Median Income
$82,031
9% higher than US avg
Home Value
$148,200
47% lower than US avg
Violent Crime
220/100K
42% lower than US avg
Bachelor's+
27.4%
19% lower than US avg
Median Rent
$1,089
6% lower than US avg
Obesity Rate
38.3%
19% higher than US avg
Unemployment
1.3%
64% lower than US avg
Poverty Rate
13.7%
10% higher than US avg
How Cedar Bluffs Compares to the U.S. Average (100% = U.S. avg)
People
Population760
Median Age40.2 yrs
Density1,949/mi²
Male / Female48% / 52%
Largest GroupWhite 90%
Veterans6.4%
Economy
A
Median Income$82,031
Per Capita$35,589
Unemployment1.3%
Poverty13.7%
County GDP$1,090M
Commute29 min
Housing
A+
Home Value$148,200
Rent$1,089
Ownership85.1%
Zillow$241,452
Housing Units311
Rent Burden18.9%
Crime
F
Violent220/100K
Property2,382/100K
Health
Obesity38.3%
Uninsured7.1%
Smoking12.6%
Depression17.6%
Heart Disease4.7%
Climate
Avg Temp50°F (10°C)
AQI32 (Good)
Sunny Days282/yr
Elevation1,297 ft (395 m)
Education
B
Bachelor's+27.4%
High School+93.0%
Graduate+9.6%
School Score6.28
Community
2024 VoteR 73% / D 26%
Commute29 min
Broadband93.8%
EV Stations4
Libraries6
Is Cedar Bluffs a Good Place to Live?
Based on current data, Cedar Bluffs receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Cedar Bluffs offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cedar Bluffs is $82,031, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.3%. 13.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Cedar Bluffs is $148,200, 47% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,089 per month. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Cedar Bluffs is below the national average at 220 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,382 per 100,000, 22% above the national average.
Education
27.4% of residents hold a bachelor's degree, below the national average of 33.7%. 93.0% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Cedar Bluffs experiences four distinct seasons with an average temperature of 50°F. Winters average 22°F in January while summers reach 76°F in July. With 282 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 32.
Cedar Bluffs has a population of 760 with a density of 1,949 people per square mile, spread across 0.4 square miles. The median age is 40.2 years, 3% older than the national median of 38.9. The gender split is 52.1% female and 47.9% male. The city is predominantly White (90%), with 1.8% Hispanic, 4.5% Black. English is the primary language spoken at home by 96% of residents. 6.4% of the population are veterans. 13.7% of residents have a disability. 89.2% have health insurance coverage.
Population
40.2yrs
Median Age
3% above US avg
Race & Ethnicity
Cedar Bluffs vs U.S. Average
Language Spoken at Home
English Only
96.0%
22% above US avg
Spanish
4.0%
70% below US avg
Social Characteristics
Cedar Bluffs vs U.S. Average
The median household income in Cedar Bluffs is $82,031, which is 9% above the national average of $75,149. Per capita income is $35,589. The average weekly wage is $960, 33% lower than the U.S. average. The unemployment rate is 1.3% (below the 3.6% US average). 13.7% of residents live below the poverty line. The area has 656 business establishments, including 41 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 4.1% of workers work from home (below the 15.2% national rate).
Income: Cedar Bluffs vs U.S.
