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Cream Ridge, NJ

New Jersey · Metropolitan Area

Cream Ridge is a small town in New Jersey with a population of 477. Residents earn $235,761 per year, which is 214% above the national average.

4.9 /5.0
A+ Excellent
477 Population 158/sq mi density
$235,761 Median Income $87,066 per capita
$808,000 Home Value $716,714 Zillow
53°F Avg Temperature 275 sunny days/yr
A+
Overall
4.9 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$235,761 median income, 0.0% unemployment
A+
Affordability
4.8 / 5.0
$808,000 home value
A+
Education
5.0 / 5.0
60.7% bachelor's degree or higher
Median Income $235,761
214% higher than US avg
Home Value $808,000
187% higher than US avg
Bachelor's+ 60.7%
80% higher than US avg
Obesity Rate 27.0%
16% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Cream Ridge Compares to the U.S. Average (100% = U.S. avg)

People

Population477
Median Age51.1 yrs
Density158/mi²
Male / Female54% / 46%
Largest GroupWhite 77%
Veterans9.0%

Economy

A+
Median Income$235,761
Per Capita$87,066
Unemployment0.0%
Poverty0.0%
County GDP$56,807M
Commute58 min

Housing

A+
Home Value$808,000
RentN/A
OwnershipN/A
Zillow$716,714
Housing Units264
Rent Burden30.4%

Health

Obesity27.0%
Uninsured5.7%
Smoking7.7%
Depression15.1%
Heart Disease3.9%

Climate

Avg Temp53°F (12°C)
AQI39 (Good)
Rain47.5 in/yr
Sunny Days275/yr
Elevation110 ft (34 m)

Education

A+
Bachelor's+60.7%
High School+100.0%
Graduate+22.3%
School Score6.24

Community

2024 VoteR 32% / D 66%
Commute58 min
Broadband100.0%
Libraries14

Is Cream Ridge a Good Place to Live?

Based on current data, Cream Ridge receives an overall livability score of 4.9 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, abundant sunshine. Areas to be aware of include high housing costs, long commute times. Cream Ridge stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Cream Ridge is $235,761, which is significantly higher than the national average — 214% above $75,149. This places Cream Ridge among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 58 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Cream Ridge is $808,000, making it a premium housing market at 187% above the U.S. median of $281,900. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.

Education

Cream Ridge is a highly educated community — 60.7% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 100.0% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Cream Ridge experiences four distinct seasons with an average temperature of 53°F. Winters average 31°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.5 inches, including 23.7 inches of snow. Air quality is rated Good with a median AQI of 39.

Cream Ridge has a population of 477 with a density of 158 people per square mile. The median age is 51.1 years, 31% older than the national median of 38.9. The city is predominantly White (77.4%), with 5.5% Black.

Population

477
Total Population
158
People / sq mi
51.1yrs
Median Age
31% above US avg
3.0mi²
Land Area

Gender Distribution

Male 54.3%
Female 45.7%

Race & Ethnicity

Cream Ridge vs U.S. Average

Language Spoken at Home

English Only90.9%
16% above US avg
Spanish9.1%
32% below US avg

Social Characteristics

Cream Ridge vs U.S. Average

The median household income in Cream Ridge is $235,761, which is 214% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 58 minutes.

Income: Cream Ridge vs U.S.

Commute Mode

Income

Median HH Income$235,761
214% above US avg
Per Capita Income$87,066
Avg Weekly Wage$1,740
IRS Avg AGI$114,994

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)11,677
County GDP$56,807M

Business (County)

Restaurants877
Healthcare1,221
Retail1,189
Manufacturing228

Tax & Cost of Living

Property Tax (IRS)$13,072
273% above US avg
Cost of Living108.80 (100=avg)
Effective Tax Rate1.62%

Commute & Transportation

Commute Time57.5 min
Drive Alone75.8%
Public Transit0.0%
Work from Home18.3%

Walkability

The median home value in Cream Ridge is $808,000, 187% above the national average. Zillow estimates the typical home value at $716,714.

