Crystal Lake, IA

Iowa

Crystal Lake is a small town in Iowa with a population of 229. Residents earn $82,500 per year, which is 10% above the national average.

3.6 /5.0
B+ Good
229 Population 916/sq mi density
$82,500 Median Income $32,259 per capita
$86,000 Home Value $88,960 Zillow
$830 Median Rent
46°F Avg Temperature
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$82,500 median income, 1.7% unemployment
A+
Affordability
5.0 / 5.0
$86,000 home value, $830/mo rent
D
Education
1.8 / 5.0
10.4% bachelor's degree or higher
Median Income $82,500
10% higher than US avg
Home Value $86,000
69% lower than US avg
Bachelor's+ 10.4%
69% lower than US avg
Median Rent $830
29% lower than US avg
Obesity Rate 42.1%
31% higher than US avg
Unemployment 1.7%
53% lower than US avg
Poverty Rate 16.0%
29% higher than US avg

How Crystal Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population229
Median Age36.2 yrs
Density916/mi²
Male / Female55% / 45%
Largest GroupWhite 98%
Veterans7.0%

Economy

A
Median Income$82,500
Per Capita$32,259
Unemployment1.7%
Poverty16.0%
County GDP$1,204M
Commute32 min

Housing

A+
Home Value$86,000
Rent$830
OwnershipN/A
Zillow$88,960

Crime

ViolentN/A
PropertyN/A

Health

Obesity42.1%
UninsuredN/A
Depression22.0%
Heart Disease5.2%

Climate

Avg Temp46°F
AQI43 (Good)
Rain34.3 in/yr
Elevation1,277 ft

Education

D
Bachelor's+10.4%
High School+92.7%
School Score5.73

Community

2024 VoteR 73% / D 26%
Commute32 min
Broadband88.0%
Libraries7

Is Crystal Lake a Good Place to Live?

Based on current data, Crystal Lake receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include high obesity rates. Crystal Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Crystal Lake is $82,500, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.7%. The poverty rate of 16.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Crystal Lake is $86,000, 69% below the national median — offering relatively affordable homeownership. Renters pay a median of $830 per month, below the national average — a plus for affordability. At just 1x median income, home prices are very affordable relative to local earnings.

Education

10.4% of residents hold a bachelor's degree, below the national average of 33.7%. 92.7% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Crystal Lake experiences four distinct seasons with an average temperature of 46°F. Winters average 15°F in January while summers reach 72°F in July. Annual precipitation totals 34.3 inches. Air quality is rated Good with a median AQI of 43.

Crystal Lake has a population of 229 with a density of 916 people per square mile. The median age is 36.2 years, 7% younger than the national median of 38.9. The city is predominantly White (97.8%).

Population

229
Total Population
916
People / sq mi
36.2yrs
Median Age
7% below US avg
0.3mi²
Land Area

Gender Distribution

Male 55%
Female 45%

Race & Ethnicity

Crystal Lake vs U.S. Average

Language Spoken at Home

English Only92.6%
18% above US avg
Spanish7.4%
45% below US avg

Social Characteristics

Crystal Lake vs U.S. Average

The median household income in Crystal Lake is $82,500, which is 10% above the national average of $75,149. The unemployment rate is 1.7% (below the 3.6% US average). 16.0% of residents live below the poverty line. Workers commute an average of 32 minutes.

Income: Crystal Lake vs U.S.

Commute Mode

Income

Median HH Income$82,500
10% above US avg
Per Capita Income$32,259
Avg Weekly Wage$1,152
IRS Avg AGI$77,191

Employment & Poverty

Unemployment1.7%
53% below US avg
Poverty Rate16.0%
29% above US avg
Establishments (County)379
County GDP$1,204M

Business (County)

Restaurants14
Healthcare25
Retail36
Manufacturing21

Tax & Cost of Living

Property Tax (IRS)$3,211
8% below US avg
Effective Tax Rate3.73%

Commute & Transportation

Commute Time32.2 min
Drive Alone75.7%
Public Transit0.0%
Work from Home6.1%

Walkability

The median home value in Crystal Lake is $86,000, 69% below the national average. Monthly rent averages $830 (29% below US avg). Zillow estimates the typical home value at $88,960.

Home Value Sources

Ownership Split

Home Values

Census Median$86,000
69% below US avg
Zillow ZHVI$88,960

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$830
29% below US avg

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied87.0%

Property Tax

Avg Tax (IRS)$3,211
8% below US avg
Effective Rate3.73%
In Crystal Lake, 42.1% of adults are obese (above the 32.1% national rate). 22.0% report depression. 26.4% are physically inactive.

Health Metrics: Crystal Lake vs U.S. Average (%)

Chronic Conditions

Obesity42.1%
31% above US avg
Diabetes9.5%
Heart Disease5.2%
High Blood Pressure30.2%
Asthma10.1%
COPD6.1%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking23.1%
Physical Inactivity26.4%
Depression22.0%
Mental Distress17.6%
Physical Distress12.4%

Healthcare Access

Insurance Rate96.9%
Checkup Rate75.5%
Premature Death6,876/100K

Food & Exercise

Food Environment8.8/10
Exercise Access70.9%
Healthcare Facilities25

Crime Rates: Crystal Lake vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)1

Safety Score

Crystal Lake has an average annual temperature of 46°F (8°C). Winters average 15°F in January while summers reach 72°F in July. Annual precipitation is 34.3 inches. Air quality is rated Good with a median AQI of 43.

Temperature

15°F Jan (-9°C) 72°F Jul (22°C)
Annual Average45.5°F
16% below US avg
January Average15°F (-9°C)
July Average72°F (22°C)

Precipitation & Snow

Annual Rainfall34.3 inches
10% below US avg

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation1,277 ft (389 m)
Area0.3 sq mi (0.6 km²)
Population Density916/sq mi
Coordinates43.2230°N, 93.7927°W
County FIPS19081
It is classified as Nonmetro — Rural. 10.4% of residents hold a bachelor's degree or higher (69% below US avg). In the 2024 election, the county voted Republican by a 47.4-point margin. 88.0% of households have broadband internet.

2024 Presidential Election (County)

R 73.1%
D 25.7%

Winner: Republican by 47.4 points

Education

Bachelor's Degree+10.4%
69% below US avg
High School+92.7%
School Test Score5.73
D Education Grade (1.8/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density916/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Broadband Access88.0%
Public Libraries7
Healthcare Facilities25
Restaurants14
Retail Stores36

Safety & Disasters

Fatal Crashes (County/yr)1

Commute & Transportation

Avg Commute32.2 min
Drive Alone75.7%
Public Transit0.0%
Work from Home6.1%

Nearby Cities

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