Median Income
$72,861
3% lower than US avg
Home Value
$123,700
56% lower than US avg
Violent Crime
652/100K
71% higher than US avg
Bachelor's+
27.6%
18% lower than US avg
Median Rent
$672
42% lower than US avg
Obesity Rate
30.7%
4% lower than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Chadwicks Compares to the U.S. Average (100% = U.S. avg)
People
Population824
Median Age54.8 yrs
Density624/mi²
Male / Female41% / 59%
Largest GroupWhite 92%
Veterans8.2%
Economy
A
Median Income$72,861
Per Capita$44,163
Unemployment2.2%
Poverty0.0%
County GDP$14,680M
Commute14 min
Housing
A+
Home Value$123,700
Rent$672
Ownership79.3%
Zillow$185,333
Housing Units563
Rent Burden12.2%
Crime
F
Violent652/100K
Property3,835/100K
Health
Obesity30.7%
Uninsured4.0%
Smoking8.8%
Depression20.0%
Heart Disease4.1%
Climate
Avg Temp47°F (8°C)
AQI36 (Good)
Rain44.0 in/yr
Sunny Days246/yr
Elevation694 ft (212 m)
Education
B
Bachelor's+27.6%
High School+94.0%
Graduate+7.0%
School Score5.06
Community
2024 VoteR 61% / D 39%
Commute14 min
Broadband94.7%
EV Stations19
Libraries21
Is Chadwicks a Good Place to Live?
Based on current data, Chadwicks receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates. Chadwicks offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Chadwicks is $72,861, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.2%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 14 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Chadwicks is $123,700, 56% below the national median / offering relatively affordable homeownership. Renters pay a median of $672 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
With 652 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 3,835 per 100,000, 96% above the national average.
Education
27.6% of residents hold a bachelor's degree, below the national average of 33.7%. 94.0% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Chadwicks experiences four distinct seasons with an average temperature of 47°F. Winters average 22°F in January while summers reach 70°F in July. The area gets 246 sunny days per year. Annual precipitation totals 44.0 inches. Air quality is rated Good with a median AQI of 36.
Chadwicks has a population of 824 with a density of 624 people per square mile, spread across 1.3 square miles. The median age is 54.8 years, 41% older than the national median of 38.9. The gender split is 59.3% female and 40.7% male. The city is predominantly White (92%), with 2.7% Hispanic. English is the primary language spoken at home by 95.4% of residents. 8.2% of the population are veterans, above the national rate of 6.0%. 8.4% of residents have a disability (below the 13.0% national average). 92.4% have health insurance coverage.
Population
54.8yrs
Median Age
41% above US avg
Race & Ethnicity
Chadwicks vs U.S. Average
Language Spoken at Home
English Only
95.4%
22% above US avg
Spanish
4.6%
66% below US avg
Social Characteristics
Chadwicks vs U.S. Average
The median household income in Chadwicks is $72,861, which is 3% below the national average of $75,149. Per capita income is $44,163 (above the $39,052 national figure). The average weekly wage is $1,175, 18% lower than the U.S. average. The unemployment rate is 2.2% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 5,356 business establishments, including 596 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 14 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Chadwicks vs U.S.
