Median Income
$68,750
9% lower than US avg
Home Value
$166,700
41% lower than US avg
Violent Crime
145/100K
62% lower than US avg
Bachelor's+
35.5%
5% higher than US avg
Obesity Rate
40.7%
27% higher than US avg
Unemployment
7.6%
111% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Clayton Compares to the U.S. Average (100% = U.S. avg)
People
Population66
Median Age58.0 yrs
Density129/mi²
Male / Female62% / 38%
Largest GroupWhite 100%
Veterans66.0%
Economy
B+
Median Income$68,750
Per Capita$42,108
Unemployment7.6%
Poverty0.0%
County GDP$1,177M
Commute17 min
Housing
A+
Home Value$166,700
Ownership84.2%
Zillow$165,254
Housing Units71
Rent Burden25.2%
Crime
F
Violent145/100K
Property1,114/100K
Health
Obesity40.7%
Smoking17.3%
Depression20.8%
Heart Disease5.6%
Climate
Avg Temp49°F (9°C)
AQI43 (Good)
Rain37.3 in/yr
Sunny Days260/yr
Elevation663 ft (202 m)
Education
B+
Bachelor's+35.5%
High School+82.3%
Graduate+17.5%
School Score5.52
Community
2024 VoteR 67% / D 32%
Commute17 min
Broadband38.0%
EV Stations3
Libraries9
Is Clayton a Good Place to Live?
Based on current data, Clayton receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, high obesity rates. Clayton offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Clayton is $68,750, roughly in line with the national average of $75,149. The unemployment rate of 7.6% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Clayton is $166,700, 41% below the national median / offering relatively affordable homeownership. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Clayton is a very safe community with a violent crime rate of 145 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,114 per 100,000, 43% below the national average.
Education
Educational attainment is solid, with 35.5% holding a bachelor's degree or higher, near the national average. 82.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Clayton experiences four distinct seasons with an average temperature of 49°F. Winters average 19°F in January while summers reach 74°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.3 inches, including 34.4 inches of snow. Air quality is rated Good with a median AQI of 43.
Clayton has a population of 66 with a density of 129 people per square mile, spread across 0.5 square miles. The median age is 58.0 years, 49% older than the national median of 38.9. The gender split is 37.9% female and 62.1% male. The city is predominantly White (100%). English is the primary language spoken at home by 89.2% of residents, while 10.8% speak Spanish. 66.0% of the population are veterans, above the national rate of 6.0%. 24.6% of residents have a disability (above the 13.0% national average). 80.0% have health insurance coverage.
Population
58.0yrs
Median Age
49% above US avg
Language Spoken at Home
English Only
89.2%
14% above US avg
Spanish
10.8%
19% below US avg
The median household income in Clayton is $68,750, which is 9% below the national average of $75,149. Per capita income is $42,108. The average weekly wage is $987, 31% lower than the U.S. average. The unemployment rate is 7.6% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 614 business establishments, including 53 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $68,750 |
| 9% below US avg |
| Per Capita Income | $42,108 |
| Avg Weekly Wage | $987 |
| IRS Avg AGI | $70,538 |
| Gini Index | 0.430 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 7.6% |
| 111% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 614 |
| County GDP | $1,177M |
Business (County)
| Restaurants | 53 |
| Healthcare | 50 |
| Retail | 88 |
| Manufacturing | 27 |
Tax & Cost of Living
| Property Tax (IRS) | $3,527 |
| 1% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.12% |
Commute & Transportation
| Commute Time | 17.0 min |
| Drive Alone | 56.7% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Clayton is $166,700, 41% below the national median of $281,900. Zillow estimates the typical home value at $165,254. Fair market rent ranges from $700 for a one-bedroom to $919 for a two-bedroom apartment. 84.2% of housing units are owner-occupied (above the 65.4% national rate). There are 71 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $3,527. 25.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $166,700 |
| 41% below US avg |
| Zillow ZHVI | $165,254 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $682 |
| 1 Bedroom | $700 |
| 2 Bedrooms | $919 |
| 3 Bedrooms | $1,127 |
| 4 Bedrooms | $1,304 |
Ownership & Property
| Homeownership | 84.2% |
| Owner-Occupied | 84.2% |
| Renter-Occupied | 15.8% |
| Housing Units | 71 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $3,527 |
| 1% above US avg |
| Effective Rate | 2.12% |
In Clayton, 40.7% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.6% of residents. 31.9% have high blood pressure. 17.3% are current smokers (above the 14.0% national rate). 23.6% report binge drinking. 26.8% are physically inactive. 20.8% report depression. 17.9% experience frequent mental distress. The primary care physician ratio is 1:2,428. The dentist ratio is 1:2,128. 61.0% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Clayton vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.7% |
| 27% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 5.6% |
| High Blood Pressure | 31.9% |
| Asthma | 10.0% |
| COPD | 6.7% |
| Cancer | 7.3% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.3% |
| 24% above US avg |
| Binge Drinking | 23.6% |
| Physical Inactivity | 26.8% |
| Depression | 20.8% |
| Mental Distress | 17.9% |
| Physical Distress | 12.8% |
| Short Sleep | 33.6% |
Healthcare Access
| Insurance Rate | 80.0% |
| |
| Primary Care | 1:2,428 |
| Dentists | 1:2,128 |
| Mental Health | 1:4,242 |
| Checkup Rate | 75.3% |
| Dental Visits | 62.8% |
| Premature Death | 6,442/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 61.0% |
| Healthcare Facilities | 50 |
Clayton has a violent crime rate of 145 per 100,000 residents, 62% below the national average of 380. Property crime stands at 1,114 per 100,000, 43% below the U.S. average. The county recorded 2 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Clayton receives a safety grade of F.
