Crystal Lake, FL

Florida · Metropolitan Area

Crystal Lake is a small city in Florida with a population of 5,203. Residents earn $47,679 per year, which is 37% below the national average.

3.2 /5.0
B Good
5,203 Population 2,040/sq mi density
$47,679 Median Income $24,520 per capita
$174,900 Home Value
$1,143 Median Rent
75°F Avg Temperature
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$47,679 median income, 2.7% unemployment
A+
Affordability
4.6 / 5.0
$174,900 home value, $1,143/mo rent
D
Education
1.9 / 5.0
11.8% bachelor's degree or higher
Median Income $47,679
37% lower than US avg
Home Value $174,900
38% lower than US avg
Bachelor's+ 11.8%
65% lower than US avg
Median Rent $1,143
2% lower than US avg
Obesity Rate 44.1%
37% higher than US avg
Unemployment 2.7%
25% lower than US avg
Poverty Rate 20.8%
68% higher than US avg

How Crystal Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population5,203
Median Age38.5 yrs
Density2,040/mi²
Male / Female52% / 48%
Largest GroupWhite 50%

Economy

B
Median Income$47,679
Per Capita$24,520
Unemployment2.7%
Poverty20.8%
County GDP$20,398M
Commute32 min

Housing

A+
Home Value$174,900
Rent$1,143
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity44.1%
UninsuredN/A
Depression21.6%
Heart Disease7.2%

Climate

Avg Temp75°F
AQI41 (Good)
Rain46.1 in/yr
Elevation138 ft

Education

D
Bachelor's+11.8%
High School+70.4%
School Score5.60

Community

2024 VoteR 50% / D 49%
Commute32 min
Libraries6

Is Crystal Lake a Good Place to Live?

Based on current data, Crystal Lake receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Crystal Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Crystal Lake is $47,679, 37% below the national average of $75,149. The job market is very strong with unemployment at just 2.7%. The poverty rate of 20.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Crystal Lake is $174,900, 38% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,143 per month. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.

Education

11.8% of residents hold a bachelor's degree, below the national average of 33.7%. 70.4% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Crystal Lake has a warm climate with an average annual temperature of 75°F. Winters average 62°F in January while summers reach 84°F in July. Annual precipitation totals 46.1 inches. Air quality is rated Good with a median AQI of 41.

Crystal Lake has a population of 5,203 with a density of 2,040 people per square mile. The median age is 38.5 years, 1% younger than the national median of 38.9. The city is predominantly White (49.8%), with 1.2% Hispanic, 20.4% Black.

Population

5,203
Total Population
2,040
People / sq mi
38.5yrs
Median Age
1% below US avg
2.6mi²
Land Area

Gender Distribution

Male 52.2%
Female 47.8%

Race & Ethnicity

Crystal Lake vs U.S. Average

Language Spoken at Home

English Only72.9%
7% below US avg
Spanish27.1%
102% above US avg

Social Characteristics

Crystal Lake vs U.S. Average

The median household income in Crystal Lake is $47,679, which is 37% below the national average of $75,149. The unemployment rate is 2.7% (below the 3.6% US average). 20.8% of residents live below the poverty line. Workers commute an average of 32 minutes.

Income: Crystal Lake vs U.S.

Commute Mode

Income

Median HH Income$47,679
37% below US avg
Per Capita Income$24,520
Avg Weekly Wage$1,010
IRS Avg AGI$56,471

Employment & Poverty

Unemployment2.7%
25% below US avg
Poverty Rate20.8%
68% above US avg
Establishments (County)10,530
County GDP$20,398M

Business (County)

Restaurants866
Healthcare874
Retail1,049
Manufacturing130

Tax & Cost of Living

Property Tax (IRS)$5,280
51% above US avg
Effective Tax Rate3.02%

Commute & Transportation

Commute Time31.5 min
Work from Home7.8%

Walkability

The median home value in Crystal Lake is $174,900, 38% below the national average. Monthly rent averages $1,143 (2% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$174,900
38% below US avg
Median List Price$357,500

Real Estate Market (Redfin)

Median List Price$357,500
$/Sq Ft$188
Homes Sold5
Sale-to-List Ratio100.0%
Price Drops50.0%
Inventory8

Rental Costs

Census Median Rent$1,143
2% below US avg

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied46.6%

Property Tax

Avg Tax (IRS)$5,280
51% above US avg
Effective Rate3.02%
In Crystal Lake, 44.1% of adults are obese (above the 32.1% national rate). 21.6% report depression. 32.7% are physically inactive.

Health Metrics: Crystal Lake vs U.S. Average (%)

Chronic Conditions

Obesity44.1%
37% above US avg
Diabetes13.7%
Heart Disease7.2%
High Blood Pressure35.3%
Asthma10.9%
COPD9.0%
Stroke4.0%

Behaviors & Mental Health

Binge Drinking15.8%
Physical Inactivity32.7%
Depression21.6%
Mental Distress21.3%
Physical Distress17.9%

Healthcare Access

Insurance Rate79.3%
Checkup Rate75.0%
Premature Death7,380/100K

Food & Exercise

Food Environment7.0/10
Exercise Access73.7%
Healthcare Facilities874

Crime Rates: Crystal Lake vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)70

Safety Score

Crystal Lake has an average annual temperature of 75°F (24°C). Winters average 62°F in January while summers reach 84°F in July. Annual precipitation is 46.1 inches. Air quality is rated Good with a median AQI of 41.

Temperature

62°F Jan (17°C) 84°F Jul (29°C)
Annual Average74.6°F
38% above US avg
January Average62°F (17°C)
July Average84°F (29°C)

Precipitation & Snow

Annual Rainfall46.1 inches
21% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation138 ft (42 m)
Area2.6 sq mi (6.6 km²)
Population Density2,040/sq mi
Coordinates28.0360°N, 81.8996°W
County FIPS12097
It is classified as Metro — 1 million+. 11.8% of residents hold a bachelor's degree or higher (65% below US avg). In the 2024 election, the county voted Republican by a 1.5-point margin.

2024 Presidential Election (County)

R 50.2%
D 48.7%

Winner: Republican by 1.5 points

Education

Bachelor's Degree+11.8%
65% below US avg
High School+70.4%
School Test Score5.60
D Education Grade (1.9/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,040/sq mi
Total Area2.6 sq mi

Infrastructure & Services

Public Libraries6
Healthcare Facilities874
Restaurants866
Retail Stores1,049

Safety & Disasters

Fatal Crashes (County/yr)70

Commute & Transportation

Avg Commute31.5 min
Work from Home7.8%

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