Median Income
$66,964
11% lower than US avg
Home Value
$156,900
44% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
11.3%
66% lower than US avg
Median Rent
$875
25% lower than US avg
Obesity Rate
39.2%
22% higher than US avg
Unemployment
0.3%
92% lower than US avg
Poverty Rate
24.3%
96% higher than US avg
How Crystal Lakes Compares to the U.S. Average (100% = U.S. avg)
People
Population460
Median Age32.6 yrs
Density418/mi²
Male / Female52% / 48%
Largest GroupWhite 84%
Veterans11.4%
Economy
B
Median Income$66,964
Per Capita$28,999
Unemployment0.3%
Poverty24.3%
Commute28 min
Housing
A+
Home Value$156,900
Rent$875
Ownership88.7%
Zillow$197,861
Housing Units167
Rent Burden16.3%
Crime
C+
Violent0/100K
Property852/100K
Murder0.0/100K
Assault0/100K
Burglary284/100K
Health
Obesity39.2%
Uninsured9.8%
Smoking18.5%
Depression26.3%
Heart Disease6.1%
Climate
Avg Temp53°F (12°C)
AQI41 (Good)
Rain37.8 in/yr
Sunny Days267/yr
Elevation932 ft (284 m)
Education
D
Bachelor's+11.3%
High School+94.2%
Graduate+1.4%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute28 min
Broadband76.1%
EV Stations3
Is Crystal Lakes a Good Place to Live?
Based on current data, Crystal Lakes receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, high obesity rates. Crystal Lakes offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Crystal Lakes is $66,964, 11% below the national average of $75,149. The job market is very strong with unemployment at just 0.3%. The poverty rate of 24.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Crystal Lakes is $156,900, 44% below the national median / offering relatively affordable homeownership. Renters pay a median of $875 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Crystal Lakes is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 852 per 100,000, 57% below the national average.
Education
11.3% of residents hold a bachelor's degree, below the national average of 33.7%. 94.2% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Crystal Lakes experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 77°F in July. With 267 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.8 inches. Air quality is rated Good with a median AQI of 41.
Crystal Lakes has a population of 460 with a density of 418 people per square mile, spread across 1.2 square miles. The median age is 32.6 years, 16% younger than the national median of 38.9. The gender split is 47.6% female and 52.4% male. The city is predominantly White (84.1%), with 2.8% Hispanic. English is the primary language spoken at home by 97.5% of residents. 11.4% of the population are veterans, above the national rate of 6.0%. 13.4% of residents have a disability. 85.5% have health insurance coverage.
Population
32.6yrs
Median Age
16% below US avg
Race & Ethnicity
Crystal Lakes vs U.S. Average
Language Spoken at Home
English Only
97.5%
24% above US avg
Spanish
2.5%
81% below US avg
Social Characteristics
Crystal Lakes vs U.S. Average
The median household income in Crystal Lakes is $66,964, which is 11% below the national average of $75,149. Per capita income is $28,999 (below the $39,052 national figure). The unemployment rate is 0.3% (below the 3.6% US average). 24.3% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 1.0% of workers work from home (below the 15.2% national rate).
Income: Crystal Lakes vs U.S.
Income
| Median HH Income | $66,964 |
| 11% below US avg |
| Per Capita Income | $28,999 |
Employment & Poverty
| Unemployment | 0.3% |
| 92% below US avg |
| Poverty Rate | 24.3% |
| 96% above US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 27.9 min |
| Drive Alone | 76.6% |
| Public Transit | 0.0% |
| Work from Home | 1.0% |
The median home value in Crystal Lakes is $156,900, 44% below the national median of $281,900. Zillow estimates the typical home value at $197,861, higher than the Census estimate. Monthly rent averages $875 (25% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 88.7% of housing units are owner-occupied (above the 65.4% national rate). There are 167 total housing units in the city. The median year a home was built is 1986. 16.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $156,900 |
| 44% below US avg |
| Zillow ZHVI | $197,861 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $875 |
| 25% below US avg |
| Rent Burden | 16.3% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 88.7% |
| Owner-Occupied | 88.7% |
| Renter-Occupied | 11.3% |
| Housing Units | 167 |
| Median Year Built | 1986 |
Property Tax
In Crystal Lakes, 39.2% of adults are obese, above the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 6.1% of residents. 33.7% have high blood pressure. 18.5% are current smokers (above the 14.0% national rate). 17.6% report binge drinking. 31.0% are physically inactive, above the national average. 26.3% report depression (above the 20.0% national average). 19.7% experience frequent mental distress. 9.8% of residents lack health insurance.
