Median Income
$52,393
30% lower than US avg
Home Value
$81,000
71% lower than US avg
Violent Crime
336/100K
12% lower than US avg
Bachelor's+
6.6%
80% lower than US avg
Median Rent
$894
23% lower than US avg
Obesity Rate
40.7%
27% higher than US avg
Unemployment
2.3%
36% lower than US avg
Poverty Rate
9.6%
23% lower than US avg
How Cayuga Compares to the U.S. Average (100% = U.S. avg)
People
Population1,135
Median Age39.6 yrs
Density1,124/mi²
Male / Female44% / 56%
Largest GroupWhite 98%
Veterans5.9%
Economy
B+
Median Income$52,393
Per Capita$23,458
Unemployment2.3%
Poverty9.6%
County GDP$1,134M
Commute23 min
Housing
A+
Home Value$81,000
Rent$894
Ownership75.8%
Zillow$129,180
Housing Units484
Rent Burden29.6%
Crime
F
Violent336/100K
Property2,122/100K
Health
Obesity40.7%
Uninsured9.0%
Smoking20.2%
Depression28.3%
Heart Disease6.6%
Climate
Avg Temp52°F (11°C)
AQI41 (Good)
Rain47.4 in/yr
Sunny Days293/yr
Elevation516 ft (157 m)
Education
D
Bachelor's+6.6%
High School+89.7%
Graduate+1.3%
School Score5.48
Community
2024 VoteR 71% / D 27%
Commute23 min
Broadband81.7%
EV Stations2
Libraries2
Is Cayuga a Good Place to Live?
Based on current data, Cayuga receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Cayuga has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Cayuga is $52,393, 30% below the national average of $75,149. The job market is very strong with unemployment at just 2.3%. 9.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Cayuga is $81,000, 71% below the national median / offering relatively affordable homeownership. Renters pay a median of $894 per month, below the national average / a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Cayuga is below the national average at 336 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,122 per 100,000, near the national average.
Education
6.6% of residents hold a bachelor's degree, below the national average of 33.7%. 89.7% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Cayuga experiences four distinct seasons with an average temperature of 52°F. Winters average 27°F in January while summers reach 74°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.4 inches, including 13.0 inches of snow. Air quality is rated Good with a median AQI of 41.
Cayuga has a population of 1,135 with a density of 1,124 people per square mile, spread across 1.0 square miles. The median age is 39.6 years, 2% older than the national median of 38.9. The gender split is 55.8% female and 44.2% male. The city is predominantly White (97.9%), with 1.1% Hispanic. English is the primary language spoken at home by 99% of residents. 5.9% of the population are veterans. 23.5% of residents have a disability (above the 13.0% national average). 95.4% have health insurance coverage.
Population
39.6yrs
Median Age
2% above US avg
Language Spoken at Home
English Only
99.0%
26% above US avg
Spanish
1.0%
93% below US avg
The median household income in Cayuga is $52,393, which is 30% below the national average of $75,149. Per capita income is $23,458 (below the $39,052 national figure). The average weekly wage is $1,124, 22% lower than the U.S. average. The unemployment rate is 2.3% (below the 3.6% US average). 9.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 294 business establishments, including 28 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 9.2% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $52,393 |
| 30% below US avg |
| Per Capita Income | $23,458 |
| Avg Weekly Wage | $1,124 |
| IRS Avg AGI | $59,038 |
| Gini Index | 0.412 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.3% |
| 36% below US avg |
| Poverty Rate | 9.6% |
| 23% below US avg |
| Establishments (County) | 294 |
| County GDP | $1,134M |
Business (County)
| Restaurants | 28 |
| Healthcare | 24 |
| Retail | 47 |
| Manufacturing | 13 |
Tax & Cost of Living
| Property Tax (IRS) | $2,750 |
| 21% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.40% |
Commute & Transportation
| Commute Time | 22.9 min |
| Drive Alone | 80.4% |
| Public Transit | 0.0% |
| Work from Home | 9.2% |
