Median Income
$76,898
2% higher than US avg
Home Value
$248,200
12% lower than US avg
Bachelor's+
36.4%
8% higher than US avg
Median Rent
$1,216
5% higher than US avg
Obesity Rate
34.6%
8% higher than US avg
Unemployment
0.8%
78% lower than US avg
Poverty Rate
2.9%
77% lower than US avg
How Choccolocco Compares to the U.S. Average (100% = U.S. avg)
People
Population3,120
Median Age39.5 yrs
Density268/mi²
Male / Female52% / 48%
Largest GroupWhite 91%
Veterans15.6%
Economy
A+
Median Income$76,898
Per Capita$46,161
Unemployment0.8%
Poverty2.9%
County GDP$6,288M
Commute20 min
Housing
A+
Home Value$248,200
Rent$1,216
Ownership84.2%
Zillow$146,389
Housing Units1,155
Rent Burden23.2%
Health
Obesity34.6%
Uninsured5.8%
Smoking13.6%
Depression25.6%
Heart Disease5.5%
Climate
Avg Temp63°F (17°C)
Rain52.1 in/yr
Elevation738 ft (225 m)
Education
B+
Bachelor's+36.4%
High School+98.3%
Graduate+12.0%
School Score4.91
Community
2024 VoteR 72% / D 27%
Commute20 min
Broadband93.4%
EV Stations7
Libraries8
Is Choccolocco a Good Place to Live?
Based on current data, Choccolocco receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Choccolocco stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Choccolocco is $76,898, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.8%. Only 2.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.
Cost of Living & Housing
The median home value in Choccolocco is $248,200, 12% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,216 per month. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Education
Educational attainment is solid, with 36.4% holding a bachelor's degree or higher, near the national average. 98.3% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Choccolocco enjoys a moderate climate with an average annual temperature of 63°F. Winters average 44°F in January while summers reach 80°F in July. Annual precipitation totals 52.1 inches.
Choccolocco has a population of 3,120 with a density of 268 people per square mile, spread across 11.7 square miles. The median age is 39.5 years, 2% older than the national median of 38.9. The gender split is 48% female and 52% male. The city is predominantly White (91.1%), with 4.2% Hispanic, 8.1% Black. English is the primary language spoken at home by 99.4% of residents. 15.6% of the population are veterans, above the national rate of 6.0%. 13.0% of residents have a disability. 94.2% have health insurance coverage.
Population
3,120
Total Population
2023 Census
39.5yrs
Median Age
2% above US avg
Race & Ethnicity
Choccolocco vs U.S. Average
Language Spoken at Home
English Only
99.4%
27% above US avg
Spanish
1.0%
93% below US avg
Social Characteristics
Choccolocco vs U.S. Average
The median household income in Choccolocco is $76,898, which is 2% above the national average of $75,149. Per capita income is $46,161 (above the $39,052 national figure). The average weekly wage is $988, 31% lower than the U.S. average. The unemployment rate is 0.8% (below the 3.6% US average). 2.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,828 business establishments, including 232 restaurants. The cost of living index is 88.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 12.1% of workers work from home.
Income: Choccolocco vs U.S.
Income
| Median HH Income | $76,898 |
| 2% above US avg |
| Per Capita Income | $46,161 |
| Avg Weekly Wage | $988 |
| IRS Avg AGI | $56,398 |
| Gini Index | 0.452 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.8% |
| 78% below US avg |
| Poverty Rate | 2.9% |
| 77% below US avg |
| Establishments (County) | 2,828 |
| County GDP | $6,288M |
Business (County)
| Restaurants | 232 |
| Healthcare | 272 |
| Retail | 438 |
| Manufacturing | 94 |
Tax & Cost of Living
| Property Tax (IRS) | $1,985 |
| 43% below US avg |
| Cost of Living | 88.80 (100=avg) |
| Effective Tax Rate | 0.80% |
Commute & Transportation
| Commute Time | 20.1 min |
| Drive Alone | 83.2% |
| Public Transit | 0.0% |
| Work from Home | 12.1% |
The median home value in Choccolocco is $248,200, 12% below the national median of $281,900. Zillow estimates the typical home value at $146,389, lower than the Census estimate. According to Redfin, the median sale price is $340,000 with homes selling in an average of 124 days. Homes sell for 97.7% of their list price. Monthly rent averages $1,216 (5% above the national average of $1,163). Fair market rent ranges from $772 for a one-bedroom to $936 for a two-bedroom apartment. 84.2% of housing units are owner-occupied (above the 65.4% national rate). There are 1,155 total housing units in the city. The median year a home was built is 2000. The average annual property tax is $1,985 (lower than the $3,500 national average). 23.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.
