Cottage City, MD

Maryland · Metropolitan Area

Cottage City is a small town in Maryland with a population of 1,162. Residents earn $78,456 per year, which is 4% above the national average.

3.1 /5.0
B Good
1,162 Population 4,304/sq mi density
$78,456 Median Income $36,496 per capita
$331,900 Home Value $352,685 Zillow
$1,141 Median Rent
58°F Avg Temperature
148 Violent Crime/100K 2,669 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$78,456 median income, 3.9% unemployment
A
Affordability
4.3 / 5.0
$331,900 home value, $1,141/mo rent
F
Safety
1.0 / 5.0
148 violent crimes/100K (61% below avg)
C+
Education
2.8 / 5.0
21.9% bachelor's degree or higher
Median Income $78,456
4% higher than US avg
Home Value $331,900
18% higher than US avg
Violent Crime 148/100K
61% lower than US avg
Bachelor's+ 21.9%
35% lower than US avg
Median Rent $1,141
2% lower than US avg
Obesity Rate 40.9%
27% higher than US avg
Unemployment 3.9%
8% higher than US avg
Poverty Rate 2.3%
81% lower than US avg

How Cottage City Compares to the U.S. Average (100% = U.S. avg)

People

Population1,162
Median Age48.3 yrs
Density4,304/mi²
Male / Female48% / 52%
Largest GroupWhite 20%

Economy

A
Median Income$78,456
Per Capita$36,496
Unemployment3.9%
Poverty2.3%
County GDP$65,163M
Commute37 min

Housing

A
Home Value$331,900
Rent$1,141
OwnershipN/A
Zillow$352,685

Crime

F
Violent148/100K
Property2,669/100K
Murder0.0/100K
Assault148/100K
Burglary297/100K

Health

Obesity40.9%
UninsuredN/A
Depression15.6%
Heart Disease5.3%

Climate

Avg Temp58°F
AQI41 (Good)
Rain45.6 in/yr
Elevation31 ft

Education

C+
Bachelor's+21.9%
High School+69.4%
School Score5.85

Community

2024 VoteR 11% / D 86%
Commute37 min
Libraries19

Is Cottage City a Good Place to Live?

Based on current data, Cottage City receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low crime rates, a low poverty rate. Areas to be aware of include long commute times, high obesity rates. Cottage City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cottage City is $78,456, roughly in line with the national average of $75,149. Unemployment stands at 3.9%, indicating a healthy job market. Only 2.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Cottage City is $331,900, 18% above the national median. Renters pay a median of $1,141 per month. A price-to-income ratio of 4.2x indicates a reasonably affordable housing market.

Safety & Crime

Cottage City is a very safe community with a violent crime rate of 148 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 2,669 per 100,000, 36% above the national average.

Education

21.9% of residents hold a bachelor's degree, below the national average of 33.7%. 69.4% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Cottage City enjoys a moderate climate with an average annual temperature of 58°F. Winters average 36°F in January while summers reach 80°F in July. Annual precipitation totals 45.6 inches, including 9.7 inches of snow. Air quality is rated Good with a median AQI of 41.

Cottage City has a population of 1,162 with a density of 4,304 people per square mile. The median age is 48.3 years, 24% older than the national median of 38.9. The city is predominantly Black (26%), with 19.5% White.

Population

1,162
Total Population
4,304
People / sq mi
48.3yrs
Median Age
24% above US avg
0.3mi²
Land Area

Gender Distribution

Male 47.8%
Female 52.2%

Race & Ethnicity

Cottage City vs U.S. Average

Language Spoken at Home

English Only39.9%
49% below US avg
Spanish60.1%
349% above US avg

Social Characteristics

Cottage City vs U.S. Average

The median household income in Cottage City is $78,456, which is 4% above the national average of $75,149. The unemployment rate is 3.9% (above the 3.6% US average). 2.3% of residents live below the poverty line. Workers commute an average of 37 minutes.

