Median Income
$70,377
6% lower than US avg
Home Value
$85,900
70% lower than US avg
Violent Crime
94/100K
75% lower than US avg
Bachelor's+
47.7%
42% higher than US avg
Obesity Rate
38.5%
20% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Chapin Compares to the U.S. Average (100% = U.S. avg)
People
Population146
Median Age39.7 yrs
Density1,460/mi²
Male / Female14% / 86%
Largest GroupWhite 100%
Veterans96.0%
Economy
A
Median Income$70,377
Per Capita$37,670
Unemployment0.0%
Poverty0.0%
County GDP$790M
Housing
A+
Home Value$85,900
Ownership100.0%
Zillow$169,562
Housing Units74
Rent Burden19.6%
Crime
F
Violent94/100K
Property3,414/100K
Health
Obesity38.5%
Uninsured10.0%
Smoking15.4%
Depression19.0%
Heart Disease5.1%
Climate
Avg Temp47°F (8°C)
AQI43 (Good)
Rain38.1 in/yr
Sunny Days260/yr
Elevation1,154 ft (352 m)
Education
A+
Bachelor's+47.7%
High School+100.0%
Graduate+0.0%
School Score5.39
Community
2024 VoteR 70% / D 29%
Broadband90.0%
EV Stations1
Libraries4
Is Chapin a Good Place to Live?
Based on current data, Chapin receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. Chapin offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Chapin is $70,377, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Chapin is $85,900, 70% below the national median / offering relatively affordable homeownership. At just 1.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Chapin is a very safe community with a violent crime rate of 94 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 3,414 per 100,000, 74% above the national average.
Education
Educational attainment is solid, with 47.7% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Chapin experiences four distinct seasons with an average temperature of 47°F. Winters average 17°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.1 inches. Air quality is rated Good with a median AQI of 43.
Chapin has a population of 146 with a density of 1,460 people per square mile, spread across 0.1 square miles. The median age is 39.7 years, 2% older than the national median of 38.9. The gender split is 85.6% female and 14.4% male. The city is predominantly White (100%). English is the primary language spoken at home by 35.8% of residents, while 64.2% speak Spanish. 96.0% of the population are veterans, above the national rate of 6.0%. 4.4% of residents have a disability (below the 13.0% national average). 65.7% have health insurance coverage.
Population
39.7yrs
Median Age
2% above US avg
Language Spoken at Home
English Only
35.8%
54% below US avg
Spanish
64.2%
379% above US avg
The median household income in Chapin is $70,377, which is 6% below the national average of $75,149. Per capita income is $37,670. The average weekly wage is $1,024, 28% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 364 business establishments, including 15 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $70,377 |
| 6% below US avg |
| Per Capita Income | $37,670 |
| Avg Weekly Wage | $1,024 |
| IRS Avg AGI | $73,117 |
| Gini Index | 0.421 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 364 |
| County GDP | $790M |
Business (County)
| Restaurants | 15 |
| Healthcare | 26 |
| Retail | 36 |
| Manufacturing | 20 |
Tax & Cost of Living
| Property Tax (IRS) | $3,431 |
| 2% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.99% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Chapin is $85,900, 70% below the national median of $281,900. Zillow estimates the typical home value at $169,562, higher than the Census estimate. Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 74 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,431. 19.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.2x, well within the affordable range.
Home Values
| Census Median | $85,900 |
| 70% below US avg |
| Zillow ZHVI | $169,562 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 74 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,431 |
| 2% below US avg |
| Effective Rate | 3.99% |
In Chapin, 38.5% of adults are obese, above the national rate of 32.1%. 9.2% have diabetes. Heart disease affects 5.1% of residents. 28.2% have high blood pressure. 15.4% are current smokers. 23.2% report binge drinking. 23.4% are physically inactive. 19.0% report depression. 16.3% experience frequent mental distress. 10.0% of residents lack health insurance. The primary care physician ratio is 1:9,952. The dentist ratio is 1:2,479. 76.5% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Chapin vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.5% |
| 20% above US avg |
| Diabetes | 9.2% |
| Heart Disease | 5.1% |
| High Blood Pressure | 28.2% |
| Asthma | 8.9% |
| COPD | 5.5% |
| Cancer | 5.9% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 15.4% |
| 10% above US avg |
| Binge Drinking | 23.2% |
| Physical Inactivity | 23.4% |
| Depression | 19.0% |
| Mental Distress | 16.3% |
| Physical Distress | 11.7% |
| Short Sleep | 35.2% |
Healthcare Access
| Insurance Rate | 65.7% |
| Uninsured | 10.0% |
| 16% above US avg |
| Primary Care | 1:9,952 |
| Dentists | 1:2,479 |
| Mental Health | 1:3,292 |
| Checkup Rate | 69.6% |
| Dental Visits | 61.6% |
| Premature Death | 9,806/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 76.5% |
| Healthcare Facilities | 26 |
Chapin has a violent crime rate of 94 per 100,000 residents, 75% below the national average of 380. Property crime stands at 3,414 per 100,000, 74% above the U.S. average. Overall, Chapin receives a safety grade of F.