Home Values
| Census Median | $248,200 |
| 12% below US avg |
| Zillow ZHVI | $146,389 |
| Redfin Median Sale | $340,000 |
| Median List Price | $435,000 |
Real Estate Market (Redfin)
| Median Sale Price | $340,000 |
| Median List Price | $435,000 |
| $/Sq Ft | $134 |
| Homes Sold | 5 |
| Days on Market | 124 days |
| Sale-to-List Ratio | 97.7% |
| Price Drops | 20.0% |
| Inventory | 15 |
Rental Costs
| Census Median Rent | $1,216 |
| 5% above US avg |
| Rent Burden | 23.2% |
HUD Fair Market Rent
| Studio | $716 |
| 1 Bedroom | $772 |
| 2 Bedrooms | $936 |
| 3 Bedrooms | $1,206 |
| 4 Bedrooms | $1,381 |
Ownership & Property
| Homeownership | 84.2% |
| Owner-Occupied | 84.2% |
| Renter-Occupied | 15.8% |
| Housing Units | 1,155 |
| Median Year Built | 2000 |
Property Tax
| Avg Tax (IRS) | $1,985 |
| 43% below US avg |
| Effective Rate | 0.80% |
In Choccolocco, 34.6% of adults are obese, above the national rate of 32.1%. 10.3% have diabetes. Heart disease affects 5.5% of residents. 36.7% have high blood pressure. 13.6% are current smokers. 17.4% report binge drinking. 25.0% are physically inactive. 25.6% report depression (above the 20.0% national average). 17.9% experience frequent mental distress. 5.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,705. The dentist ratio is 1:1,544. 64.5% of residents have access to exercise opportunities. The food environment index is 5.9 out of 10.
Health Metrics: Choccolocco vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.6% |
| 8% above US avg |
| Diabetes | 10.3% |
| Heart Disease | 5.5% |
| High Blood Pressure | 36.7% |
| Asthma | 10.1% |
| COPD | 6.2% |
| Cancer | 7.3% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 13.6% |
| 3% below US avg |
| Binge Drinking | 17.4% |
| Physical Inactivity | 25.0% |
| Depression | 25.6% |
| Mental Distress | 17.9% |
| Physical Distress | 12.7% |
| Short Sleep | 40.1% |
Healthcare Access
| Insurance Rate | 94.2% |
| Uninsured | 5.8% |
| 33% below US avg |
| Primary Care | 1:1,705 |
| Dentists | 1:1,544 |
| Mental Health | 1:613 |
| Checkup Rate | 76.9% |
| Dental Visits | 61.6% |
| Premature Death | 14,260/100K |
Food & Exercise
| Food Environment | 5.9/10 |
| Exercise Access | 64.5% |
| Healthcare Facilities | 272 |
Choccolocco enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winters average 44°F in January while summers reach 80°F in July. Annual precipitation totals 52.1 inches (wetter than the 38-inch national average). The area receives 1.2 inches of snow annually. The city sits at an elevation of 738 feet.
Temperature
44°F Jan (7°C)
80°F Jul (27°C)
| Annual Average | 63.1°F |
| 17% above US avg |
| January Average | 44°F (7°C) |
| July Average | 80°F (27°C) |
Geography
| Elevation | 738 ft (225 m) |
| Area | 11.7 sq mi (30.4 km²) |
| Population Density | 268/sq mi |
| Coordinates | 33.6677°N, 85.7072°W |
| Timezone | America/Chicago |
| County | Calhoun County County |
| Nearest Airport | Anniston Regional (ANB)
10 miles away |
Precipitation & Snow
Annual Rainfall
52.1"
37% above US avg
Wettest Month (Mar)
5.37"
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 88.5 / 100 |
| Social Vulnerability | 81.5 / 100 |
| Community Resilience | 48.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
56 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.6 on Feb 25, 2025.
