Median Income
$49,583
34% lower than US avg
Home Value
$145,500
48% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
20.0%
41% lower than US avg
Median Rent
$755
35% lower than US avg
Obesity Rate
39.9%
24% higher than US avg
Unemployment
1.2%
67% lower than US avg
Poverty Rate
15.2%
23% higher than US avg
How Croghan Compares to the U.S. Average (100% = U.S. avg)
People
Population642
Median Age39.1 yrs
Density1,493/mi²
Male / Female48% / 52%
Largest GroupWhite 100%
Veterans10.5%
Economy
B+
Median Income$49,583
Per Capita$27,721
Unemployment1.2%
Poverty15.2%
County GDP$1,659M
Commute24 min
Housing
A+
Home Value$145,500
Rent$755
Ownership59.4%
Zillow$188,906
Housing Units304
Rent Burden46.7%
Crime
C+
Violent0/100K
Property216/100K
Health
Obesity39.9%
Uninsured6.3%
Smoking15.1%
Depression22.7%
Heart Disease5.4%
Climate
Avg Temp44°F (7°C)
AQI36 (Good)
Rain41.8 in/yr
Sunny Days246/yr
Elevation835 ft (255 m)
Education
C+
Bachelor's+20.0%
High School+93.8%
Graduate+10.6%
School Score5.48
Community
2024 VoteR 72% / D 28%
Commute24 min
Broadband83.9%
EV Stations2
Libraries10
Is Croghan a Good Place to Live?
Based on current data, Croghan receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Croghan offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Croghan is $49,583, 34% below the national average of $75,149. The job market is very strong with unemployment at just 1.2%. The poverty rate of 15.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Croghan is $145,500, 48% below the national median / offering relatively affordable homeownership. Renters pay a median of $755 per month, below the national average / a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Croghan is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 216 per 100,000, 89% below the national average.
Education
20.0% of residents hold a bachelor's degree, below the national average of 33.7%. 93.8% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Croghan has a cool climate with an average annual temperature of 44°F. Winters average 17°F in January while summers reach 68°F in July. The area gets 246 sunny days per year. Annual precipitation totals 41.8 inches, including 127.0 inches of snow. Air quality is rated Good with a median AQI of 36.
Croghan has a population of 642 with a density of 1,493 people per square mile, spread across 0.4 square miles. The median age is 39.1 years, 1% older than the national median of 38.9. The gender split is 51.7% female and 48.3% male. The city is predominantly White (99.7%). English is the primary language spoken at home by 99.7% of residents. 10.5% of the population are veterans, above the national rate of 6.0%. 8.9% of residents have a disability (below the 13.0% national average). 93.7% have health insurance coverage.
Population
39.1yrs
Median Age
1% above US avg
Language Spoken at Home
English Only
99.7%
27% above US avg
Spanish
0.3%
98% below US avg
The median household income in Croghan is $49,583, which is 34% below the national average of $75,149. Per capita income is $27,721 (below the $39,052 national figure). The average weekly wage is $1,051, 27% lower than the U.S. average. The unemployment rate is 1.2% (below the 3.6% US average). 15.2% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 600 business establishments, including 65 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 24 minutes. 5.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $49,583 |
| 34% below US avg |
| Per Capita Income | $27,721 |
| Avg Weekly Wage | $1,051 |
| IRS Avg AGI | $62,980 |
| Gini Index | 0.403 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.2% |
| 67% below US avg |
| Poverty Rate | 15.2% |
| 23% above US avg |
| Establishments (County) | 600 |
| County GDP | $1,659M |
Business (County)
| Restaurants | 65 |
| Healthcare | 41 |
| Retail | 73 |
| Manufacturing | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $5,757 |
| 64% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 3.96% |
Commute & Transportation
| Commute Time | 24.1 min |
| Drive Alone | 69.7% |
| Public Transit | 0.0% |
| Work from Home | 5.8% |
The median home value in Croghan is $145,500, 48% below the national median of $281,900. Zillow estimates the typical home value at $188,906, higher than the Census estimate. Monthly rent averages $755 (35% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 59.4% of housing units are owner-occupied. There are 304 total housing units in the city. The median year a home was built is 1942. The average annual property tax is $5,757 (higher than the $3,500 national average). 46.7% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $145,500 |
