Median Income
$58,929
22% lower than US avg
Home Value
$198,000
30% lower than US avg
Bachelor's+
11.7%
65% lower than US avg
Obesity Rate
34.9%
9% higher than US avg
Unemployment
9.5%
164% higher than US avg
Poverty Rate
8.1%
35% lower than US avg
How Chesterfield Compares to the U.S. Average (100% = U.S. avg)
People
Population650
Median Age44.1 yrs
Density85/mi²
Male / Female52% / 48%
Largest GroupWhite 100%
Veterans8.0%
Economy
C+
Median Income$58,929
Per Capita$21,498
Unemployment9.5%
Poverty8.1%
County GDP$1,064M
Commute29 min
Housing
A+
Home Value$198,000
RentN/A
OwnershipN/A
Housing Units236
Rent Burden47.3%
Health
Obesity34.9%
Uninsured10.7%
Smoking18.4%
Depression31.9%
Heart Disease5.0%
Climate
Avg Temp59°F (15°C)
AQI40 (Good)
Rain54.8 in/yr
Sunny Days301/yr
Elevation422 ft (129 m)
Education
D
Bachelor's+11.7%
High School+90.1%
Graduate+4.8%
School Score5.08
Community
2024 VoteR 84% / D 16%
Commute29 min
Broadband81.7%
Libraries1
Is Chesterfield a Good Place to Live?
Based on current data, Chesterfield receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, below-average incomes. Chesterfield offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Chesterfield is $58,929, 22% below the national average of $75,149. At 9.5%, unemployment is notably high. 8.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Chesterfield is $198,000, 30% below the national median — offering relatively affordable homeownership. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Education
11.7% of residents hold a bachelor's degree, below the national average of 33.7%. 90.1% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Chesterfield enjoys a moderate climate with an average annual temperature of 59°F. Winters average 38°F in January while summers reach 79°F in July. With 301 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 54.8 inches. Air quality is rated Good with a median AQI of 40.
Chesterfield has a population of 650 with a density of 85 people per square mile. The median age is 44.1 years, 13% older than the national median of 38.9. The city is predominantly White (100%).
Population
44.1yrs
Median Age
13% above US avg
Race & Ethnicity
Chesterfield vs U.S. Average
Language Spoken at Home
| English Only | 96.8% |
| 23% above US avg |
| Spanish | 3.2% |
| 76% below US avg |
Social Characteristics
Chesterfield vs U.S. Average
The median household income in Chesterfield is $58,929, which is 22% below the national average of $75,149. The unemployment rate is 9.5% (above the 3.6% US average). 8.1% of residents live below the poverty line. Workers commute an average of 29 minutes.
Income: Chesterfield vs U.S.
Income
| Median HH Income | $58,929 |
| 22% below US avg |
| Per Capita Income | $21,498 |
| Avg Weekly Wage | $908 |
| IRS Avg AGI | $57,345 |
Employment & Poverty
| Unemployment | 9.5% |
| 164% above US avg |
| Poverty Rate | 8.1% |
| 35% below US avg |
| Establishments (County) | 614 |
| County GDP | $1,064M |
Business (County)
| Restaurants | 46 |
| Healthcare | 56 |
| Retail | 95 |
| Manufacturing | 32 |
Tax & Cost of Living
| Property Tax (IRS) | $2,605 |
| 26% below US avg |
| Effective Tax Rate | 1.32% |
Commute & Transportation
| Commute Time | 28.7 min |
| Drive Alone | 89.5% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Chesterfield is $198,000, 30% below the national average.
Home Values
| Census Median | $198,000 |
| 30% below US avg |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $882 |
| 1 Bedroom | $924 |
| 2 Bedrooms | $1,118 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,644 |
Ownership & Property
| Owner-Occupied | 70.3% |
| Housing Units | 236 |
| Median Year Built | 1994 |
Property Tax
| Avg Tax (IRS) | $2,605 |
| 26% below US avg |
| Effective Rate | 1.32% |
In Chesterfield, 34.9% of adults are obese (above the 32.1% national rate). 10.7% of residents lack health insurance. 18.4% are current smokers. 31.9% report depression. 25.4% are physically inactive.
Health Metrics: Chesterfield vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.9% |
| 9% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.0% |
| High Blood Pressure | 33.0% |
| Asthma | 11.6% |
| COPD | 7.5% |
| Cancer | 7.6% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 18.4% |
| 31% above US avg |
| Binge Drinking | 16.0% |
| Physical Inactivity | 25.4% |
| Depression | 31.9% |
| Mental Distress | 21.7% |
| Physical Distress | 14.6% |
| Short Sleep | 36.6% |
Healthcare Access
| Insurance Rate | 84.5% |
| Uninsured | 10.7% |
| 24% above US avg |
| Checkup Rate | 75.7% |
| Dental Visits | 60.3% |
| Premature Death | 12,842/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 35.8% |
| Healthcare Facilities | 56 |
Chesterfield has an average annual temperature of 59°F (15°C). Winters average 38°F in January while summers reach 79°F in July. Annual precipitation is 54.8 inches. The area enjoys 301 sunny days per year. Air quality is rated Good with a median AQI of 40.
Temperature
38°F Jan (3°C)
79°F Jul (26°C)
| Annual Average | 59.2°F |
| 10% above US avg |
| January Average | 38°F (3°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 301 days/yr |
Precipitation & Snow
| Annual Rainfall | 54.8 inches |
| 44% above US avg |
| Snowfall | 1.5 inches/yr |
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Geography
| Elevation | 422 ft (129 m) |
| Area | 7.7 sq mi (19.9 km²) |
| Population Density | 85/sq mi |
| Coordinates | 35.6528°N, 88.2670°W |
| Timezone | America/Chicago |
| County FIPS | 47077 |