The median home value in Cayuga is $81,000, 71% below the national median of $281,900. Zillow estimates the typical home value at $129,180, higher than the Census estimate. Monthly rent averages $894 (23% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 75.8% of housing units are owner-occupied (above the 65.4% national rate). There are 484 total housing units in the city. The median year a home was built is 1966. The average annual property tax is $2,750 (lower than the $3,500 national average). 29.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $81,000 |
| 71% below US avg |
| Zillow ZHVI | $129,180 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $894 |
| 23% below US avg |
| Rent Burden | 29.6% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 75.8% |
| Owner-Occupied | 75.8% |
| Renter-Occupied | 24.2% |
| Housing Units | 484 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $2,750 |
| 21% below US avg |
| Effective Rate | 3.40% |
In Cayuga, 40.7% of adults are obese, above the national rate of 32.1%. 11.8% have diabetes. Heart disease affects 6.6% of residents. 35.6% have high blood pressure. 20.2% are current smokers (above the 14.0% national rate). 17.2% report binge drinking. 27.3% are physically inactive. 28.3% report depression (above the 20.0% national average). 20.8% experience frequent mental distress. 9.0% of residents lack health insurance. The primary care physician ratio is 1:1,705. The dentist ratio is 1:2,207. 55.6% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Cayuga vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.7% |
| 27% above US avg |
| Diabetes | 11.8% |
| Heart Disease | 6.6% |
| High Blood Pressure | 35.6% |
| Asthma | 11.9% |
| COPD | 8.9% |
| Cancer | 7.4% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 20.2% |
| 44% above US avg |
| Binge Drinking | 17.2% |
| Physical Inactivity | 27.3% |
| Depression | 28.3% |
| Mental Distress | 20.8% |
| Physical Distress | 15.0% |
| Short Sleep | 38.5% |
Healthcare Access
| Insurance Rate | 95.4% |
| Uninsured | 9.0% |
| 5% above US avg |
| Primary Care | 1:1,705 |
| Dentists | 1:2,207 |
| Mental Health | 1:734 |
| Checkup Rate | 77.9% |
| Dental Visits | 57.0% |
| Premature Death | 10,157/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 55.6% |
| Healthcare Facilities | 24 |
Cayuga has a violent crime rate of 336 per 100,000 residents, 12% below the national average of 380. Property crime stands at 2,122 per 100,000, 8% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Cayuga receives a safety grade of F.
Crime Rates: Cayuga vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 336.2/100K |
| 12% below US avg |
| |
Property Crime
| Total Property | 2,122.3/100K |
| 8% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 4 |
| Avg Accident Severity | 2.5 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cayuga experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 27°F in January while summers reach 74°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.4 inches (wetter than the 38-inch national average). The area receives 13.0 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 516 feet.
Temperature
27°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 52.0°F |
| 4% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 516 ft (157 m) |
| Area | 1.0 sq mi (2.6 km²) |
| Population Density | 1,124/sq mi |
| Coordinates | 39.9473°N, 87.4646°W |
| Timezone | America/Indiana/Indianapolis |
| County | Vermillion County County |
| Nearest Airport | Vermilion Regional (DNV)
19 miles away |
Precipitation & Snow
Annual Rainfall
47.4"
25% above US avg
Wettest Month (Jul)
4.41"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 23.4 / 100 |
| Social Vulnerability | 49.7 / 100 |
| Community Resilience | 74.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.3 on May 13, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
20 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
118 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
82 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
65 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
99 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
38 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
127 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
50 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
127 km |
| May 10, 2012 |
1 km NNW of Emison, Indiana |
M2.7 |
126 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
582 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 61 fatalities, 838 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
74 km |
3 |