| Apr 29, 2003 |
8 km S of Valley Head, Alabama |
M4.6 |
92 km |
| Dec 8, 2001 |
5 km SW of Pleasant Groves, Alabama |
M3.9 |
126 km |
| Aug 19, 2004 |
8 km W of Brantleyville, Alabama |
M3.6 |
128 km |
| May 9, 2004 |
8 km WNW of Brantleyville, Alabama |
M3.3 |
126 km |
| May 6, 2010 |
11 km ENE of Whitesboro, Alabama |
M3.2 |
62 km |
| Apr 5, 1994 |
10 km N of Trenton, Georgia |
M3.2 |
146 km |
| Mar 21, 2001 |
7 km ESE of Trenton, Georgia |
M3.2 |
133 km |
| May 2, 2003 |
8 km S of Valley Head, Alabama |
M3.1 |
92 km |
| Apr 29, 2003 |
7 km E of Fort Payne, Alabama |
M3.1 |
86 km |
| Sep 13, 2011 |
1 km NNW of Leeds, Alabama |
M3.0 |
79 km |
| Mar 20, 2004 |
11 km NW of Wilton, Alabama |
M3.0 |
132 km |
| May 4, 2007 |
4 km SSW of Jasper, Alabama |
M3.0 |
148 km |
| Mar 28, 1991 |
5 km NNW of Westover, Alabama |
M2.9 |
84 km |
| Feb 17, 1991 |
6 km N of Goldville, Alabama |
M2.9 |
59 km |
| Sep 19, 1990 |
6 km NNW of Menlo, Georgia |
M2.9 |
99 km |
| May 19, 1997 |
9 km NNW of Trion, Georgia |
M2.9 |
111 km |
| Aug 7, 2006 |
8 km NNE of Trenton, Georgia |
M2.9 |
143 km |
| Mar 20, 2000 |
7 km WSW of Linwood, Georgia |
M2.8 |
118 km |
| Jun 7, 2005 |
21 km WNW of Rock Creek, Alabama |
M2.8 |
149 km |
| Oct 20, 2017 |
5 km ENE of Hollywood, Alabama |
M2.7 |
122 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Michael (2018, Cat 1).
| Year |
Name |
Category |
Closest |
| 2018 |
Michael |
Category 3 |
243 km |
| 1995 |
Opal |
Category 1 |
189 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
545 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 142 fatalities, 1,418 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 27, 2011 |
EF5 |
84 km |
25 |
| Mar 25, 2021 |
EF4 |
67 km |
0 |
| Apr 27, 2011 |
EF4 |
80 km |
22 |
| Apr 24, 2010 |
EF4 |
75 km |
0 |
| Nov 24, 2001 |
EF4 |
72 km |
0 |
| Mar 27, 1994 |
EF4 |
81 km |
3 |
| Mar 27, 1994 |
EF4 |
41 km |
22 |
| Nov 22, 1992 |
EF4 |
100 km |
0 |
| May 19, 1973 |
EF4 |
89 km |
0 |
| Jan 24, 1964 |
EF4 |
77 km |
10 |
| Nov 18, 1957 |
EF4 |
83 km |
3 |
| May 1, 1953 |
EF4 |
54 km |
7 |
| Mar 26, 2023 |
EF3 |
98 km |
0 |
| Mar 25, 2021 |
EF3 |
37 km |
6 |
| Mar 19, 2018 |
EF3 |
30 km |
0 |
| Apr 28, 2014 |
EF3 |
64 km |
0 |
| Mar 2, 2012 |
EF3 |
44 km |
0 |
| Jan 23, 2012 |
EF3 |
96 km |
1 |
| Apr 24, 2010 |
EF3 |
88 km |
0 |
| Apr 24, 2010 |
EF3 |
81 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (7,740 ac, 2014).
