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Cavan Monaghan, ON

Ontario · Oshawa Metro

Cavan Monaghan is a small city in Ontario with a population of 10,016. Residents earn $110,000 per year, which is 46% above the national average.

Data updated June 2026

2.9 /5.0
C+ Fair
10,016 Population 85/sq mi density
$110,000 Median Income $59,850 per capita
$700,000 Home Value
$1,190 Median Rent 13.8% income on rent
43°F Avg Temperature 271 sunny days/yr
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$110,000 median income, 9.2% unemployment
B
Affordability
3.1 / 5.0
$700,000 home value, $1,190/mo rent
C+
Safety
2.5 / 5.0
C
Education
2.1 / 5.0
13.5% bachelor's degree or higher

Discover Cavan Monaghan, ON

Explore over 40 sections covering people, economy, housing, health, crime, climate, community, costs, trends, schools, colleges, hospitals, treatment centers, industries, museums, libraries, breweries, farmers markets, grocery stores, pharmacies, campgrounds, parks, trails, stadiums, ski resorts, daycare centers, nursing homes, churches, fire stations, cell towers, bridges, power plants, EV stations, prisons, radio stations, airports, police stations, post offices, Amtrak stations, superfund sites, UNESCO sites, and more.
Use the tabs and dropdown menus below to navigate every data point we track for this city.

Full City Profile
Median Income $110,000
46% higher than US avg
Home Value $700,000
148% higher than US avg
Bachelor's+ 13.5%
60% lower than US avg
Median Rent $1,190
2% higher than US avg
Unemployment 9.2%
156% higher than US avg
Poverty Rate 5.5%
56% lower than US avg

How Cavan Monaghan Compares to the U.S. Average (100% = U.S. avg)

People

Population10,016
Median Age44.8 yrs
Density85/mi²
Male / Female50% / 50%
Largest GroupWhite 95%

Economy

B+
Median Income$110,000
Per Capita$59,850
Unemployment9.2%
Poverty5.5%
Commute31 min

Housing

B
Home Value$700,000
Rent$1,190
Ownership91.4%
Housing Units3,550
Rent Burden13.8%

Crime

C+
Property3,500/100K
Burglary484/100K

Climate

Avg Temp43°F (6°C)
Rain35.9 in/yr
Sunny Days271/yr
Elevation738 ft (225 m)

Education

C
Bachelor's+13.5%
High School+26.4%
Graduate+4.3%

Community

Commute31 min

Is Cavan Monaghan a Good Place to Live?

Based on current data, Cavan Monaghan receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include above-average household incomes, abundant sunshine, a low poverty rate. Areas to be aware of include high housing costs, above-average unemployment. Cavan Monaghan has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Cavan Monaghan is $110,000, which is significantly higher than the national average / 46% above $75,149. This places Cavan Monaghan among higher-income communities. At 9.2%, unemployment is notably high. Only 5.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.

Cost of Living & Housing

The median home value in Cavan Monaghan is $700,000, making it a premium housing market at 148% above the U.S. median of $281,900. Renters pay a median of $1,190 per month. The price-to-income ratio of 6.4x means housing costs are stretched relative to local earnings.

Safety & Crime

Property crime occurs at a rate of 3,500 per 100,000, 79% above the national average.

Education

13.5% of residents hold a bachelor's degree, below the national average of 33.7%. 26.4% have completed high school.

Climate & Weather

Cavan Monaghan has a cool climate with an average annual temperature of 43°F. Winters average 16°F in January while summers reach 68°F in July. With 271 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.9 inches, including 13.9 inches of snow.

Cavan Monaghan has a population of 10,016 with a density of 85 people per square mile, spread across 118.3 square miles. The median age is 44.8 years, 15% older than the national median of 38.9. The gender split is 50.3% female and 49.6% male. The city is predominantly White (94.7%), with 1.9% Black, 2.8% Asian. English is the primary language spoken at home by 93.6% of residents.