Crime Rates: Chapin vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 94.1/100K |
| 75% below US avg |
| |
Property Crime
| Total Property | 3,414.4/100K |
| 74% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Chapin experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 38.1 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,154 feet.
Temperature
17°F Jan (-9°C)
73°F Jul (23°C)
| Annual Average | 46.6°F |
| 14% below US avg |
| January Average | 17°F (-9°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,154 ft (352 m) |
| Area | 0.1 sq mi (0.2 km²) |
| Population Density | 1,460/sq mi |
| Coordinates | 42.8353°N, 93.2220°W |
| Timezone | America/Chicago |
| County | Franklin County County |
| Nearest Airport | Northeast Iowa Regional (CCY)
35 miles away |
Precipitation & Snow
Annual Rainfall
38.1"
0% below US avg
Wettest Month (Jun)
4.80"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 22.0 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 51.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
679 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 50 fatalities, 1,114 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
42 km |
9 |
| May 15, 1968 |
EF5 |
11 km |
13 |
| Oct 14, 1966 |
EF5 |
35 km |
6 |
| Jun 17, 2010 |
EF4 |
89 km |
1 |
| May 30, 1989 |
EF4 |
62 km |
0 |
| May 24, 1989 |
EF4 |
83 km |
0 |
| May 4, 1977 |
EF4 |
83 km |
0 |
| Jul 12, 1971 |
EF4 |
77 km |
0 |
| Jun 8, 1967 |
EF4 |
86 km |
0 |
| Apr 30, 1967 |
EF4 |
52 km |
0 |
| Apr 30, 1967 |
EF4 |
83 km |
5 |
| Apr 30, 1967 |
EF4 |
69 km |
0 |
| May 5, 1965 |
EF4 |
59 km |
0 |
| Aug 29, 1964 |
EF4 |
83 km |
0 |
| Sep 1, 1961 |
EF4 |
19 km |
0 |
| May 10, 1953 |
EF4 |
96 km |
2 |
| May 10, 1953 |
EF4 |
36 km |
0 |
| Jul 19, 2018 |
EF3 |
85 km |
0 |
| Jun 12, 2013 |
EF3 |
38 km |
0 |
| Jun 17, 2010 |
EF3 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-9°C) |
0.8 in |
Coldest, Driest |
| February |
21°F (-6°C) |
0.9 in |
|
| March |
33°F (1°C) |
2.0 in |
|
| April |
47°F (8°C) |
3.2 in |
|
| May |
60°F (15°C) |
4.1 in |
|
| June |
69°F (21°C) |
4.8 in |
Wettest |
| July |
73°F (23°C) |
4.7 in |
Warmest |
| August |
70°F (21°C) |
4.1 in |
|
| September |
62°F (17°C) |
3.9 in |
|
| October |
50°F (10°C) |
2.5 in |
|
| November |
34°F (1°C) |
1.6 in |
|
| December |
20°F (-7°C) |
1.1 in |
|
Chapin has a seasonal temperature swing of 56°F / from 17°F in January to 73°F in July. Total annual precipitation is 33.6 inches, with June being the wettest month (4.8") and January the driest (0.8").
Average costs for common services in Chapin. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $662 |
| Toddler | $571 |
| Preschool | $571 |
| Family Childcare (monthly) |
| Infant | $447 |
| Toddler | $440 |
| Preschool | $440 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Chapin
What is the population of Chapin?
Chapin has a population of 146 residents and is located in Iowa. The population density is 1,460 people per square mile, spread across 0.1 square miles. The median age of residents is 39.7 years. The population is 85.6% female and 14.4% male.
Is Chapin expensive to live in?
Chapin is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $70,377, 6% below the national average of $75,149. The median home value is $85,900 (70% below the U.S. median). The home price-to-income ratio is 1.2x, indicating housing is reasonably affordable relative to local income levels.
Is Chapin safe?
Chapin is considered a very safe city with a violent crime rate of 94 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 3,414 per 100,000 (above the national average). Overall, Chapin receives a safety grade of F based on combined crime data.
What is the weather like in Chapin?
Chapin has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 38.1 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Chapin?
The job market in Chapin is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,024. There are 364 business establishments in the area, including 15 restaurants and food service locations.
How much does housing cost in Chapin?
The median home value in Chapin is $85,900. Zillow estimates the typical home value at $169,562. The homeownership rate is 100.0%. The average annual property tax is $3,431.
How are the schools in Chapin?
Schools in Chapin score 5.4 out of 10 on standardized testing, near the national average. 47.7% of adults in Chapin hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Chapin?
The obesity rate in Chapin is 38.5% (above the national rate of 32.1%). 15.4% of adults are smokers. 23.4% are physically inactive. 19.0% of residents report depression. 10.0% lack health insurance (above the national rate). 76.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:9,952.
What are the demographics of Chapin?
The racial and ethnic makeup of Chapin is 100% White. 35.8% of residents speak only English at home, while 64.2% speak Spanish. 96.0% of the population are military veterans. 4.4% of residents have a disability. 65.7% have health insurance coverage.
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