Median Income
$82,000
9% higher than US avg
Home Value
$233,800
17% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
31.2%
7% lower than US avg
Median Rent
$886
24% lower than US avg
Obesity Rate
36.7%
14% higher than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
6.6%
47% lower than US avg
How Cole Compares to the U.S. Average (100% = U.S. avg)
People
Population856
Median Age32.5 yrs
Density57/mi²
Male / Female51% / 49%
Largest GroupWhite 74%
Veterans8.5%
Economy
A+
Median Income$82,000
Per Capita$33,662
Unemployment1.6%
Poverty6.6%
County GDP$2,259M
Commute29 min
Housing
A+
Home Value$233,800
Rent$886
Ownership91.2%
Zillow$295,530
Housing Units301
Rent Burden14.8%
Crime
Violent0/100K
Property0/100K
Health
Obesity36.7%
Uninsured8.3%
Smoking14.6%
Depression26.3%
Heart Disease5.6%
Climate
Avg Temp61°F (16°C)
AQI45 (Good)
Rain36.3 in/yr
Sunny Days320/yr
Elevation1,112 ft (339 m)
Education
B
Bachelor's+31.2%
High School+92.3%
Graduate+11.8%
School Score5.55
Community
2024 VoteR 79% / D 19%
Commute29 min
Broadband90.5%
EV Stations2
Libraries3
Is Cole a Good Place to Live?
Based on current data, Cole receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Cole stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Cole is $82,000, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.6%. Only 6.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Cole is $233,800, 17% below the national median / offering relatively affordable homeownership. Renters pay a median of $886 per month, below the national average / a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Cole is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
31.2% of residents hold a bachelor's degree, below the national average of 33.7%. 92.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Cole enjoys a moderate climate with an average annual temperature of 61°F. Winters average 40°F in January while summers reach 83°F in July. With 320 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.3 inches, including 6.2 inches of snow. Air quality is rated Good with a median AQI of 45.
Cole has a population of 856 with a density of 57 people per square mile, spread across 15.0 square miles. The median age is 32.5 years, 16% younger than the national median of 38.9. The gender split is 48.6% female and 51.4% male. The city is predominantly White (73.5%), with 16% Hispanic. English is the primary language spoken at home by 99.8% of residents. 8.5% of the population are veterans, above the national rate of 6.0%. 17.9% of residents have a disability (above the 13.0% national average). 85.1% have health insurance coverage.
Population
32.5yrs
Median Age
16% below US avg
Language Spoken at Home
English Only
99.8%
27% above US avg
Spanish
0.2%
99% below US avg
The median household income in Cole is $82,000, which is 9% above the national average of $75,149. Per capita income is $33,662 (below the $39,052 national figure). The average weekly wage is $916, 36% lower than the U.S. average. The unemployment rate is 1.6% (below the 3.6% US average). 6.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,302 business establishments, including 87 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 6.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $82,000 |
| 9% above US avg |
| Per Capita Income | $33,662 |
| Avg Weekly Wage | $916 |
| IRS Avg AGI | $82,249 |
| Gini Index | 0.421 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 6.6% |
| 47% below US avg |
| Establishments (County) | 1,302 |
| County GDP | $2,259M |
Business (County)
| Restaurants | 87 |
| Healthcare | 88 |
| Retail | 131 |
| Manufacturing | 29 |
Tax & Cost of Living
| Property Tax (IRS) | $3,992 |
| 14% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 1.71% |
Commute & Transportation
| Commute Time | 28.7 min |
| Drive Alone | 88.7% |
| Public Transit | 0.0% |
| Work from Home | 6.8% |
The median home value in Cole is $233,800, 17% below the national median of $281,900. Zillow estimates the typical home value at $295,530, higher than the Census estimate. Monthly rent averages $886 (24% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 91.2% of housing units are owner-occupied (above the 65.4% national rate). There are 301 total housing units in the city. The median year a home was built is 2001. The average annual property tax is $3,992. 14.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $233,800 |
| 17% below US avg |
| Zillow ZHVI | $295,530 |
| Median List Price | $525,000 |
Real Estate Market (Redfin)
| Median List Price | $525,000 |
| $/Sq Ft | $206 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 16.7% |
| Inventory | 6 |
Rental Costs
| Census Median Rent | $886 |
| 24% below US avg |
| Rent Burden | 14.8% |
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 91.2% |
| Owner-Occupied | 91.2% |
| Renter-Occupied | 8.8% |
| Housing Units | 301 |
| Median Year Built | 2001 |
Property Tax
| Avg Tax (IRS) | $3,992 |
| 14% above US avg |
| Effective Rate | 1.71% |
In Cole, 36.7% of adults are obese, above the national rate of 32.1%. 9.0% have diabetes. Heart disease affects 5.6% of residents. 34.5% have high blood pressure. 14.6% are current smokers. 16.6% report binge drinking. 25.5% are physically inactive. 26.3% report depression (above the 20.0% national average). 17.8% experience frequent mental distress. 8.3% of residents lack health insurance. The primary care physician ratio is 1:2,290. The dentist ratio is 1:2,832. 54.9% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Cole vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.7% |
| 14% above US avg |
| Diabetes | 9.0% |
| Heart Disease | 5.6% |
| High Blood Pressure | 34.5% |
| Asthma | 11.1% |
| COPD | 6.0% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.6% |
| 4% above US avg |
| Binge Drinking | 16.6% |
| Physical Inactivity | 25.5% |
| Depression | 26.3% |
| Mental Distress | 17.8% |
| Physical Distress | 12.2% |
| Short Sleep | 37.2% |
Healthcare Access
| Insurance Rate | 85.1% |
| Uninsured | 8.3% |
| 3% below US avg |
| Primary Care | 1:2,290 |
| Dentists | 1:2,832 |
| Mental Health | 1:747 |
| Checkup Rate | 76.0% |
| Dental Visits | 61.5% |
| Premature Death | 8,739/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 54.9% |
| Healthcare Facilities | 88 |
Cole has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. The county recorded 8 fatal traffic crashes.