Population

10,016
Total Population
85
People / sq mi
44.8yrs
Median Age
15% above US avg
118.3mi²
Land Area

Gender Distribution

Male 49.6%
Female 50.3%

Race & Ethnicity

Cavan Monaghan vs U.S. Average

Language Spoken at Home

English Only 93.6%
19% above US avg
Spanish 1.1%
92% below US avg
Other Languages 5.4%

Social Characteristics

Cavan Monaghan vs U.S. Average

The median household income in Cavan Monaghan is $110,000, which is 46% above the national average of $75,149. Per capita income is $59,850 (above the $39,052 national figure). The average weekly wage is $1,151, 20% lower than the U.S. average. The unemployment rate is 9.2% (above the 3.6% US average). 5.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 310 business establishments. Workers commute an average of 31 minutes. 33.8% of workers work from home (above the 15.2% national rate).

Income: Cavan Monaghan vs U.S.

Commute Mode

Income

Median HH Income$110,000
46% above US avg
Per Capita Income$59,850
Avg Weekly Wage$1,151

Employment & Poverty

Unemployment9.2%
156% above US avg
Poverty Rate5.5%
56% below US avg
Establishments (County)310

Business (County)

Tax & Cost of Living

Commute & Transportation

Commute Time31.0 min
Drive Alone89.5%
Public Transit0.0%
Work from Home33.8%

Walkability

The median home value in Cavan Monaghan is $700,000, 148% above the national median of $281,900. Monthly rent averages $1,190 (2% above the national average of $1,163). 91.4% of housing units are owner-occupied (above the 65.4% national rate). There are 3,550 total housing units in the city. 13.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 6.4x, above the traditionally affordable threshold of 3-4x.

Home Value Sources

Ownership Split

Home Values

Census Median$700,000
148% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,190
2% above US avg
Rent Burden13.8%

Ownership & Property

Homeownership91.4%
Owner-Occupied91.4%
Renter-Occupied8.7%
Housing Units3,550

Property Tax

Property crime stands at 3,500 per 100,000, 79% above the U.S. average. This includes larceny/theft at 2,503, burglary at 484, vehicle theft at 505 per 100,000 residents. Overall, Cavan Monaghan receives a safety grade of C+.

Crime Rates: Cavan Monaghan vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Total Property3,500.0/100K
79% above US avg
Burglary483.9/100K
Theft2,503.4/100K
Vehicle Theft504.8/100K

Traffic Safety

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
View full crime details →
Cavan Monaghan has a cool climate with an average annual temperature of 43°F (6°C). Winters average 16°F in January while summers reach 68°F in July. The area gets 271 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.9 inches. The area receives 13.9 inches of snow annually. The city sits at an elevation of 738 feet.

Temperature

16°F Jan (-9°C) 68°F Jul (20°C)
Annual Average43.1°F
20% below US avg
January Average16°F (-9°C)
July Average68°F (20°C)
Sunny Days271 days/yr

Geography

Elevation738 ft (225 m)
Area118.3 sq mi (306.4 km²)
Population Density85/sq mi
Coordinates44.1906°N, 78.4690°W
TimezoneAmerica/Toronto

Precipitation & Snow

Annual Rainfall 35.9"
6% below US avg
Snowfall 13.9"
Wettest Month (Nov) 3.66"
Driest Month (Feb) 2.24"

Air Quality

Earthquake History

16 earthquakes (M2.5+) within 150 km since 1990. Strongest: M3.8. Most recent: M2.6 on Mar 29, 2020.

Nov 26, 1999 14 km ESE of Centennial Scarborough, Canada M3.8 68 km
Dec 25, 1998 23 km SE of Cobourg, Canada M3.6 59 km
May 24, 2000 4 km ENE of Centennial Scarborough, Canada M3.1 66 km
May 8, 2018 14 km SSE of Ajax, Canada M3.0 64 km
May 25, 1995 3 km NW of Amherst, New York M3.0 136 km
Aug 4, 2004 30 km SSW of Cobourg, Canada M3.0 58 km
Nov 7, 2002 13 km SSW of Belleville, Canada M3.0 84 km
Jul 19, 2007 27 km S of Cobourg, Canada M3.0 57 km
Mar 28, 2005 16 km NW of Virgil, Canada M2.8 117 km
Mar 8, 2008 5 km ENE of Clarence Center, New York M2.7 129 km
Dec 21, 2009 10 km NNE of Olcott, New York M2.7 87 km
Mar 29, 2020 11 km N of Lyndonville, New York M2.6 86 km
Sep 20, 2009 20 km ESE of Oakville, Canada M2.6 119 km
Jul 11, 2017 11 km NNW of Barker, New York M2.5 85 km
May 17, 2010 19 km WNW of Gravenhurst, Canada M2.5 126 km
Feb 13, 2014 34 km N of Lyndonville, New York M2.5 62 km
Source: USGS (M2.5+, 1990-2025)

