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Cold Brook, NY

New York · Metropolitan Area

Cold Brook is a small town in New York with a population of 191. Residents earn $101,500 per year, which is 35% above the national average.

4.1 /5.0
A Great
191 Population 434/sq mi density
$101,500 Median Income $40,505 per capita
$125,000 Home Value $162,809 Zillow
45°F Avg Temperature 259 sunny days/yr
A
Overall
4.1 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$101,500 median income, 1.2% unemployment
A+
Affordability
5.0 / 5.0
$125,000 home value
C
Education
2.3 / 5.0
16.3% bachelor's degree or higher
Median Income $101,500
35% higher than US avg
Home Value $125,000
56% lower than US avg
Bachelor's+ 16.3%
52% lower than US avg
Obesity Rate 35.9%
12% higher than US avg
Unemployment 1.2%
67% lower than US avg
Poverty Rate 4.2%
66% lower than US avg

How Cold Brook Compares to the U.S. Average (100% = U.S. avg)

People

Population191
Median Age35.8 yrs
Density434/mi²
Male / Female49% / 51%
Largest GroupWhite 84%
Veterans5.4%

Economy

A+
Median Income$101,500
Per Capita$40,505
Unemployment1.2%
Poverty4.2%
County GDP$14,680M
Commute34 min

Housing

A+
Home Value$125,000
RentN/A
OwnershipN/A
Zillow$162,809
Housing Units98
Rent Burden16.5%

Health

Obesity35.9%
Uninsured5.4%
Smoking14.2%
Depression21.5%
Heart Disease5.6%

Climate

Avg Temp45°F (7°C)
AQI36 (Good)
Rain51.4 in/yr
Sunny Days259/yr
Elevation932 ft (284 m)

Education

C
Bachelor's+16.3%
High School+87.4%
Graduate+8.1%
School Score5.39

Community

2024 VoteR 61% / D 39%
Commute34 min
Broadband88.0%
Libraries21

Is Cold Brook a Good Place to Live?

Based on current data, Cold Brook receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Cold Brook stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Cold Brook is $101,500, which is significantly higher than the national average — 35% above $75,149. This places Cold Brook among higher-income communities. The job market is very strong with unemployment at just 1.2%. Only 4.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.

Cost of Living & Housing

The median home value in Cold Brook is $125,000, 56% below the national median — offering relatively affordable homeownership. At just 1.2x median income, home prices are very affordable relative to local earnings.

Education

16.3% of residents hold a bachelor's degree, below the national average of 33.7%. 87.4% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Cold Brook has a cool climate with an average annual temperature of 45°F. Winters average 20°F in January while summers reach 69°F in July. With 259 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.4 inches. Air quality is rated Good with a median AQI of 36.

Cold Brook has a population of 191 with a density of 434 people per square mile. The median age is 35.8 years, 8% younger than the national median of 38.9. The city is predominantly White (84.3%), with 8.9% Hispanic.

Population

191
Total Population
434
People / sq mi
35.8yrs
Median Age
8% below US avg
0.4mi²
Land Area

Gender Distribution

Male 48.7%
Female 51.3%

Race & Ethnicity

Cold Brook vs U.S. Average

Language Spoken at Home

English Only99.5%
27% above US avg
Spanish0.5%
96% below US avg

Social Characteristics

Cold Brook vs U.S. Average

The median household income in Cold Brook is $101,500, which is 35% above the national average of $75,149. The unemployment rate is 1.2% (below the 3.6% US average). 4.2% of residents live below the poverty line. Workers commute an average of 34 minutes.

Income: Cold Brook vs U.S.

Commute Mode

Income

Median HH Income$101,500
35% above US avg
Per Capita Income$40,505
Avg Weekly Wage$1,175
IRS Avg AGI$66,498

Employment & Poverty

Unemployment1.2%
67% below US avg
Poverty Rate4.2%
66% below US avg
Establishments (County)5,356
County GDP$14,680M

Business (County)

Restaurants596
Healthcare590
Retail761
Manufacturing216

Tax & Cost of Living

Property Tax (IRS)$7,401
111% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate5.92%

Commute & Transportation

Commute Time33.7 min
Drive Alone88.0%
Public Transit0.0%
Work from Home2.6%

Walkability

The median home value in Cold Brook is $125,000, 56% below the national average. Zillow estimates the typical home value at $162,809.