Income
| Median HH Income | $72,861 |
| 3% below US avg |
| Per Capita Income | $44,163 |
| Avg Weekly Wage | $1,175 |
| IRS Avg AGI | $66,498 |
| Gini Index | 0.449 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 5,356 |
| County GDP | $14,680M |
Business (County)
| Restaurants | 596 |
| Healthcare | 590 |
| Retail | 761 |
| Manufacturing | 216 |
Tax & Cost of Living
| Property Tax (IRS) | $7,401 |
| 111% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 5.98% |
Commute & Transportation
| Commute Time | 13.5 min |
| Drive Alone | 82.1% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Chadwicks is $123,700, 56% below the national median of $281,900. Zillow estimates the typical home value at $185,333, higher than the Census estimate. Homes sell for 91% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $672 (42% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 79.3% of housing units are owner-occupied (above the 65.4% national rate). There are 563 total housing units in the city. The median year a home was built is 1945. The average annual property tax is $7,401 (higher than the $3,500 national average). 12.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $123,700 |
| 56% below US avg |
| Zillow ZHVI | $185,333 |
Real Estate Market (Redfin)
| $/Sq Ft | $82 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 91.0% |
| Price Drops | 100.0% |
| Inventory | 1 |
Rental Costs
| Census Median Rent | $672 |
| 42% below US avg |
| Rent Burden | 12.2% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 79.3% |
| Owner-Occupied | 79.3% |
| Renter-Occupied | 20.7% |
| Housing Units | 563 |
| Median Year Built | 1945 |
Property Tax
| Avg Tax (IRS) | $7,401 |
| 111% above US avg |
| Effective Rate | 5.98% |
In Chadwicks, 30.7% of adults are obese, below the national rate of 32.1%. 6.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.1% of residents, below the national average. 26.4% have high blood pressure. 8.8% are current smokers (below the 14.0% national rate). 21.6% report binge drinking. 17.5% are physically inactive, below the national average. 20.0% report depression. 14.8% experience frequent mental distress. 4.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,421. The dentist ratio is 1:1,831. 85.2% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Chadwicks vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.7% |
| 4% below US avg |
| Diabetes | 6.6% |
| Heart Disease | 4.1% |
| High Blood Pressure | 26.4% |
| Asthma | 10.1% |
| COPD | 4.0% |
| Cancer | 7.9% |
| Stroke | 2.1% |
Behaviors & Mental Health
| Smoking | 8.8% |
| 37% below US avg |
| Binge Drinking | 21.6% |
| Physical Inactivity | 17.5% |
| Depression | 20.0% |
| Mental Distress | 14.8% |
| Physical Distress | 9.4% |
| Short Sleep | 33.9% |
Healthcare Access
| Insurance Rate | 92.4% |
| Uninsured | 4.0% |
| 53% below US avg |
| Primary Care | 1:1,421 |
| Dentists | 1:1,831 |
| Mental Health | 1:445 |
| Checkup Rate | 78.6% |
| Dental Visits | 74.4% |
| Premature Death | 8,898/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 85.2% |
| Healthcare Facilities | 590 |
Chadwicks has a violent crime rate of 652 per 100,000 residents, 71% above the national average of 380. Property crime stands at 3,835 per 100,000, 96% above the U.S. average. The county recorded 22 fatal traffic crashes. Overall, Chadwicks receives a safety grade of F.
Crime Rates: Chadwicks vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 651.5/100K |
| 71% above US avg |
| |
Property Crime
| Total Property | 3,834.6/100K |
| 96% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 22 |
| Traffic Accidents | 11 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Chadwicks experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 22°F in January while summers reach 70°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 44.0 inches. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 694 feet.
Temperature
22°F Jan (-6°C)
70°F Jul (21°C)
| Annual Average | 46.7°F |
| 14% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 694 ft (212 m) |
| Area | 1.3 sq mi (3.4 km²) |
| Population Density | 624/sq mi |
| Coordinates | 43.0291°N, 75.2710°W |
| Timezone | America/New_York |
| County | Oneida County County |
| Nearest Airport | Griffiss International (RME)
16 miles away |
Precipitation & Snow
Annual Rainfall
44.0"
16% above US avg
Wettest Month (Sep)
4.45"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 86.3 / 100 |
| Social Vulnerability | 56.2 / 100 |
| Community Resilience | 91.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively High |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
22 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.3 on Jun 29, 2024.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
66 km |
| Apr 20, 2000 |
7 km WSW of Newcomb, New York |
M3.8 |
131 km |
| Apr 23, 2023 |
New York |
M3.6 |
111 km |
| Jun 29, 2024 |
14 km W of Ellisburg, New York |
M3.3 |
115 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
67 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
108 km |
| Mar 11, 2020 |
0 km SSW of South Glens Falls, New York |
M3.1 |
136 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
105 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
107 km |
| Oct 13, 1997 |