| Year |
Name |
Acres |
Distance |
| 2014 |
UNNAMED |
7,740 |
18 km |
| 2013 |
UNNAMED |
6,320 |
17 km |
| 2016 |
UNNAMED |
5,844 |
25 km |
| 2017 |
UNNAMED |
5,157 |
62 km |
| 2008 |
UNNAMED |
4,199 |
37 km |
| 2014 |
HOUCK CREEK |
3,857 |
15 km |
| 2022 |
SC 540C/CHOCCOLOCCO |
3,750 |
24 km |
| 2020 |
SC WEST END C AND D |
3,538 |
18 km |
| 2010 |
UPPER SHOAL |
3,512 |
21 km |
| 2010 |
WIREGRASS |
3,467 |
67 km |
| 2008 |
UNNAMED |
3,410 |
17 km |
| 1998 |
CHEAHA WILDERNESS |
3,299 |
31 km |
| 2018 |
HOUCK CREEK |
3,188 |
14 km |
| 2021 |
TL TYLER WEST |
3,148 |
48 km |
| 2007 |
PENTECOST |
3,095 |
40 km |
| 2010 |
BANKHEAD I |
3,027 |
9 km |
| 2017 |
UNNAMED |
2,871 |
36 km |
| 2024 |
AL-MLR UNITS 2/3 RX |
2,836 |
8 km |
| 2013 |
UNNAMED |
2,777 |
9 km |
| 2019 |
TL BUNN |
2,688 |
29 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
44°F (7°C) |
4.8 in |
Coldest |
| February |
48°F (9°C) |
5.1 in |
|
| March |
55°F (13°C) |
5.4 in |
Wettest |
| April |
63°F (17°C) |
4.4 in |
|
| May |
71°F (21°C) |
4.4 in |
|
| June |
77°F (25°C) |
4.4 in |
|
| July |
80°F (27°C) |
4.7 in |
Warmest |
| August |
80°F (27°C) |
3.5 in |
|
| September |
75°F (24°C) |
3.1 in |
Driest |
| October |
64°F (18°C) |
3.3 in |
|
| November |
53°F (12°C) |
4.5 in |
|
| December |
47°F (8°C) |
4.6 in |
|
Choccolocco has a seasonal temperature swing of 36°F / from 44°F in January to 80°F in July. Total annual precipitation is 52.1 inches, with March being the wettest month (5.4") and September the driest (3.1").
Average costs for common services in Choccolocco. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$222 ($133-$355) |
| Specialist Visit |
$311 ($178-$488) |
| Urgent Care Visit |
$178 ($89-$311) |
| Emergency Room Visit |
$1,954 ($710-$4,440) |
| Dental Cleaning |
$115 ($67-$178) |
| Dental Filling |
$222 ($133-$355) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$67) |
| Oil Change (Synthetic) |
$67 ($44-$107) |
| Brake Pad Replacement |
$266 ($133-$444) |
| Tire Rotation |
$36 ($18-$67) |
| New Tires (Set of 4) |
$533 ($355-$888) |
| Battery Replacement |
$178 ($89-$311) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$89 ($53-$133) |
| Electrician (Per Hour) |
$80 ($44-$124) |
| HVAC Repair |
$355 ($133-$710) |
| HVAC System Install |
$6,216 ($3,552-$10,656) |
| Roof Repair |
$888 ($355-$1,776) |
| Roof Replacement |
$7,992 ($4,884-$13,320) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,332 ($444-$3,108) |
| Divorce (Contested) |
$13,320 ($4,440-$26,640) |
| DUI Defense |
$4,440 ($1,776-$8,880) |
| Bankruptcy (Chapter 7) |
$1,332 ($710-$2,664) |
| Will Preparation |
$444 ($178-$888) |
| Trust Preparation |
$2,220 ($888-$4,440) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$49 ($27-$89) |
| Hair Coloring (Full) |
$133 ($67-$222) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$36 ($22-$58) |
| Massage (1 Hour) |
$71 ($44-$115) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.64 ($2.66-$4.88) |
| Dozen Eggs (per dozen) |
$3.11 ($2.22-$4.44) |
| Loaf of Bread |
$3.37 ($2.22-$4.88) |
| Chicken Breast (per lb) |
$4.00 ($2.66-$5.77) |
| Ground Beef (per lb) |
$4.88 ($3.55-$6.66) |
| Rice (per lb) |
$0.89 ($0.53-$1.60) |
View all 20 services
Utilities
| Electricity (Monthly) |
$124 ($71-$222) |
| Natural Gas (Monthly) |
$62 ($27-$133) |
| Water/Sewer (Monthly) |
$62 ($36-$107) |
| Internet (Monthly) |
$62 ($36-$89) |
| Cell Phone Plan (Monthly) |
$58 ($27-$89) |
| Cable TV (Monthly) |
$75 ($44-$133) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$178 ($67-$444) |
| Car Insurance (Annual) |
$1,776 ($1,066-$3,108) |
| Bus Pass (Monthly) |
$62 ($27-$115) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.10-$22) |
| Car Registration (Annual) |
$89 ($27-$222) |
| Driver's License Renewal |