Income
| Median HH Income | $82,031 |
| 9% above US avg |
| Per Capita Income | $35,589 |
| Avg Weekly Wage | $960 |
| IRS Avg AGI | $104,730 |
| Gini Index | 0.409 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.3% |
| 64% below US avg |
| Poverty Rate | 13.7% |
| 10% above US avg |
| Establishments (County) | 656 |
| County GDP | $1,090M |
Business (County)
| Restaurants | 41 |
| Healthcare | 33 |
| Retail | 72 |
| Manufacturing | 16 |
Tax & Cost of Living
| Property Tax (IRS) | $6,137 |
| 75% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 4.14% |
Commute & Transportation
| Commute Time | 29.3 min |
| Drive Alone | 83.8% |
| Public Transit | 0.0% |
| Work from Home | 4.1% |
The median home value in Cedar Bluffs is $148,200, 47% below the national median of $281,900. Zillow estimates the typical home value at $241,452, higher than the Census estimate. Homes sell for 100.3% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $1,089 (6% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 85.1% of housing units are owner-occupied (above the 65.4% national rate). There are 311 total housing units in the city. The median year a home was built is 1949. The average annual property tax is $6,137 (higher than the $3,500 national average). 18.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $148,200 |
| 47% below US avg |
| Zillow ZHVI | $241,452 |
| Median List Price | $268,500 |
Real Estate Market (Redfin)
| Median List Price | $268,500 |
| $/Sq Ft | $168 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 100.3% |
| Price Drops | 100.0% |
| Inventory | 2 |
Rental Costs
| Census Median Rent | $1,089 |
| 6% below US avg |
| Rent Burden | 18.9% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 85.1% |
| Owner-Occupied | 85.1% |
| Renter-Occupied | 14.9% |
| Housing Units | 311 |
| Median Year Built | 1949 |
Property Tax
| Avg Tax (IRS) | $6,137 |
| 75% above US avg |
| Effective Rate | 4.14% |
In Cedar Bluffs, 38.3% of adults are obese, above the national rate of 32.1%. 8.0% have diabetes (below the 10.5% national rate). Heart disease affects 4.7% of residents, below the national average. 29.1% have high blood pressure. 12.6% are current smokers. 24.2% report binge drinking. 21.3% are physically inactive. 17.6% report depression. 14.2% experience frequent mental distress. 7.1% of residents lack health insurance. The primary care physician ratio is 1:2,279. The dentist ratio is 1:3,303. 61.5% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Cedar Bluffs vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.3% |
| 19% above US avg |
| Diabetes | 8.0% |
| Heart Disease | 4.7% |
| High Blood Pressure | 29.1% |
| Asthma | 9.1% |
| COPD | 4.9% |
| Cancer | 7.4% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 12.6% |
| 10% below US avg |
| Binge Drinking | 24.2% |
| Physical Inactivity | 21.3% |
| Depression | 17.6% |
| Mental Distress | 14.2% |
| Physical Distress | 10.0% |
| Short Sleep | 29.6% |
Healthcare Access
| Insurance Rate | 89.2% |
| Uninsured | 7.1% |
| 17% below US avg |
| Primary Care | 1:2,279 |
| Dentists | 1:3,303 |
| Mental Health | 1:2,346 |
| Checkup Rate | 73.0% |
| Dental Visits | 66.1% |
| Premature Death | 6,667/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 61.5% |
| Healthcare Facilities | 33 |
Cedar Bluffs has a violent crime rate of 220 per 100,000 residents, 42% below the national average of 380. Property crime stands at 2,382 per 100,000, 22% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Cedar Bluffs receives a safety grade of F.
Crime Rates: Cedar Bluffs vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 220.4/100K |
| 42% below US avg |
| |
Property Crime
| Total Property | 2,382.0/100K |
| 22% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cedar Bluffs experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 22°F in January while summers reach 76°F in July. The area gets 282 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 1,297 feet.
Temperature
22°F Jan (-5°C)
76°F Jul (24°C)
| Annual Average | 50.2°F |
| 7% below US avg |
| January Average | 22°F (-5°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 282 days/yr |
Geography
| Elevation | 1,297 ft (395 m) |
| Area | 0.4 sq mi (1.0 km²) |
| Population Density | 1,949/sq mi |
| Coordinates | 41.3971°N, 96.6098°W |
| Timezone | America/Chicago |
| County | Saunders County County |
| Nearest Airport | Lincoln (LNK)
36 miles away |
Precipitation & Snow
Wettest Month (May)
4.57"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 29.1 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 92.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.7 on Feb 5, 2025.