Crime Rates: Cole vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
Cole enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winters average 40°F in January while summers reach 83°F in July. The area gets 320 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.3 inches. The area receives 6.2 inches of snow annually. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 1,112 feet.
Temperature
40°F Jan (4°C)
83°F Jul (28°C)
| Annual Average | 61.4°F |
| 14% above US avg |
| January Average | 40°F (4°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 320 days/yr |
Geography
| Elevation | 1,112 ft (339 m) |
| Area | 15.0 sq mi (38.8 km²) |
| Population Density | 57/sq mi |
| Coordinates | 35.0985°N, 97.5627°W |
| Timezone | America/Chicago |
| County | McClain County County |
| Nearest Airport | Will Rogers World (OKC)
20 miles away |
Precipitation & Snow
Annual Rainfall
36.3"
4% below US avg
Wettest Month (May)
5.16"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.8 / 100 |
| Social Vulnerability | 24.3 / 100 |
| Community Resilience | 63.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3,863 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.1. Most recent: M2.7 on Aug 29, 2025.
| Feb 3, 2024 |
8 km NW of Prague, Oklahoma |
M5.1 |
87 km |
| Apr 9, 2018 |
8 km NNE of Marshall, Oklahoma |
M4.6 |
125 km |
| Apr 7, 2018 |
5 km WNW of Lucien, Oklahoma |
M4.6 |
133 km |
| Jul 27, 2015 |
4 km NNE of Crescent, Oklahoma |
M4.5 |
99 km |
| Dec 7, 2013 |
8 km SW of Arcadia, Oklahoma |
M4.5 |
59 km |
| Sep 6, 1997 |
6 km N of Tupelo, Oklahoma |
M4.5 |
114 km |
| Aug 19, 2014 |
12 km SSW of Guthrie, Oklahoma |
M4.4 |
76 km |
| Apr 16, 2013 |
Oklahoma |
M4.4 |
78 km |
| Jun 17, 2015 |
6 km ESE of Covington, Oklahoma |
M4.3 |
132 km |
| Jun 16, 2014 |
7 km NNE of Lake Aluma, Oklahoma |
M4.3 |
57 km |
| Jan 13, 2024 |
6 km W of Arcadia, Oklahoma |
M4.3 |
65 km |
| Apr 7, 2016 |
1 km E of Luther, Oklahoma |
M4.2 |
72 km |
| Jul 17, 2016 |
5 km W of Lucien, Oklahoma |
M4.2 |
132 km |
| Mar 30, 2014 |
2 km S of Marshall, Oklahoma |
M4.2 |
115 km |
| Jan 1, 2016 |
6 km ENE of Edmond, Oklahoma |
M4.2 |
65 km |
| Apr 7, 2014 |
6 km NNW of Meridian, Oklahoma |
M4.2 |
92 km |
| Jan 27, 2015 |
3 km SE of Perry, Oklahoma |
M4.2 |
132 km |
| Feb 5, 2021 |
5 km WNW of Lucien, Oklahoma |
M4.2 |
132 km |
| Mar 29, 2016 |
4 km NNE of Crescent, Oklahoma |
M4.2 |
99 km |
| Aug 3, 2017 |
6 km ENE of Edmond, Oklahoma |
M4.2 |
65 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
1,089 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 135 fatalities, 2,537 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 20, 2013 |
EF5 |
22 km |
24 |
| May 24, 2011 |
EF5 |
76 km |
9 |
| May 3, 1999 |
EF5 |
26 km |
36 |
| May 5, 1960 |
EF5 |
61 km |
5 |
| May 9, 2016 |
EF4 |
63 km |
1 |
| May 19, 2013 |
EF4 |
29 km |
2 |
| May 24, 2011 |
EF4 |
38 km |
1 |
| May 24, 2011 |
EF4 |
29 km |
0 |
| May 10, 2010 |
EF4 |
22 km |
2 |
| May 10, 2010 |
EF4 |
15 km |
1 |
| May 8, 2003 |
EF4 |
26 km |
0 |
| May 3, 1999 |
EF4 |
88 km |
2 |
| May 3, 1999 |
EF4 |
99 km |
1 |
| May 22, 1981 |
EF4 |
77 km |
0 |
| May 17, 1981 |
EF4 |
92 km |
0 |
| Apr 30, 1978 |
EF4 |
56 km |
0 |
| Apr 17, 1976 |
EF4 |
91 km |
0 |
| May 24, 1973 |
EF4 |
50 km |
2 |
| Apr 19, 1972 |
EF4 |
80 km |
5 |
| Oct 5, 1970 |
EF4 |
63 km |
4 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: LOCO-HEALDTON (56,584 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
LOCO-HEALDTON |
56,584 |
88 km |
| 1991 |
ARBUCKLE |
29,823 |
88 km |
| 2021 |
WINDMILL |
28,410 |
82 km |
| 2009 |
RATCLIFF CITY-TATUMS |
23,099 |
68 km |
| 2005 |
UNNAMED |
15,416 |
77 km |
| 2006 |
RATLIFF CITY |
12,435 |
77 km |
| 2008 |
UNNAMED |
10,392 |
98 km |
| 2000 |
UNNAMED |
9,943 |
85 km |
| 1994 |
MT SCOTT |
8,005 |
100 km |
| 2000 |
UNNAMED |
7,962 |
95 km |
| 2006 |
BIA EMPIRE |
7,544 |
82 km |
| 2005 |
SHERWOOD |
7,473 |
93 km |
| 1988 |
UNNAMED |
7,228 |
91 km |
| 2012 |
NOBLE |