18 km NW of Cranberry Lake, New York |
M3.0 |
150 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
108 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
121 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
104 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
104 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
104 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
108 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
83 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
109 km |
| Apr 14, 2023 |
1 km W of Adams Center, New York |
M2.6 |
111 km |
| Apr 11, 2007 |
6 km NNE of Sodus Point, New York |
M2.6 |
141 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 1 |
238 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
145 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 8 fatalities, 44 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 10, 1989 |
EF4 |
64 km |
0 |
| Aug 7, 2023 |
EF3 |
52 km |
0 |
| May 22, 2014 |
EF3 |
91 km |
0 |
| May 31, 1998 |
EF3 |
57 km |
0 |
| May 2, 1983 |
EF3 |
51 km |
0 |
| May 2, 1983 |
EF3 |
86 km |
0 |
| Jul 16, 2024 |
EF2 |
27 km |
0 |
| Jul 8, 2014 |
EF2 |
30 km |
4 |
| May 29, 2013 |
EF2 |
89 km |
0 |
| Apr 28, 2011 |
EF2 |
67 km |
0 |
| May 16, 2009 |
EF2 |
63 km |
0 |
| May 31, 1998 |
EF2 |
53 km |
0 |
| Jul 23, 1990 |
EF2 |
28 km |
0 |
| Oct 14, 1989 |
EF2 |
72 km |
2 |
| Sep 18, 1977 |
EF2 |
41 km |
0 |
| Jun 16, 1976 |
EF2 |
44 km |
0 |
| Jul 16, 2024 |
EF1 |
97 km |
0 |
| Jul 16, 2024 |
EF1 |
40 km |
0 |
| Jul 16, 2024 |
EF1 |
40 km |
1 |
| Jul 16, 2024 |
EF1 |
79 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
2.8 in |
Coldest |
| February |
23°F (-5°C) |
2.5 in |
Driest |
| March |
33°F (0°C) |
3.2 in |
|
| April |
45°F (7°C) |
3.5 in |
|
| May |
57°F (14°C) |
3.8 in |
|
| June |
65°F (18°C) |
4.3 in |
|
| July |
70°F (21°C) |
3.7 in |
Warmest |
| August |
68°F (20°C) |
3.8 in |
|
| September |
60°F (15°C) |
4.5 in |
Wettest |
| October |
49°F (9°C) |
3.5 in |
|
| November |
38°F (3°C) |
4.1 in |
|
| December |
27°F (-3°C) |
3.5 in |
|
Chadwicks has a seasonal temperature swing of 48°F / from 22°F in January to 70°F in July. Total annual precipitation is 43.3 inches, with September being the wettest month (4.5") and February the driest (2.5").
Average costs for common services in Chadwicks. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Chadwicks
What is the population of Chadwicks?
Chadwicks has a population of 824 residents and is located in New York. The population density is 624 people per square mile, spread across 1.3 square miles. The median age of residents is 54.8 years, which is older than the national median of 38.9 years. The population is 59.3% female and 40.7% male.
Is Chadwicks expensive to live in?
Chadwicks is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $72,861, 3% below the national average of $75,149. The median home value is $123,700 (56% below the U.S. median). Renters pay a median of $672 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Chadwicks safe?
Public safety is a concern in Chadwicks, with a violent crime rate of 652 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 3,835 per 100,000 (above the national average). Overall, Chadwicks receives a safety grade of F based on combined crime data.
What is the weather like in Chadwicks?
Chadwicks has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 22°F in January, while summers reach an average of 70°F in July. The area receives 246 sunny days per year. Annual rainfall totals 44.0 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Chadwicks?
The job market in Chadwicks is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $1,175. There are 5,356 business establishments in the area, including 596 restaurants and food service locations. The average commute time is 14 minutes, and 0.0% of workers work from home.
How much does housing cost in Chadwicks?
The median home value in Chadwicks is $123,700. Zillow estimates the typical home value at $185,333. For renters, the median monthly rent is $672. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 79.3%. The average annual property tax is $7,401.
How are the schools in Chadwicks?
Schools in Chadwicks score 5.1 out of 10 on standardized testing, near the national average. 27.6% of adults in Chadwicks hold a bachelor's degree or higher, below the national average of 33.7%. 94.0% have completed high school. 7.0% hold a graduate or professional degree.
How healthy is Chadwicks?
The obesity rate in Chadwicks is 30.7% (below the national rate of 32.1%). 8.8% of adults are smokers. 17.5% are physically inactive. 20.0% of residents report depression. 4.0% lack health insurance (below the national rate). 85.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,421.
What is transportation like in Chadwicks?
The average commute in Chadwicks is 14 minutes, shorter than the national average of 28 minutes. 82.1% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Chadwicks?
The racial and ethnic makeup of Chadwicks is 92% White, 2.7% Hispanic or Latino. 95.4% of residents speak only English at home, while 4.6% speak Spanish. 8.2% of the population are military veterans. 8.4% of residents have a disability. 92.4% have health insurance coverage.
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