Michigan
Coldwater is a small city in Michigan with a population of 13,847. Residents earn $50,084 per year, which is 33% below the national average.
Based on current data, Coldwater receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing. Areas to be aware of include below-average incomes. Coldwater has some notable strengths but also faces challenges that prospective residents should consider.
The median household income in Coldwater is $50,084, 33% below the national average of $75,149. Unemployment stands at 3.0%, indicating a healthy job market. 11.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.
The median home value in Coldwater is $120,900, 57% below the national median — offering relatively affordable homeownership. Renters pay a median of $912 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Violent crime in Coldwater is below the national average at 259 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,986 per 100,000, near the national average.
14.5% of residents hold a bachelor's degree, below the national average of 33.7%. 87.1% have completed high school. Area schools have an average test score of 5.2/10.
Coldwater experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 71°F in July. Annual precipitation totals 39.1 inches, including 42.7 inches of snow. Air quality is rated Good with a median AQI of 38.
| English Only | 82.7% |
| 5% above US avg | |
| Spanish | 17.3% |
| 29% above US avg |
| Median HH Income | $50,084 |
| 33% below US avg | |
| Per Capita Income | $23,311 |
| Avg Weekly Wage | $991 |
| IRS Avg AGI | $58,886 |
| Unemployment | 3.0% |
| 17% below US avg | |
| Poverty Rate | 11.6% |
| 6% below US avg | |
| Establishments (County) | 880 |
| County GDP | $2,202M |
| Restaurants | 71 |
| Healthcare | 81 |
| Retail | 123 |
| Manufacturing | 75 |
| Property Tax (IRS) | $4,053 |
| 16% above US avg | |
| Effective Tax Rate | 3.35% |
| Commute Time | 16.1 min |
| Work from Home | 4.4% |
| Census Median | $120,900 |
| 57% below US avg | |
| Zillow ZHVI | $207,966 |
| Median List Price | $200,000 |
| Median List Price | $200,000 |
| $/Sq Ft | $118 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 97.7% |
| Price Drops | 27.3% |
| Inventory | 22 |
| Census Median Rent | $912 |
| 22% below US avg |
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
| Owner-Occupied | 61.3% |
| Avg Tax (IRS) | $4,053 |
| 16% above US avg | |
| Effective Rate | 3.35% |
| Obesity | 38.1% |
| 19% above US avg | |
| Diabetes | 12.4% |
| Heart Disease | 7.1% |
| High Blood Pressure | 36.8% |
| Asthma | 11.9% |
| COPD | 9.6% |
| Stroke | 3.8% |
| Binge Drinking | 17.3% |
| Physical Inactivity | 29.4% |
| Depression | 28.3% |
| Mental Distress | 20.7% |
| Physical Distress | 16.1% |
| Insurance Rate | 92.0% |
| Checkup Rate | 76.5% |
| Premature Death | 8,807/100K |
| Food Environment | 7.8/10 |
| Exercise Access | 60.9% |
| Healthcare Facilities | 81 |
| Total Violent | 258.6/100K |
| 32% below US avg | |
| Murder | 9.2/100K |
| 47% above US avg | |
| Rape | 64.7/100K |
| Robbery | 27.7/100K |
| Assault | 157.0/100K |
| Total Property | 1,986.0/100K |
| 1% above US avg | |
| Burglary | 203.2/100K |
| Theft | 1,736.6/100K |
| Vehicle Theft | 46.2/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 3 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 48.1°F |
| 11% below US avg | |
| January Average | 23°F (-5°C) |
| July Average | 71°F (22°C) |
| Annual Rainfall | 39.1 inches |
| 3% above US avg | |
| Snowfall | 42.7 inches/yr |
| AQI Median | 38.0 |
| Rating | Good |
| Elevation | 962 ft (293 m) |
| Area | 9.4 sq mi (24.4 km²) |
| Population Density | 1,470/sq mi |
| Coordinates | 41.9460°N, 84.9993°W |
| County FIPS | 26059 |
Winner: Republican by 51.4 points
| Bachelor's Degree+ | 14.5% |
| 57% below US avg | |
| High School+ | 87.1% |
| School Test Score | 5.23 |
| RUCC Code 6 | Nonmetro — Urban 2.5K–20K, adjacent |
| Population Density | 1,470/sq mi |
| Total Area | 9.4 sq mi |
| EV Charging Stations | 6 |
| Alt Fuel Stations | 6 |
| Public Libraries | 9 |
| Healthcare Facilities | 81 |
| Restaurants | 71 |
| Retail Stores | 123 |
| Fatal Crashes (County/yr) | 3 |
| Avg Commute | 16.1 min |
| Work from Home | 4.4% |