Monthly Weather

Month Avg Temperature Precipitation Summary
January 16°F (-9°C) 2.6 in Coldest
February 18°F (-8°C) 2.2 in Driest
March 28°F (-2°C) 2.5 in
April 42°F (6°C) 2.8 in
May 54°F (12°C) 3.3 in
June 63°F (17°C) 3.1 in
July 68°F (20°C) 2.7 in Warmest
August 66°F (19°C) 3.4 in
September 58°F (14°C) 3.5 in
October 47°F (8°C) 3.2 in
November 35°F (2°C) 3.7 in Wettest
December 23°F (-5°C) 3.0 in

Cavan Monaghan has a seasonal temperature swing of 52°F / from 16°F in January to 68°F in July. Total annual precipitation is 35.9 inches, with November being the wettest month (3.7") and February the driest (2.2").

View full weather details →
13.5% of adults hold a bachelor's degree or higher, 60% below the national average of 33.7%. 26.4% have completed high school. 4.3% hold a graduate or professional degree (below the 13.1% national rate). 89.5% of workers drive alone to work.

Education

Bachelor's Degree+13.5%
60% below US avg
High School+26.4%
Graduate Degree+4.3%
C Education Grade (2.1/5.0)

Area & Infrastructure

Population Density85/sq mi
Total Area118.3 sq mi

Services

Commute & Transportation

Avg Commute31.0 min
Drive Alone89.5%
Public Transit0.0%
Work from Home33.8%

Schools in Cavan Monaghan

1 public schools (NCES 2022-23 data).

School Level Enrollment Teachers Student/Teacher
North Cavan Public School - - - -
View full schools details →

Radio Stations near Cavan Monaghan

2 stations within ~55 km.

Station Genre Quality
CBC Radio One - Peterborough, ON (MP3 stream) features, news MP3 128 kbps
CJWV Oldies 96.7 FM oldies AAC+ 31 kbps

Museums in Cavan Monaghan

NameTypeAddressPhoneAnnual Revenue
Art Gallery of Peterborough
Canadian Canoe Museum
Canadian Canoe Museum
Christ Church Community Museum
Ganaraska Forest Centre
Hutchinson House
Peterborough Lift Lock Visitors Centre
Peterborough Museum and Archives

Libraries in Cavan Monaghan

NameAddressStaffAnnual VisitsCirculationCollectionPrograms
Bata Library0.0
Cavan Monaghan Public Library - Bruce Johnston Branch0.0
Cavan Monaghan Public Library - Millbrook Branch0.0
Cobourg Public Library - Bewdley Branch0.0
Cobourg Public Library - Gores Landing Branch0.0
Kawartha Lakes Public Library - Bethany Branch0.0
Kawartha Lakes Public Library - Omemee Branch0.0
Otonabee South Monaghan Public Library - Stewart Hall Branch0.0
Otonabee-South Monaghan Public Library - Bailieboro Branch0.0
Peterborough Public Library0.0
Peterborough Public Library - Delafosse Branch0.0
Port Hope Public Library0.0
Port Hope Public Library - Canton Branch0.0
Selwyn Public Library - Ennismore Branch0.0
Selwyn Public Library - Lakefield Branch0.0
Selwyn Public Library -Bridgenorth Branch0.0

Farmers Markets in Cavan Monaghan

NameAddressSeasonHoursOrganicWebsite
Fred's Fruit Market

Cinemas in Cavan Monaghan

1 cinemas within city radius - OpenStreetMap data

Drive-in theatre

Gas Stations in Cavan Monaghan

4 gas stations within city radius - OpenStreetMap data

CA #1422329728
Esso
Pioneer
Ultramar

Breweries in Cavan Monaghan

NameTypeAddressPhoneWebsite
Bobcaygeon Brewery
Haven Brewing Co.
Persian Empire Distillery

Ski Resorts Near Cavan Monaghan

1 ski resorts within range.

Resort Slopes (km) Lifts Peak (m) Price Season Night Park
Kawartha Nordic 0.0 - - $0 - - -

Airports Near Cavan Monaghan

37 airports within the area.

