Charlotte, MI

Michigan · Metropolitan Area

Charlotte is a small city in Michigan with a population of 9,269. Residents earn $63,385 per year, which is 16% below the national average.

3.1 /5.0
B Good
9,269 Population 1,437/sq mi density
$63,385 Median Income $28,059 per capita
$140,500 Home Value $230,370 Zillow
$779 Median Rent
47°F Avg Temperature
210 Violent Crime/100K 2,509 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$63,385 median income, 3.1% unemployment
A+
Affordability
5.0 / 5.0
$140,500 home value, $779/mo rent
F
Safety
1.0 / 5.0
210 violent crimes/100K (45% below avg)
C
Education
2.4 / 5.0
17.4% bachelor's degree or higher
Median Income $63,385
16% lower than US avg
Home Value $140,500
50% lower than US avg
Violent Crime 210/100K
45% lower than US avg
Bachelor's+ 17.4%
48% lower than US avg
Median Rent $779
33% lower than US avg
Obesity Rate 40.3%
26% higher than US avg
Unemployment 3.1%
14% lower than US avg
Poverty Rate 7.1%
43% lower than US avg

How Charlotte Compares to the U.S. Average (100% = U.S. avg)

People

Population9,269
Median Age35.9 yrs
Density1,437/mi²
Male / Female50% / 50%
Largest GroupWhite 90%

Economy

A
Median Income$63,385
Per Capita$28,059
Unemployment3.1%
Poverty7.1%
County GDP$7,448M
Commute20 min

Housing

A+
Home Value$140,500
Rent$779
OwnershipN/A
Zillow$230,370

Crime

F
Violent210/100K
Property2,509/100K
Murder0.0/100K
Assault99/100K
Burglary387/100K

Health

Obesity40.3%
UninsuredN/A
Depression29.9%
Heart Disease5.8%

Climate

Avg Temp47°F
AQI38 (Good)
Rain35.8 in/yr
Elevation912 ft

Education

C
Bachelor's+17.4%
High School+90.6%
School Score5.23

Community

2024 VoteR 51% / D 48%
Commute20 min
EV Stations7
Libraries10

Is Charlotte a Good Place to Live?

Based on current data, Charlotte receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Charlotte offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Charlotte is $63,385, 16% below the national average of $75,149. Unemployment stands at 3.1%, indicating a healthy job market. Only 7.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.

Cost of Living & Housing

The median home value in Charlotte is $140,500, 50% below the national median — offering relatively affordable homeownership. Renters pay a median of $779 per month, below the national average — a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Violent crime in Charlotte is below the national average at 210 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,509 per 100,000, 28% above the national average.

Education

17.4% of residents hold a bachelor's degree, below the national average of 33.7%. 90.6% have completed high school. Area schools have an average test score of 5.2/10.

Climate & Weather

Charlotte experiences four distinct seasons with an average temperature of 47°F. Winters average 22°F in January while summers reach 71°F in July. Annual precipitation totals 35.8 inches, including 38.1 inches of snow. Air quality is rated Good with a median AQI of 38.

Charlotte has a population of 9,269 with a density of 1,437 people per square mile. The median age is 35.9 years, 8% younger than the national median of 38.9. The city is predominantly White (90.2%), with 2.4% Hispanic, 2% Black.

Population

9,269
Total Population
1,437
People / sq mi
35.9yrs
Median Age
8% below US avg
6.5mi²
Land Area

Gender Distribution

Male 49.9%
Female 50.1%

Race & Ethnicity

Charlotte vs U.S. Average

Language Spoken at Home

English Only97.7%
24% above US avg
Spanish2.3%
83% below US avg

Social Characteristics

Charlotte vs U.S. Average

The median household income in Charlotte is $63,385, which is 16% below the national average of $75,149. The unemployment rate is 3.1% (below the 3.6% US average). 7.1% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Charlotte vs U.S.