Income: Cottage City vs U.S.

Commute Mode

Income

Median HH Income$78,456
4% above US avg
Per Capita Income$36,496
Avg Weekly Wage$1,411
IRS Avg AGI$67,994

Employment & Poverty

Unemployment3.9%
8% above US avg
Poverty Rate2.3%
81% below US avg
Establishments (County)18,770
County GDP$65,163M

Business (County)

Restaurants1,546
Healthcare2,219
Retail2,225
Manufacturing255

Tax & Cost of Living

Property Tax (IRS)$5,553
59% above US avg
Effective Tax Rate1.67%

Commute & Transportation

Commute Time36.8 min
Work from Home11.3%

Walkability

The median home value in Cottage City is $331,900, 18% above the national average. Monthly rent averages $1,141 (2% below US avg). Zillow estimates the typical home value at $352,685.

Home Value Sources

Ownership Split

Home Values

Census Median$331,900
18% above US avg
Zillow ZHVI$352,685
Median List Price$569,000

Real Estate Market (Redfin)

Median List Price$569,000
$/Sq Ft$222
Homes Sold1
Sale-to-List Ratio100.0%
Price Drops100.0%
Inventory1

Rental Costs

Census Median Rent$1,141
2% below US avg

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied72.3%

Property Tax

Avg Tax (IRS)$5,553
59% above US avg
Effective Rate1.67%
In Cottage City, 40.9% of adults are obese (above the 32.1% national rate). 15.6% report depression. 30.8% are physically inactive.

Health Metrics: Cottage City vs U.S. Average (%)

Chronic Conditions

Obesity40.9%
27% above US avg
Diabetes14.1%
Heart Disease5.3%
High Blood Pressure35.1%
Asthma10.9%
COPD5.6%
Stroke3.5%

Behaviors & Mental Health

Binge Drinking13.7%
Physical Inactivity30.8%
Depression15.6%
Mental Distress15.3%
Physical Distress13.9%

Healthcare Access

Insurance Rate81.8%
Checkup Rate73.3%
Premature Death8,436/100K

Food & Exercise

Food Environment9.1/10
Exercise Access97.7%
Healthcare Facilities2,219
Cottage City has a violent crime rate of 148 per 100,000 residents, 61% below the national average of 380. Property crime stands at 2,669 per 100,000 (36% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Cottage City vs U.S. Average (per 100,000)

Violent Crime

Total Violent148.3/100K
61% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault148.3/100K

Property Crime

Total Property2,668.6/100K
36% above US avg
Burglary296.5/100K
Theft1,705.0/100K
Vehicle Theft667.2/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)116

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Cottage City has an average annual temperature of 58°F (15°C). Winters average 36°F in January while summers reach 80°F in July. Annual precipitation is 45.6 inches. Air quality is rated Good with a median AQI of 41.

Temperature

36°F Jan (2°C) 80°F Jul (27°C)
Annual Average58.3°F
8% above US avg
January Average36°F (2°C)
July Average80°F (27°C)

Precipitation & Snow

Annual Rainfall45.6 inches
20% above US avg
Snowfall9.7 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation31 ft (9 m)
Area0.3 sq mi (0.7 km²)
Population Density4,304/sq mi
Coordinates38.9384°N, 76.9494°W
County FIPS24033
It is classified as Metro — 1 million+. 21.9% of residents hold a bachelor's degree or higher (35% below US avg). In the 2024 election, the county voted Democrat by a 75.2-point margin.

2024 Presidential Election (County)

R 11.2%
D 86.4%

Winner: Democrat by 75.2 points

Education

Bachelor's Degree+21.9%
35% below US avg
High School+69.4%
School Test Score5.85
C+ Education Grade (2.8/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density4,304/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Public Libraries19
Healthcare Facilities2,219
Restaurants1,546
Retail Stores2,225

Safety & Disasters

Fatal Crashes (County/yr)116
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute36.8 min
Work from Home11.3%

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