AirportIATAType
Oshawa Executive AirportYOOMedium Airport
Peterborough Regional AirportYPQMedium Airport
Beaverton Airport-Small Airport
Beaverton North-Small Airport
Bethany / Whitetail Valley Farm Airfield-Small Airport
Blackstock / Martyn-Small Airport
Bobcaygeon / Chesher Lakehurst Airport-Small Airport
Brougham High Perspective Hang Glider Port-Small Airport
Cameron/Arbour Airfield-Small Airport
Dave Carlaw Strip-Small Airport
Dimkovski Airpark-Small Airport
Douro Airfield-Small Airport
Dunsford Airport-Small Airport
Elizabethville Airstrip-Small Airport
Elmhirst's Resort Airport-Small Airport
Greenbank-Uxbridge-Port Perry Airfield-Small Airport
Hampton-Small Airport
Hampton / Morawetz Field-Small Airport
Hastings / Sweetwater Farms Airport-Small Airport
Hoskin Airport-Small Airport
Kawartha Lakes Municipal Airport-Small Airport
Kirkfield / Balsam Lake Airfield-Small Airport
Lorneville Airstrip-Small Airport
Newtonville / Steeves Field-Small Airport
Omemee Airport-Small Airport
Orono / Hawkefield Aerodrome-Small Airport
Orono Field-Small Airport
Palestine Airport-Small Airport
Pine Point Airfield-Small Airport
Port Hope (Millson Field)-Small Airport
Port Hope (Peter's Field) Airport-Small Airport
PR Ajax Airfield-Small Airport
Sandford Field-Small Airport
Seagrave / North Port Airfield-Small Airport
Stone Airport-Small Airport
Sunderland field/Blackwater creek-Small Airport
Utica Airfield-Small Airport

Post Offices in Cavan Monaghan

1 post offices.

Post OfficeAddress
Canada Post

Churches & Religious Organizations in Cavan Monaghan

1 religious organizations (IRS tax-exempt data).

NameAddress
St. John's Anglican Church

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Frequently Asked Questions About Cavan Monaghan

What is the population of Cavan Monaghan?

Cavan Monaghan has a population of 10,016 residents and is located in Ontario. The population density is 85 people per square mile, spread across 118.3 square miles. The median age of residents is 44.8 years, which is older than the national median of 38.9 years. The population is 50.3% female and 49.6% male.

Is Cavan Monaghan expensive to live in?

The median household income is $110,000, 46% above the national average of $75,149. The median home value is $700,000 (148% above the U.S. median). Renters pay a median of $1,190 per month. The home price-to-income ratio is 6.4x, which means housing is a stretch relative to local earnings.

Is Cavan Monaghan safe?

Property crime occurs at a rate of 3,500 per 100,000 (above the national average). Overall, Cavan Monaghan receives a safety grade of C+ based on combined crime data.

What is the weather like in Cavan Monaghan?

Cavan Monaghan has a cool climate with an average annual temperature of 43°F (6°C). Winter temperatures average 16°F in January, while summers reach an average of 68°F in July. The area receives 271 sunny days per year, well above the national average of 205. Annual rainfall totals 35.9 inches, with 13.9 inches of snow.

How is the job market in Cavan Monaghan?

The job market in Cavan Monaghan faces challenges, with unemployment at 9.2% / significantly above the national rate of 3.6%. The average weekly wage is $1,151. There are 310 business establishments in the area. The average commute time is 31 minutes, and 33.8% of workers work from home.

How much does housing cost in Cavan Monaghan?

The median home value in Cavan Monaghan is $700,000. For renters, the median monthly rent is $1,190. The homeownership rate is 91.4%.

How are the schools in Cavan Monaghan?

13.5% of adults in Cavan Monaghan hold a bachelor's degree or higher, below the national average of 33.7%. 26.4% have completed high school. 4.3% hold a graduate or professional degree.

What is transportation like in Cavan Monaghan?

The average commute in Cavan Monaghan is 31 minutes, longer than the national average of 28 minutes. 89.5% of workers drive alone to work, and 33.8% work from home.

What are the demographics of Cavan Monaghan?

The racial and ethnic makeup of Cavan Monaghan is 94.7% White, 1.9% Black or African American, 2.8% Asian. 93.6% of residents speak only English at home.

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