$27 ($13-$67) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,066 ($533-$2,220) |
| Daycare (Toddler, Monthly) |
$888 ($444-$1,776) |
| After-School Care (Monthly) |
$355 ($178-$622) |
| Tutoring (Per Hour) |
$44 ($22-$89) |
| SAT/ACT Prep Course |
$888 ($355-$2,220) |
| Private School (K-12, Annual) |
$11,100 ($4,440-$26,640) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($27-$89) |
| Dog Vaccination (Annual) |
$89 ($44-$178) |
| Dog Grooming |
$53 ($27-$89) |
| Pet Boarding (Per Night) |
$36 ($18-$67) |
| Dog Spay/Neuter |
$266 ($133-$444) |
| Cat Spay/Neuter |
$178 ($89-$355) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $497 |
| Toddler | $496 |
| Preschool | $496 |
| Family Childcare (monthly) |
| Infant | $449 |
| Toddler | $449 |
| Preschool | $449 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Choccolocco
What is the population of Choccolocco?
Choccolocco has a population of 3,120 residents and is located in Alabama. The population density is 268 people per square mile, spread across 11.7 square miles. The median age of residents is 39.5 years. The population is 48% female and 52% male.
Is Choccolocco expensive to live in?
Choccolocco is more affordable than the national average, with a cost of living index of 88.8 / below the baseline of 100. The median household income is $76,898, 2% above the national average of $75,149. The median home value is $248,200 (12% below the U.S. median). Renters pay a median of $1,216 per month. The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Choccolocco?
Choccolocco enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winter temperatures average 44°F in January, while summers reach an average of 80°F in July. Annual rainfall totals 52.1 inches, with 1.2 inches of snow.
How is the job market in Choccolocco?
The job market in Choccolocco is very strong, with unemployment at just 0.8% / well below the national rate of 3.6%. The average weekly wage is $988. There are 2,828 business establishments in the area, including 232 restaurants and food service locations. The average commute time is 20 minutes, and 12.1% of workers work from home.
How much does housing cost in Choccolocco?
The median home value in Choccolocco is $248,200. Zillow estimates the typical home value at $146,389. According to Redfin, the median sale price is $340,000, with homes typically selling within 124 days. For renters, the median monthly rent is $1,216. Fair market rent is $772 for a 1-bedroom and $936 for a 2-bedroom apartment. The homeownership rate is 84.2%. The average annual property tax is $1,985.
How are the schools in Choccolocco?
Schools in Choccolocco have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 36.4% of adults in Choccolocco hold a bachelor's degree or higher, above the national average of 33.7%. 98.3% have completed high school. 12.0% hold a graduate or professional degree.
How healthy is Choccolocco?
The obesity rate in Choccolocco is 34.6% (above the national rate of 32.1%). 13.6% of adults are smokers. 25.0% are physically inactive. 25.6% of residents report depression. 5.8% lack health insurance (below the national rate). 64.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,705.
What is transportation like in Choccolocco?
The average commute in Choccolocco is 20 minutes, shorter than the national average of 28 minutes. 83.2% of workers drive alone to work, and 12.1% work from home.
What are the demographics of Choccolocco?
The racial and ethnic makeup of Choccolocco is 91.1% White, 8.1% Black or African American, 4.2% Hispanic or Latino. 99.4% of residents speak only English at home. 15.6% of the population are military veterans. 13.0% of residents have a disability. 94.2% have health insurance coverage.