Cross Plains, TX

Texas · Metropolitan Area

Cross Plains is a small town in Texas with a population of 1,089. Residents earn $45,489 per year, which is 39% below the national average.

3.5 /5.0
B+ Good
1,089 Population 908/sq mi density
$45,489 Median Income $22,906 per capita
$73,300 Home Value $184,736 Zillow
$725 Median Rent
65°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$45,489 median income, 1.7% unemployment
A+
Affordability
5.0 / 5.0
$73,300 home value, $725/mo rent
C
Education
2.0 / 5.0
12.8% bachelor's degree or higher
Median Income $45,489
39% lower than US avg
Home Value $73,300
74% lower than US avg
Bachelor's+ 12.8%
62% lower than US avg
Median Rent $725
38% lower than US avg
Obesity Rate 36.6%
14% higher than US avg
Unemployment 1.7%
53% lower than US avg
Poverty Rate 16.3%
31% higher than US avg

How Cross Plains Compares to the U.S. Average (100% = U.S. avg)

People

Population1,089
Median Age30.9 yrs
Density908/mi²
Male / Female53% / 48%
Largest GroupWhite 95%

Economy

B
Median Income$45,489
Per Capita$22,906
Unemployment1.7%
Poverty16.3%
County GDP$553M
Commute29 min

Housing

A+
Home Value$73,300
Rent$725
OwnershipN/A
Zillow$184,736

Crime

ViolentN/A
PropertyN/A

Health

Obesity36.6%
UninsuredN/A
Depression26.3%
Heart Disease5.9%

Climate

Avg Temp65°F
AQI42 (Good)
Rain29.0 in/yr
Elevation1,737 ft

Education

C
Bachelor's+12.8%
High School+94.0%
School Score5.10

Community

2024 VoteR 88% / D 11%
Commute29 min
Libraries2

Is Cross Plains a Good Place to Live?

Based on current data, Cross Plains receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes. Cross Plains offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cross Plains is $45,489, 39% below the national average of $75,149. The job market is very strong with unemployment at just 1.7%. The poverty rate of 16.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Cross Plains is $73,300, 74% below the national median — offering relatively affordable homeownership. Renters pay a median of $725 per month, below the national average — a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.

Education

12.8% of residents hold a bachelor's degree, below the national average of 33.7%. 94.0% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Cross Plains enjoys a moderate climate with an average annual temperature of 65°F. Winters average 45°F in January while summers reach 84°F in July. Annual precipitation totals 29.0 inches. Air quality is rated Good with a median AQI of 42.

Cross Plains has a population of 1,089 with a density of 908 people per square mile. The median age is 30.9 years, 21% younger than the national median of 38.9. The city is predominantly White (95.1%), with 2% Hispanic.

Population

1,089
Total Population
908
People / sq mi
30.9yrs
Median Age
21% below US avg
1.2mi²
Land Area

Gender Distribution

Male 52.5%
Female 47.5%

Race & Ethnicity

Cross Plains vs U.S. Average

Language Spoken at Home

English Only93.5%
19% above US avg
Spanish6.5%
51% below US avg

Social Characteristics

Cross Plains vs U.S. Average

The median household income in Cross Plains is $45,489, which is 39% below the national average of $75,149. The unemployment rate is 1.7% (below the 3.6% US average). 16.3% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Cross Plains vs U.S.

Commute Mode

Income

Median HH Income$45,489
39% below US avg
Per Capita Income$22,906
Avg Weekly Wage$1,018
IRS Avg AGI$67,615

Employment & Poverty

Unemployment1.7%
53% below US avg
Poverty Rate16.3%
31% above US avg
Establishments (County)340
County GDP$553M

Business (County)

Restaurants24
Healthcare13
Retail41
Manufacturing13

Tax & Cost of Living

Property Tax (IRS)$4,658
33% above US avg
Effective Tax Rate6.35%

Commute & Transportation

Commute Time29.1 min
Work from Home2.2%

Walkability

The median home value in Cross Plains is $73,300, 74% below the national average. Monthly rent averages $725 (38% below US avg). Zillow estimates the typical home value at $184,736.

Home Value Sources

Ownership Split

Home Values

Census Median$73,300
74% below US avg
Zillow ZHVI$184,736
Median List Price$52,450

Real Estate Market (Redfin)

Median List Price$52,450
$/Sq Ft$79
Homes Sold2
Sale-to-List Ratio88.9%
Price Drops44.4%
Inventory9

Rental Costs

Census Median Rent$725
38% below US avg

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied61.2%

Property Tax

Avg Tax (IRS)$4,658
33% above US avg
Effective Rate6.35%
In Cross Plains, 36.6% of adults are obese (above the 32.1% national rate). 26.3% report depression. 25.9% are physically inactive.

Health Metrics: Cross Plains vs U.S. Average (%)

Chronic Conditions

Obesity36.6%
14% above US avg
Diabetes10.5%
Heart Disease5.9%
High Blood Pressure32.6%
Asthma10.6%
COPD7.2%
Stroke3.1%

Behaviors & Mental Health

Binge Drinking19.5%
Physical Inactivity25.9%
Depression26.3%
Mental Distress20.1%
Physical Distress14.0%

Healthcare Access

Insurance Rate83.9%
Checkup Rate72.3%
Premature Death11,448/100K

Food & Exercise

Food Environment7.1/10
Exercise Access54.6%
Healthcare Facilities13

Crime Rates: Cross Plains vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)4

Safety Score

Cross Plains has an average annual temperature of 65°F (18°C). Winters average 45°F in January while summers reach 84°F in July. Annual precipitation is 29.0 inches. Air quality is rated Good with a median AQI of 42.

Temperature

45°F Jan (7°C) 84°F Jul (29°C)
Annual Average64.5°F
19% above US avg
January Average45°F (7°C)
July Average84°F (29°C)

Precipitation & Snow

Annual Rainfall29.0 inches
24% below US avg
Snowfall3.8 inches/yr

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation1,737 ft (529 m)
Area1.2 sq mi (3.1 km²)
Population Density908/sq mi
Coordinates32.1271°N, 99.1658°W
County FIPS48059
It is classified as Metro — under 250K. 12.8% of residents hold a bachelor's degree or higher (62% below US avg). In the 2024 election, the county voted Republican by a 77.6-point margin.

2024 Presidential Election (County)

R 88.5%
D 10.9%

Winner: Republican by 77.6 points

Education

Bachelor's Degree+12.8%
62% below US avg
High School+94.0%
School Test Score5.10
C Education Grade (2.0/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density908/sq mi
Total Area1.2 sq mi

Infrastructure & Services

Public Libraries2
Healthcare Facilities13
Restaurants24
Retail Stores41

Safety & Disasters

Fatal Crashes (County/yr)4

Commute & Transportation

Avg Commute29.1 min
Work from Home2.2%

Nearby Cities

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