Commute Mode

Income

Median HH Income$63,385
16% below US avg
Per Capita Income$28,059
Avg Weekly Wage$1,170
IRS Avg AGI$68,805

Employment & Poverty

Unemployment3.1%
14% below US avg
Poverty Rate7.1%
43% below US avg
Establishments (County)2,107
County GDP$7,448M

Business (County)

Restaurants224
Healthcare234
Retail311
Manufacturing104

Tax & Cost of Living

Property Tax (IRS)$5,244
50% above US avg
Effective Tax Rate3.73%

Commute & Transportation

Commute Time20.0 min
Work from Home11.1%

Walkability

The median home value in Charlotte is $140,500, 50% below the national average. Monthly rent averages $779 (33% below US avg). Zillow estimates the typical home value at $230,370.

Home Value Sources

Ownership Split

Home Values

Census Median$140,500
50% below US avg
Zillow ZHVI$230,370
Median List Price$199,900

Real Estate Market (Redfin)

Median List Price$199,900
$/Sq Ft$135
Homes Sold7
Sale-to-List Ratio99.7%
Price Drops6.7%
Inventory15

Rental Costs

Census Median Rent$779
33% below US avg

HUD Fair Market Rent

Studio$807
1 Bedroom$891
2 Bedrooms$1,113
3 Bedrooms$1,419
4 Bedrooms$1,588

Ownership & Property

Owner-Occupied66.8%

Property Tax

Avg Tax (IRS)$5,244
50% above US avg
Effective Rate3.73%
In Charlotte, 40.3% of adults are obese (above the 32.1% national rate). 29.9% report depression. 25.6% are physically inactive.

Health Metrics: Charlotte vs U.S. Average (%)

Chronic Conditions

Obesity40.3%
26% above US avg
Diabetes9.8%
Heart Disease5.8%
High Blood Pressure31.9%
Asthma12.1%
COPD7.6%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking18.7%
Physical Inactivity25.6%
Depression29.9%
Mental Distress20.6%
Physical Distress14.1%

Healthcare Access

Insurance Rate96.6%
Checkup Rate77.4%
Premature Death7,898/100K

Food & Exercise

Food Environment7.8/10
Exercise Access75.0%
Healthcare Facilities234
Charlotte has a violent crime rate of 210 per 100,000 residents, 45% below the national average of 380. Property crime stands at 2,509 per 100,000 (28% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Charlotte vs U.S. Average (per 100,000)

Violent Crime

Total Violent210.0/100K
45% below US avg
Murder0.0/100K
100% below US avg
Rape99.5/100K
Robbery11.1/100K
Assault99.5/100K

Property Crime

Total Property2,509.4/100K
28% above US avg
Burglary386.9/100K
Theft2,056.2/100K
Vehicle Theft66.3/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)11

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Charlotte has an average annual temperature of 47°F (9°C). Winters average 22°F in January while summers reach 71°F in July. Annual precipitation is 35.8 inches. Air quality is rated Good with a median AQI of 38.

Temperature

22°F Jan (-5°C) 71°F Jul (21°C)
Annual Average47.3°F
12% below US avg
January Average22°F (-5°C)
July Average71°F (21°C)

Precipitation & Snow

Annual Rainfall35.8 inches
6% below US avg
Snowfall38.1 inches/yr

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation912 ft (278 m)
Area6.5 sq mi (16.7 km²)
Population Density1,437/sq mi
Coordinates42.5662°N, 84.8318°W
County FIPS26045
It is classified as Metro — 250K–1M. 17.4% of residents hold a bachelor's degree or higher (48% below US avg). In the 2024 election, the county voted Republican by a 3.1-point margin.

2024 Presidential Election (County)

R 50.8%
D 47.7%

Winner: Republican by 3.1 points

Education

Bachelor's Degree+17.4%
48% below US avg
High School+90.6%
School Test Score5.23
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density1,437/sq mi
Total Area6.5 sq mi

Infrastructure & Services

EV Charging Stations7
Alt Fuel Stations10
Public Libraries10
Healthcare Facilities234
Restaurants224
Retail Stores311

Safety & Disasters

Fatal Crashes (County/yr)11
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.0 min
Work from Home11.1%

Nearby Cities

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