Clearwater, NE

Nebraska

Clearwater is a small town in Nebraska with a population of 240. Residents earn $61,667 per year, which is 18% below the national average.

3.8 /5.0
B+ Good
240 Population 649/sq mi density
$61,667 Median Income $38,468 per capita
$77,500 Home Value $242,190 Zillow
$788 Median Rent
49°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$61,667 median income, 1.3% unemployment
A+
Affordability
5.0 / 5.0
$77,500 home value, $788/mo rent
C
Education
2.4 / 5.0
16.9% bachelor's degree or higher
Median Income $61,667
18% lower than US avg
Home Value $77,500
73% lower than US avg
Bachelor's+ 16.9%
50% lower than US avg
Median Rent $788
32% lower than US avg
Obesity Rate 42.9%
34% higher than US avg
Unemployment 1.3%
64% lower than US avg
Poverty Rate 9.9%
20% lower than US avg

How Clearwater Compares to the U.S. Average (100% = U.S. avg)

People

Population240
Median Age56.4 yrs
Density649/mi²
Male / Female47% / 53%
Largest GroupWhite 92%

Economy

A
Median Income$61,667
Per Capita$38,468
Unemployment1.3%
Poverty9.9%
County GDP$777M
Commute15 min

Housing

A+
Home Value$77,500
Rent$788
OwnershipN/A
Zillow$242,190

Crime

ViolentN/A
PropertyN/A

Health

Obesity42.9%
UninsuredN/A
Depression17.4%
Heart Disease5.3%

Climate

Avg Temp49°F
AQI32 (Good)
Rain26.1 in/yr
Elevation1,792 ft

Education

C
Bachelor's+16.9%
High School+92.3%
School Score5.81

Community

2024 VoteR 88% / D 11%
Commute15 min
Libraries6

Is Clearwater a Good Place to Live?

Based on current data, Clearwater receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include high obesity rates. Clearwater offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Clearwater is $61,667, 18% below the national average of $75,149. The job market is very strong with unemployment at just 1.3%. 9.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 15 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Clearwater is $77,500, 73% below the national median — offering relatively affordable homeownership. Renters pay a median of $788 per month, below the national average — a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.

Education

16.9% of residents hold a bachelor's degree, below the national average of 33.7%. 92.3% have completed high school. Area schools have an average test score of 5.8/10.

Climate & Weather

Clearwater experiences four distinct seasons with an average temperature of 49°F. Winters average 23°F in January while summers reach 75°F in July. Annual precipitation totals 26.1 inches, including 31.7 inches of snow. Air quality is rated Good with a median AQI of 32.

Clearwater has a population of 240 with a density of 649 people per square mile. The median age is 56.4 years, 45% older than the national median of 38.9. The city is predominantly White (91.7%).

Population

240
Total Population
649
People / sq mi
56.4yrs
Median Age
45% above US avg
0.4mi²
Land Area

Gender Distribution

Male 46.7%
Female 53.3%

Race & Ethnicity

Clearwater vs U.S. Average

Language Spoken at Home

English Only90.7%
16% above US avg
Spanish9.3%
31% below US avg

Social Characteristics

Clearwater vs U.S. Average

The median household income in Clearwater is $61,667, which is 18% below the national average of $75,149. The unemployment rate is 1.3% (below the 3.6% US average). 9.9% of residents live below the poverty line. Workers commute an average of 15 minutes.

Income: Clearwater vs U.S.

Commute Mode

Income

Median HH Income$61,667
18% below US avg
Per Capita Income$38,468
Avg Weekly Wage$918
IRS Avg AGI$75,688

Employment & Poverty

Unemployment1.3%
64% below US avg
Poverty Rate9.9%
20% below US avg
Establishments (County)284
County GDP$777M

Business (County)

Restaurants8
Healthcare19
Retail34
Manufacturing8

Tax & Cost of Living

Property Tax (IRS)$2,850
19% below US avg
Effective Tax Rate3.68%

Commute & Transportation

Commute Time14.5 min
Work from Home0.7%

Walkability

The median home value in Clearwater is $77,500, 73% below the national average. Monthly rent averages $788 (32% below US avg). Zillow estimates the typical home value at $242,190.

Home Value Sources

Ownership Split

Home Values

Census Median$77,500
73% below US avg
Zillow ZHVI$242,190

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$788
32% below US avg

HUD Fair Market Rent

Studio$706
1 Bedroom$791
2 Bedrooms$1,001
3 Bedrooms$1,274
4 Bedrooms$1,409

Ownership & Property

Owner-Occupied74.6%

Property Tax

Avg Tax (IRS)$2,850
19% below US avg
Effective Rate3.68%
In Clearwater, 42.9% of adults are obese (above the 32.1% national rate). 17.4% report depression. 26.2% are physically inactive.

Health Metrics: Clearwater vs U.S. Average (%)

Chronic Conditions

Obesity42.9%
34% above US avg
Diabetes9.8%
Heart Disease5.3%
High Blood Pressure30.6%
Asthma9.2%
COPD5.8%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking23.9%
Physical Inactivity26.2%
Depression17.4%
Mental Distress15.0%
Physical Distress11.5%

Healthcare Access

Insurance Rate84.8%
Checkup Rate73.3%
Premature Death5,812/100K

Food & Exercise

Food Environment8.0/10
Exercise Access33.8%
Healthcare Facilities19

Crime Rates: Clearwater vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Safety Score

Clearwater has an average annual temperature of 49°F (10°C). Winters average 23°F in January while summers reach 75°F in July. Annual precipitation is 26.1 inches. Air quality is rated Good with a median AQI of 32.

Temperature

23°F Jan (-5°C) 75°F Jul (24°C)
Annual Average49.2°F
9% below US avg
January Average23°F (-5°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall26.1 inches
31% below US avg
Snowfall31.7 inches/yr

Air Quality

AQI Median32.0
RatingGood

Geography

Elevation1,792 ft (546 m)
Area0.4 sq mi (1.0 km²)
Population Density649/sq mi
Coordinates42.1708°N, 98.1895°W
County FIPS31003
It is classified as Nonmetro — Rural. 16.9% of residents hold a bachelor's degree or higher (50% below US avg). In the 2024 election, the county voted Republican by a 76.5-point margin.

2024 Presidential Election (County)

R 88%
D 11.5%

Winner: Republican by 76.5 points

Education

Bachelor's Degree+16.9%
50% below US avg
High School+92.3%
School Test Score5.81
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density649/sq mi
Total Area0.4 sq mi

Infrastructure & Services

Public Libraries6
Healthcare Facilities19
Restaurants8
Retail Stores34

Safety & Disasters

Commute & Transportation

Avg Commute14.5 min
Work from Home0.7%

Nearby Cities

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