Home Value Sources

Ownership Split

Home Values

Census Median$125,000
56% below US avg
Zillow ZHVI$162,809

Real Estate Market (Redfin)

Rental Costs

Rent Burden16.5%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied70.5%
Housing Units98
Median Year Built1938

Property Tax

Avg Tax (IRS)$7,401
111% above US avg
Effective Rate5.92%
In Cold Brook, 35.9% of adults are obese (above the 32.1% national rate). 5.4% of residents lack health insurance. 14.2% are current smokers. 21.5% report depression. 24.8% are physically inactive.

Health Metrics: Cold Brook vs U.S. Average (%)

Chronic Conditions

Obesity35.9%
12% above US avg
Diabetes8.5%
Heart Disease5.6%
High Blood Pressure29.6%
Asthma11.0%
COPD6.2%
Cancer7.7%
Stroke2.8%

Behaviors & Mental Health

Smoking14.2%
1% above US avg
Binge Drinking20.9%
Physical Inactivity24.8%
Depression21.5%
Mental Distress18.0%
Physical Distress12.7%
Short Sleep37.1%

Healthcare Access

Insurance Rate94.5%
Uninsured5.4%
37% below US avg
Checkup Rate77.6%
Dental Visits62.2%
Premature Death8,898/100K

Food & Exercise

Food Environment8.0/10
Exercise Access85.2%
Healthcare Facilities590
Cold Brook has an average annual temperature of 45°F (7°C). Winters average 20°F in January while summers reach 69°F in July. Annual precipitation is 51.4 inches. The area enjoys 259 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

20°F Jan (-7°C) 69°F Jul (21°C)
Annual Average45.4°F
16% below US avg
January Average20°F (-7°C)
July Average69°F (21°C)
Sunny Days259 days/yr

Precipitation & Snow

Annual Rainfall51.4 inches
35% above US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation932 ft (284 m)
Area0.4 sq mi (1.1 km²)
Population Density434/sq mi
Coordinates43.2399°N, 75.0389°W
TimezoneAmerica/New_York
County FIPS36065
It is classified as Metro — 250K–1M. 16.3% of residents hold a bachelor's degree or higher (52% below US avg). In the 2024 election, the county voted Republican by a 21.3-point margin. 88.0% of households have broadband internet.

2024 Presidential Election (County)

R 60.6%
D 39.4%

Winner: Republican by 21.3 points

Education

Bachelor's Degree+16.3%
52% below US avg
High School+87.4%
Graduate Degree+8.1%
School Test Score5.39
C Education Grade (2.3/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density434/sq mi
Total Area0.4 sq mi

Infrastructure & Services

Broadband Access88.0%
Public Libraries21
Healthcare Facilities590
Restaurants596
Retail Stores761

Safety & Disasters

Fatal Crashes (County/yr)22

Commute & Transportation

Avg Commute33.7 min
Drive Alone88.0%
Public Transit0.0%
Work from Home2.6%

Nearby Cities

Utica, NY 64,440 pop · 13.7 mi Frankfort, NY 2,384 pop · 14.1 mi Yorkville, NY 2,638 pop · 14.8 mi Herkimer, NY 7,335 pop · 14.8 mi Whitesboro, NY 3,643 pop · 15.3 mi Ilion, NY 7,636 pop · 15.8 mi Oriskany, NY 1,233 pop · 15.9 mi Dolgeville, NY 1,948 pop · 16.0 mi Mohawk, NY 2,522 pop · 16.0 mi New York Mills, NY 2,989 pop · 16.0 mi Little Falls, NY 4,567 pop · 16.3 mi New Hartford, NY 2,054 pop · 17.2 mi Washington Mills, NY 2,148 pop · 18.0 mi Clark Mills, NY 1,606 pop · 20.1 mi
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