Median Income
$50,833
32% lower than US avg
Home Value
$95,000
66% lower than US avg
Violent Crime
150/100K
61% lower than US avg
Bachelor's+
9.4%
72% lower than US avg
Median Rent
$699
40% lower than US avg
Obesity Rate
38.6%
20% higher than US avg
Unemployment
1.5%
58% lower than US avg
Poverty Rate
14.5%
17% higher than US avg
How Cosmos Compares to the U.S. Average (100% = U.S. avg)
People
Population529
Median Age47.3 yrs
Density540/mi²
Male / Female51% / 49%
Largest GroupWhite 95%
Veterans6.2%
Economy
B+
Median Income$50,833
Per Capita$34,290
Unemployment1.5%
Poverty14.5%
County GDP$1,190M
Commute27 min
Housing
A+
Home Value$95,000
Rent$699
Ownership81.5%
Zillow$175,510
Housing Units253
Rent Burden24.1%
Crime
F
Violent150/100K
Property2,022/100K
Health
Obesity38.6%
Uninsured9.5%
Smoking18.2%
Depression26.4%
Heart Disease5.9%
Climate
Avg Temp43°F (6°C)
AQI36 (Good)
Rain27.9 in/yr
Sunny Days276/yr
Elevation1,114 ft (340 m)
Education
D
Bachelor's+9.4%
High School+92.3%
Graduate+2.2%
School Score5.84
Community
2024 VoteR 70% / D 28%
Commute27 min
Broadband86.6%
EV Stations1
Libraries5
Is Cosmos a Good Place to Live?
Based on current data, Cosmos receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Cosmos has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Cosmos is $50,833, 32% below the national average of $75,149. The job market is very strong with unemployment at just 1.5%. 14.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Cosmos is $95,000, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $699 per month, below the national average / a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Cosmos is a very safe community with a violent crime rate of 150 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,022 per 100,000, near the national average.
Education
9.4% of residents hold a bachelor's degree, below the national average of 33.7%. 92.3% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Cosmos has a cool climate with an average annual temperature of 43°F. Winters average 12°F in January while summers reach 71°F in July. With 276 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 27.9 inches, including 37.7 inches of snow. Air quality is rated Good with a median AQI of 36.
Cosmos has a population of 529 with a density of 540 people per square mile, spread across 1.1 square miles. The median age is 47.3 years, 22% older than the national median of 38.9. The gender split is 48.6% female and 51.4% male. The city is predominantly White (95.1%), with 1.7% Hispanic. English is the primary language spoken at home by 95.6% of residents. 6.2% of the population are veterans. 13.3% of residents have a disability. 94.2% have health insurance coverage.
Population
47.3yrs
Median Age
22% above US avg
Language Spoken at Home
English Only
95.6%
22% above US avg
Spanish
4.4%
67% below US avg
The median household income in Cosmos is $50,833, which is 32% below the national average of $75,149. Per capita income is $34,290 (below the $39,052 national figure). The average weekly wage is $1,062, 26% lower than the U.S. average. The unemployment rate is 1.5% (below the 3.6% US average). 14.5% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 594 business establishments, including 21 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 27 minutes. 2.4% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $50,833 |
| 32% below US avg |
| Per Capita Income | $34,290 |
| Avg Weekly Wage | $1,062 |
| IRS Avg AGI | $75,740 |
| Gini Index | 0.412 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.5% |
| 58% below US avg |
| Poverty Rate | 14.5% |
| 17% above US avg |
| Establishments (County) | 594 |
| County GDP | $1,190M |
Business (County)
| Restaurants | 21 |
| Healthcare | 44 |
| Retail | 56 |
| Manufacturing | 20 |
Tax & Cost of Living
| Property Tax (IRS) | $2,983 |
| 15% below US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 3.14% |
Commute & Transportation
| Commute Time | 26.9 min |
| Drive Alone | 86.3% |
| Public Transit | 0.0% |
| Work from Home | 2.4% |
The median home value in Cosmos is $95,000, 66% below the national median of $281,900. Zillow estimates the typical home value at $175,510, higher than the Census estimate. Monthly rent averages $699 (40% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 81.5% of housing units are owner-occupied (above the 65.4% national rate). There are 253 total housing units in the city. The median year a home was built is 1957. The average annual property tax is $2,983. 24.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $95,000 |
