Coal Creek, CO

Colorado · Metropolitan Area

Coal Creek is a small town in Colorado with a population of 395. Residents earn $41,333 per year, which is 45% below the national average.

2.9 /5.0
C+ Fair
395 Population 42/sq mi density
$41,333 Median Income $27,187 per capita
$205,300 Home Value $599,594 Zillow
$1,313 Median Rent
40°F Avg Temperature
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$41,333 median income, 5.1% unemployment
B+
Affordability
3.9 / 5.0
$205,300 home value, $1,313/mo rent
C
Education
2.1 / 5.0
13.3% bachelor's degree or higher
Median Income $41,333
45% lower than US avg
Home Value $205,300
27% lower than US avg
Bachelor's+ 13.3%
61% lower than US avg
Median Rent $1,313
13% higher than US avg
Obesity Rate 20.4%
36% lower than US avg
Unemployment 5.1%
42% higher than US avg
Poverty Rate 19.8%
60% higher than US avg

How Coal Creek Compares to the U.S. Average (100% = U.S. avg)

People

Population395
Median Age38.5 yrs
Density42/mi²
Male / Female61% / 39%
Largest GroupWhite 88%

Economy

C+
Median Income$41,333
Per Capita$27,187
Unemployment5.1%
Poverty19.8%
County GDP$1,018M
Commute38 min

Housing

B+
Home Value$205,300
Rent$1,313
OwnershipN/A
Zillow$599,594

Crime

ViolentN/A
PropertyN/A

Health

Obesity20.4%
UninsuredN/A
Depression27.6%
Heart Disease4.3%

Climate

Avg Temp40°F
AQI41 (Good)
Rain25.8 in/yr
Elevation8,600 ft

Education

C
Bachelor's+13.3%
High School+90.5%
School Score5.90

Community

2024 VoteR 42% / D 55%
Commute38 min
Libraries1

Is Coal Creek a Good Place to Live?

Based on current data, Coal Creek receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Coal Creek has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Coal Creek is $41,333, 45% below the national average of $75,149. The unemployment rate of 5.1% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 19.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 38 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Coal Creek is $205,300, 27% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,313 per month. A price-to-income ratio of 5x indicates a reasonably affordable housing market.

Education

13.3% of residents hold a bachelor's degree, below the national average of 33.7%. 90.5% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Coal Creek has a cool climate with an average annual temperature of 40°F. Winters average 25°F in January while summers reach 60°F in July. Annual precipitation totals 25.8 inches, including 194.7 inches of snow. Air quality is rated Good with a median AQI of 41.

Coal Creek has a population of 395 with a density of 42 people per square mile. The median age is 38.5 years, 1% younger than the national median of 38.9. The city is predominantly White (88.1%), with 10.9% Hispanic.

Population

395
Total Population
42
People / sq mi
38.5yrs
Median Age
1% below US avg
9.4mi²
Land Area

Gender Distribution

Male 61.3%
Female 38.7%

Race & Ethnicity

Coal Creek vs U.S. Average

Language Spoken at Home

English Only98.1%
25% above US avg
Spanish1.9%
86% below US avg

Social Characteristics

Coal Creek vs U.S. Average

The median household income in Coal Creek is $41,333, which is 45% below the national average of $75,149. The unemployment rate is 5.1% (above the 3.6% US average). 19.8% of residents live below the poverty line. Workers commute an average of 38 minutes.

Income: Coal Creek vs U.S.

Commute Mode

Income

Median HH Income$41,333
45% below US avg
Per Capita Income$27,187
Avg Weekly Wage$1,306
IRS Avg AGI$92,518

Employment & Poverty

Unemployment5.1%
42% above US avg
Poverty Rate19.8%
60% above US avg
Establishments (County)228
County GDP$1,018M

Business (County)

Restaurants16
Healthcare4
Retail7
Manufacturing3

Tax & Cost of Living

Property Tax (IRS)$2,366
32% below US avg
Effective Tax Rate1.15%

Commute & Transportation

Commute Time37.6 min
Work from Home4.5%

Walkability

The median home value in Coal Creek is $205,300, 27% below the national average. Monthly rent averages $1,313 (13% above US avg). Zillow estimates the typical home value at $599,594.

Home Value Sources

Ownership Split

Home Values

Census Median$205,300
27% below US avg
Zillow ZHVI$599,594
Median List Price$689,500

Real Estate Market (Redfin)

Median List Price$689,500
$/Sq Ft$302
Homes Sold2
Sale-to-List Ratio94.9%
Price Drops12.5%
Inventory8

Rental Costs

Census Median Rent$1,313
13% above US avg

HUD Fair Market Rent

Studio$1,083
1 Bedroom$1,161
2 Bedrooms$1,429
3 Bedrooms$1,861
4 Bedrooms$2,178

Ownership & Property

Owner-Occupied82.4%

Property Tax

Avg Tax (IRS)$2,366
32% below US avg
Effective Rate1.15%
In Coal Creek, 20.4% of adults are obese (below the 32.1% national rate). 27.6% report depression. 10.7% are physically inactive.

Health Metrics: Coal Creek vs U.S. Average (%)

Chronic Conditions

Obesity20.4%
36% below US avg
Diabetes9.0%
Heart Disease4.3%
High Blood Pressure27.3%
Asthma10.9%
COPD7.5%
Stroke2.1%

Behaviors & Mental Health

Binge Drinking19.0%
Physical Inactivity10.7%
Depression27.6%
Mental Distress15.3%
Physical Distress15.0%

Healthcare Access

Insurance Rate95.1%
Checkup Rate68.5%
Premature Death6,625/100K

Food & Exercise

Exercise Access54.7%
Healthcare Facilities4

Crime Rates: Coal Creek vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)1

Safety Score

Coal Creek has an average annual temperature of 40°F (4°C). Winters average 25°F in January while summers reach 60°F in July. Annual precipitation is 25.8 inches. Air quality is rated Good with a median AQI of 41.

Temperature

25°F Jan (-4°C) 60°F Jul (16°C)
Annual Average39.9°F
26% below US avg
January Average25°F (-4°C)
July Average60°F (16°C)

Precipitation & Snow

Annual Rainfall25.8 inches
32% below US avg
Snowfall194.7 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation8,600 ft (2,621 m)
Area9.4 sq mi (24.3 km²)
Population Density42/sq mi
Coordinates39.9047°N, 105.3721°W
County FIPS08047
It is classified as Metro — 1 million+. 13.3% of residents hold a bachelor's degree or higher (61% below US avg). In the 2024 election, the county voted Democrat by a 12.7-point margin.

2024 Presidential Election (County)

R 41.9%
D 54.6%

Winner: Democrat by 12.7 points

Education

Bachelor's Degree+13.3%
61% below US avg
High School+90.5%
School Test Score5.90
C Education Grade (2.1/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density42/sq mi
Total Area9.4 sq mi

Infrastructure & Services

Public Libraries1
Healthcare Facilities4
Restaurants16
Retail Stores7

Safety & Disasters

Fatal Crashes (County/yr)1

Commute & Transportation

Avg Commute37.6 min
Work from Home4.5%

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