| Mar 20, 1976 |
EF4 |
70 km |
0 |
| Apr 3, 1974 |
EF4 |
68 km |
18 |
| Apr 11, 1965 |
EF4 |
51 km |
28 |
| Apr 11, 1965 |
EF4 |
69 km |
0 |
| Mar 31, 2023 |
EF3 |
96 km |
2 |
| Nov 17, 2013 |
EF3 |
68 km |
0 |
| Nov 17, 2013 |
EF3 |
75 km |
0 |
| Nov 17, 2013 |
EF3 |
70 km |
0 |
| Apr 19, 1996 |
EF3 |
68 km |
0 |
| Apr 19, 1996 |
EF3 |
46 km |
1 |
| Nov 22, 1992 |
EF3 |
54 km |
0 |
| Jun 2, 1980 |
EF3 |
37 km |
1 |
| Jun 25, 1978 |
EF3 |
68 km |
0 |
| Aug 10, 1974 |
EF3 |
76 km |
0 |
| Apr 3, 1974 |
EF3 |
52 km |
0 |
| Apr 3, 1974 |
EF3 |
65 km |
1 |
| Apr 3, 1974 |
EF3 |
37 km |
0 |
| May 15, 1968 |
EF3 |
77 km |
0 |
| Nov 26, 1965 |
EF3 |
97 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
2.1 in |
Coldest, Driest |
| February |
30°F (-1°C) |
2.1 in |
|
| March |
41°F (5°C) |
3.2 in |
|
| April |
52°F (11°C) |
4.0 in |
|
| May |
63°F (17°C) |
4.4 in |
|
| June |
72°F (22°C) |
4.2 in |
|
| July |
74°F (23°C) |
4.4 in |
Warmest, Wettest |
| August |
73°F (23°C) |
4.0 in |
|
| September |
66°F (19°C) |
3.2 in |
|
| October |
55°F (13°C) |
2.9 in |
|
| November |
42°F (6°C) |
3.6 in |
|
| December |
31°F (-0°C) |
2.9 in |
|
Cayuga has a seasonal temperature swing of 47°F / from 27°F in January to 74°F in July. Total annual precipitation is 40.9 inches, with July being the wettest month (4.4") and January the driest (2.1").
Average costs for common services in Cayuga. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Cayuga
What is the population of Cayuga?
Cayuga has a population of 1,135 residents and is located in Indiana. The population density is 1,124 people per square mile, spread across 1.0 square miles. The median age of residents is 39.6 years. The population is 55.8% female and 44.2% male.
Is Cayuga expensive to live in?
Cayuga is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $52,393, 30% below the national average of $75,149. The median home value is $81,000 (71% below the U.S. median). Renters pay a median of $894 per month, below the national average of $1,163. The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Cayuga safe?
Cayuga is safer than the national average, with a violent crime rate of 336 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,122 per 100,000 (above the national average). Overall, Cayuga receives a safety grade of F based on combined crime data.
What is the weather like in Cayuga?
Cayuga has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 27°F in January, while summers reach an average of 74°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.4 inches, with 13.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Cayuga?
The job market in Cayuga is very strong, with unemployment at just 2.3% / well below the national rate of 3.6%. The average weekly wage is $1,124. There are 294 business establishments in the area, including 28 restaurants and food service locations. The average commute time is 23 minutes, and 9.2% of workers work from home.
How much does housing cost in Cayuga?
The median home value in Cayuga is $81,000. Zillow estimates the typical home value at $129,180. For renters, the median monthly rent is $894. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 75.8%. The average annual property tax is $2,750.
How are the schools in Cayuga?
Schools in Cayuga score 5.5 out of 10 on standardized testing, near the national average. 6.6% of adults in Cayuga hold a bachelor's degree or higher, below the national average of 33.7%. 89.7% have completed high school. 1.3% hold a graduate or professional degree.
How healthy is Cayuga?
The obesity rate in Cayuga is 40.7% (above the national rate of 32.1%). 20.2% of adults are smokers. 27.3% are physically inactive. 28.3% of residents report depression. 9.0% lack health insurance. 55.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,705.
What is transportation like in Cayuga?
The average commute in Cayuga is 23 minutes, shorter than the national average of 28 minutes. 80.4% of workers drive alone to work, and 9.2% work from home.
What are the demographics of Cayuga?
The racial and ethnic makeup of Cayuga is 97.9% White, 1.1% Hispanic or Latino. 99% of residents speak only English at home. 5.9% of the population are military veterans. 23.5% of residents have a disability. 95.4% have health insurance coverage.
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