Charlestown, MD

Maryland · Metropolitan Area

Charlestown is a small town in Maryland with a population of 2,037. Residents earn $109,650 per year, which is 46% above the national average.

4.6 /5.0
A+ Excellent
2,037 Population 1,741/sq mi density
$109,650 Median Income $39,808 per capita
$361,300 Home Value $331,762 Zillow
$1,548 Median Rent
56°F Avg Temperature
A+
Overall
4.6 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$109,650 median income, 1.6% unemployment
A+
Affordability
4.8 / 5.0
$361,300 home value, $1,548/mo rent
A
Education
4.1 / 5.0
38.2% bachelor's degree or higher
Median Income $109,650
46% higher than US avg
Home Value $361,300
28% higher than US avg
Bachelor's+ 38.2%
13% higher than US avg
Median Rent $1,548
33% higher than US avg
Obesity Rate 37.9%
18% higher than US avg
Unemployment 1.6%
56% lower than US avg
Poverty Rate 2.1%
83% lower than US avg

How Charlestown Compares to the U.S. Average (100% = U.S. avg)

People

Population2,037
Median Age38.2 yrs
Density1,741/mi²
Male / Female49% / 51%
Largest GroupWhite 87%

Economy

A+
Median Income$109,650
Per Capita$39,808
Unemployment1.6%
Poverty2.1%
County GDP$7,154M
Commute30 min

Housing

A+
Home Value$361,300
Rent$1,548
OwnershipN/A
Zillow$331,762

Crime

ViolentN/A
PropertyN/A

Health

Obesity37.9%
UninsuredN/A
Depression23.1%
Heart Disease4.7%

Climate

Avg Temp56°F
AQI41 (Good)
Rain47.0 in/yr
Elevation66 ft

Education

A
Bachelor's+38.2%
High School+93.8%
School Score5.85

Community

2024 VoteR 64% / D 34%
Commute30 min
Libraries7

Is Charlestown a Good Place to Live?

Based on current data, Charlestown receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Charlestown stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Charlestown is $109,650, which is significantly higher than the national average — 46% above $75,149. This places Charlestown among higher-income communities. The job market is very strong with unemployment at just 1.6%. Only 2.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in Charlestown is $361,300, 28% above the national median. Renters pay a median of $1,548 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 38.2% holding a bachelor's degree or higher, near the national average. 93.8% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Charlestown enjoys a moderate climate with an average annual temperature of 56°F. Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 47.0 inches. Air quality is rated Good with a median AQI of 41.

Charlestown has a population of 2,037 with a density of 1,741 people per square mile. The median age is 38.2 years, 2% younger than the national median of 38.9. The city is predominantly White (86.9%), with 3.5% Black.

Population

2,037
Total Population
1,741
People / sq mi
38.2yrs
Median Age
2% below US avg
1.2mi²
Land Area

Gender Distribution

Male 48.7%
Female 51.3%

Race & Ethnicity

Charlestown vs U.S. Average

Language Spoken at Home

English Only98.3%
25% above US avg
Spanish1.7%
87% below US avg

Social Characteristics

Charlestown vs U.S. Average

The median household income in Charlestown is $109,650, which is 46% above the national average of $75,149. The unemployment rate is 1.6% (below the 3.6% US average). 2.1% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: Charlestown vs U.S.

Commute Mode

Income

Median HH Income$109,650
46% above US avg
Per Capita Income$39,808
Avg Weekly Wage$1,221
IRS Avg AGI$77,426

Employment & Poverty

Unemployment1.6%
56% below US avg
Poverty Rate2.1%
83% below US avg
Establishments (County)1,963
County GDP$7,154M

Business (County)

Restaurants178
Healthcare197
Retail235
Manufacturing58

Tax & Cost of Living

Property Tax (IRS)$4,047
16% above US avg
Effective Tax Rate1.12%

Commute & Transportation

Commute Time30.0 min
Work from Home14.5%

Walkability

The median home value in Charlestown is $361,300, 28% above the national average. Monthly rent averages $1,548 (33% above US avg). Zillow estimates the typical home value at $331,762.

Home Value Sources

Ownership Split

Home Values

Census Median$361,300
28% above US avg
Zillow ZHVI$331,762
Median List Price$99,900

Real Estate Market (Redfin)

Median List Price$99,900
$/Sq Ft$274
Homes Sold4
Sale-to-List Ratio99.2%
Price Drops0.0%
Inventory3

Rental Costs

Census Median Rent$1,548
33% above US avg

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied86.7%

Property Tax

Avg Tax (IRS)$4,047
16% above US avg
Effective Rate1.12%
In Charlestown, 37.9% of adults are obese (above the 32.1% national rate). 23.1% report depression. 21.9% are physically inactive.

Health Metrics: Charlestown vs U.S. Average (%)

Chronic Conditions

Obesity37.9%
18% above US avg
Diabetes9.4%
Heart Disease4.7%
High Blood Pressure32.3%
Asthma10.0%
COPD5.1%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking17.2%
Physical Inactivity21.9%
Depression23.1%
Mental Distress16.8%
Physical Distress11.1%

Healthcare Access

Insurance Rate96.1%
Checkup Rate75.5%
Premature Death11,662/100K

Food & Exercise

Food Environment7.8/10
Exercise Access72.6%
Healthcare Facilities197

Crime Rates: Charlestown vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)19

Safety Score

Charlestown has an average annual temperature of 56°F (13°C). Winters average 34°F in January while summers reach 78°F in July. Annual precipitation is 47.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

34°F Jan (1°C) 78°F Jul (25°C)
Annual Average55.7°F
3% above US avg
January Average34°F (1°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall47.0 inches
24% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation66 ft (20 m)
Area1.2 sq mi (3.0 km²)
Population Density1,741/sq mi
Coordinates39.5821°N, 75.9867°W
County FIPS24015
It is classified as Metro — 1 million+. 38.2% of residents hold a bachelor's degree or higher (13% above US avg). In the 2024 election, the county voted Republican by a 30.9-point margin.

2024 Presidential Election (County)

R 64.4%
D 33.5%

Winner: Republican by 30.9 points

Education

Bachelor's Degree+38.2%
13% above US avg
High School+93.8%
School Test Score5.85
A Education Grade (4.1/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,741/sq mi
Total Area1.2 sq mi

Infrastructure & Services

Public Libraries7
Healthcare Facilities197
Restaurants178
Retail Stores235

Safety & Disasters

Fatal Crashes (County/yr)19

Commute & Transportation

Avg Commute30.0 min
Work from Home14.5%

Nearby Cities

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