Clay Center, NE

Nebraska

Clay Center is a small town in Nebraska with a population of 750. Residents earn $75,833 per year, which is 1% above the national average.

4.0 /5.0
A Great
750 Population 1,027/sq mi density
$75,833 Median Income $37,232 per capita
$148,300 Home Value $176,287 Zillow
$620 Median Rent
52°F Avg Temperature
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$75,833 median income, 0.7% unemployment
A+
Affordability
5.0 / 5.0
$148,300 home value, $620/mo rent
C+
Education
2.6 / 5.0
20.6% bachelor's degree or higher
Median Income $75,833
1% higher than US avg
Home Value $148,300
47% lower than US avg
Bachelor's+ 20.6%
39% lower than US avg
Median Rent $620
47% lower than US avg
Obesity Rate 41.2%
28% higher than US avg
Unemployment 0.7%
81% lower than US avg
Poverty Rate 0.9%
93% lower than US avg

How Clay Center Compares to the U.S. Average (100% = U.S. avg)

People

Population750
Median Age39.7 yrs
Density1,027/mi²
Male / Female47% / 53%
Largest GroupWhite 89%

Economy

A+
Median Income$75,833
Per Capita$37,232
Unemployment0.7%
Poverty0.9%
County GDP$469M
Commute21 min

Housing

A+
Home Value$148,300
Rent$620
OwnershipN/A
Zillow$176,287

Crime

ViolentN/A
PropertyN/A

Health

Obesity41.2%
UninsuredN/A
Depression19.1%
Heart Disease5.8%

Climate

Avg Temp52°F
AQI32 (Good)
Rain29.8 in/yr
Elevation1,781 ft

Education

C+
Bachelor's+20.6%
High School+93.8%
School Score5.81

Community

2024 VoteR 81% / D 17%
Commute21 min
Libraries4

Is Clay Center a Good Place to Live?

Based on current data, Clay Center receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include high obesity rates. Clay Center stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Clay Center is $75,833, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.7%. Only 0.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Clay Center is $148,300, 47% below the national median — offering relatively affordable homeownership. Renters pay a median of $620 per month, below the national average — a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.

Education

20.6% of residents hold a bachelor's degree, below the national average of 33.7%. 93.8% have completed high school. Area schools have an average test score of 5.8/10.

Climate & Weather

Clay Center experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 76°F in July. Annual precipitation totals 29.8 inches, including 18.5 inches of snow. Air quality is rated Good with a median AQI of 32.

Clay Center has a population of 750 with a density of 1,027 people per square mile. The median age is 39.7 years, 2% older than the national median of 38.9. The city is predominantly White (88.8%), with 2.9% Hispanic, 1.3% Black.

Population

750
Total Population
1,027
People / sq mi
39.7yrs
Median Age
2% above US avg
0.7mi²
Land Area

Gender Distribution

Male 47.1%
Female 52.9%

Race & Ethnicity

Clay Center vs U.S. Average

Language Spoken at Home

English Only97.2%
24% above US avg
Spanish2.8%
79% below US avg

Social Characteristics

Clay Center vs U.S. Average

The median household income in Clay Center is $75,833, which is 1% above the national average of $75,149. The unemployment rate is 0.7% (below the 3.6% US average). 0.9% of residents live below the poverty line. Workers commute an average of 21 minutes.

Income: Clay Center vs U.S.

Commute Mode

Income

Median HH Income$75,833
1% above US avg
Per Capita Income$37,232
Avg Weekly Wage$996
IRS Avg AGI$80,128

Employment & Poverty

Unemployment0.7%
81% below US avg
Poverty Rate0.9%
93% below US avg
Establishments (County)276
County GDP$469M

Business (County)

Restaurants9
Healthcare13
Retail19
Manufacturing4

Tax & Cost of Living

Property Tax (IRS)$3,829
9% above US avg
Effective Tax Rate2.58%

Commute & Transportation

Commute Time20.9 min
Work from Home5.3%

Walkability

The median home value in Clay Center is $148,300, 47% below the national average. Monthly rent averages $620 (47% below US avg). Zillow estimates the typical home value at $176,287.

Home Value Sources

Ownership Split

Home Values

Census Median$148,300
47% below US avg
Zillow ZHVI$176,287

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$620
47% below US avg

HUD Fair Market Rent

Studio$706
1 Bedroom$791
2 Bedrooms$1,001
3 Bedrooms$1,274
4 Bedrooms$1,409

Ownership & Property

Owner-Occupied82.1%

Property Tax

Avg Tax (IRS)$3,829
9% above US avg
Effective Rate2.58%
In Clay Center, 41.2% of adults are obese (above the 32.1% national rate). 19.1% report depression. 27.2% are physically inactive.

Health Metrics: Clay Center vs U.S. Average (%)

Chronic Conditions

Obesity41.2%
28% above US avg
Diabetes9.7%
Heart Disease5.8%
High Blood Pressure30.8%
Asthma9.9%
COPD6.6%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking22.1%
Physical Inactivity27.2%
Depression19.1%
Mental Distress16.2%
Physical Distress12.5%

Healthcare Access

Insurance Rate95.9%
Checkup Rate73.1%
Premature Death5,142/100K

Food & Exercise

Food Environment7.9/10
Exercise Access39.9%
Healthcare Facilities13

Crime Rates: Clay Center vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)1

Safety Score

Clay Center has an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 76°F in July. Annual precipitation is 29.8 inches. Air quality is rated Good with a median AQI of 32.

Temperature

26°F Jan (-3°C) 76°F Jul (25°C)
Annual Average51.6°F
4% below US avg
January Average26°F (-3°C)
July Average76°F (25°C)

Precipitation & Snow

Annual Rainfall29.8 inches
22% below US avg
Snowfall18.5 inches/yr

Air Quality

AQI Median32.0
RatingGood

Geography

Elevation1,781 ft (543 m)
Area0.7 sq mi (1.9 km²)
Population Density1,027/sq mi
Coordinates40.5255°N, 98.0550°W
County FIPS31035
It is classified as Nonmetro — Rural. 20.6% of residents hold a bachelor's degree or higher (39% below US avg). In the 2024 election, the county voted Republican by a 63.5-point margin.

2024 Presidential Election (County)

R 80.9%
D 17.4%

Winner: Republican by 63.5 points

Education

Bachelor's Degree+20.6%
39% below US avg
High School+93.8%
School Test Score5.81
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density1,027/sq mi
Total Area0.7 sq mi

Infrastructure & Services

Public Libraries4
Healthcare Facilities13
Restaurants9
Retail Stores19

Safety & Disasters

Fatal Crashes (County/yr)1

Commute & Transportation

Avg Commute20.9 min
Work from Home5.3%

Nearby Cities

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