| 48% below US avg |
| Zillow ZHVI | $188,906 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $755 |
| 35% below US avg |
| Rent Burden | 46.7% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 59.4% |
| Owner-Occupied | 59.4% |
| Renter-Occupied | 40.6% |
| Housing Units | 304 |
| Median Year Built | 1942 |
Property Tax
| Avg Tax (IRS) | $5,757 |
| 64% above US avg |
| Effective Rate | 3.96% |
In Croghan, 39.9% of adults are obese, above the national rate of 32.1%. 8.8% have diabetes (below the 10.5% national rate). Heart disease affects 5.4% of residents. 29.3% have high blood pressure. 15.1% are current smokers. 20.1% report binge drinking. 25.5% are physically inactive. 22.7% report depression. 18.7% experience frequent mental distress. 6.3% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,476. The dentist ratio is 1:5,340. 44.2% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Croghan vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.9% |
| 24% above US avg |
| Diabetes | 8.8% |
| Heart Disease | 5.4% |
| High Blood Pressure | 29.3% |
| Asthma | 11.3% |
| COPD | 6.7% |
| Cancer | 7.6% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.1% |
| 8% above US avg |
| Binge Drinking | 20.1% |
| Physical Inactivity | 25.5% |
| Depression | 22.7% |
| Mental Distress | 18.7% |
| Physical Distress | 13.5% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 93.7% |
| Uninsured | 6.3% |
| 27% below US avg |
| Primary Care | 1:1,476 |
| Dentists | 1:5,340 |
| Mental Health | 1:466 |
| Checkup Rate | 78.1% |
| Dental Visits | 61.3% |
| Premature Death | 7,011/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 44.2% |
| Healthcare Facilities | 41 |
Croghan has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 216 per 100,000, 89% below the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Croghan receives a safety grade of C+.
Crime Rates: Croghan vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 215.5/100K |
| 89% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Croghan has a cool climate with an average annual temperature of 44°F (7°C). Winters average 17°F in January while summers reach 68°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 41.8 inches. The area receives 127.0 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 835 feet.
Temperature
17°F Jan (-8°C)
68°F Jul (20°C)
| Annual Average | 43.7°F |
| 19% below US avg |
| January Average | 17°F (-8°C) |
| July Average | 68°F (20°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 835 ft (255 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 1,493/sq mi |
| Coordinates | 43.8943°N, 75.3915°W |
| Timezone | America/New_York |
| County | Lewis County County |
| Nearest Airport | Watertown International (ART)
32 miles away |
Precipitation & Snow
Annual Rainfall
41.8"
10% above US avg
Wettest Month (Sep)
4.37"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.7 / 100 |
| Social Vulnerability | 28.7 / 100 |
| Community Resilience | 83.6 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
26 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.5 on Jan 1, 2025.
| Apr 20, 2000 |
7 km WSW of Newcomb, New York |
M3.8 |
91 km |
| Apr 8, 2003 |
17 km ESE of Saint Regis Falls, New York |
M3.7 |
116 km |
| Apr 23, 2023 |
New York |
M3.6 |
51 km |
| Jun 29, 2024 |
14 km W of Ellisburg, New York |
M3.3 |
77 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
30 km |
| Aug 24, 2011 |
13 km ENE of Saint Regis Falls, New York |
M3.2 |
121 km |
| Oct 13, 1997 |
18 km NW of Cranberry Lake, New York |
M3.0 |
62 km |
| Mar 2, 1995 |
3 km ENE of Tupper Lake, New York |
M3.0 |
86 km |
| Sep 4, 2004 |
3 km S of Massena, New York |
M2.9 |
119 km |
| Jul 10, 1997 |
8 km WNW of Cornwall, Canada |
M2.9 |
135 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
102 km |
| Oct 12, 1997 |
7 km SSW of Fort Covington Hamlet, New York |
M2.9 |
131 km |
| Jul 14, 2021 |
8 km WNW of Massena, New York |
M2.8 |
123 km |
| Jul 23, 1996 |
15 km NNE of Saranac Lake, New York |
M2.8 |
125 km |
| Mar 20, 2008 |
12 km S of Osgoode, Canada |
M2.8 |
128 km |
| Mar 14, 2021 |
19 km SW of Winchester, Canada |
M2.7 |
118 km |
| Mar 17, 2004 |
3 km SSW of Massena, New York |
M2.7 |
118 km |
| Mar 21, 2018 |
9 km NNW of Saint Regis Falls, New York |
M2.7 |
115 km |
| Aug 11, 2007 |
4 km N of Kingston, Canada |
M2.6 |
96 km |
| Jul 27, 2019 |
9 km SE of Saint Regis Falls, New York |
M2.6 |
111 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
