Median Income
$52,321
30% lower than US avg
Home Value
$109,400
61% lower than US avg
Bachelor's+
29.5%
12% lower than US avg
Median Rent
$754
35% lower than US avg
Obesity Rate
38.8%
21% higher than US avg
Unemployment
3.3%
8% lower than US avg
Poverty Rate
11.5%
7% lower than US avg
How Chattanooga Compares to the U.S. Average (100% = U.S. avg)
People
Population398
Median Age31.7 yrs
Density765/mi²
Male / Female55% / 46%
Largest GroupWhite 82%
Economy
B+
Median Income$52,321
Per Capita$22,372
Unemployment3.3%
Poverty11.5%
County GDP$184M
Commute28 min
Housing
A+
Home Value$109,400
Rent$754
OwnershipN/A
Zillow$150,030
Health
Obesity38.8%
UninsuredN/A
Depression27.8%
Heart Disease5.4%
Climate
Avg Temp61°F
AQI45 (Good)
Rain30.1 in/yr
Elevation1,147 ft
Education
B
Bachelor's+29.5%
High School+89.3%
School Score5.08
Community
2024 VoteR 79% / D 20%
Commute28 min
Libraries2
Is Chattanooga a Good Place to Live?
Based on current data, Chattanooga receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Chattanooga stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Chattanooga is $52,321, 30% below the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. 11.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Chattanooga is $109,400, 61% below the national median — offering relatively affordable homeownership. Renters pay a median of $754 per month, below the national average — a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Education
29.5% of residents hold a bachelor's degree, below the national average of 33.7%. 89.3% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Chattanooga enjoys a moderate climate with an average annual temperature of 61°F. Winters average 39°F in January while summers reach 84°F in July. Annual precipitation totals 30.1 inches. Air quality is rated Good with a median AQI of 45.
Chattanooga has a population of 398 with a density of 765 people per square mile. The median age is 31.7 years, 19% younger than the national median of 38.9. The city is predominantly White (82.4%), with 14.3% Hispanic.
Population
31.7yrs
Median Age
19% below US avg
Race & Ethnicity
Chattanooga vs U.S. Average
Language Spoken at Home
| English Only | 95.6% |
| 22% above US avg |
| Spanish | 4.4% |
| 67% below US avg |
Social Characteristics
Chattanooga vs U.S. Average
The median household income in Chattanooga is $52,321, which is 30% below the national average of $75,149. The unemployment rate is 3.3% (below the 3.6% US average). 11.5% of residents live below the poverty line. Workers commute an average of 28 minutes.
Income: Chattanooga vs U.S.
Income
| Median HH Income | $52,321 |
| 30% below US avg |
| Per Capita Income | $22,372 |
| Avg Weekly Wage | $829 |
| IRS Avg AGI | $45,839 |
Employment & Poverty
| Unemployment | 3.3% |
| 8% below US avg |
| Poverty Rate | 11.5% |
| 7% below US avg |
| Establishments (County) | 177 |
| County GDP | $184M |
Business (County)
| Restaurants | 11 |
| Healthcare | 16 |
| Retail | 20 |
Tax & Cost of Living
| Property Tax (IRS) | $1,425 |
| 59% below US avg |
| Effective Tax Rate | 1.30% |
Commute & Transportation
| Commute Time | 28.2 min |
| Work from Home | 4.1% |
The median home value in Chattanooga is $109,400, 61% below the national average. Monthly rent averages $754 (35% below US avg). Zillow estimates the typical home value at $150,030.
Home Values
| Census Median | $109,400 |
| 61% below US avg |
| Zillow ZHVI | $150,030 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $754 |
| 35% below US avg |
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $1,425 |
| 59% below US avg |
| Effective Rate | 1.30% |
In Chattanooga, 38.8% of adults are obese (above the 32.1% national rate). 27.8% report depression. 27.3% are physically inactive.
Health Metrics: Chattanooga vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.8% |
| 21% above US avg |
| Diabetes | 9.3% |
| Heart Disease | 5.4% |
| High Blood Pressure | 32.5% |
| Asthma | 11.4% |
| COPD | 6.3% |
| Stroke | 2.8% |
Behaviors & Mental Health
| |
| Binge Drinking | 15.9% |
| Physical Inactivity | 27.3% |
| Depression | 27.8% |
| Mental Distress | 18.9% |
| Physical Distress | 12.7% |
Healthcare Access
| Insurance Rate | 94.0% |
| |
| Checkup Rate | 77.5% |
| Premature Death | 12,605/100K |
Food & Exercise
| Food Environment | 5.8/10 |
| Exercise Access | 52.9% |
| Healthcare Facilities | 16 |
Crime Rates: Chattanooga vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
Safety Score
Chattanooga has an average annual temperature of 61°F (16°C). Winters average 39°F in January while summers reach 84°F in July. Annual precipitation is 30.1 inches. Air quality is rated Good with a median AQI of 45.
Temperature
39°F Jan (4°C)
84°F Jul (29°C)
| Annual Average | 61.4°F |
| 14% above US avg |
| January Average | 39°F (4°C) |
| July Average | 84°F (29°C) |
Precipitation & Snow
| Annual Rainfall | 30.1 inches |
| 21% below US avg |
| Snowfall | 0.8 inches/yr |
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Geography
| Elevation | 1,147 ft (350 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 765/sq mi |
| Coordinates | 34.4239°N, 98.6540°W |
| County FIPS | 40141 |