| 66% below US avg |
| Zillow ZHVI | $175,510 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $699 |
| 40% below US avg |
| Rent Burden | 24.1% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 81.5% |
| Owner-Occupied | 81.5% |
| Renter-Occupied | 18.5% |
| Housing Units | 253 |
| Median Year Built | 1957 |
Property Tax
| Avg Tax (IRS) | $2,983 |
| 15% below US avg |
| Effective Rate | 3.14% |
In Cosmos, 38.6% of adults are obese, above the national rate of 32.1%. 10.2% have diabetes. Heart disease affects 5.9% of residents. 29.3% have high blood pressure. 18.2% are current smokers (above the 14.0% national rate). 20.8% report binge drinking. 26.6% are physically inactive. 26.4% report depression (above the 20.0% national average). 18.3% experience frequent mental distress. 9.5% of residents lack health insurance. The primary care physician ratio is 1:3,652. The dentist ratio is 1:1,614. 54.9% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Cosmos vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.6% |
| 20% above US avg |
| Diabetes | 10.2% |
| Heart Disease | 5.9% |
| High Blood Pressure | 29.3% |
| Asthma | 10.5% |
| COPD | 6.2% |
| Cancer | 7.2% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 18.2% |
| 30% above US avg |
| Binge Drinking | 20.8% |
| Physical Inactivity | 26.6% |
| Depression | 26.4% |
| Mental Distress | 18.3% |
| Physical Distress | 12.4% |
| Short Sleep | 31.4% |
Healthcare Access
| Insurance Rate | 94.2% |
| Uninsured | 9.5% |
| 10% above US avg |
| Primary Care | 1:3,652 |
| Dentists | 1:1,614 |
| Mental Health | 1:3,587 |
| Checkup Rate | 72.0% |
| Dental Visits | 61.8% |
| Premature Death | 7,904/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 54.9% |
| Healthcare Facilities | 44 |
Cosmos has a violent crime rate of 150 per 100,000 residents, 61% below the national average of 380. Property crime stands at 2,022 per 100,000, 3% above the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Cosmos receives a safety grade of F.
Crime Rates: Cosmos vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 149.8/100K |
| 61% below US avg |
| |
Property Crime
| Total Property | 2,021.6/100K |
| 3% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 53 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cosmos has a cool climate with an average annual temperature of 43°F (6°C). Winters average 12°F in January while summers reach 71°F in July. The area gets 276 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 27.9 inches (drier than the 38-inch national average). The area receives 37.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,114 feet.
Temperature
12°F Jan (-11°C)
71°F Jul (21°C)
| Annual Average | 43.2°F |
| 20% below US avg |
| January Average | 12°F (-11°C) |
| July Average | 71°F (21°C) |
| Sunny Days | 276 days/yr |
Geography
| Elevation | 1,114 ft (340 m) |
| Area | 1.1 sq mi (2.9 km²) |
| Population Density | 540/sq mi |
| Coordinates | 44.9359°N, 94.6954°W |
| Timezone | America/Chicago |
| County | Renville County County |
| Nearest Airport | St Cloud Regional (STC) 52 miles away |
Precipitation & Snow
Annual Rainfall
27.9"
27% below US avg
Wettest Month (Jun)
4.49"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 38.5 / 100 |
| Social Vulnerability | 42.1 / 100 |
| Community Resilience | 88.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.1. Most recent: M2.8 on Apr 25, 2017.
| Jun 5, 1993 |
11 km N of Johnson, Minnesota |
M4.1 |
150 km |
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
25 km |
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
100 km |
| Apr 29, 2011 |
Minnesota |
M2.5 |
134 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
495 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 19 fatalities, 617 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 25, 2000 |
EF4 |
77 km |
1 |
| May 6, 1965 |
EF4 |
92 km |
0 |
| May 6, 1965 |
EF4 |
77 km |
3 |
| Jun 19, 1951 |
EF4 |
26 km |
1 |
| Jul 11, 2008 |
EF3 |
38 km |
0 |
| Aug 24, 2006 |
EF3 |
81 km |
1 |
| Mar 29, 1998 |
EF3 |
84 km |
1 |
| Mar 29, 1998 |
EF3 |
90 km |
0 |
| Jul 1, 1997 |
EF3 |
57 km |
0 |
| Jun 16, 1992 |
EF3 |
89 km |
0 |
| Jun 16, 1992 |
EF3 |
38 km |
0 |
| Jun 16, 1992 |
EF3 |
84 km |
0 |
| Jun 16, 1992 |
EF3 |
93 km |
0 |
| Jul 23, 1987 |
EF3 |
98 km |
0 |
| Sep 3, 1980 |
EF3 |
76 km |
1 |
| May 6, 1965 |
EF3 |
50 km |
0 |
| Jun 18, 1964 |
EF3 |
98 km |
0 |
| May 5, 1964 |
EF3 |
72 km |
0 |
| Jul 20, 1951 |
EF3 |
94 km |
5 |
| Jul 11, 2016 |
EF2 |
24 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNIT 4 (5,887 ac, 2002).