| Feb 6, 1996 |
1 km N of Wausa, Nebraska |
M3.6 |
146 km |
| Dec 17, 2009 |
2 km NW of Auburn, Nebraska |
M3.6 |
127 km |
| Jul 16, 2004 |
6 km SSE of Riverton, Iowa |
M3.5 |
123 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
65 km |
| Jan 6, 2014 |
5 km NW of Liberty, Nebraska |
M2.9 |
143 km |
| Mar 31, 1993 |
2 km SE of Nemaha, Nebraska |
M2.9 |
144 km |
| Feb 5, 2025 |
8 km SSE of Tilden, Nebraska |
M2.7 |
118 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
666 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 17 fatalities, 530 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 2024 |
EF4 |
32 km |
0 |
| Jun 16, 2014 |
EF4 |
76 km |
1 |
| Jun 16, 2014 |
EF4 |
73 km |
1 |
| Jun 16, 2014 |
EF4 |
81 km |
0 |
| Jun 16, 2014 |
EF4 |
84 km |
0 |
| Oct 4, 2013 |
EF4 |
90 km |
0 |
| Jun 13, 2001 |
EF4 |
73 km |
0 |
| Apr 7, 1978 |
EF4 |
72 km |
0 |
| Jul 7, 1977 |
EF4 |
84 km |
0 |
| Jun 26, 1976 |
EF4 |
84 km |
0 |
| May 6, 1975 |
EF4 |
52 km |
3 |
| Aug 13, 1952 |
EF4 |
20 km |
0 |
| Jul 15, 1950 |
EF4 |
45 km |
0 |
| Apr 26, 2024 |
EF3 |
61 km |
0 |
| Apr 26, 2024 |
EF3 |
83 km |
1 |
| Apr 26, 2024 |
EF3 |
60 km |
0 |
| Apr 26, 2024 |
EF3 |
77 km |
0 |
| Jun 20, 2011 |
EF3 |
99 km |
0 |
| Jun 11, 2008 |
EF3 |
61 km |
4 |
| May 16, 1999 |
EF3 |
66 km |
2 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: UNNAMED (629 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
UNNAMED |
629 |
63 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-5°C) |
0.7 in |
Coldest, Driest |
| February |
27°F (-3°C) |
0.8 in |
|
| March |
38°F (4°C) |
2.2 in |
|
| April |
51°F (10°C) |
2.9 in |
|
| May |
62°F (17°C) |
4.6 in |
Wettest |
| June |
72°F (22°C) |
4.5 in |
|
| July |
76°F (24°C) |
3.1 in |
Warmest |
| August |
73°F (23°C) |
3.7 in |
|
| September |
65°F (18°C) |
3.7 in |
|
| October |
53°F (11°C) |
2.4 in |
|
| November |
37°F (3°C) |
1.4 in |
|
| December |
26°F (-4°C) |
1.0 in |
|
Cedar Bluffs has a seasonal temperature swing of 53°F / from 22°F in January to 76°F in July. Total annual precipitation is 30.9 inches, with May being the wettest month (4.6") and January the driest (0.7").
Average costs for common services in Cedar Bluffs. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cedar Bluffs
What is the population of Cedar Bluffs?
Cedar Bluffs has a population of 760 residents and is located in Nebraska. The population density is 1,949 people per square mile, spread across 0.4 square miles. The median age of residents is 40.2 years. The population is 52.1% female and 47.9% male.
Is Cedar Bluffs expensive to live in?
Cedar Bluffs is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $82,031, 9% above the national average of $75,149. The median home value is $148,200 (47% below the U.S. median). Renters pay a median of $1,089 per month. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Cedar Bluffs safe?
Cedar Bluffs is safer than the national average, with a violent crime rate of 220 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,382 per 100,000 (above the national average). Overall, Cedar Bluffs receives a safety grade of F based on combined crime data.
What is the weather like in Cedar Bluffs?
Cedar Bluffs has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 22°F in January, while summers reach an average of 76°F in July. The area receives 282 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Cedar Bluffs?
The job market in Cedar Bluffs is very strong, with unemployment at just 1.3% / well below the national rate of 3.6%. The average weekly wage is $960. There are 656 business establishments in the area, including 41 restaurants and food service locations. The average commute time is 29 minutes, and 4.1% of workers work from home.
How much does housing cost in Cedar Bluffs?
The median home value in Cedar Bluffs is $148,200. Zillow estimates the typical home value at $241,452. For renters, the median monthly rent is $1,089. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 85.1%. The average annual property tax is $6,137.
How are the schools in Cedar Bluffs?
Schools in Cedar Bluffs score 6.3 out of 10 on standardized testing, near the national average. 27.4% of adults in Cedar Bluffs hold a bachelor's degree or higher, below the national average of 33.7%. 93.0% have completed high school. 9.6% hold a graduate or professional degree.
How healthy is Cedar Bluffs?
The obesity rate in Cedar Bluffs is 38.3% (above the national rate of 32.1%). 12.6% of adults are smokers. 21.3% are physically inactive. 17.6% of residents report depression. 7.1% lack health insurance (below the national rate). 61.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,279.
What is transportation like in Cedar Bluffs?
The average commute in Cedar Bluffs is 29 minutes. 83.8% of workers drive alone to work, and 4.1% work from home.
What are the demographics of Cedar Bluffs?
The racial and ethnic makeup of Cedar Bluffs is 90% White, 4.5% Black or African American, 1.8% Hispanic or Latino. 96% of residents speak only English at home, while 4% speak Spanish. 6.4% of the population are military veterans. 13.7% of residents have a disability. 89.2% have health insurance coverage.
All Countries
