Cliffwood Beach, NJ

New Jersey · Metropolitan Area

Cliffwood Beach is a small town in New Jersey with a population of 3,044. Residents earn $108,854 per year, which is 45% above the national average.

4.2 /5.0
A Great
3,044 Population 3,345/sq mi density
$108,854 Median Income $44,381 per capita
$340,600 Home Value
$2,598 Median Rent
54°F Avg Temperature
A
Overall
4.2 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$108,854 median income, 3.4% unemployment
A+
Affordability
4.9 / 5.0
$340,600 home value, $2,598/mo rent
C+
Education
2.9 / 5.0
24.0% bachelor's degree or higher
Median Income $108,854
45% higher than US avg
Home Value $340,600
21% higher than US avg
Bachelor's+ 24.0%
29% lower than US avg
Median Rent $2,598
123% higher than US avg
Obesity Rate 32.4%
1% higher than US avg
Unemployment 3.4%
6% lower than US avg
Poverty Rate 1.8%
85% lower than US avg

How Cliffwood Beach Compares to the U.S. Average (100% = U.S. avg)

People

Population3,044
Median Age43.7 yrs
Density3,345/mi²
Male / Female51% / 49%
Largest GroupWhite 59%

Economy

A+
Median Income$108,854
Per Capita$44,381
Unemployment3.4%
Poverty1.8%
County GDP$23,779M
Commute28 min

Housing

A+
Home Value$340,600
Rent$2,598
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity32.4%
UninsuredN/A
Depression15.5%
Heart Disease4.7%

Climate

Avg Temp54°F
AQI39 (Good)
Rain48.6 in/yr
Elevation58 ft

Education

C+
Bachelor's+24.0%
High School+87.2%
School Score6.24

Community

2024 VoteR 65% / D 35%
Commute28 min
Libraries14

Is Cliffwood Beach a Good Place to Live?

Based on current data, Cliffwood Beach receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a low poverty rate. Cliffwood Beach stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Cliffwood Beach is $108,854, which is significantly higher than the national average — 45% above $75,149. This places Cliffwood Beach among higher-income communities. Unemployment stands at 3.4%, indicating a healthy job market. Only 1.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Cliffwood Beach is $340,600, 21% above the national median. Renters pay a median of $2,598 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.

Education

24.0% of residents hold a bachelor's degree, below the national average of 33.7%. 87.2% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Cliffwood Beach experiences four distinct seasons with an average temperature of 54°F. Winters average 32°F in January while summers reach 76°F in July. Annual precipitation totals 48.6 inches. Air quality is rated Good with a median AQI of 39.

Cliffwood Beach has a population of 3,044 with a density of 3,345 people per square mile. The median age is 43.7 years, 12% older than the national median of 38.9. The city is predominantly White (58.8%), with 17.3% Black.

Population

3,044
Total Population
3,345
People / sq mi
43.7yrs
Median Age
12% above US avg
0.9mi²
Land Area

Gender Distribution

Male 50.6%
Female 49.4%

Race & Ethnicity

Cliffwood Beach vs U.S. Average

Language Spoken at Home

English Only83.6%
6% above US avg
Spanish16.4%
22% above US avg

Social Characteristics

Cliffwood Beach vs U.S. Average

The median household income in Cliffwood Beach is $108,854, which is 45% above the national average of $75,149. The unemployment rate is 3.4% (below the 3.6% US average). 1.8% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Cliffwood Beach vs U.S.

Commute Mode

Income

Median HH Income$108,854
45% above US avg
Per Capita Income$44,381
Avg Weekly Wage$1,325
IRS Avg AGI$81,369

Employment & Poverty

Unemployment3.4%
6% below US avg
Poverty Rate1.8%
85% below US avg
Establishments (County)10,738
County GDP$23,779M

Business (County)

Restaurants897
Healthcare1,338
Retail1,354
Manufacturing121

Tax & Cost of Living

Property Tax (IRS)$6,820
95% above US avg
Effective Tax Rate2.00%

Commute & Transportation

Commute Time27.9 min
Work from Home7.1%

Walkability

The median home value in Cliffwood Beach is $340,600, 21% above the national average. Monthly rent averages $2,598 (123% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$340,600
21% above US avg
Median List Price$350,000

Real Estate Market (Redfin)

Median List Price$350,000
$/Sq Ft$334
Homes Sold3
Sale-to-List Ratio101.1%
Price Drops12.5%
Inventory8

Rental Costs

Census Median Rent$2,598
123% above US avg

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied91.9%

Property Tax

Avg Tax (IRS)$6,820
95% above US avg
Effective Rate2.00%
In Cliffwood Beach, 32.4% of adults are obese (above the 32.1% national rate). 15.5% report depression. 21.7% are physically inactive.

Health Metrics: Cliffwood Beach vs U.S. Average (%)

Chronic Conditions

Obesity32.4%
1% above US avg
Diabetes8.7%
Heart Disease4.7%
High Blood Pressure29.2%
Asthma9.5%
COPD4.7%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking18.0%
Physical Inactivity21.7%
Depression15.5%
Mental Distress16.6%
Physical Distress11.4%

Healthcare Access

Insurance Rate91.3%
Checkup Rate75.5%
Premature Death6,376/100K

Food & Exercise

Food Environment9.0/10
Exercise Access99.1%
Healthcare Facilities1,338

Crime Rates: Cliffwood Beach vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)12

Safety Score

Cliffwood Beach has an average annual temperature of 54°F (12°C). Winters average 32°F in January while summers reach 76°F in July. Annual precipitation is 48.6 inches. Air quality is rated Good with a median AQI of 39.

Temperature

32°F Jan (0°C) 76°F Jul (24°C)
Annual Average54.0°F
0% below US avg
January Average32°F (0°C)
July Average76°F (24°C)

Precipitation & Snow

Annual Rainfall48.6 inches
28% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation58 ft (18 m)
Area0.9 sq mi (2.4 km²)
Population Density3,345/sq mi
Coordinates40.4432°N, 74.2178°W
County FIPS36085
It is classified as Metro — 1 million+. 24.0% of residents hold a bachelor's degree or higher (29% below US avg). In the 2024 election, the county voted Republican by a 29.8-point margin.

2024 Presidential Election (County)

R 64.9%
D 35.1%

Winner: Republican by 29.8 points

Education

Bachelor's Degree+24.0%
29% below US avg
High School+87.2%
School Test Score6.24
C+ Education Grade (2.9/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density3,345/sq mi
Total Area0.9 sq mi

Infrastructure & Services

Public Libraries14
Healthcare Facilities1,338
Restaurants897
Retail Stores1,354

Safety & Disasters

Fatal Crashes (County/yr)12

Commute & Transportation

Avg Commute27.9 min
Work from Home7.1%

Nearby Cities

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