| Year |
Name |
Acres |
Distance |
| 2002 |
UNIT 4 |
5,887 |
96 km |
| 2003 |
UNITS 37 38 39 A |
4,879 |
99 km |
| 2009 |
BU9 |
4,112 |
96 km |
| 2007 |
WUI 07 - UNIT 36 |
4,025 |
99 km |
| 2000 |
UNIT 25 |
3,412 |
99 km |
| 2009 |
BU11 |
3,242 |
96 km |
| 1997 |
BIG |
2,987 |
98 km |
| 2003 |
UNITS 34 33 W |
2,637 |
98 km |
| 2024 |
UNIT 8E RX |
2,551 |
97 km |
| 1992 |
SHARPTAIL |
2,288 |
97 km |
| 2010 |
WUI 10 UNIT D |
2,042 |
97 km |
| 1996 |
UNNAMED |
1,906 |
100 km |
| 2006 |
UNIT 4 |
1,732 |
97 km |
| 2009 |
UNIT 23 24 26 |
1,644 |
98 km |
| 1995 |
ANTLER |
1,603 |
97 km |
| 1992 |
UNIT 25 |
1,460 |
99 km |
| 1987 |
UNNAMED |
1,280 |
97 km |
| 1998 |
UNITS 23 A |
1,268 |
96 km |
| 1996 |
CARPENTER |
1,207 |
95 km |
| 2009 |
HFR 08 - UNIT 20 |
1,168 |
100 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
12°F (-11°C) |
0.7 in |
Coldest |
| February |
18°F (-8°C) |
0.6 in |
Driest |
| March |
30°F (-1°C) |
1.6 in |
|
| April |
46°F (8°C) |
2.4 in |
|
| May |
59°F (15°C) |
3.2 in |
|
| June |
69°F (20°C) |
4.5 in |
Wettest |
| July |
71°F (21°C) |
3.6 in |
Warmest |
| August |
69°F (21°C) |
3.5 in |
|
| September |
60°F (16°C) |
2.9 in |
|
| October |
48°F (9°C) |
2.2 in |
|
| November |
31°F (-1°C) |
1.4 in |
|
| December |
16°F (-9°C) |
0.7 in |
|
Cosmos has a seasonal temperature swing of 59°F / from 12°F in January to 71°F in July. Total annual precipitation is 27.4 inches, with June being the wettest month (4.5") and February the driest (0.6").
Average costs for common services in Cosmos. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $758 |
| Toddler | $697 |
| Preschool | $637 |
| Family Childcare (monthly) |
| Infant | $556 |
| Toddler | $563 |
| Preschool | $563 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cosmos
What is the population of Cosmos?
Cosmos has a population of 529 residents and is located in Minnesota. The population density is 540 people per square mile, spread across 1.1 square miles. The median age of residents is 47.3 years, which is older than the national median of 38.9 years. The population is 48.6% female and 51.4% male.
Is Cosmos expensive to live in?
Cosmos has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $50,833, 32% below the national average of $75,149. The median home value is $95,000 (66% below the U.S. median). Renters pay a median of $699 per month, below the national average of $1,163. The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is Cosmos safe?
Cosmos is considered a very safe city with a violent crime rate of 150 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,022 per 100,000 (above the national average). Overall, Cosmos receives a safety grade of F based on combined crime data.
What is the weather like in Cosmos?
Cosmos has a cool climate with an average annual temperature of 43°F (6°C). Winter temperatures average 12°F in January, while summers reach an average of 71°F in July. The area receives 276 sunny days per year, well above the national average of 205. Annual rainfall totals 27.9 inches, with 37.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Cosmos?
The job market in Cosmos is very strong, with unemployment at just 1.5% / well below the national rate of 3.6%. The average weekly wage is $1,062. There are 594 business establishments in the area, including 21 restaurants and food service locations. The average commute time is 27 minutes, and 2.4% of workers work from home.
How much does housing cost in Cosmos?
The median home value in Cosmos is $95,000. Zillow estimates the typical home value at $175,510. For renters, the median monthly rent is $699. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 81.5%. The average annual property tax is $2,983.
How are the schools in Cosmos?
Schools in Cosmos score 5.8 out of 10 on standardized testing, near the national average. 9.4% of adults in Cosmos hold a bachelor's degree or higher, below the national average of 33.7%. 92.3% have completed high school. 2.2% hold a graduate or professional degree.
How healthy is Cosmos?
The obesity rate in Cosmos is 38.6% (above the national rate of 32.1%). 18.2% of adults are smokers. 26.6% are physically inactive. 26.4% of residents report depression. 9.5% lack health insurance. 54.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,652.
What is transportation like in Cosmos?
The average commute in Cosmos is 27 minutes. 86.3% of workers drive alone to work, and 2.4% work from home.
What are the demographics of Cosmos?
The racial and ethnic makeup of Cosmos is 95.1% White, 1.7% Hispanic or Latino. 95.6% of residents speak only English at home, while 4.4% speak Spanish. 6.2% of the population are military veterans. 13.3% of residents have a disability. 94.2% have health insurance coverage.