Home Value $160,300

43% lower than US avg

Bachelor's+ 22.3%

34% lower than US avg

Obesity Rate 36.8%

15% higher than US avg

Unemployment 0.0%

100% lower than US avg

Poverty Rate 26.5%

114% higher than US avg

How Cosby Compares to the U.S. Average (100% = U.S. avg)

People

Population521

Median Age55.8 yrs

Density94/mi²

Male / Female43% / 57%

Largest GroupWhite 100%

Veterans9.1%

Economy

Median IncomeN/A

Per Capita$25,353

Unemployment0.0%

Poverty26.5%

County GDP$1,210M

Commute53 min

Housing

Home Value$160,300

RentN/A

OwnershipN/A

Zillow$259,633

Housing Units400

Rent Burden36.1%

Health

Obesity36.8%

Uninsured12.8%

Smoking20.9%

Depression32.1%

Heart Disease6.3%

Climate

Avg Temp58°F (14°C)

AQI40 (Good)

Rain53.9 in/yr

Sunny Days301/yr

Elevation1,723 ft (525 m)

Education

C+

Bachelor's+22.3%

High School+90.4%

Graduate+12.6%

School Score5.08

Community

2024 VoteR 84% / D 15%

Commute53 min

Broadband75.7%

Libraries4

Is Cosby a Good Place to Live?

Based on current data, Cosby receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, a high uninsured rate, long commute times. Cosby has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The job market is very strong with unemployment at just 0.0%. The poverty rate of 26.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 53 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Cosby is $160,300, 43% below the national median — offering relatively affordable homeownership.

Education

22.3% of residents hold a bachelor's degree, below the national average of 33.7%. 90.4% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Cosby enjoys a moderate climate with an average annual temperature of 58°F. Winters average 39°F in January while summers reach 76°F in July. With 301 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 53.9 inches, including 5.6 inches of snow. Air quality is rated Good with a median AQI of 40.

Cosby has a population of 521 with a density of 94 people per square mile. The median age is 55.8 years, 43% older than the national median of 38.9. The city is predominantly White (100%).

Population

521

Total Population

People / sq mi

55.8yrs

Median Age

43% above US avg

5.5mi²

Land Area

Gender Distribution

Male 43.2%

Female 56.8%

Race & Ethnicity

Cosby vs U.S. Average

Language Spoken at Home

English Only	96.1%
	22% above US avg
Spanish	3.9%
	71% below US avg

Social Characteristics

Cosby vs U.S. Average

The median household income in Cosby is N/A. The unemployment rate is 0.0% (below the 3.6% US average). 26.5% of residents live below the poverty line. Workers commute an average of 53 minutes.

Income: Cosby vs U.S.

Commute Mode

Income


Per Capita Income	$25,353
Avg Weekly Wage	$873
IRS Avg AGI	$46,938

Employment & Poverty

Unemployment	0.0%
	100% below US avg
Poverty Rate	26.5%
	114% above US avg
Establishments (County)	594
County GDP	$1,210M

Business (County)

Restaurants	64
Healthcare	42
Retail	114
Manufacturing	28

Tax & Cost of Living

Property Tax (IRS)	$2,856
	18% below US avg
Effective Tax Rate	1.78%

Commute & Transportation

Commute Time	53.4 min
Drive Alone	82.5%
Public Transit	0.0%
Work from Home	17.5%

Walkability

The median home value in Cosby is $160,300, 43% below the national average. Zillow estimates the typical home value at $259,633.

Home Value Sources

Ownership Split

Home Values

Census Median	$160,300
	43% below US avg
Zillow ZHVI	$259,633

Real Estate Market (Redfin)

Rental Costs


Rent Burden	36.1%

HUD Fair Market Rent

Studio	$882
1 Bedroom	$924
2 Bedrooms	$1,118
3 Bedrooms	$1,445
4 Bedrooms	$1,644

Ownership & Property

Owner-Occupied	76.1%
Housing Units	400
Median Year Built	1984

Property Tax

Avg Tax (IRS)	$2,856
	18% below US avg
Effective Rate	1.78%

In Cosby, 36.8% of adults are obese (above the 32.1% national rate). 12.8% of residents lack health insurance. 20.9% are current smokers. 32.1% report depression. 26.9% are physically inactive.