Health Metrics: Crystal Lakes vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.2% |
| 22% above US avg |
| Diabetes | 10.6% |
| Heart Disease | 6.1% |
| High Blood Pressure | 33.7% |
| Asthma | 10.9% |
| COPD | 7.6% |
| Cancer | 7.4% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 18.5% |
| 32% above US avg |
| Binge Drinking | 17.6% |
| Physical Inactivity | 31.0% |
| Depression | 26.3% |
| Mental Distress | 19.7% |
| Physical Distress | 14.5% |
| Short Sleep | 39.6% |
Healthcare Access
| Insurance Rate | 85.5% |
| Uninsured | 9.8% |
| 14% above US avg |
| Checkup Rate | 75.2% |
| Dental Visits | 55.8% |
Food & Exercise
Crystal Lakes has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 852 per 100,000, 57% below the U.S. average. This includes larceny/theft at 284, burglary at 284, vehicle theft at 284 per 100,000 residents. Overall, Crystal Lakes receives a safety grade of C+.
Crime Rates: Crystal Lakes vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 852.3/100K |
| 57% below US avg |
| Burglary | 284.1/100K |
| Theft | 284.1/100K |
| Vehicle Theft | 284.1/100K |
| Arson | 284.1/100K |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Crystal Lakes experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 26°F in January while summers reach 77°F in July. The area gets 267 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.8 inches. The area receives 4.1 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 932 feet.
Temperature
26°F Jan (-3°C)
77°F Jul (25°C)
| Annual Average | 53.1°F |
| 2% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 267 days/yr |
Geography
| Elevation | 932 ft (284 m) |
| Area | 1.2 sq mi (3.2 km²) |
| Population Density | 418/sq mi |
| Coordinates | 39.3595°N, 94.1899°W |
| Timezone | America/Chicago |
| Nearest Airport | Kansas City International (MCI)
28 miles away |
Precipitation & Snow
Annual Rainfall
37.8"
1% below US avg
Wettest Month (Sep)
4.84"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.5 on Jul 15, 2025.
| May 18, 2005 |
Missouri |
M3.3 |
102 km |
| Jul 31, 2005 |
Missouri |
M3.3 |
145 km |
| Mar 23, 2007 |
5 km N of Nortonville, Kansas |
M3.1 |
100 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
143 km |
| May 13, 1999 |
6 km WSW of Kansas City, Kansas |
M3.0 |
53 km |
| Apr 4, 2015 |
3 km ESE of Clinton, Missouri |
M2.6 |
118 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
74 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
509 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 294 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 29, 2004 |
EF4 |
58 km |
3 |
| May 4, 2003 |
EF4 |
29 km |
0 |
| May 4, 2003 |
EF4 |
64 km |
2 |
| May 4, 1977 |
EF4 |
17 km |
0 |
| May 4, 1977 |
EF4 |
18 km |
0 |
| Apr 23, 1975 |
EF4 |
42 km |
1 |
| Apr 21, 1967 |
EF4 |
95 km |
0 |
| Jun 8, 1966 |
EF4 |
88 km |
1 |
| May 7, 1961 |
EF4 |
67 km |
0 |
| May 22, 1952 |
EF4 |
98 km |
0 |
| Mar 6, 2017 |
EF3 |
45 km |
0 |
| May 2, 2008 |
EF3 |
27 km |
0 |
| Mar 12, 2006 |
EF3 |
92 km |
0 |
| May 29, 2004 |
EF3 |
58 km |
0 |
| May 4, 1977 |
EF3 |
46 km |
1 |
| Apr 23, 1975 |
EF3 |
83 km |
0 |
| May 5, 1971 |
EF3 |
98 km |
0 |
| Jun 26, 1969 |
EF3 |
43 km |
0 |
| May 15, 1968 |
EF3 |
90 km |
0 |
| Apr 21, 1967 |
EF3 |
38 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: HIGHWAY E (897 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
HIGHWAY E |
897 |
35 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.2 in |
Coldest |
| February |
32°F (-0°C) |
1.2 in |
Driest |