73 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 3 fatalities, 8 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 7, 2023 |
EF3 |
49 km |
0 |
| May 2, 1983 |
EF3 |
46 km |
0 |
| Jul 16, 2024 |
EF2 |
77 km |
0 |
| Jul 23, 1990 |
EF2 |
86 km |
0 |
| Aug 15, 1986 |
EF2 |
45 km |
1 |
| Aug 28, 1973 |
EF2 |
82 km |
0 |
| Jul 16, 2024 |
EF1 |
89 km |
0 |
| Jul 16, 2024 |
EF1 |
48 km |
0 |
| Jul 16, 2024 |
EF1 |
67 km |
0 |
| Jul 16, 2024 |
EF1 |
72 km |
0 |
| Jul 16, 2024 |
EF1 |
96 km |
1 |
| Jul 16, 2024 |
EF1 |
99 km |
0 |
| Jul 10, 2024 |
EF1 |
50 km |
0 |
| Aug 7, 2023 |
EF1 |
93 km |
0 |
| Aug 7, 2023 |
EF1 |
65 km |
0 |
| Jul 8, 2021 |
EF1 |
66 km |
0 |
| Jun 3, 2021 |
EF1 |
61 km |
0 |
| Jun 30, 2017 |
EF1 |
98 km |
0 |
| Jul 8, 2014 |
EF1 |
87 km |
0 |
| Jul 8, 2014 |
EF1 |
79 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-8°C) |
3.3 in |
Coldest |
| February |
18°F (-8°C) |
2.4 in |
Driest |
| March |
29°F (-2°C) |
2.9 in |
|
| April |
42°F (5°C) |
3.2 in |
|
| May |
54°F (12°C) |
3.4 in |
|
| June |
63°F (17°C) |
3.5 in |
|
| July |
68°F (20°C) |
3.7 in |
Warmest |
| August |
66°F (19°C) |
3.9 in |
|
| September |
58°F (14°C) |
4.4 in |
Wettest |
| October |
46°F (8°C) |
3.6 in |
|
| November |
36°F (2°C) |
4.2 in |
|
| December |
23°F (-5°C) |
3.7 in |
|
Croghan has a seasonal temperature swing of 51°F / from 17°F in January to 68°F in July. Total annual precipitation is 42.2 inches, with September being the wettest month (4.4") and February the driest (2.4").
Average costs for common services in Croghan. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Croghan
What is the population of Croghan?
Croghan has a population of 642 residents and is located in New York. The population density is 1,493 people per square mile, spread across 0.4 square miles. The median age of residents is 39.1 years. The population is 51.7% female and 48.3% male.
Is Croghan expensive to live in?
Croghan is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $49,583, 34% below the national average of $75,149. The median home value is $145,500 (48% below the U.S. median). Renters pay a median of $755 per month, below the national average of $1,163. The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
Is Croghan safe?
Croghan is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 216 per 100,000 (below the national average). Overall, Croghan receives a safety grade of C+ based on combined crime data.
What is the weather like in Croghan?
Croghan has a cool climate with an average annual temperature of 44°F (7°C). Winter temperatures average 17°F in January, while summers reach an average of 68°F in July. The area receives 246 sunny days per year. Annual rainfall totals 41.8 inches, with 127.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Croghan?
The job market in Croghan is very strong, with unemployment at just 1.2% / well below the national rate of 3.6%. The average weekly wage is $1,051. There are 600 business establishments in the area, including 65 restaurants and food service locations. The average commute time is 24 minutes, and 5.8% of workers work from home.
How much does housing cost in Croghan?
The median home value in Croghan is $145,500. Zillow estimates the typical home value at $188,906. For renters, the median monthly rent is $755. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 59.4%. The average annual property tax is $5,757.
How are the schools in Croghan?
Schools in Croghan score 5.5 out of 10 on standardized testing, near the national average. 20.0% of adults in Croghan hold a bachelor's degree or higher, below the national average of 33.7%. 93.8% have completed high school. 10.6% hold a graduate or professional degree.
How healthy is Croghan?
The obesity rate in Croghan is 39.9% (above the national rate of 32.1%). 15.1% of adults are smokers. 25.5% are physically inactive. 22.7% of residents report depression. 6.3% lack health insurance (below the national rate). 44.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,476.
What is transportation like in Croghan?
The average commute in Croghan is 24 minutes, shorter than the national average of 28 minutes. 69.7% of workers drive alone to work, and 5.8% work from home.
What are the demographics of Croghan?
The racial and ethnic makeup of Croghan is 99.7% White. 99.7% of residents speak only English at home. 10.5% of the population are military veterans. 8.9% of residents have a disability. 93.7% have health insurance coverage.
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