Median Income
$110,056
46% higher than US avg
Home Value
$339,400
20% higher than US avg
Bachelor's+
44.9%
33% higher than US avg
Median Rent
$1,456
25% higher than US avg
Obesity Rate
30.6%
5% lower than US avg
Unemployment
2.4%
33% lower than US avg
Poverty Rate
1.1%
91% lower than US avg
How Chelsea Compares to the U.S. Average (100% = U.S. avg)
People
Population15,731
Median Age38.2 yrs
Density482/mi²
Male / Female52% / 48%
Largest GroupWhite 85%
Economy
A+
Median Income$110,056
Per Capita$45,990
Unemployment2.4%
Poverty1.1%
County GDP$17,333M
Commute34 min
Housing
A+
Home Value$339,400
Rent$1,456
OwnershipN/A
Zillow$379,942
Health
Obesity30.6%
UninsuredN/A
Depression23.3%
Heart Disease4.7%
Climate
Avg Temp64°F
AQI41 (Good)
Rain55.6 in/yr
Elevation579 ft
Education
A+
Bachelor's+44.9%
High School+96.8%
School Score4.40
Community
2024 VoteR 70% / D 29%
Commute34 min
EV Stations1
Libraries14
Is Chelsea a Good Place to Live?
Based on current data, Chelsea receives an overall livability score of 4.8 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Chelsea stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Chelsea is $110,056, which is significantly higher than the national average — 46% above $75,149. This places Chelsea among higher-income communities. The job market is very strong with unemployment at just 2.4%. Only 1.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Chelsea is $339,400, 20% above the national median. Renters pay a median of $1,456 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Education
Educational attainment is solid, with 44.9% holding a bachelor's degree or higher, near the national average. 96.8% have completed high school. Area schools have an average test score of 4.4/10.
Climate & Weather
Chelsea enjoys a moderate climate with an average annual temperature of 64°F. Winters average 45°F in January while summers reach 82°F in July. Annual precipitation totals 55.6 inches. Air quality is rated Good with a median AQI of 41.
Chelsea has a population of 15,731 with a density of 482 people per square mile. The median age is 38.2 years, 2% younger than the national median of 38.9. The city is predominantly White (85.3%), with 7.4% Black.
Population
38.2yrs
Median Age
2% below US avg
Language Spoken at Home
| English Only | 93.1% |
| 19% above US avg |
| Spanish | 6.9% |
| 49% below US avg |
The median household income in Chelsea is $110,056, which is 46% above the national average of $75,149. The unemployment rate is 2.4% (below the 3.6% US average). 1.1% of residents live below the poverty line. Workers commute an average of 34 minutes.
Income
| Median HH Income | $110,056 |
| 46% above US avg |
| Per Capita Income | $45,990 |
| Avg Weekly Wage | $1,284 |
| IRS Avg AGI | $102,306 |
Employment & Poverty
| Unemployment | 2.4% |
| 33% below US avg |
| Poverty Rate | 1.1% |
| 91% below US avg |
| Establishments (County) | 7,251 |
| County GDP | $17,333M |
Business (County)
| Restaurants | 436 |
| Healthcare | 535 |
| Retail | 708 |
| Manufacturing | 159 |
Tax & Cost of Living
| Property Tax (IRS) | $3,123 |
| 11% below US avg |
| Effective Tax Rate | 0.92% |
Commute & Transportation
| Commute Time | 34.0 min |
| Work from Home | 13.8% |
The median home value in Chelsea is $339,400, 20% above the national average. Monthly rent averages $1,456 (25% above US avg). Zillow estimates the typical home value at $379,942.
Home Values
| Census Median | $339,400 |
| 20% above US avg |
| Zillow ZHVI | $379,942 |
| Median List Price | $386,950 |
Real Estate Market (Redfin)
| Median List Price | $386,950 |
| $/Sq Ft | $179 |
| Homes Sold | 31 |
| Sale-to-List Ratio | 99.6% |
| Price Drops | 19.4% |
| Inventory | 108 |
Rental Costs
| Census Median Rent | $1,456 |
| 25% above US avg |
| Zillow Rent (ZORI) | $2,169 |
HUD Fair Market Rent
| Studio | $716 |
| 1 Bedroom | $772 |
| 2 Bedrooms | $936 |
| 3 Bedrooms | $1,206 |
| 4 Bedrooms | $1,381 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,123 |
| 11% below US avg |
| Effective Rate | 0.92% |
In Chelsea, 30.6% of adults are obese (below the 32.1% national rate). 23.3% report depression. 18.9% are physically inactive.
Health Metrics: Chelsea vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.6% |
| 5% below US avg |
| Diabetes | 9.0% |
| Heart Disease | 4.7% |
| High Blood Pressure | 35.2% |
| Asthma | 9.5% |
| COPD | 4.8% |
| Stroke | 2.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 18.4% |
| Physical Inactivity | 18.9% |
| Depression | 23.3% |
| Mental Distress | 15.7% |
| Physical Distress | 10.5% |
Healthcare Access
| Insurance Rate | 97.1% |
| |
| Checkup Rate | 77.5% |
| Premature Death | 6,795/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 74.0% |
| Healthcare Facilities | 535 |
Crime Rates: Chelsea vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 18 |
Safety Score
Chelsea has an average annual temperature of 64°F (18°C). Winters average 45°F in January while summers reach 82°F in July. Annual precipitation is 55.6 inches. Air quality is rated Good with a median AQI of 41.
Temperature
45°F Jan (7°C)
82°F Jul (28°C)
| Annual Average | 64.0°F |
| 19% above US avg |
| January Average | 45°F (7°C) |
| July Average | 82°F (28°C) |
Precipitation & Snow
| Annual Rainfall | 55.6 inches |
| 46% above US avg |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 579 ft (176 m) |
| Area | 32.6 sq mi (84.5 km²) |
| Population Density | 482/sq mi |
| Coordinates | 33.3090°N, 86.6351°W |
| County FIPS | 01117 |