
| Jul 1, 1997 |
EF3 |
50 km |
0 |
| Jun 16, 1992 |
EF3 |
55 km |
0 |
| Jul 27, 1987 |
EF3 |
75 km |
0 |
| Jul 23, 1987 |
EF3 |
45 km |
0 |
| Apr 26, 1984 |
EF3 |
43 km |
1 |
| Jun 14, 1981 |
EF3 |
29 km |
1 |
| Sep 3, 1980 |
EF3 |
97 km |
1 |
| May 6, 1965 |
EF3 |
43 km |
0 |
| May 24, 1958 |
EF3 |
69 km |
0 |
| Jul 20, 1951 |
EF3 |
22 km |
5 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNIT 4 (5,887 ac, 2002).
| Year |
Name |
Acres |
Distance |
| 2002 |
UNIT 4 |
5,887 |
84 km |
| 2003 |
UNITS 37 38 39 A |
4,879 |
79 km |
| 1998 |
UNITS 1617 |
4,649 |
84 km |
| 2005 |
RX HFR 05 |
4,253 |
84 km |
| 2009 |
BU9 |
4,112 |
84 km |
| 2007 |
WUI 07 - UNIT 36 |
4,025 |
78 km |
| 2000 |
UNIT 25 |
3,412 |
78 km |
| 2009 |
BU11 |
3,242 |
81 km |
| 1997 |
BIG |
2,987 |
80 km |
| 2009 |
UNNAMED |
2,904 |
69 km |
| 2003 |
UNITS 34 33 W |
2,637 |
78 km |
| 2024 |
UNIT 8E RX |
2,551 |
83 km |
| 1992 |
SHARPTAIL |
2,288 |
77 km |
| 2010 |
WUI 10 UNIT D |
2,042 |
77 km |
| 1996 |
UNNAMED |
1,906 |
78 km |
| 2006 |
UNIT 4 |
1,732 |
85 km |
| 2009 |
UNIT 23 24 26 |
1,644 |
80 km |
| 1995 |
ANTLER |
1,603 |
77 km |
| 2004 |
WUI UNIT 16 |
1,592 |
85 km |
| 1995 |
UNIT 16 |
1,570 |
85 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
13°F (-10°C) |
0.9 in |
Coldest |
| February |
18°F (-8°C) |
0.7 in |
Driest |
| March |
31°F (-1°C) |
1.8 in |
|
| April |
46°F (8°C) |
2.5 in |
|
| May |
59°F (15°C) |
3.6 in |
|
| June |
68°F (20°C) |
4.2 in |
|
| July |
71°F (22°C) |
4.3 in |
Warmest, Wettest |
| August |
69°F (21°C) |
4.2 in |
|
| September |
60°F (16°C) |
3.1 in |
|
| October |
48°F (9°C) |
2.2 in |
|
| November |
32°F (-0°C) |
1.9 in |
|
| December |
17°F (-8°C) |
0.9 in |
|
Carver has a seasonal temperature swing of 58°F / from 13°F in January to 71°F in July. Total annual precipitation is 30.3 inches, with July being the wettest month (4.3") and February the driest (0.7").
Average costs for common services in Carver. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,689 |
| Toddler | $1,505 |
| Preschool | $1,338 |
| Family Childcare (monthly) |
| Infant | $888 |
| Toddler | $787 |
| Preschool | $801 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Carver
What is the population of Carver?
Carver has a population of 5,935 residents and is located in Minnesota. The population density is 1,244 people per square mile, spread across 4.2 square miles. The median age of residents is 39.4 years. The population is 51.6% female and 48.4% male.
Is Carver expensive to live in?
Carver has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $144,408, 92% above the national average of $75,149. The median home value is $427,600 (52% above the U.S. median). Renters pay a median of $1,347 per month, above the national average of $1,163. The home price-to-income ratio is 3x, indicating housing is reasonably affordable relative to local income levels.
Is Carver safe?
Carver is considered a very safe city with a violent crime rate of 49 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 870 per 100,000 (below the national average). Overall, Carver receives a safety grade of F based on combined crime data.
What is the weather like in Carver?
Carver has a cool climate with an average annual temperature of 44°F (7°C). Winter temperatures average 13°F in January, while summers reach an average of 71°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 34.1 inches, with 51.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Carver?
Carver has a healthy job market with an unemployment rate of 3.7%, near the national average of 3.6%. The average weekly wage is $1,195. There are 3,996 business establishments in the area, including 254 restaurants and food service locations. The average commute time is 32 minutes, and 20.5% of workers work from home.
How much does housing cost in Carver?
The median home value in Carver is $427,600. Zillow estimates the typical home value at $490,226. For renters, the median monthly rent is $1,347. Fair market rent is $1,405 for a 1-bedroom and $1,709 for a 2-bedroom apartment. The homeownership rate is 90.9%. The average annual property tax is $5,631.
How are the schools in Carver?
Schools in Carver perform well, with an average test score of 7.2 out of 10 / above the national benchmark. 61.7% of adults in Carver hold a bachelor's degree or higher, above the national average of 33.7%. 97.9% have completed high school. 24.1% hold a graduate or professional degree.
How healthy is Carver?
The obesity rate in Carver is 30.6% (below the national rate of 32.1%). 10.7% of adults are smokers. 17.8% are physically inactive. 23.5% of residents report depression. 5.8% lack health insurance (below the national rate). 95.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,044.
What is transportation like in Carver?
The average commute in Carver is 32 minutes, longer than the national average of 28 minutes. 74.5% of workers drive alone to work, and 20.5% work from home.
What are the demographics of Carver?
The racial and ethnic makeup of Carver is 88.8% White. 92.3% of residents speak only English at home, while 7.7% speak Spanish. 2.1% of the population are military veterans. 3.1% of residents have a disability. 98.8% have health insurance coverage.
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