Median Income
$146,850
95% higher than US avg
Home Value
$338,700
20% higher than US avg
Bachelor's+
41.3%
23% higher than US avg
Obesity Rate
33.3%
4% higher than US avg
Unemployment
1.0%
72% lower than US avg
Poverty Rate
8.0%
35% lower than US avg
How Choctaw Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population2,145
Median Age41.5 yrs
Density2,063/mi²
Male / Female50% / 50%
Largest GroupWhite 80%
Veterans6.3%
Economy
A+
Median Income$146,850
Per Capita$56,250
Unemployment1.0%
Poverty8.0%
County GDP$2,974M
Commute29 min
Housing
A+
Home Value$338,700
Ownership93.2%
Zillow$437,746
Housing Units838
Rent Burden25.3%
Health
Obesity33.3%
Uninsured0.4%
Smoking12.7%
Depression25.7%
Heart Disease5.0%
Climate
Avg Temp50°F (10°C)
AQI44 (Good)
Rain42.3 in/yr
Elevation1,067 ft (325 m)
Education
A
Bachelor's+41.3%
High School+95.7%
Graduate+11.2%
School Score5.92
Community
2024 VoteR 71% / D 28%
Commute29 min
Broadband100.0%
EV Stations5
Libraries5
Is Choctaw Lake a Good Place to Live?
Based on current data, Choctaw Lake receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Choctaw Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Choctaw Lake is $146,850, which is significantly higher than the national average / 95% above $75,149. This places Choctaw Lake among higher-income communities. The job market is very strong with unemployment at just 1.0%. 8.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Choctaw Lake is $338,700, 20% above the national median. At just 2.3x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 41.3% holding a bachelor's degree or higher, near the national average. 95.7% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Choctaw Lake experiences four distinct seasons with an average temperature of 50°F. Winters average 26°F in January while summers reach 72°F in July. Annual precipitation totals 42.3 inches, including 20.4 inches of snow. Air quality is rated Good with a median AQI of 44.
Choctaw Lake has a population of 2,145 with a density of 2,063 people per square mile, spread across 1.0 square miles. The median age is 41.5 years, 7% older than the national median of 38.9. The gender split is 50.1% female and 49.9% male. The city is predominantly White (79.7%), with 3.4% Black, 3.4% Asian. English is the primary language spoken at home by 95.9% of residents. 6.3% of the population are veterans. 9.2% of residents have a disability (below the 13.0% national average). 99.6% have health insurance coverage.
Population
2,145
Total Population
2023 Census
41.5yrs
Median Age
7% above US avg
Race & Ethnicity
Choctaw Lake vs U.S. Average
Language Spoken at Home
English Only
95.9%
22% above US avg
Spanish
3.9%
71% below US avg
Social Characteristics
Choctaw Lake vs U.S. Average
The median household income in Choctaw Lake is $146,850, which is 95% above the national average of $75,149. Per capita income is $56,250 (above the $39,052 national figure). The average weekly wage is $1,042, 27% lower than the U.S. average. The unemployment rate is 1.0% (below the 3.6% US average). 8.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,050 business establishments, including 65 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 12.8% of workers work from home.
Income: Choctaw Lake vs U.S.
Income
| Median HH Income | $146,850 |
| 95% above US avg |
| Per Capita Income | $56,250 |
| Avg Weekly Wage | $1,042 |
| IRS Avg AGI | $75,809 |
| Gini Index | 0.386 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.0% |
| 72% below US avg |
| Poverty Rate | 8.0% |
| 35% below US avg |
| Establishments (County) | 1,050 |
| County GDP | $2,974M |
Business (County)
| Restaurants | 65 |
| Healthcare | 66 |
| Retail | 112 |
| Manufacturing | 47 |
Tax & Cost of Living
| Property Tax (IRS) | $4,935 |
| 41% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 1.46% |
Commute & Transportation
| Commute Time | 29.4 min |
| Drive Alone | 81.3% |
| Public Transit | 0.0% |
| Work from Home | 12.8% |
The median home value in Choctaw Lake is $338,700, 20% above the national median of $281,900. Zillow estimates the typical home value at $437,746, higher than the Census estimate. Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 93.2% of housing units are owner-occupied (above the 65.4% national rate). There are 838 total housing units in the city. The median year a home was built is 1977. The average annual property tax is $4,935 (higher than the $3,500 national average). 25.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $338,700 |
| 20% above US avg |
| Zillow ZHVI | $437,746 |
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 93.2% |
| Owner-Occupied | 93.2% |
| Renter-Occupied | 6.8% |
| Housing Units | 838 |
| Median Year Built | 1977 |
Property Tax
| Avg Tax (IRS) | $4,935 |
| 41% above US avg |
| Effective Rate | 1.46% |
In Choctaw Lake, 33.3% of adults are obese, above the national rate of 32.1%. 8.8% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 30.5% have high blood pressure. 12.7% are current smokers. 20.4% report binge drinking. 20.8% are physically inactive, below the national average. 25.7% report depression (above the 20.0% national average). 17.2% experience frequent mental distress. 0.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,170. The dentist ratio is 1:3,349. 65.9% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Choctaw Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.3% |
| 4% above US avg |
| Diabetes | 8.8% |
| Heart Disease | 5.0% |
| High Blood Pressure | 30.5% |
| Asthma | 10.6% |
| COPD | 5.4% |
| Cancer | 7.8% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 12.7% |
| 9% below US avg |
| Binge Drinking | 20.4% |
| Physical Inactivity | 20.8% |
| Depression | 25.7% |
| Mental Distress | 17.2% |
| Physical Distress | 11.1% |
Healthcare Access
| Insurance Rate | 99.6% |
| Uninsured | 0.4% |
| 95% below US avg |
| Primary Care | 1:3,170 |
| Dentists | 1:3,349 |
| Mental Health | 1:796 |
| Checkup Rate | 77.6% |
| Dental Visits | 67.2% |
| Premature Death | 7,956/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 65.9% |
| Healthcare Facilities | 66 |
Choctaw Lake experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 26°F in January while summers reach 72°F in July. Annual precipitation totals 42.3 inches. The area receives 20.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 44. 83% of days have good air quality. The city sits at an elevation of 1,067 feet.