| March |
43°F (6°C) |
2.6 in |
|
| April |
54°F (12°C) |
3.5 in |
|
| May |
63°F (17°C) |
4.8 in |
|
| June |
72°F (22°C) |
4.5 in |
|
| July |
77°F (25°C) |
4.1 in |
Warmest |
| August |
76°F (24°C) |
3.8 in |
|
| September |
67°F (19°C) |
4.8 in |
Wettest |
| October |
56°F (13°C) |
3.4 in |
|
| November |
42°F (5°C) |
2.3 in |
|
| December |
31°F (-1°C) |
1.7 in |
|
Crystal Lakes has a seasonal temperature swing of 52°F / from 26°F in January to 77°F in July. Total annual precipitation is 37.8 inches, with September being the wettest month (4.8") and February the driest (1.2").
Average costs for common services in Crystal Lakes. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Crystal Lakes
What is the population of Crystal Lakes?
Crystal Lakes has a population of 460 residents and is located in Missouri. The population density is 418 people per square mile, spread across 1.2 square miles. The median age of residents is 32.6 years, which is younger than the national median of 38.9 years. The population is 47.6% female and 52.4% male.
Is Crystal Lakes expensive to live in?
Crystal Lakes is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $66,964, 11% below the national average of $75,149. The median home value is $156,900 (44% below the U.S. median). Renters pay a median of $875 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Crystal Lakes safe?
Crystal Lakes is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 852 per 100,000 (below the national average). Overall, Crystal Lakes receives a safety grade of C+ based on combined crime data.
What is the weather like in Crystal Lakes?
Crystal Lakes has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 26°F in January, while summers reach an average of 77°F in July. The area receives 267 sunny days per year, well above the national average of 205. Annual rainfall totals 37.8 inches, with 4.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Crystal Lakes?
The job market in Crystal Lakes is very strong, with unemployment at just 0.3% / well below the national rate of 3.6%. The average commute time is 28 minutes, and 1.0% of workers work from home.
How much does housing cost in Crystal Lakes?
The median home value in Crystal Lakes is $156,900. Zillow estimates the typical home value at $197,861. For renters, the median monthly rent is $875. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 88.7%.
How are the schools in Crystal Lakes?
Schools in Crystal Lakes score 5.5 out of 10 on standardized testing, near the national average. 11.3% of adults in Crystal Lakes hold a bachelor's degree or higher, below the national average of 33.7%. 94.2% have completed high school. 1.4% hold a graduate or professional degree.
How healthy is Crystal Lakes?
The obesity rate in Crystal Lakes is 39.2% (above the national rate of 32.1%). 18.5% of adults are smokers. 31.0% are physically inactive. 26.3% of residents report depression. 9.8% lack health insurance.
What is transportation like in Crystal Lakes?
The average commute in Crystal Lakes is 28 minutes. 76.6% of workers drive alone to work, and 1.0% work from home.
What are the demographics of Crystal Lakes?
The racial and ethnic makeup of Crystal Lakes is 84.1% White, 0.9% Black or African American, 2.8% Hispanic or Latino. 97.5% of residents speak only English at home. 11.4% of the population are military veterans. 13.4% of residents have a disability. 85.5% have health insurance coverage.
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