Maryland · Metropolitan Area
Chesapeake Beach is a small city in Maryland with a population of 6,428. Residents earn $135,888 per year, which is 81% above the national average.
Based on current data, Chesapeake Beach receives an overall livability score of 5.0 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs, long commute times. Chesapeake Beach stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Chesapeake Beach is $135,888, which is significantly higher than the national average — 81% above $75,149. This places Chesapeake Beach among higher-income communities. The job market is very strong with unemployment at just 1.0%. Only 3.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 43 minutes, longer than the typical American commute of 28 minutes.
The median home value in Chesapeake Beach is $438,300, making it a premium housing market at 55% above the U.S. median of $281,900. Renters pay a median of $1,490 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Chesapeake Beach is a highly educated community — 51.1% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.0% have completed high school. Area schools have an average test score of 5.9/10.
Chesapeake Beach enjoys a moderate climate with an average annual temperature of 56°F. Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 45.0 inches, including 15.9 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 94.3% |
| 20% above US avg | |
| Spanish | 5.7% |
| 57% below US avg |
| Median HH Income | $135,888 |
| 81% above US avg | |
| Per Capita Income | $58,705 |
| Avg Weekly Wage | $1,176 |
| IRS Avg AGI | $100,846 |
| Unemployment | 1.0% |
| 72% below US avg | |
| Poverty Rate | 3.4% |
| 73% below US avg | |
| Establishments (County) | 2,022 |
| County GDP | $6,248M |
| Restaurants | 156 |
| Healthcare | 197 |
| Retail | 191 |
| Manufacturing | 32 |
| Property Tax (IRS) | $4,763 |
| 36% above US avg | |
| Effective Tax Rate | 1.09% |
| Commute Time | 43.0 min |
| Work from Home | 18.8% |
| Census Median | $438,300 |
| 55% above US avg | |
| Zillow ZHVI | $451,746 |
| Median List Price | $494,800 |
| Median List Price | $494,800 |
| $/Sq Ft | $219 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 93.4% |
| Price Drops | 7.7% |
| Inventory | 13 |
| Census Median Rent | $1,490 |
| 28% above US avg |
| Studio | $1,312 |
| 1 Bedroom | $1,400 |
| 2 Bedrooms | $1,648 |
| 3 Bedrooms | $2,123 |
| 4 Bedrooms | $2,442 |
| Owner-Occupied | 82.1% |
| Avg Tax (IRS) | $4,763 |
| 36% above US avg | |
| Effective Rate | 1.09% |
| Obesity | 35.7% |
| 11% above US avg | |
| Diabetes | 8.9% |
| Heart Disease | 4.5% |
| High Blood Pressure | 32.3% |
| Asthma | 10.8% |
| COPD | 5.1% |
| Stroke | 2.6% |
| Binge Drinking | 17.4% |
| Physical Inactivity | 18.5% |
| Depression | 21.2% |
| Mental Distress | 16.1% |
| Physical Distress | 11.2% |
| Insurance Rate | 99.0% |
| Checkup Rate | 77.5% |
| Premature Death | 6,742/100K |
| Food Environment | 8.9/10 |
| Exercise Access | 73.0% |
| Healthcare Facilities | 197 |
| Fatal Crashes (County/yr) | 8 |
| Annual Average | 56.0°F |
| 4% above US avg | |
| January Average | 34°F (1°C) |
| July Average | 78°F (25°C) |
| Annual Rainfall | 45.0 inches |
| 18% above US avg | |
| Snowfall | 15.9 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 34 ft (10 m) |
| Area | 2.7 sq mi (7.0 km²) |
| Population Density | 2,390/sq mi |
| Coordinates | 38.6895°N, 76.5544°W |
| County FIPS | 24009 |
Winner: Republican by 11 points
| Bachelor's Degree+ | 51.1% |
| 52% above US avg | |
| High School+ | 96.0% |
| School Test Score | 5.85 |
| RUCC Code 3 | Metro — under 250K |
| Population Density | 2,390/sq mi |
| Total Area | 2.7 sq mi |
| EV Charging Stations | 2 |
| Alt Fuel Stations | 2 |
| Public Libraries | 5 |
| Healthcare Facilities | 197 |
| Restaurants | 156 |
| Retail Stores | 191 |
| Fatal Crashes (County/yr) | 8 |
| Avg Commute | 43.0 min |
| Work from Home | 18.8% |