Crime Rates: Clayton vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 145.3/100K |
| 62% below US avg |
| |
Property Crime
| Total Property | 1,114.1/100K |
| 43% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Clayton experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 19°F in January while summers reach 74°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 37.3 inches. The area receives 34.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 663 feet.
Temperature
19°F Jan (-7°C)
74°F Jul (23°C)
| Annual Average | 48.5°F |
| 10% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 663 ft (202 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 129/sq mi |
| Coordinates | 42.9023°N, 91.1493°W |
| Timezone | America/Chicago |
| County | Clayton County County |
| Nearest Airport | Dubuque Regional (DBQ)
41 miles away |
Precipitation & Snow
Annual Rainfall
37.3"
2% below US avg
Wettest Month (Aug)
4.33"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 42.2 / 100 |
| Social Vulnerability | 27.6 / 100 |
| Community Resilience | 63.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
447 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 17 fatalities, 489 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 7, 1984 |
EF5 |
96 km |
9 |
| May 15, 1968 |
EF5 |
69 km |
5 |
| Mar 13, 1990 |
EF4 |
78 km |
0 |
| Jul 3, 1983 |
EF4 |
83 km |
0 |
| Aug 12, 1974 |
EF4 |
67 km |
0 |
| Aug 7, 2021 |
EF3 |
43 km |
0 |
| May 25, 2008 |
EF3 |
79 km |
0 |
| Jul 27, 1995 |
EF3 |
55 km |
0 |
| Jul 19, 1994 |
EF3 |
100 km |
0 |
| Jun 19, 1993 |
EF3 |
62 km |
0 |
| Jun 19, 1993 |
EF3 |
74 km |
0 |
| Jul 13, 1992 |
EF3 |
80 km |
0 |
| May 8, 1988 |
EF3 |
83 km |
0 |
| May 30, 1985 |
EF3 |
32 km |
2 |
| Jun 5, 1980 |
EF3 |
86 km |
0 |
| Jul 12, 1971 |
EF3 |
74 km |
0 |
| Jun 24, 1971 |
EF3 |
58 km |
1 |
| Sep 9, 1970 |
EF3 |
60 km |
0 |
| May 5, 1965 |
EF3 |
97 km |
0 |
| Sep 3, 1964 |
EF3 |
54 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
0.9 in |
Coldest, Driest |
| February |
22°F (-5°C) |
1.1 in |
|
| March |
34°F (1°C) |
2.1 in |
|
| April |
48°F (9°C) |
3.3 in |
|
| May |
59°F (15°C) |
3.7 in |
|
| June |
69°F (20°C) |
4.2 in |
|
| July |
74°F (23°C) |
4.0 in |
Warmest |
| August |
71°F (21°C) |
4.3 in |
Wettest |
| September |
62°F (17°C) |
3.4 in |
|
| October |
51°F (10°C) |
2.4 in |
|
| November |
35°F (2°C) |
2.2 in |
|
| December |
22°F (-5°C) |
1.3 in |
|
Clayton has a seasonal temperature swing of 55°F / from 19°F in January to 74°F in July. Total annual precipitation is 32.9 inches, with August being the wettest month (4.3") and January the driest (0.9").
Average costs for common services in Clayton. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $692 |
| Toddler | $596 |
| Preschool | $596 |
| Family Childcare (monthly) |
| Infant | $455 |
| Toddler | $447 |
| Preschool | $447 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Clayton
What is the population of Clayton?
Clayton has a population of 66 residents and is located in Iowa. The population density is 129 people per square mile, spread across 0.5 square miles. The median age of residents is 58.0 years, which is older than the national median of 38.9 years. The population is 37.9% female and 62.1% male.
Is Clayton expensive to live in?
Clayton is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $68,750, 9% below the national average of $75,149. The median home value is $166,700 (41% below the U.S. median). The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Clayton safe?
Clayton is considered a very safe city with a violent crime rate of 145 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,114 per 100,000 (below the national average). Overall, Clayton receives a safety grade of F based on combined crime data.
What is the weather like in Clayton?
Clayton has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 19°F in January, while summers reach an average of 74°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 37.3 inches, with 34.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Clayton?
The unemployment rate in Clayton is 7.6%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $987. There are 614 business establishments in the area, including 53 restaurants and food service locations. The average commute time is 17 minutes, and 0.0% of workers work from home.
How much does housing cost in Clayton?
The median home value in Clayton is $166,700. Zillow estimates the typical home value at $165,254. The homeownership rate is 84.2%. The average annual property tax is $3,527.
How are the schools in Clayton?
Schools in Clayton score 5.5 out of 10 on standardized testing, near the national average. 35.5% of adults in Clayton hold a bachelor's degree or higher, above the national average of 33.7%. 82.3% have completed high school. 17.5% hold a graduate or professional degree.
How healthy is Clayton?
The obesity rate in Clayton is 40.7% (above the national rate of 32.1%). 17.3% of adults are smokers. 26.8% are physically inactive. 20.8% of residents report depression. 61.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,428.
What is transportation like in Clayton?
The average commute in Clayton is 17 minutes, shorter than the national average of 28 minutes. 56.7% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Clayton?
The racial and ethnic makeup of Clayton is 100% White. 89.2% of residents speak only English at home, while 10.8% speak Spanish. 66.0% of the population are military veterans. 24.6% of residents have a disability. 80.0% have health insurance coverage.
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