Is Chelmsford a Good Place to Live?
Based on current data, Chelmsford receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include abundant sunshine, strong internet connectivity. Areas to be aware of include high housing costs, above-average unemployment. Chelmsford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Chelmsford is $82,573, roughly in line with the national average of $75,149. The unemployment rate of 5.1% is somewhat elevated compared to the national rate of 3.6%. 13.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Chelmsford is $461,770, making it a premium housing market at 64% above the U.S. median of $281,900. Renters pay a median of $1,012 per month, below the national average — a plus for affordability. The price-to-income ratio of 5.6x means housing costs are stretched relative to local earnings.
Education
32.9% of residents hold a bachelor's degree, below the national average of 33.7%. 87.4% have completed high school.
Climate & Weather
Chelmsford has a cool climate with an average annual temperature of 38°F. Winters average 8°F in January while summers reach 65°F in July. With 273 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 34.8 inches, including 12.8 inches of snow. Air quality is rated Good with a median AQI of 27.