Health Metrics: Cosby vs U.S. Average (%)

Chronic Conditions

Obesity	36.8%
	15% above US avg
Diabetes	11.2%
Heart Disease	6.3%
High Blood Pressure	35.3%
Asthma	11.4%
COPD	8.8%
Cancer	7.5%
Stroke	3.3%

Behaviors & Mental Health

Smoking	20.9%
	49% above US avg
Binge Drinking	16.0%
Physical Inactivity	26.9%
Depression	32.1%
Mental Distress	22.1%
Physical Distress	15.7%
Short Sleep	41.8%

Healthcare Access

Insurance Rate	92.2%
Uninsured	12.8%
	49% above US avg
Checkup Rate	74.3%
Dental Visits	52.3%
Premature Death	18,377/100K

Food & Exercise

Food Environment	6.0/10
Exercise Access	68.1%
Healthcare Facilities	42

Cosby has an average annual temperature of 58°F (14°C). Winters average 39°F in January while summers reach 76°F in July. Annual precipitation is 53.9 inches. The area enjoys 301 sunny days per year. Air quality is rated Good with a median AQI of 40.

Temperature

39°F Jan (4°C) 76°F Jul (24°C)

Annual Average	58.0°F
	7% above US avg
January Average	39°F (4°C)
July Average	76°F (24°C)
Sunny Days	301 days/yr

Precipitation & Snow

Annual Rainfall	53.9 inches
	42% above US avg
Snowfall	5.6 inches/yr

Air Quality

AQI Median	40.0
Rating	Good

Geography

Elevation	1,723 ft (525 m)
Area	5.5 sq mi (14.3 km²)
Population Density	94/sq mi
Coordinates	35.7951°N, 83.2457°W
Timezone	America/Chicago
County FIPS	47029

It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 22.3% of residents hold a bachelor's degree or higher (34% below US avg). In the 2024 election, the county voted Republican by a 68.3-point margin. 75.7% of households have broadband internet.

2024 Presidential Election (County)

R 83.7%

D 15.4%

Winner: Republican by 68.3 points

Education

Bachelor's Degree+	22.3%
	34% below US avg
High School+	90.4%
Graduate Degree+	12.6%
School Test Score	5.08

C+ Education Grade (2.8/5.0)

Urban-Rural Classification

RUCC Code 6	Nonmetro — Urban 2.5K–20K, adjacent
Population Density	94/sq mi
Total Area	5.5 sq mi

Infrastructure & Services

Broadband Access	75.7%
Alt Fuel Stations	1
Public Libraries	4
Healthcare Facilities	42
Restaurants	64
Retail Stores	114

Safety & Disasters

Fatal Crashes (County/yr)	7

Commute & Transportation

Avg Commute	53.4 min
Drive Alone	82.5%
Public Transit	0.0%
Work from Home	17.5%

Cosby, TN

How Cosby Compares to the U.S. Average (100% = U.S. avg)

People

Economy

Housing

Health

Climate

Education

Community

Is Cosby a Good Place to Live?

Economy & Jobs

Cost of Living & Housing

Education

Climate & Weather

Population

Gender Distribution

Race & Ethnicity

Cosby vs U.S. Average

Language Spoken at Home

Social Characteristics

Cosby vs U.S. Average

Income: Cosby vs U.S.

Commute Mode

Income

Employment & Poverty

Business (County)

Tax & Cost of Living

Commute & Transportation

Walkability

Home Value Sources

Ownership Split

Home Values

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Ownership & Property

Property Tax

Health Metrics: Cosby vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Food & Exercise

Temperature

Precipitation & Snow

Air Quality

Geography

2024 Presidential Election (County)

Education

Urban-Rural Classification

Infrastructure & Services

Safety & Disasters

Commute & Transportation

Nearby Cities