Median Income
$44,308
41% lower than US avg
Home Value
$168,800
40% lower than US avg
Bachelor's+
23.5%
30% lower than US avg
Median Rent
$856
26% lower than US avg
Obesity Rate
38.8%
21% higher than US avg
Unemployment
0.4%
89% lower than US avg
Poverty Rate
17.6%
42% higher than US avg
How Chattanooga Valley Compares to the U.S. Average (100% = U.S. avg)
People
Population4,298
Median Age38.2 yrs
Density579/mi²
Male / Female57% / 43%
Largest GroupWhite 92%
Economy
B
Median Income$44,308
Per Capita$22,964
Unemployment0.4%
Poverty17.6%
County GDP$650M
Commute24 min
Housing
A+
Home Value$168,800
Rent$856
OwnershipN/A
Health
Obesity38.8%
UninsuredN/A
Depression23.7%
Heart Disease6.5%
Climate
Avg Temp59°F
AQI44 (Good)
Rain56.5 in/yr
Elevation715 ft
Education
C+
Bachelor's+23.5%
High School+83.4%
School Score4.92
Community
2024 VoteR 83% / D 16%
Commute24 min
Libraries1
Is Chattanooga Valley a Good Place to Live?
Based on current data, Chattanooga Valley receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Chattanooga Valley offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Chattanooga Valley is $44,308, 41% below the national average of $75,149. The job market is very strong with unemployment at just 0.4%. The poverty rate of 17.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Chattanooga Valley is $168,800, 40% below the national median — offering relatively affordable homeownership. Renters pay a median of $856 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.8x indicates a reasonably affordable housing market.
Education
23.5% of residents hold a bachelor's degree, below the national average of 33.7%. 83.4% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Chattanooga Valley enjoys a moderate climate with an average annual temperature of 59°F. Winters average 40°F in January while summers reach 78°F in July. Annual precipitation totals 56.5 inches. Air quality is rated Good with a median AQI of 44.
Chattanooga Valley has a population of 4,298 with a density of 579 people per square mile. The median age is 38.2 years, 2% younger than the national median of 38.9. The city is predominantly White (91.8%), with 2.9% Black.
Population
38.2yrs
Median Age
2% below US avg
Race & Ethnicity
Chattanooga Valley vs U.S. Average
Language Spoken at Home
| English Only | 97.5% |
| 24% above US avg |
| Spanish | 2.5% |
| 81% below US avg |
Social Characteristics
Chattanooga Valley vs U.S. Average
The median household income in Chattanooga Valley is $44,308, which is 41% below the national average of $75,149. The unemployment rate is 0.4% (below the 3.6% US average). 17.6% of residents live below the poverty line. Workers commute an average of 24 minutes.
Income: Chattanooga Valley vs U.S.
Income
| Median HH Income | $44,308 |
| 41% below US avg |
| Per Capita Income | $22,964 |
| Avg Weekly Wage | $908 |
| IRS Avg AGI | $62,898 |
Employment & Poverty
| Unemployment | 0.4% |
| 89% below US avg |
| Poverty Rate | 17.6% |
| 42% above US avg |
| Establishments (County) | 310 |
| County GDP | $650M |
Business (County)
| Restaurants | 20 |
| Healthcare | 18 |
| Retail | 66 |
| Manufacturing | 11 |
Tax & Cost of Living
| Property Tax (IRS) | $3,417 |
| 2% below US avg |
| Effective Tax Rate | 2.02% |
Commute & Transportation
| Commute Time | 24.2 min |
| Work from Home | 14.2% |
The median home value in Chattanooga Valley is $168,800, 40% below the national average. Monthly rent averages $856 (26% below US avg).
Home Values
| Census Median | $168,800 |
| 40% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $856 |
| 26% below US avg |
HUD Fair Market Rent
| Studio | $979 |
| 1 Bedroom | $1,023 |
| 2 Bedrooms | $1,203 |
| 3 Bedrooms | $1,524 |
| 4 Bedrooms | $1,775 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,417 |
| 2% below US avg |
| Effective Rate | 2.02% |
In Chattanooga Valley, 38.8% of adults are obese (above the 32.1% national rate). 23.7% report depression. 29.8% are physically inactive.
Health Metrics: Chattanooga Valley vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.8% |
| 21% above US avg |
| Diabetes | 11.7% |
| Heart Disease | 6.5% |
| High Blood Pressure | 35.4% |
| Asthma | 10.7% |
| COPD | 8.4% |
| Stroke | 3.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 16.6% |
| Physical Inactivity | 29.8% |
| Depression | 23.7% |
| Mental Distress | 20.3% |
| Physical Distress | 15.7% |
Healthcare Access
| Insurance Rate | 73.6% |
| |
| Checkup Rate | 75.2% |
| Premature Death | 11,895/100K |
Food & Exercise
| Exercise Access | 62.5% |
| Healthcare Facilities | 18 |
Crime Rates: Chattanooga Valley vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| FEMA Disasters | 182 |
Safety Score
Chattanooga Valley has an average annual temperature of 59°F (15°C). Winters average 40°F in January while summers reach 78°F in July. Annual precipitation is 56.5 inches. Air quality is rated Good with a median AQI of 44.
Temperature
40°F Jan (4°C)
78°F Jul (25°C)
| Annual Average | 59.4°F |
| 10% above US avg |
| January Average | 40°F (4°C) |
| July Average | 78°F (25°C) |
Precipitation & Snow
| Annual Rainfall | 56.5 inches |
| 49% above US avg |
| Snowfall | 0.7 inches/yr |
Air Quality
| AQI Median | 44.0 |
| Rating | Good |
Geography
| Elevation | 715 ft (218 m) |
| Area | 7.4 sq mi (19.2 km²) |
| Population Density | 579/sq mi |
| Coordinates | 34.9241°N, 85.3431°W |
| County FIPS | 13083 |