Chelsea, IA

Iowa

Chelsea is a small town in Iowa with a population of 342. Residents earn $32,188 per year, which is 57% below the national average.

3.0 /5.0
B Good
342 Population 339/sq mi density
$32,188 Median Income $18,311 per capita
$43,100 Home Value $224,675 Zillow
$681 Median Rent 29.4% income on rent
48°F Avg Temperature
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
C
Economy
2.4 / 5.0
$32,188 median income, 2.0% unemployment
A+
Affordability
5.0 / 5.0
$43,100 home value, $681/mo rent
F
Education
1.5 / 5.0
5.8% bachelor's degree or higher
Median Income $32,188
57% lower than US avg
Home Value $43,100
85% lower than US avg
Bachelor's+ 5.8%
83% lower than US avg
Median Rent $681
41% lower than US avg
Obesity Rate 40.5%
26% higher than US avg
Unemployment 2.0%
44% lower than US avg
Poverty Rate 36.4%
194% higher than US avg

How Chelsea Compares to the U.S. Average (100% = U.S. avg)

People

Population342
Median Age35.5 yrs
Density339/mi²
Male / Female57% / 43%
Largest GroupWhite 62%
Veterans5.7%

Economy

C
Median Income$32,188
Per Capita$18,311
Unemployment2.0%
Poverty36.4%
County GDP$1,654M
Commute42 min

Housing

A+
Home Value$43,100
Rent$681
OwnershipN/A
Zillow$224,675
Rent Burden29.4%

Crime

ViolentN/A
PropertyN/A

Health

Obesity40.5%
UninsuredN/A
Depression19.8%
Heart Disease5.9%

Climate

Avg Temp48°F
AQI43 (Good)
Rain36.0 in/yr
Elevation783 ft

Education

F
Bachelor's+5.8%
High School+69.1%
School Score5.73

Community

2024 VoteR 58% / D 41%
Commute42 min
Broadband60.6%
Libraries3

Is Chelsea a Good Place to Live?

Based on current data, Chelsea receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, long commute times. Chelsea offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Chelsea is $32,188, 57% below the national average of $75,149. The job market is very strong with unemployment at just 2.0%. The poverty rate of 36.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 42 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Chelsea is $43,100, 85% below the national median — offering relatively affordable homeownership. Renters pay a median of $681 per month, below the national average — a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.

Education

5.8% of residents hold a bachelor's degree, below the national average of 33.7%. 69.1% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Chelsea experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 73°F in July. Annual precipitation totals 36.0 inches, including 27.9 inches of snow. Air quality is rated Good with a median AQI of 43.

Chelsea has a population of 342 with a density of 339 people per square mile. The median age is 35.5 years, 9% younger than the national median of 38.9. The city is predominantly White (62%), with 14.6% Hispanic.

Population

342
Total Population
339
People / sq mi
35.5yrs
Median Age
9% below US avg
1.0mi²
Land Area

Gender Distribution

Male 56.7%
Female 43.3%

Race & Ethnicity

Chelsea vs U.S. Average

Language Spoken at Home

English Only63.8%
19% below US avg
Spanish36.2%
170% above US avg

Social Characteristics

Chelsea vs U.S. Average

The median household income in Chelsea is $32,188, which is 57% below the national average of $75,149. The unemployment rate is 2.0% (below the 3.6% US average). 36.4% of residents live below the poverty line. Workers commute an average of 42 minutes.

Income: Chelsea vs U.S.

Commute Mode

Income

Median HH Income$32,188
57% below US avg
Per Capita Income$18,311
Avg Weekly Wage$1,108
IRS Avg AGI$77,315

Employment & Poverty

Unemployment2.0%
44% below US avg
Poverty Rate36.4%
194% above US avg
Establishments (County)699
County GDP$1,654M

Business (County)

Restaurants47
Healthcare62
Retail80
Manufacturing30

Tax & Cost of Living

Property Tax (IRS)$4,683
34% above US avg
Effective Tax Rate10.87%

Commute & Transportation

Commute Time42.3 min
Drive Alone70.3%
Public Transit4.1%
Work from Home4.1%

Walkability

The median home value in Chelsea is $43,100, 85% below the national average. Monthly rent averages $681 (41% below US avg). Zillow estimates the typical home value at $224,675.

Home Value Sources

Ownership Split

Home Values

Census Median$43,100
85% below US avg
Zillow ZHVI$224,675

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$681
41% below US avg
Rent Burden29.4%

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied94.5%

Property Tax

Avg Tax (IRS)$4,683
34% above US avg
Effective Rate10.87%
In Chelsea, 40.5% of adults are obese (above the 32.1% national rate). 19.8% report depression. 29.8% are physically inactive.

Health Metrics: Chelsea vs U.S. Average (%)

Chronic Conditions

Obesity40.5%
26% above US avg
Diabetes11.1%
Heart Disease5.9%
High Blood Pressure30.9%
Asthma9.6%
COPD6.3%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking21.3%
Physical Inactivity29.8%
Depression19.8%
Mental Distress17.6%
Physical Distress13.4%

Healthcare Access

Insurance Rate86.5%
Checkup Rate73.7%
Premature Death6,568/100K

Food & Exercise

Food Environment8.9/10
Exercise Access70.8%
Healthcare Facilities62

Crime Rates: Chelsea vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Chelsea has an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 73°F in July. Annual precipitation is 36.0 inches. Air quality is rated Good with a median AQI of 43.

Temperature

19°F Jan (-7°C) 73°F Jul (23°C)
Annual Average48.2°F
11% below US avg
January Average19°F (-7°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall36.0 inches
5% below US avg
Snowfall27.9 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation783 ft (239 m)
Area1.0 sq mi (2.6 km²)
Population Density339/sq mi
Coordinates41.9205°N, 92.3944°W
County FIPS19157
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 5.8% of residents hold a bachelor's degree or higher (83% below US avg). In the 2024 election, the county voted Republican by a 17-point margin. 60.6% of households have broadband internet.

2024 Presidential Election (County)

R 57.8%
D 40.8%

Winner: Republican by 17 points

Education

Bachelor's Degree+5.8%
83% below US avg
High School+69.1%
School Test Score5.73
F Education Grade (1.5/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density339/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Broadband Access60.6%
Public Libraries3
Healthcare Facilities62
Restaurants47
Retail Stores80

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute42.3 min
Drive Alone70.3%
Public Transit4.1%
Work from Home4.1%

Nearby Cities

Compare Chelsea with another city: