Median Income
$70,357
6% lower than US avg
Home Value
$218,800
22% lower than US avg
Bachelor's+
22.6%
33% lower than US avg
Median Rent
$1,167
0% lower than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
3.6%
71% lower than US avg
How Chapman Compares to the U.S. Average (100% = U.S. avg)
People
Population191
Median Age39.9 yrs
Density579/mi²
Male / Female49% / 51%
Largest GroupWhite 81%
Veterans13.0%
Economy
A
Median Income$70,357
Per Capita$35,363
Unemployment1.9%
Poverty3.6%
County GDP$20,982M
Commute26 min
Housing
A+
Home Value$218,800
Rent$1,167
OwnershipN/A
Housing Units70
Rent Burden26.9%
Climate
Avg Temp53°F (12°C)
AQI40 (Good)
Rain47.4 in/yr
Sunny Days275/yr
Elevation705 ft (215 m)
Education
C+
Bachelor's+22.6%
High School+97.8%
Graduate+5.4%
School Score5.95
Community
2024 VoteR 50% / D 49%
Commute26 min
Broadband82.0%
Libraries10
Is Chapman a Good Place to Live?
Based on current data, Chapman receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Chapman stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Chapman is $70,357, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.9%. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Chapman is $218,800, 22% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,167 per month. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Education
22.6% of residents hold a bachelor's degree, below the national average of 33.7%. 97.8% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Chapman experiences four distinct seasons with an average temperature of 53°F. Winters average 30°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.4 inches, including 33.1 inches of snow. Air quality is rated Good with a median AQI of 40.
Chapman has a population of 191 with a density of 579 people per square mile, spread across 0.3 square miles. The median age is 39.9 years, 3% older than the national median of 38.9. The gender split is 50.8% female and 49.2% male. The city is predominantly White (80.6%), with 3.7% Hispanic, 7.9% Black. English is the primary language spoken at home by 96.2% of residents. 13.0% of the population are veterans, above the national rate of 6.0%. 12.7% of residents have a disability. 97.6% have health insurance coverage.
Population
39.9yrs
Median Age
3% above US avg
Language Spoken at Home
| English Only | 96.2% |
| 23% above US avg |
| Spanish | 3.8% |
| 72% below US avg |
The median household income in Chapman is $70,357, which is 6% below the national average of $75,149. Per capita income is $35,363. The average weekly wage is $1,160, 19% lower than the U.S. average. The unemployment rate is 1.9% (below the 3.6% US average). 3.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 7,088 business establishments, including 726 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 26 minutes. 7.4% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $70,357 |
| 6% below US avg |
| Per Capita Income | $35,363 |
| Avg Weekly Wage | $1,160 |
| IRS Avg AGI | $85,539 |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 3.6% |
| 71% below US avg |
| Establishments (County) | 7,088 |
| County GDP | $20,982M |
Business (County)
| Restaurants | 726 |
| Healthcare | 748 |
| Retail | 830 |
| Manufacturing | 338 |
Tax & Cost of Living
| Property Tax (IRS) | $7,459 |
| 113% above US avg |
| Cost of Living | 97.60 (100=avg) |
| Effective Tax Rate | 3.41% |
Commute & Transportation
| Commute Time | 25.5 min |
| Drive Alone | 87.2% |
| Public Transit | 0.0% |
| Work from Home | 7.4% |
The median home value in Chapman is $218,800, 22% below the national median of $281,900. Monthly rent averages $1,167 (0% below the national average of $1,163). Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. There are 70 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $7,459 (higher than the $3,500 national average). 26.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.1x.
Home Values
| Census Median | $218,800 |
| 22% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,167 |
| 0% below US avg |
| Rent Burden | 26.9% |
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Owner-Occupied | 70.7% |
| Housing Units | 70 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $7,459 |
| 113% above US avg |
| Effective Rate | 3.41% |
Chapman experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 30°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 47.4 inches (wetter than the 38-inch national average). The area receives 33.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 705 feet.
Temperature
30°F Jan (-1°C)
76°F Jul (24°C)
| Annual Average | 53.1°F |
| 2% below US avg |
| January Average | 30°F (-1°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 275 days/yr |
Precipitation & Snow
| Annual Rainfall | 47.4 inches |
| 25% above US avg |
| Snowfall | 33.1 inches/yr |
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Geography
| Elevation | 705 ft (215 m) |
| Area | 0.3 sq mi (0.9 km²) |
| Population Density | 579/sq mi |
| Coordinates | 40.7600°N, 75.4006°W |
| Timezone | America/New_York |
| County | Northampton County County |
| County FIPS | 42095 |