Temperature
26°F Jan (-3°C)
72°F Jul (22°C)
| Annual Average | 50.4°F |
| 7% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 1,067 ft (325 m) |
| Area | 1.0 sq mi (2.7 km²) |
| Population Density | 2,063/sq mi |
| Coordinates | 39.9594°N, 83.4901°W |
| Timezone | America/New_York |
| County | Madison County County |
| Nearest Airport | Rickenbacker International (LCK)
31 miles away |
Precipitation & Snow
Annual Rainfall
42.3"
11% above US avg
Wettest Month (Jul)
4.96"
Air Quality
| AQI Median | 44.0 |
| Rating | Good |
| Good Days % | 82.9% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.9 / 100 |
| Social Vulnerability | 12.2 / 100 |
| Community Resilience | 73.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
15 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M3.1 on Feb 3, 2025.
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
93 km |
| Nov 20, 2013 |
2 km SW of Buchtel, Ohio |
M3.5 |
124 km |
| May 24, 2017 |
1 km S of McArthur, Ohio |
M3.4 |
119 km |
| Feb 3, 2025 |
2 km NNW of Oak Hill, Ohio |
M3.1 |
140 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
128 km |
| Apr 25, 2020 |
2 km SE of South Shore, Kentucky |
M2.9 |
147 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
92 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
100 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
137 km |
| May 11, 2015 |
5 km ESE of Maysville, Kentucky |
M2.6 |
150 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
145 km |
| Feb 11, 2015 |
8 km SE of Richmond Dale, Ohio |
M2.6 |
111 km |
| Mar 8, 2016 |
0 km N of Thurman, Ohio |
M2.6 |
148 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
126 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
127 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
483 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 56 fatalities, 1,986 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
60 km |
36 |
| May 27, 2019 |
EF4 |
84 km |
0 |
| Sep 20, 2000 |
EF4 |
54 km |
1 |
| Apr 11, 1965 |
EF4 |
87 km |
3 |
| Mar 14, 2024 |
EF3 |
85 km |
3 |
| May 27, 2019 |
EF3 |
83 km |
0 |
| May 27, 2019 |
EF3 |
57 km |
0 |
| May 14, 2014 |
EF3 |
44 km |
0 |
| Nov 10, 2002 |
EF3 |
44 km |
0 |
| Oct 13, 1999 |
EF3 |
59 km |
0 |
| Jun 30, 1993 |
EF3 |
85 km |
0 |
| May 31, 1985 |
EF3 |
70 km |
1 |
| Jun 13, 1981 |
EF3 |
78 km |
4 |
| May 10, 1973 |
EF3 |
42 km |
0 |
| May 24, 1971 |
EF3 |
69 km |
0 |
| Feb 22, 1971 |
EF3 |
48 km |
0 |
| Sep 3, 1970 |
EF3 |
56 km |
0 |
| May 8, 1969 |
EF3 |
63 km |
0 |
| Nov 16, 1965 |
EF3 |
51 km |
0 |
| Jul 28, 1961 |
EF3 |
68 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
3.1 in |
Coldest |
| February |
29°F (-2°C) |
2.3 in |
Driest |
| March |
38°F (3°C) |
3.7 in |
|
| April |
50°F (10°C) |
4.1 in |
|
| May |
61°F (16°C) |
4.7 in |
|
| June |
70°F (21°C) |
4.7 in |
|
| July |
72°F (22°C) |
5.0 in |
Warmest, Wettest |
| August |
71°F (22°C) |
2.9 in |
|
| September |
64°F (18°C) |
2.9 in |
|
| October |
53°F (11°C) |
2.8 in |
|
| November |
41°F (5°C) |
3.0 in |
|
| December |
31°F (-0°C) |
3.2 in |
|
Choctaw Lake has a seasonal temperature swing of 47°F / from 26°F in January to 72°F in July. Total annual precipitation is 42.3 inches, with July being the wettest month (5.0") and February the driest (2.3").
Average costs for common services in Choctaw Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139-$371) |
| Specialist Visit |
$325 ($186-$510) |
| Urgent Care Visit |
$186 ($93-$325) |
| Emergency Room Visit |
$2,042 ($742-$4,640) |
| Dental Cleaning |
$121 ($70-$186) |
| Dental Filling |
$232 ($139-$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($46-$111) |
| Brake Pad Replacement |
$278 ($139-$464) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$557 ($371-$928) |
| Battery Replacement |
$186 ($93-$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$139) |
| Electrician (Per Hour) |
$84 ($46-$130) |
| HVAC Repair |
$371 ($139-$742) |
| HVAC System Install |
$6,496 ($3,712-$11,136) |
| Roof Repair |
$928 ($371-$1,856) |
| Roof Replacement |
$8,352 ($5,104-$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464-$3,248) |
| Divorce (Contested) |
$13,920 ($4,640-$27,840) |
| DUI Defense |
$4,640 ($1,856-$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742-$2,784) |
| Will Preparation |
$464 ($186-$928) |
| Trust Preparation |
$2,320 ($928-$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$139 ($70-$232) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$60) |
| Massage (1 Hour) |
$74 ($46-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78-$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32-$4.64) |
| Loaf of Bread |
$3.53 ($2.32-$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78-$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71-$6.96) |
| Rice (per lb) |
$0.93 ($0.56-$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74-$232) |
| Natural Gas (Monthly) |
$65 ($28-$139) |
| Water/Sewer (Monthly) |
$65 ($37-$111) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$60 ($28-$93) |
| Cable TV (Monthly) |
$79 ($46-$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70-$464) |
| Car Insurance (Annual) |
$1,856 ($1,114-$3,248) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42-$23) |
| Car Registration (Annual) |
$93 ($28-$232) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557-$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464-$1,856) |
| After-School Care (Monthly) |
$371 ($186-$650) |
| Tutoring (Per Hour) |
$46 ($23-$93) |
| SAT/ACT Prep Course |
$928 ($371-$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640-$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($46-$186) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$278 ($139-$464) |
| Cat Spay/Neuter |
$186 ($93-$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $961 |
| Toddler | $866 |
| Preschool | $758 |
| Family Childcare (monthly) |
| Infant | $736 |
| Toddler | $714 |
| Preschool | $671 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Choctaw Lake
What is the population of Choctaw Lake?
Choctaw Lake has a population of 2,145 residents and is located in Ohio. The population density is 2,063 people per square mile, spread across 1.0 square miles. The median age of residents is 41.5 years, which is older than the national median of 38.9 years. The population is 50.1% female and 49.9% male.
Is Choctaw Lake expensive to live in?
Choctaw Lake is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $146,850, 95% above the national average of $75,149. The median home value is $338,700 (20% above the U.S. median). The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Choctaw Lake?
Choctaw Lake has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 26°F in January, while summers reach an average of 72°F in July. Annual rainfall totals 42.3 inches, with 20.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 44.
How is the job market in Choctaw Lake?
The job market in Choctaw Lake is very strong, with unemployment at just 1.0% / well below the national rate of 3.6%. The average weekly wage is $1,042. There are 1,050 business establishments in the area, including 65 restaurants and food service locations. The average commute time is 29 minutes, and 12.8% of workers work from home.
How much does housing cost in Choctaw Lake?
The median home value in Choctaw Lake is $338,700. Zillow estimates the typical home value at $437,746. The homeownership rate is 93.2%. The average annual property tax is $4,935.
How are the schools in Choctaw Lake?
Schools in Choctaw Lake score 5.9 out of 10 on standardized testing, near the national average. 41.3% of adults in Choctaw Lake hold a bachelor's degree or higher, above the national average of 33.7%. 95.7% have completed high school. 11.2% hold a graduate or professional degree.
How healthy is Choctaw Lake?
The obesity rate in Choctaw Lake is 33.3% (above the national rate of 32.1%). 12.7% of adults are smokers. 20.8% are physically inactive. 25.7% of residents report depression. 0.4% lack health insurance (below the national rate). 65.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,170.
What is transportation like in Choctaw Lake?
The average commute in Choctaw Lake is 29 minutes. 81.3% of workers drive alone to work, and 12.8% work from home.
What are the demographics of Choctaw Lake?
The racial and ethnic makeup of Choctaw Lake is 79.7% White, 3.4% Black or African American, 0.8% Hispanic or Latino, 3.4% Asian. 95.9% of residents speak only English at home, while 3.9% speak Spanish. 6.3% of the population are military veterans. 9.2% of residents have a disability. 99.6% have health insurance coverage.