7,037 |
31 km |
| 2006 |
BIALOCO |
6,843 |
88 km |
| 2005 |
MISSION |
6,735 |
82 km |
| 2006 |
VELMA |
6,364 |
67 km |
| 2009 |
LINDSAY |
6,195 |
19 km |
| 2022 |
115 / MEERS |
6,136 |
98 km |
| 1996 |
TURNPIKE MVD |
5,912 |
89 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (4°C) |
1.2 in |
Coldest, Driest |
| February |
43°F (6°C) |
1.8 in |
|
| March |
52°F (11°C) |
2.8 in |
|
| April |
61°F (16°C) |
3.2 in |
|
| May |
69°F (20°C) |
5.2 in |
Wettest |
| June |
77°F (25°C) |
4.1 in |
|
| July |
83°F (28°C) |
2.5 in |
Warmest |
| August |
81°F (27°C) |
2.6 in |
|
| September |
73°F (23°C) |
4.2 in |
|
| October |
62°F (17°C) |
3.5 in |
|
| November |
50°F (10°C) |
2.2 in |
|
| December |
41°F (5°C) |
1.7 in |
|
Cole has a seasonal temperature swing of 43°F / from 40°F in January to 83°F in July. Total annual precipitation is 35.0 inches, with May being the wettest month (5.2") and January the driest (1.2").
Average costs for common services in Cole. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $941 |
| Toddler | $813 |
| Preschool | $813 |
| Family Childcare (monthly) |
| Infant | $683 |
| Toddler | $628 |
| Preschool | $628 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cole
What is the population of Cole?
Cole has a population of 856 residents and is located in Oklahoma. The population density is 57 people per square mile, spread across 15.0 square miles. The median age of residents is 32.5 years, which is younger than the national median of 38.9 years. The population is 48.6% female and 51.4% male.
Is Cole expensive to live in?
Cole is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $82,000, 9% above the national average of $75,149. The median home value is $233,800 (17% below the U.S. median). Renters pay a median of $886 per month, below the national average of $1,163. The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
Is Cole safe?
Cole is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Cole?
Cole enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winter temperatures average 40°F in January, while summers reach an average of 83°F in July. The area receives 320 sunny days per year, well above the national average of 205. Annual rainfall totals 36.3 inches, with 6.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Cole?
The job market in Cole is very strong, with unemployment at just 1.6% / well below the national rate of 3.6%. The average weekly wage is $916. There are 1,302 business establishments in the area, including 87 restaurants and food service locations. The average commute time is 29 minutes, and 6.8% of workers work from home.
How much does housing cost in Cole?
The median home value in Cole is $233,800. Zillow estimates the typical home value at $295,530. For renters, the median monthly rent is $886. Fair market rent is $791 for a 1-bedroom and $995 for a 2-bedroom apartment. The homeownership rate is 91.2%. The average annual property tax is $3,992.
How are the schools in Cole?
Schools in Cole score 5.5 out of 10 on standardized testing, near the national average. 31.2% of adults in Cole hold a bachelor's degree or higher, below the national average of 33.7%. 92.3% have completed high school. 11.8% hold a graduate or professional degree.
How healthy is Cole?
The obesity rate in Cole is 36.7% (above the national rate of 32.1%). 14.6% of adults are smokers. 25.5% are physically inactive. 26.3% of residents report depression. 8.3% lack health insurance. 54.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,290.
What is transportation like in Cole?
The average commute in Cole is 29 minutes. 88.7% of workers drive alone to work, and 6.8% work from home.
What are the demographics of Cole?
The racial and ethnic makeup of Cole is 73.5% White, 16% Hispanic or Latino. 99.8% of residents speak only English at home. 8.5% of the population are military veterans. 17.9% of residents have a disability. 85.1% have health insurance coverage.
All Countries