Home Value Sources

Ownership Split

Home Values

Census Median$808,000
187% above US avg
Zillow ZHVI$716,714
Median List Price$1,095,000

Real Estate Market (Redfin)

Median List Price$1,095,000
$/Sq Ft$227
Homes Sold1
Sale-to-List Ratio94.4%
Price Drops0.0%

Rental Costs

Rent Burden30.4%

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied100.0%
Housing Units264
Median Year Built2000

Property Tax

Avg Tax (IRS)$13,072
273% above US avg
Effective Rate1.62%
In Cream Ridge, 27.0% of adults are obese (below the 32.1% national rate). 5.7% of residents lack health insurance. 7.7% are current smokers. 15.1% report depression. 15.2% are physically inactive.

Health Metrics: Cream Ridge vs U.S. Average (%)

Chronic Conditions

Obesity27.0%
16% below US avg
Diabetes6.6%
Heart Disease3.9%
High Blood Pressure25.3%
Asthma8.6%
COPD3.2%
Cancer7.2%
Stroke2.0%

Behaviors & Mental Health

Smoking7.7%
45% below US avg
Binge Drinking18.1%
Physical Inactivity15.2%
Depression15.1%
Mental Distress13.8%
Physical Distress8.5%
Short Sleep31.4%

Healthcare Access

Insurance Rate97.7%
Uninsured5.7%
34% below US avg
Primary Care1:1,106
Dentists1:1,182
Mental Health1:244
Checkup Rate77.3%
Dental Visits76.0%
Premature Death7,664/100K

Food & Exercise

Food Environment9.0/10
Exercise Access99.4%
Healthcare Facilities1,221
Cream Ridge has an average annual temperature of 53°F (12°C). Winters average 31°F in January while summers reach 75°F in July. Annual precipitation is 47.5 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 39.

Temperature

31°F Jan (-1°C) 75°F Jul (24°C)
Annual Average52.8°F
2% below US avg
January Average31°F (-1°C)
July Average75°F (24°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall47.5 inches
25% above US avg
Snowfall23.7 inches/yr

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation110 ft (34 m)
Area3.0 sq mi (7.8 km²)
Population Density158/sq mi
Coordinates40.1322°N, 74.5373°W
TimezoneAmerica/New_York
County FIPS34021
It is classified as Metro — 250K–1M. 60.7% of residents hold a bachelor's degree or higher (80% above US avg). In the 2024 election, the county voted Democrat by a 33.9-point margin. 100.0% of households have broadband internet.

2024 Presidential Election (County)

R 32%
D 65.9%

Winner: Democrat by 33.9 points

Education

Bachelor's Degree+60.7%
80% above US avg
High School+100.0%
Graduate Degree+22.3%
School Test Score6.24
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density158/sq mi
Total Area3.0 sq mi

Infrastructure & Services

Broadband Access100.0%
Public Libraries14
Healthcare Facilities1,221
Restaurants877
Retail Stores1,189

Safety & Disasters

Fatal Crashes (County/yr)26

Commute & Transportation

Avg Commute57.5 min
Drive Alone75.8%
Public Transit0.0%
Work from Home18.3%

Nearby Cities

Allentown, NJ 1,926 pop · 4.2 mi New Egypt, NJ 1,949 pop · 4.7 mi Groveville, NJ 3,007 pop · 6.6 mi Roosevelt, NJ 1,059 pop · 7.1 mi Yardville, NJ 6,266 pop · 7.6 mi McGuire AFB, NJ 4,491 pop · 7.7 mi Robbinsville Center, NJ 3,808 pop · 7.8 mi Hamilton Square, NJ 11,643 pop · 8.8 mi Bordentown, NJ 4,006 pop · 9.1 mi Monroe Manor, NJ 2,308 pop · 9.4 mi Twin Rivers, NJ 8,315 pop · 9.4 mi Hightstown, NJ 5,869 pop · 9.4 mi Fort Dix, NJ 8,034 pop · 9.6 mi White Horse, NJ 10,040 pop · 9.6 mi
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